What Is Bike Insurance?

This cover entitles you to repair or replacement of your bicycle and extends to cover up to 60 days whilst you are abroad

Core elements

Cover includes:

 
  • If your bicycle is stolen we will replace it
  • Mechanical breakdown outside of the manufacturer’s guarantee period
  • Personal Accident benefit cover up to £10,000
  • Public Liability cover up to £1,000,000
  • Personal Injury – Legal Expenses, civil claim costs following a road accident involving the insured bicycle and resulting in the death of or bodily injury to an insured person
  • Uninsured Loss Recovery – Legal Expenses – Cost of professional fees charged by a solicitor following a road accident involving the insured bicycle and resulting in uninsured losses being incurred by an insured person
  • Consumer Dispute – Legal Expenses – Cost of professional fees charged by a solicitor in pursuit or defence of any claim arising out of the sale, purchase or hire purchase of the insured bicycle or of any claim relating to the testing, servicing or repair of the insured bicycle.
  • Identity Theft – Legal Expenses – Cost of professional fees charged by a solicitor and ancillary costs incurred following an event of identity theft

We can arrange policies covering the above via our app available on the links below

 
 
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