What is Gadget Insurance?

Covers repair or replacement of your gadget or mobile phone, once relevant paperwork has been received, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if your phone is lost or stolen.

Core elements

Cover includes:

  • Repair costs if your gadget is damaged as a result of an accident. If it cannot be repaired it will be replaced

    insurance policy

  • If your gadget is stolen we will replace it.

  • If you accidentally or unintentionally lose your mobile phone, tablet or smartwatch we will replace it (if cover selected and mentioned on your policy schedule)

  • If your gadget (other than laptops or computers) suffers electrical breakdown which occurs outside of the manufacturer’s guarantee period, we will repair it. If it cannot be repaired it will be replaced.

  • If your gadget is damaged as a result of accidentally coming into contact with any liquid, we will repair it. If it cannot be repaired it will be replaced.

  • If your mobile phone is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs upon receipt of your itemised bill up to the maximum of £2500

  • If your gadget is intentionally or deliberately damaged due to the actions of another party, not including your immediate family, we will repair it. If it cannot be repaired it will be replaced

  • Coverage extends to the UK. Worldwide for a max of 90 days in any single 12 month period of insurance
     

We can arrange policies covering the above via our app available on the links below

 
 
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