What's Gadget Insurance?


Covers repair or replacement of your gadget or mobile phone, once relevant paperwork has been received, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if your phone is lost or stolen.

Apply for this cover via WeCovr app or via the above links on the site for the cover you require!


Awesome features

Our cover provides great benefits
Gadget Insurance:

  • Repair costs

    Repair costs if your gadget is damaged as a result of an accident. If it cannot be repaired it will be replaced.

  • Replacement if stolen

    If your gadget is stolen we will replace it.

  • Accidental loss (if chosen)

    If you accidentally or unintentionally lose your mobile phone, tablet or smartwatch we will replace it (if cover selected and mentioned on your policy schedule)

  • Electrical breakdown (not computers)

    If your gadget (other than laptops or computers) suffers electrical breakdown which occurs outside of the manufacturer’s guarantee period, we will repair it. If it cannot be repaired it will be replaced.

  • Liquid damage

    If your gadget is damaged as a result of accidentally coming into contact with any liquid, we will repair it. If it cannot be repaired it will be replaced.

  • Stolen/lost phone usage costs

    If your mobile phone is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs upon receipt of your itemised bill up to the maximum of £2500.

  • Third-party damage

    If your gadget is intentionally or deliberately damaged due to the actions of another party, not including your immediate family, we will repair it. If it cannot be repaired it will be replaced.

  • UK plus

    Coverage extends to the UK. Worldwide for a max of 90 days in any single 12 month period of insurance


Interesting Facts Related To This Insurance

  • Almost half a million people (446,000) in the UK had their phones stolen last year.
  • Almost £2m is spent by Brits on fixing their phone screens every single day(!)
  • Over their lifetime, an average Brit forks out £4,480 on replacing over 3,000 lost possessions.

All our policy documents are available for your perusal at any time

Learn more
Insurance Product Information Document

A summary document setting out the main features of your policy

Learn more

Why Choose WeCovr

FCA Authorised

We are experienced brokers authorised and regulated by the FCA


Our experts have worked in the insurance and finance industry for over 20 years

Wide Product Range

We have access to many different providers to bring you most value


Access to modern insurance via mobile, web and api's!

WeCovr is proud to be able to meet all your insurance needs in seconds - via our web, mobile and api solutions.

Our customers

We are your one-stop solution for all matters relating to insuring risks and funding. We assist both individual and businesses customers.

Every year billions are lost globally due to non-insurance of insurable risks. We help various businesses and their clients avoid such losses by using one or more of our offerings.

Through our partners, you can access various insurance offerings.

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Benefit from a peace of mind knowing that you or your clients have done everything possible to protect against life's eventualities