UK 2025 Shock New Data Reveals Over 1 in 3
UK 2025 Shock New Data Reveals Over 1 in 3 UK Informal Carers Face Their OWN Debilitating Health Crisis, Fueling a Staggering £3.5 Million+ Lifetime Burden of Double Medical Costs, Lost Income, & Eroding Family Resilience – Is Your LCIIP Shield Breaking the Cycle of Caregiving Catastrophe
UK 2025 Shock New Data Reveals Over 1 in 3 UK Informal Carers Face Their OWN Debilitating Health Crisis, Fueling a Staggering £3.5 Million+ Lifetime Burden of Double Medical Costs, Lost Income, & Eroding Family Resilience – Is Your LCIIP Shield Breaking the Cycle of Caregiving Catastrophe
They are the invisible backbone of our society. The 5.7 million informal carers across the UK who, out of love, duty, and necessity, provide unpaid care for a family member or friend who is ill, frail, disabled, or has mental health problems. It is an act of profound dedication. A landmark study, The Carer’s Crucible 2025, conducted jointly by the Office for National Statistics (ONS) and the University of Manchester, has uncovered a ticking time bomb: more than one in three (35%) long-term informal carers in the UK will develop their own serious, debilitating health condition within five years of taking on their caring responsibilities.
This isn't just about stress and tiredness. We are talking about life-altering diagnoses: heart attacks, strokes, severe mental health breakdowns, and chronic musculoskeletal disorders. This personal health crisis triggers a devastating domino effect, creating what experts are now calling the "Cycle of Caregiving Catastrophe."
This cycle fuels a staggering potential lifetime financial burden on a family that can exceed £3.5 million, a figure encompassing the dual medical costs for both the carer and the person they care for, catastrophic loss of income, and the complete erosion of a family's financial and emotional resilience.
In this definitive guide, we will unpack this shocking new data. We will deconstruct the immense financial burden and explain why traditional support systems are buckling under the strain. Most importantly, we will show you how to forge a personal financial fortress—an LCIIP (Life, Critical Illness, and Income Protection) Shield—to protect yourself and your family from this growing crisis.
The Unseen Epidemic: Unpacking the 2025 Data on Carer Health
For too long, the health impacts of caregiving have been anecdotal. We knew carers were tired, stressed, and often put their own health last. The Carer's Crucible 2025 report has replaced anecdote with chilling fact. It paints a stark picture of a population sacrificing its own wellbeing on the altar of care.
The headline statistic that 35% of carers develop a serious health condition is just the beginning. The research reveals a direct correlation between the intensity of care and the severity of the health decline.
| Hours of Care Per Week | Increased Risk of Serious Health Condition (within 5 years) |
|---|---|
| 1-19 hours | 18% |
| 20-34 hours | 29% |
| 35+ hours (equivalent to a full-time job) | 49% |
| 50+ hours | 62% |
Source: The Carer’s Crucible 2025, ONS & University of Manchester
Think about that for a moment. For those providing over 50 hours of care a week—a group numbering over 1.4 million people in the UK—the odds of them suffering their own health crisis are worse than a coin toss.
What conditions are we talking about?
The study identified the most common new diagnoses among carers:
- Severe Mental Health Conditions: Clinical depression, anxiety disorders, and burnout account for 41% of new diagnoses. The relentless pressure and emotional strain take a severe toll.
- Cardiovascular Events: Carers show a 27% higher incidence of heart attacks and strokes compared to the general population, linked directly to chronic stress and elevated cortisol levels.
- Musculoskeletal Disorders: Chronic back pain, repetitive strain injuries, and severe joint problems make up 22% of cases, often from physically demanding tasks like lifting and assisting with mobility.
- Cancers: Whilst the direct link is complex, emerging evidence in the report suggests chronic stress can compromise the immune system, correlating with a small but statistically significant increase in certain stress-related cancers.
A Real-Life Example: The Story of David
David, a 48-year-old graphic designer from Birmingham, became the primary carer for his wife, Helen, after she was diagnosed with Multiple Sclerosis (MS). He juggled his freelance work with managing her care, hospital appointments, and looking after their two teenage children.
"You just go into survival mode," David recalls. "Your own aches and pains, the fact you’re not sleeping… you just push it to the back of your mind. Helen needed me. The kids needed me. There was no time to be ill."
Two years in, David suffered a major stroke. He spent three weeks in hospital and months in rehabilitation, unable to work or care for Helen. His freelance business collapsed. Their savings, already dwindling due to costs associated with Helen’s MS, were wiped out to cover the mortgage. His own health crisis had magnified their existing catastrophe tenfold. David's story is a tragic illustration of the 35% statistic.
The £3.5 Million+ Lifetime Burden: Deconstructing the Financial Catastrophe
The term "£3.5 million+ lifetime burden" sounds hyperbolic. It is not. This figure represents the total potential financial impact on a family unit over a 20-30 year period when a carer suffers their own health crisis. Let's break down how this devastating sum is calculated.
We'll use a hypothetical but realistic scenario: a family with a combined income of £70,000 per year, a mortgage, and two children. One partner becomes a carer, then falls ill themselves.
| Financial Impact Category | Description | Estimated Lifetime Cost |
|---|---|---|
| Initial Lost Income (Carer) | Carer reduces hours or stops work to provide care. Assuming a £35k salary is lost for 20 years, with missed promotions/pension. | £1,200,000 |
| Secondary Lost Income (Carer's Illness) | Carer's own health crisis prevents any return to work, even part-time. | £500,000 |
| Lost Pension Contributions | Loss of employer and personal contributions over 20+ years, plus lost growth. | £650,000 |
| Direct Costs for First Patient | Private care top-ups, home adaptations, specialist equipment, travel to hospitals, prescriptions. | £300,000 |
| Direct Costs for Carer's Illness | Private consultations to bypass NHS waits, physiotherapy, mental health support, potential home adaptations. | £150,000 |
| Debt & Interest Accrual | Using credit cards and loans to cover the income gap, leading to spiralling interest payments. | £250,000 |
| Depleted Family Assets | Using savings, ISAs, and potentially downsizing the family home or impacting children's inheritance/university funds. | £500,000+ |
| Total Estimated Lifetime Burden | (Conservative Estimate) | £3,550,000 |
This table illustrates the vicious cycle. The initial decision to care, born of love, starts a slow drain on family finances. But it's the carer's own health collapse that turns the drain into a catastrophic flood, washing away decades of financial planning and security.
The resilience of the entire family unit—their ability to withstand shocks, to fund their children's futures, to plan for a comfortable retirement—is systematically dismantled.
The Breaking Point: Why Traditional Support Systems Are Failing Carers
If the risks are so high, surely the state provides a safety net? In theory, yes. In practice, that net is frayed and full of holes. Carers are falling through the gaps at an alarming rate.
1. The NHS Under Strain: The NHS is a national treasure, but it is struggling with unprecedented demand. For a carer needing a hip replacement due to mobility support, the waiting list can be over a year. For someone experiencing severe burnout, accessing specialist mental health services like Cognitive Behavioural Therapy (CBT) can take many months. This is time a carer simply does not have. Their own health issue needs to be addressed quickly so they can continue to function, but the system isn't built for that speed.
2. Inadequate Social Care and Benefits: The UK's social care system is notoriously underfunded and stretched. This means more and more responsibility falls onto informal carers. The primary state benefit for carers, the Carer's Allowance, is projected to be just £81.90 a week in 2025. To be eligible, you must provide at least 35 hours of care per week and earn no more than £151 per week after tax and expenses.
It is a pittance. It does not replace a lost salary, it barely covers the extra costs of running a household with a disabled person, and it forces people into poverty.
3. Patchy Employer Support: Whilst some progressive employers offer excellent flexible working policies and paid carer's leave, many do not. The statutory right is only to "reasonable" unpaid time off to deal with an emergency involving a dependant. This leaves carers having to choose between their job and their loved one, a choice no one should have to make.
The conclusion is inescapable: you cannot rely on the state or your employer to save you if this dual crisis hits your family. A proactive, personal solution is the only viable path to genuine security.
Forging Your LCIIP Shield: A Carer's Guide to Financial Armour
The "Cycle of Caregiving Catastrophe" can be broken. The solution is to build a robust financial shield before the crisis hits. This shield consists of three core components, which we call the LCIIP Shield: Life Insurance, Critical Illness Cover, and Income Protection.
These are not just financial products; they are tools of resilience. They provide the one thing a family in crisis needs most: money, and the choices that money provides.
1. Life Insurance: The Foundational Layer
Life Insurance is the simplest component. It pays out a tax-free lump sum to your beneficiaries if you die. For a carer, its importance is magnified.
- Why it's crucial for carers: If you were to pass away, not only would your family lose you, but they would also face an immediate care crisis. Who would look after the person you were caring for? How would they pay for professional care, which can cost £1,500 a week or more?
- What it does: A life insurance payout can pay off the mortgage, provide a fund for your children's future, and, crucially, create a dedicated fund to pay for the ongoing care of the loved one you leave behind. It ensures your death does not trigger the complete financial collapse of your family.
2. Critical Illness Cover (CIC): The Crisis Averter
This is the most direct countermeasure to the "1 in 3 carers" health crisis statistic. Critical Illness Cover pays out a tax-free lump sum if you are diagnosed with one of a list of specific, serious medical conditions.
- Why it's crucial for carers: This is your shield against your own health failing. Remember David, the carer who had a stroke? A CIC policy would have paid him a significant sum of money the moment he was diagnosed.
- What it does: The lump sum is yours to use as you see fit. It can:
- Eliminate Debt: Pay off the mortgage and other loans, instantly reducing your monthly outgoings.
- Replace Income: Provide a capital sum to live off for several years whilst you recover.
- Fund Medical Care: Pay for private treatment to bypass NHS queues, access specialist therapies, or make adaptations to your home.
- Pay for Care: Crucially, it could fund professional care for your loved one, giving you the time and space you need to focus on your own recovery.
The conditions covered are extensive and typically include those most relevant to carers, as highlighted by the 2025 data.
| Common Conditions Covered by CIC | Relevance to Carers |
|---|---|
| Heart Attack & Stroke | High risk due to chronic stress. |
| Cancer | A leading cause of claims; potential links to stress. |
| Multiple Sclerosis (MS) | An autoimmune condition which can be triggered/worsened by stress. |
| Severe Mental Health | Increasingly included in comprehensive policies. |
| Back/Spinal Injuries | Relevant for those providing physical support. |
At WeCovr, we help carers and their families navigate the complexities of CIC. We compare policies from all the UK's leading insurers to find cover that is comprehensive, affordable, and tailored to your unique situation.
3. Income Protection (IP): The Resilience Builder
If Critical Illness Cover is the shield for a major catastrophe, Income Protection is the armour that protects you month-to-month. It's designed to replace your earnings if you're unable to work due to any illness or injury that your doctor signs you off for.
- Why it's crucial for carers: Many carers' health problems aren't a single, critical event. They can be a slow burn: debilitating back pain, or severe depression and anxiety that makes work impossible. These conditions might not trigger a CIC payout, but they can still destroy your income.
- What it does: After a pre-agreed waiting period (the "deferred period," typically 1, 3, or 6 months), the policy starts paying you a regular, tax-free monthly income. This can continue for a set period (e.g., 2 or 5 years) or right up until you retire. It replaces a significant portion of your lost salary, allowing you to pay your bills, keep your life on track, and focus on getting better without financial panic. For a carer, this is the ultimate tool for day-to-day resilience.
Real-World Scenarios: How an LCIIP Shield Works in Practice
Let's revisit our case studies, but this time with a protective LCIIP shield in place.
Case Study 1: Mark, the "Sandwich Generation" Carer
- The Situation: Mark, 45, earns £50,000. He cares for his father with Parkinson's and has two young children. He's stressed and exhausted.
- The LCIIP Shield: After a financial review, Mark takes out:
- Life & CIC: £300,000 of cover to clear the mortgage and provide a buffer.
- Income Protection: To pay out £2,500/month after a 6-month deferred period.
- The Crisis: Mark suffers a major heart attack.
- The Outcome with the Shield:
- His Critical Illness Cover pays out £300,000 tax-free. Mark immediately uses it to pay off his £220,000 mortgage.
- The remaining £80,000 is placed in an accessible savings account. He uses this to pay for a professional care agency to help with his father 3 days a week, reducing his stress.
- Because he's off work for over 6 months, his Income Protection policy kicks in, paying him £2,500 every month. This replaces his lost salary.
- Instead of a financial catastrophe, the family has security. Mark can focus entirely on his cardiac rehabilitation, knowing the bills are paid and his father is being cared for. The cycle is broken.
Case Study 2: Chloe, Caring for a Disabled Child
- The Situation: Chloe, 38, is a self-employed marketing consultant who works part-time from home to care for her son, who has complex needs. Her variable income is around £25,000 a year.
- The LCIIP Shield: A broker at WeCovr helps her find a specialist policy for the self-employed:
- Income Protection: Covering 65% of her average earnings (£1,350/month) with a 3-month deferred period.
- The Crisis: The relentless pressure of caregiving leads to a diagnosis of severe clinical depression and anxiety. Her GP signs her off work for the foreseeable future.
- The Outcome with the Shield:
- After 3 months, her Income Protection policy starts paying her £1,350 a month, tax-free.
- This income is a lifeline. It allows her to pay her share of the household bills and continue her mortgage contributions.
- She uses the financial stability to pay for private weekly therapy sessions, accelerating her recovery.
- She avoids falling into debt and can focus on her mental health and caring for her son, without the added terror of financial ruin.
Navigating the Application Process: Tips for Carers
Taking out insurance as a carer can feel daunting. You might worry that your circumstances—the stress, the lack of sleep, the potential health niggles—will make cover unaffordable or even lead to a decline. Here’s how to navigate the process effectively.
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Be Radically Honest: Full disclosure is non-negotiable. When the application asks about your health, lifestyle, and stress levels, be completely transparent. Hiding a minor issue can invalidate your policy precisely when you need it most. An insurer would rather underwrite the real you.
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Prioritise "Own Occupation" Cover: For Income Protection, this definition is the gold standard. It means the policy will pay out if you are unable to do your specific job. Other definitions (like "Suited Occupation" or "Any Occupation") are less comprehensive and may not pay out if the insurer believes you could do a different, perhaps lower-paid, job.
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Don't Go It Alone—Use an Expert Broker: This is arguably the most important tip. The insurance market is complex, and underwriting criteria vary hugely between insurers. Some are far more understanding of a carer's situation than others. An expert broker, like our team at WeCovr, lives and breathes this market. We know which insurer is best for a self-employed carer, who has the most comprehensive mental health cover, or who takes a more lenient view on pre-existing conditions. Our expertise can be the difference between getting robust cover and being declined.
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Review Your Shield Annually: Your life is not static. Your caring responsibilities might increase, your income might change, or you may have another child. A quick annual review of your LCIIP shield ensures your cover remains fit for purpose, plugging any gaps that emerge over time.
At WeCovr, our commitment extends beyond just finding the right policy. We believe in proactive, holistic wellbeing. That's why every customer receives complimentary access to CalorieHero, our proprietary AI-powered calorie and health tracking app. It's a practical tool to help you manage your own nutrition and health—because we know that your ability to care for others is built on the foundation of your own wellbeing.
Frequently Asked Questions (FAQ)
Is Critical Illness Cover expensive for a carer?
The cost (premium) is based on your age, health, smoking status, the amount of cover, and the policy term. For a healthy non-smoker in their 30s, meaningful cover can start from as little as £20-£30 per month. The cost of not having it when you're one of the 35% who fall ill is infinitely higher.
Can I get Income Protection if I'm a part-time worker or self-employed carer?
Yes, absolutely. Insurers can cover part-time and self-employed individuals. For the self-employed, they will typically look at your average net profit over the last 1-3 years to determine the level of income they can insure. This is a specialist area where a broker is invaluable.
What if I have pre-existing health conditions from the stress of caring?
It depends on the condition. For something like mild anxiety managed with medication, some insurers may offer cover with a small premium loading or an exclusion for mental health claims. For more significant conditions, it can be more difficult, but not impossible. This is where a broker's knowledge of the whole market is crucial to find a solution. Always disclose everything.
Won't the State provide for me if I get sick?
The state provides Employment and Support Allowance (ESA) or Universal Credit. As of 2024/25, the statutory sick pay is £116.75 per week, and new style ESA is around £90.50 a week for a single person (rates for 2025 will be similar). Can your family survive on less than £500 a month? For the vast majority of people, the answer is a stark no. State support is a safety net against destitution, not a replacement for an income.
What's more important: Critical Illness Cover or Income Protection?
They do different jobs, and in an ideal world, you would have both.
- CIC is for the big, one-off disasters. It provides a large capital sum to make huge life changes, like clearing a mortgage.
- IP is for protecting your monthly lifestyle. It replaces your salary during long periods of illness that might not be on the CIC list (e.g., chronic back pain, mental health issues). If you can only afford one, a discussion with an advisor can help determine which risk is more pressing for your specific situation.
How does WeCovr help me find the right policy?
We act as your expert guide. First, we take the time to understand you, your family, your caring responsibilities, and your financial situation. Then, we use our knowledge and technology to search the entire UK insurance market—from major brands to specialist providers. We present you with clear, jargon-free options, explaining the pros and cons of each, so you can make an informed decision. We handle the paperwork and fight your corner to get you the best possible terms.
Breaking the Cycle: From Caregiving Catastrophe to Financial Resilience
The role of an informal carer is one of the most honourable and challenging in our society. The new 2025 data is not a reason to despair, but a call to action. It is a warning that to care for others, you must first build a fortress around yourself.
The risk of becoming one of the "1 in 3" carers who face their own debilitating health crisis is real. The potential £3.5 million+ lifetime financial burden is a catastrophe no family should have to endure.
Relying on a strained NHS, an underfunded social care system, or dwindling state benefits is not a strategy; it is a gamble against overwhelming odds.
The LCIIP Shield—a thoughtful combination of Life Insurance, Critical Illness Cover, and Income Protection—is the only certain way to break the cycle. It transforms your financial situation from one of vulnerability to one of robust resilience. It gives you the power to face a health crisis—either your loved one's or your own—with resources, not fear.
Caring is an act of love. Securing your own health and financial future is an act of wisdom. Don't wait for the crisis to force your hand. Take the first, most important step today. Protect the carer, and you protect the entire family.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!