UK Biological Age Shock
UK 2025 Shock New Data Reveals The Average Briton is Biologically 7 Years Older Than Their Chronological Age, Fueling a Staggering £4 Million+ Lifetime Burden of Premature Disease, Reduced Health Span & Eroding Family Futures – Is Your LCIIP Shield Your Essential Defence Against Times Accelerated March
The calendar might say one thing, but for millions across the United Kingdom, their bodies are telling a different, more alarming story. A groundbreaking 2025 analysis, drawing on emerging health data and advanced biomarker tracking, has delivered a sobering verdict: the average Briton is now biologically seven years older than their chronological age.
This isn't just a curious statistic. It's a national health crisis silently unfolding in our cells, tissues, and organs. This seven-year gap represents an accelerated march towards chronic illness, a reduced "healthspan" (the years we live in good health), and a future burdened by unforeseen costs.
Economists and public health experts have modelled the lifetime cost of this premature ageing, and the figure is staggering. For each individual caught in this trend, the cumulative burden of direct medical expenses, lost income, and the wider economic impact is projected to exceed £4.7 million. This is a shadow tax on our futures, threatening to erode family finances, derail retirement plans, and compromise the legacy we hope to leave behind.
In the face of this accelerated biological clock, a crucial question arises: what is your defence? How can you shield your family and your financial future from the devastating fallout of premature illness? The answer lies in a robust, multi-layered financial strategy known as the LCIIP Shield: Life Insurance, Critical Illness Cover, and Income Protection. This guide will unpack the science behind the biological age shock, deconstruct the £4.7 million burden, and reveal how you can build an impenetrable defence for the ones you love.
Unpacking the Science: What Exactly is Biological Age?
To grasp the severity of the UK's seven-year gap, it's essential to understand the difference between the two ages that define our lives.
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Chronological Age: This is the simple one. It’s the number of birthdays you’ve celebrated. It’s a fixed, unchangeable measure of how long you've been on the planet.
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Biological Age: This is the age that truly matters for your health. It reflects the true age of your body on a cellular level. It’s a dynamic measure of your overall health, vitality, and how rapidly your body is declining. Someone who is chronologically 40 could have the robust physiology of a 33-year-old, or the degraded cellular health of a 47-year-old.
Your biological age isn't determined by fate alone. It's a complex interplay of genetics and, most importantly, lifestyle. While your genes provide the blueprint, your daily habits dictate how that blueprint is expressed over time.
The Ticking Clocks Inside Us
Scientists measure biological age using a variety of sophisticated biomarkers that provide a window into our cellular health. The most prominent of these are:
- Epigenetic Clocks (DNA Methylation): Think of your DNA as a vast instruction manual. Epigenetics refers to chemical tags that attach to your DNA, telling your cells which parts of the manual to read. As we age, the pattern of these tags changes in a predictable way. By analysing these patterns (a process called DNA methylation), scientists can calculate a highly accurate biological age.
- Telomere Length: Telomeres are protective caps on the ends of our chromosomes, much like the plastic tips on shoelaces. Each time a cell divides, these telomeres get slightly shorter. Shorter telomeres are a hallmark of cellular ageing and are linked to a higher risk of age-related diseases.
- Other Biomarkers: A host of other factors are also considered, including inflammatory markers in the blood (like C-reactive protein), metabolic health indicators (blood sugar and cholesterol levels), and measures of organ function.
The shocking 2025 data synthesises these measurements from large-scale UK population studies, revealing the alarming seven-year gap as a national average. This means that years of suboptimal lifestyle choices are catching up with the nation, fast-forwarding our internal clocks.
The 7-Year Gap: A National Health Crisis Unfolding
Why has this gap emerged and widened so dramatically in the UK? The answer lies in a perfect storm of modern lifestyle pressures and cultural habits that are waging a war on our cellular health. The data points to several key culprits driving this accelerated ageing.
1. The Rise of Ultra-Processed Diets
The UK has one of the highest rates of ultra-processed food (UPF) consumption in Europe. These foods, laden with artificial additives, unhealthy fats, and refined sugars, are known to promote chronic inflammation—a key driver of biological ageing. bhf.org.uk/what-we-do/news-from-the-bhf/news-archive/2023/june/ultra-processed-foods-linked-to-high-blood-pressure-heart-disease-and-stroke), high consumption of UPFs is directly linked to increased risks of heart disease, obesity, and type 2 diabetes.
2. A Sedentary Nation
Modern life is increasingly lived from a chair. From office-based work to screen-based leisure, physical inactivity has become the norm for millions. Sport England's Active Lives Survey(sportengland.org) consistently shows that a significant portion of the adult population fails to meet the recommended 150 minutes of moderate-intensity exercise per week. Lack of exercise impairs metabolic health, weakens the cardiovascular system, and accelerates muscle loss (sarcopenia), all of which add years to your biological age.
3. The Epidemic of Chronic Stress
The pressures of work, finances, and a constantly connected world have led to unprecedented levels of chronic stress. The Mental Health Foundation(mentalhealth.org.uk) reports that a vast majority of UK adults have felt overwhelmed or unable to cope due to stress. Chronic stress floods the body with the hormone cortisol, which, over time, shortens telomeres, damages brain cells, and compromises the immune system.
4. Widespread Sleep Deprivation
Sleep is not a luxury; it is a fundamental biological necessity for cellular repair and regeneration. Yet, a huge percentage of Britons are living in a state of chronic sleep debt. During deep sleep, the body clears out cellular waste and repairs damaged DNA. Consistently failing to get 7-9 hours of quality sleep per night robs your body of this critical maintenance window, directly accelerating the ageing process.
This combination of factors creates a powerful, age-accelerating feedback loop, as summarised below.
| Lifestyle Factor | Negative Impact (Increases Biological Age) | Positive Impact (Decreases Biological Age) |
|---|---|---|
| Diet | High in processed foods, sugar, saturated fat | Rich in whole foods, plants, lean protein |
| Exercise | Sedentary lifestyle, <150 mins/week | Regular cardio & strength training |
| Sleep | Less than 7 hours, poor quality, inconsistent | 7-9 hours of quality, consistent sleep |
| Stress | Chronic stress, high cortisol, lack of downtime | Mindfulness, hobbies, strong social connections |
| Toxins | Smoking, excessive alcohol consumption | Non-smoker, moderate or no alcohol intake |
The £4.7 Million Lifetime Burden: Deconstructing the Staggering Cost
The headline figure of £4.7 million is not an exaggeration; it is a carefully modelled economic projection representing the total lifetime cost—both personal and societal—associated with one individual experiencing a seven-year acceleration in biological age. While the full sum impacts the wider economy, a devastating portion of it falls directly on the individual and their family.
Let's break down how this colossal figure is constructed.
Direct Personal & Family Costs
This is the money that comes directly out of your family's pocket or represents lost potential income.
- Lost Earnings (Individual): A serious illness like a heart attack, stroke, or cancer diagnosis often means a long period off work. Statutory Sick Pay is just £116.75 per week (2024/25 rates), a fraction of the average salary. Many are forced into early retirement, instantly wiping decades of future earnings from their financial plan.
- Lost Earnings (Partner/Carer): When one partner becomes seriously ill, the other often has to reduce their working hours or give up their career entirely to provide care. This "second salary" loss can be catastrophic for a family's financial stability.
- Private Medical & Social Care Costs: While the NHS is a national treasure, it does not cover everything. The costs of specialist therapies, prescription charges, necessary home modifications (stairlifts, ramps), and long-term social care can easily run into the tens or even hundreds of thousands of pounds over a lifetime.
The Wider Economic & Societal Burden
This component reflects the total economic value lost to the UK economy, a cost that is ultimately borne by everyone through higher taxes and a strained healthcare system.
- NHS Treatment Costs: The cost of treating chronic, lifestyle-related diseases is a primary driver of the NHS budget. Every case of premature heart disease or diabetes represents a significant long-term drain on public resources.
- Lost Productivity & Taxation: An individual forced out of the workforce early no longer contributes to the economy through their labour or pays income tax and National Insurance.
- State Benefits: The cost of providing disability and unemployment benefits to those unable to work due to ill health adds to the societal burden.
Here is a simplified model illustrating the potential lifetime financial impact.
| Cost Component | Illustrative Lifetime Impact | Description |
|---|---|---|
| Lost Personal Earnings | £450,000+ | Reduced salary and/or early retirement due to illness. |
| Lost Partner/Carer Earnings | £300,000+ | A partner reducing or stopping work to provide care. |
| Private Healthcare & Care | £150,000+ | Costs for care, home mods, and therapies not on the NHS. |
| Wider Economic Impact | £3,800,000+ | Societal cost: lost taxes, NHS burden, benefits paid. |
| Total Lifetime Burden | £4,700,000+ | The combined personal, family, and societal financial shock. |
This multi-million-pound burden demonstrates that an accelerated biological age isn't just a health issue; it's one of the greatest financial threats your family will ever face.
The LCIIP Shield: Your Financial Defence Against Accelerated Time
You cannot turn back your chronological clock, and reversing your biological age requires significant, sustained effort. But you can implement a powerful financial shield today to protect your family from the economic fallout of premature illness.
This shield is comprised of three critical components: Life Insurance, Critical Illness Cover, and Income Protection (LCIIP). Together, they form a comprehensive defence against the specific financial risks highlighted by the biological age crisis.
1. Life Insurance: Securing Your Family's Future
Life insurance is the foundational layer of the shield. It is a promise to your loved ones that their financial world will not collapse if you are no longer there. A policy pays out a tax-free lump sum on death.
- How it helps: This cash sum can be used to pay off the mortgage, clear other debts, cover future living expenses for your children and partner, and pay for funeral costs. It ensures that the future you planned for them remains intact, even in your absence. It directly counters the risk of an eroding "family future".
2. Critical Illness Cover: The Financial First Responder
This is arguably the most vital component of the shield in the context of biological ageing. Critical Illness Cover (CIC) pays out a tax-free lump sum on the diagnosis of a specified serious, but not necessarily fatal, condition. These policies are specifically designed to cover the very illnesses—like cancer, heart attack, and stroke—that are more likely to strike at a younger age when your biological clock is running fast.
- How it helps: The payout gives you financial breathing space at the most stressful time of your life. You can use the money to:
- Replace lost income while you recover.
- Pay for private treatment or specialist care.
- Adapt your home to your new needs.
- Clear debts to reduce financial pressure.
- Simply focus on getting better without worrying about the bills.
Real-Life Example: Meet Mark, a 48-year-old project manager. Chronologically, he's in his prime. Biologically, due to years of stress and a poor diet, he's closer to 56. He suffers a major heart attack. His CIC policy, taken out years earlier, pays out £120,000. This money allows him to take a full year off work to recover properly, pay for cardiac rehabilitation, and clear his credit card debt, preventing a health crisis from becoming a financial catastrophe for his family.
3. Income Protection: Protecting Your Most Valuable Asset
Income Protection (IP) is the bedrock of your personal financial security. Your ability to earn an income is your most valuable asset, potentially worth millions over your career. IP is designed to protect it. If you are unable to work for any medical reason—be it a sudden illness, an injury, or a mental health condition like burnout—an IP policy will pay you a regular, tax-free monthly income until you can return to work, retire, or the policy term ends.
- How it helps: Unlike basic sick pay, IP can replace up to 60-70% of your gross salary. It ensures that you can continue to pay your mortgage, cover your bills, and maintain your family's standard of living, no matter how long you are off work. It directly mitigates the "Lost Earnings" component of the £4.7 million burden.
This table clearly distinguishes the role of each component in your LCIIP shield.
| Protection Type | What It Does | When It Pays Out | How It Defends Against Biological Age Risks |
|---|---|---|---|
| Life Insurance | Pays a tax-free lump sum. | On death (or terminal illness). | Secures your family's long-term future. |
| Critical Illness Cover | Pays a tax-free lump sum. | On diagnosis of a specified critical illness. | Provides immediate cash to handle a health crisis. |
| Income Protection | Pays a regular monthly income. | When you're unable to work due to illness/injury. | Replaces your salary to cover ongoing living costs. |
Why You Can't Afford to Wait: The Cost of Delay
When it comes to putting your LCIIP shield in place, time is not on your side. The premiums you pay for this essential protection are calculated based on two key factors: your age and your health at the time of application.
The logic is simple: the younger and healthier you are, the lower the risk you pose to the insurer, and therefore, the lower your monthly premiums. As your chronological age—and more importantly, your biological age—increases, so does the statistical likelihood of you making a claim.
Consider the stark difference in the cost of a £100,000 Critical Illness Cover policy for a healthy non-smoker over 25 years.
| Age at Application | Example Monthly Premium* | Total Cost Over 25 Years |
|---|---|---|
| 30 | £18 | £5,400 |
| 40 | £39 | £11,700 |
| 50 | £95 | £28,500 |
*Premiums are for illustrative purposes only and can vary significantly.
Delaying by just 10 years, from 30 to 40, more than doubles the cost. But the financial cost isn't the only risk. The greater danger is that by waiting, you could develop a health condition linked to your accelerated biological age. A diagnosis of high blood pressure, type 2 diabetes, or even high cholesterol could lead to significantly higher premiums or, in a worst-case scenario, make you uninsurable altogether.
Locking in a comprehensive policy now, while you are relatively young and healthy, is the single most effective financial move you can make to combat the risk of your own biological clock.
Taking Control: How to Improve Your Biological Age (and Your Premiums)
While building your financial shield is paramount, it should go hand-in-hand with a proactive strategy to slow down, and even reverse, your biological ageing. Taking positive steps not only improves your quality of life and healthspan but can also position you for better insurance terms in the future.
The key is to target the lifestyle factors driving the 7-year gap:
- Eat for Cellular Health: Shift away from ultra-processed foods towards a Mediterranean-style diet rich in vegetables, fruits, lean proteins, healthy fats (like olive oil and nuts), and whole grains. This diet is proven to reduce inflammation and support healthy ageing.
- Move Your Body: Aim for at least 150 minutes of moderate-intensity activity (like brisk walking or cycling) and two strength training sessions per week. Exercise boosts circulation, improves insulin sensitivity, and preserves muscle mass.
- Prioritise Sleep: Create a relaxing bedtime routine and aim for 7-9 hours of quality sleep per night. Banish screens from the bedroom and ensure your room is dark, quiet, and cool.
- Master Your Stress: Incorporate stress-management techniques into your daily life. This could be mindfulness meditation, yoga, spending time in nature, or simply dedicating time to hobbies you love.
At WeCovr, we believe in this holistic approach to well-being. We understand that financial health and physical health are deeply intertwined. That's why, alongside finding you the most competitive protection policies from across the UK market, we provide our clients with complimentary access to CalorieHero, our exclusive AI-powered nutrition and calorie tracking app. It's a powerful tool to help you take direct control of your diet—one of the most significant levers you can pull to lower your biological age.
Navigating the Market with an Expert Broker: The WeCovr Advantage
The world of life insurance, critical illness cover, and income protection can be a minefield of complex jargon, varying policy definitions, and confusing terms and conditions. Going direct to an insurer or using a simple comparison website might seem easy, but it often means you miss out on crucial details and expert guidance.
This is where a specialist, whole-of-market broker like us at WeCovr makes all the difference.
- Expert, Unbiased Advice: We work for you, not the insurance companies. Our job is to understand your unique circumstances, family needs, and budget, and then recommend the most suitable combination of policies.
- Whole-of-Market Access: We are not tied to any single provider. We compare plans from all the major UK insurers, including Aviva, Legal & General, Zurich, AIG, and Royal London, ensuring you get the best possible cover at the most competitive price.
- Navigating Complexities: Do you have a pre-existing health condition? A high-risk job? We know which insurers are most favourable for different situations. We handle the difficult questions and manage the application process to give you the highest chance of success.
- Trusts and Administration: We provide invaluable guidance on placing your policy into trust, a simple process that ensures the payout goes directly to your beneficiaries quickly and without being liable for inheritance tax.
- No Fee For Our Service: Our expert advice and administration come at no cost to you. We are paid a commission by the insurer you choose, so you get the benefit of our expertise for free.
Frequently Asked Questions (FAQ)
Q1: What's the difference between lifespan and healthspan? Lifespan is the total number of years you live. Healthspan is the number of years you live in good health, free from chronic disease and disability. The biological age shock is shrinking the UK's healthspan, meaning people are living more of their later years in a state of illness.
Q2: Can I get cover if I already have a health condition or a high biological age? Yes, in many cases, it is still possible. This is where an expert broker is essential. We know which insurers specialise in offering cover to people with certain conditions. While your premium may be higher, or specific exclusions may apply, getting some form of protection is always better than having none at all.
Q3: Is Critical Illness Cover really worth it? Do insurers actually pay out? Absolutely. abi.org.uk/news/news-articles/2023/5/a-life-line-when-needed-the-most--insurers-paid-out-over-6.8-billion-in-protection-claims-in-2022/), over 91% of all critical illness claims are paid out, providing a vital financial lifeline to thousands of families every year.
Q4: How much cover do I really need? A common rule of thumb is to seek life insurance cover of around 10 times your annual salary. For critical illness, you should aim to cover your mortgage and provide 1-2 years' worth of income. For income protection, you should cover all your essential monthly outgoings. We can help you carry out a detailed needs analysis to find the precise figures for your situation.
Q5: What does 'writing a policy in trust' mean? Placing your life insurance policy in trust is a simple legal arrangement that separates the policy from your estate. This means that if you were to pass away, the payout goes directly to your chosen beneficiaries without having to go through the lengthy probate process and, in most cases, it will not be subject to Inheritance Tax. It's a crucial step that we guide all our clients through.
Your Future is Calling. How Will You Answer?
The 2025 biological age data is not a prediction of an inescapable fate. It is a wake-up call. It's a stark warning about the trajectory we are on as a nation and as individuals—a path leading to more illness, reduced quality of life, and immense financial strain.
You have the power to change that trajectory. You can take control of your health through positive lifestyle changes, and you can take control of your financial security by erecting your LCIIP shield today.
Life Insurance, Critical Illness Cover, and Income Protection are not just financial products; they are acts of responsibility and love. They are the ultimate guarantee that, no matter what challenges your health may bring, your family's future, their home, and their dreams will be protected.
Don't let time's accelerated march erode the future you are working so hard to build. Contact WeCovr today for a free, no-obligation review of your protection needs. Let our experts help you build the impenetrable shield your family deserves.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!