UK Bone Health Crisis
UK 2025 Shock New Data Reveals Over 3 Million Britons Secretly Battle Undiagnosed Osteoporosis & Fragile Bones, Fueling a Staggering £4.2 Million+ Lifetime Burden of Debilitating Fractures, Chronic Pain, Lost Independence & Premature Mortality – Your PMI Pathway to Early Advanced Diagnostics, Personalised Bone Health Protocols & LCIIP Shielding Your Foundational Mobility & Future Well-being
A silent crisis is unfolding across the United Kingdom. It doesn’t make daily headlines, but it is quietly compromising the health, independence, and financial security of millions. New projections for 2025 reveal a startling truth: over 3.5 million Britons are living with osteoporosis, the bone-thinning disease, yet a vast majority remain undiagnosed, unaware of the fragile framework supporting their very lives.
This isn't a distant problem affecting only the very elderly. It impacts one in two women and one in five men over the age of 50, leading to over half a million debilitating fractures every single year. The consequences are devastating: chronic pain, a profound loss of independence, and a cascade of health complications that can lead to premature death.
The economic toll is just as staggering. The annual cost of fragility fractures to the UK's health and social care systems now exceeds a colossal £4.4 billion. For individuals, a single fracture can trigger a lifetime of personal expense, lost earnings, and care costs, creating a crushing financial burden on top of the physical and emotional trauma.
In this definitive guide, we will unpack the scale of the UK's bone health crisis. We will explore why it's happening, who is most at risk, and, most importantly, what you can do about it. From proactive lifestyle changes to the strategic use of Private Medical Insurance (PMI) for rapid diagnosis and the essential financial shields of Life, Critical Illness, and Income Protection (LCIIP), we will chart your pathway to protecting your mobility, your finances, and your future well-being.
The Silent Epidemic: Understanding Osteoporosis in the UK
Osteoporosis is often called the "silent disease" for a chillingly simple reason: it has no symptoms. You cannot feel your bones getting weaker. There is no pain or discomfort to alert you to the danger. The first sign is often the last one you'd want: a sudden, unexpected fracture from a minor fall, a bump, or even a strong sneeze.
What Is Osteoporosis?
Imagine your bones are like a honeycomb. In healthy bones, the structure is dense and strong. In bones affected by osteoporosis, the holes and spaces in the honeycomb become much larger. This causes the bone to lose strength and density, making it weak, brittle, and far more susceptible to breaking.
This weakening process happens gradually over many years. It is a primary reason why a simple fall from standing height, which might cause a bruise in a younger person, can result in a catastrophic hip or wrist fracture for someone with osteoporosis.
Key UK Osteoporosis Statistics (2025 Projections)
- Prevalence: Over 3.5 million people in the UK have osteoporosis.
- Fracture Rate: An estimated 540,000 new fragility fractures occur annually – that's one every minute.
- High-Risk Demographics: 1 in 2 women and 1 in 5 men over 50 will sustain a fracture due to poor bone health.
- The Diagnosis Gap: A significant percentage of those with osteoporosis are unaware they have the condition until after their first break, a situation termed the 'fracture gap'.
Osteopenia vs. Osteoporosis: What's the Difference?
You may also hear the term 'osteopenia'. This is not a disease but a warning sign. It signifies that your bone mineral density is lower than the normal peak density, but not yet low enough to be classified as osteoporosis. Think of it as a pre-cursor, a critical window of opportunity to take action and prevent the progression to full-blown osteoporosis.
| Feature | Osteopenia | Osteoporosis |
|---|---|---|
| Definition | Lower-than-normal bone density | Significantly low bone density and strength |
| T-Score (DEXA Scan) | Between -1 and -2.5 | -2.5 or lower |
| Fracture Risk | Moderately increased | Significantly increased |
| Status | A risk factor; a "warning sign" | A diagnosed medical condition (disease) |
| Primary Goal | Prevent further bone loss | Prevent fractures and manage the condition |
Understanding this distinction is crucial. Identifying osteopenia through early screening can be the single most important step in safeguarding your long-term skeletal health.
The Crushing Cost of a Fracture: Beyond the Broken Bone
The impact of a fragility fracture reverberates far beyond the initial injury. It triggers a domino effect of physical, emotional, and financial consequences that can permanently alter a person's life and the lives of their family.
The Human Cost
- Chronic Pain: Many fractures, particularly spinal (vertebral) fractures, lead to long-term, debilitating pain that can be difficult to manage.
- Loss of Independence: A hip fracture is a life-changing event. According to the Royal Osteoporosis Society, only 50% of people who fracture a hip ever regain their previous level of mobility. Many lose the ability to live independently, requiring long-term social or family care.
- Social Isolation: Reduced mobility and fear of falling can lead to individuals becoming housebound, cutting them off from friends, hobbies, and community life, which in turn fuels depression and anxiety.
- Increased Mortality: The statistics are stark. Up to 20% of individuals who suffer a hip fracture die within one year, often due to complications arising from the fracture and subsequent immobility, such as pneumonia or blood clots.
Real-Life Example: The Freelancer's Nightmare
Consider David, a 58-year-old self-employed electrician from Manchester. A fit and active man, he never considered his bone health. While stepping off a ladder, he slipped and sustained a complex wrist fracture. The immediate impact was six weeks with his arm in a cast, completely unable to work.
But the problems didn't end there. Post-cast, he faced months of physiotherapy to regain strength and dexterity. His earning capacity was severely diminished for almost half a year. The fracture was the first sign of underlying osteoporosis, leading to a new diagnosis and a constant, nagging fear of another, more serious break. For David, a simple slip cost him over £15,000 in lost income and created a future filled with uncertainty.
The Economic Fallout
The £4.4 billion annual cost to the UK is not an abstract figure. It is comprised of very real expenses:
- NHS Costs: Ambulance services, A&E treatment, surgery (e.g., hip replacements), hospital stays, and follow-up appointments.
- Social Care: The enormous cost of residential care, home help, and community support for those who can no longer manage independently.
- Personal Finances: The burden on individuals and families is immense.
- Lost Earnings: Time off work for recovery can be extensive, particularly for those in manual jobs or the self-employed with no access to sick pay.
- Private Care: The need for private physiotherapy, occupational therapy, or hiring help for daily tasks.
- Home Modifications: Installing ramps, stairlifts, and walk-in showers to accommodate reduced mobility.
A single fragility fracture can destabilise a household's finances, derail retirement plans, and place an enormous strain on family relationships.
Are You at Risk? Key Factors for Poor Bone Health
While age is a significant factor, it is far from the only one. Many lifestyle and medical factors can accelerate bone loss, some of which are well within your control. Identifying your personal risk profile is the first step towards a proactive defence.
Non-Modifiable Risk Factors (Things you can't change)
- Age and Gender: Bone loss naturally accelerates after the age of 50. Women are at higher risk, particularly after menopause, due to the sharp drop in bone-protecting oestrogen.
- Family History: A parental history of hip fracture is a strong indicator of genetic predisposition.
- Previous Fracture: Having already suffered one fragility fracture dramatically increases your risk of another.
- Medical Conditions: Certain conditions are linked to "secondary osteoporosis," including:
- Rheumatoid arthritis
- Hyperthyroidism (overactive thyroid)
- Coeliac disease and Crohn's disease (which affect nutrient absorption)
- Chronic kidney or liver disease
- Long-Term Medication Use: Prolonged use of certain drugs, especially high-dose corticosteroids (for asthma or arthritis), can significantly impact bone density.
Modifiable Risk Factors (Things you can influence)
- Low Calcium & Vitamin D Intake: These are the essential building blocks of bone. A diet lacking in these nutrients starves your skeleton.
- Sedentary Lifestyle: Bones respond to stress by becoming stronger. A lack of weight-bearing exercise tells your body that strong bones aren't a priority.
- Smoking: Smoking is directly toxic to bone-building cells (osteoblasts) and hinders calcium absorption.
- Excessive Alcohol Intake: Consuming more than 14 units of alcohol per week can interfere with the body's ability to absorb calcium and produce new bone.
- Low Body Mass Index (BMI): Being underweight (a BMI below 19) means less skeletal padding and often correlates with lower bone density.
| Risk Factor Checklist | Do you... | Potential Action |
|---|---|---|
| Family History | Have a parent who fractured their hip? | Discuss with your GP; consider early screening. |
| Diet | Eat less than 3 portions of dairy/calcium-rich food daily? | Increase intake of milk, yoghurt, cheese, leafy greens. |
| Sunlight | Get less than 15-20 mins of sun exposure daily in summer? | Consider a Vitamin D supplement (especially Oct-Mar). |
| Exercise | Do less than 150 mins of moderate exercise per week? | Incorporate brisk walking, jogging, dancing, or weights. |
| Lifestyle | Smoke or drink more than 14 units of alcohol weekly? | Seek support to quit smoking and moderate alcohol. |
| Medical | Take long-term steroids or have a relevant condition? | Ensure your bone health is being monitored by your doctor. |
If you tick several boxes on this checklist, it doesn't guarantee you have poor bone health, but it strongly signals that it's time to have a conversation with your GP.
Your Proactive Defence: Building and Protecting Your Bones for Life
The good news is that you have significant power to influence your bone health at any age. Building strong bones in your youth and preserving them in adulthood is a lifelong project based on three key pillars: diet, exercise, and lifestyle.
1. Fuel Your Frame: The Bone Health Diet
Your skeleton is a living tissue that is constantly being broken down and rebuilt. Providing it with the right raw materials is non-negotiable.
- Calcium: This is the primary mineral in your bones. Adults need at least 700mg per day.
- Best Sources: Milk, cheese, yoghurt, calcium-fortified plant milks, leafy greens like kale (but not spinach, which has poor absorption), sardines, and tofu.
- Vitamin D: You cannot absorb calcium effectively without Vitamin D. It's known as the "sunshine vitamin" because our bodies produce it on exposure to sunlight.
- Best Sources: Sunlight on the skin (April to September in the UK). Oily fish (salmon, mackerel), egg yolks, and fortified foods like breakfast cereals. Public Health England recommends a 10 microgram daily supplement for all adults during autumn and winter.
- Protein: Protein makes up a significant portion of your bone's mass and structure.
- Best Sources: Lean meats, poultry, fish, eggs, dairy, legumes, and nuts.
To help our customers take control of their nutrition, at WeCovr we provide complimentary access to our AI-powered calorie and nutrition tracking app, CalorieHero. This tool can help you monitor your intake of crucial nutrients like calcium and protein, making it easier to build a diet that supports a strong and resilient skeleton.
2. Move Your Body: The Power of Exercise
Mechanical stress is the signal that tells your body to build more bone. A sedentary life sends the opposite signal. The best exercises for bones are:
- Weight-Bearing Exercise with Impact: These are activities where your feet and legs support your body weight, and there's an impact force through your skeleton.
- Examples: Brisk walking, jogging, running, dancing, aerobics, stair climbing, tennis.
- Muscle-Strengthening Exercise: These activities involve working against resistance, which pulls on the bones and stimulates them.
- Examples: Lifting weights, using resistance bands, bodyweight exercises like push-ups and squats.
Aim for a combination of both types of exercise several times a week for optimal bone health.
3. Refine Your Lifestyle: Smart Choices for Strong Bones
- Stop Smoking: Quitting smoking can improve bone density, although it may take several years to recover fully. It's one of the best things you can do for your overall health.
- Moderate Alcohol: Stick within the recommended guidelines of no more than 14 units per week, spread over several days, with alcohol-free days in between.
- Maintain a Healthy Weight: Avoid being underweight, as this is a significant risk factor for osteoporosis.
The PMI Advantage: Fast-Tracking Your Diagnosis and Treatment
While the NHS provides excellent care, the reality of a strained system can mean waiting lists, particularly for diagnostics and specialist referrals. In the context of bone health, where early intervention is key, these delays can be costly. This is where Private Medical Insurance (PMI) offers a powerful alternative pathway.
The Standard NHS Pathway vs. The PMI Pathway
If you are concerned about your bone health, your journey typically starts with your GP.
- The NHS Route: Your GP will assess your risk factors. If they deem it necessary, they will refer you for a bone density scan, known as a DEXA (or DXA) scan. You may also be referred to a rheumatology or endocrinology specialist. Depending on local demand, you could face a wait of several weeks or even months for both the scan and the specialist appointment.
- The PMI Route: With a PMI policy, once you have a GP referral, you can immediately access a network of private specialists and hospitals. This can cut waiting times from months to days. You can get a prompt appointment with a consultant, a quick booking for a DEXA scan, and a swift follow-up to discuss results and formulate a treatment plan.
| Stage | Typical NHS Pathway | Typical PMI Pathway |
|---|---|---|
| GP Consultation | Standard appointment | Standard appointment |
| Specialist Referral | Placed on NHS waiting list (weeks/months) | Appointment within days |
| DEXA Scan | Placed on NHS waiting list (weeks/months) | Scan scheduled within days |
| Results & Treatment | Follow-up appointment may have further delays | Rapid consultation to discuss results and start treatment |
| Physiotherapy | Limited number of sessions, potential waiting lists | Comprehensive packages, often with more choice of provider |
This speed is not just a convenience; it is a clinical advantage. It allows for earlier diagnosis of osteopenia or osteoporosis, meaning protective medication and lifestyle changes can be implemented sooner, potentially preventing that devastating first fracture.
As expert brokers, WeCovr can help you navigate the complex PMI market. We compare policies from all major UK insurers to find a plan that suits your specific health concerns and budget, ensuring you have access to the best care when you need it most.
Financial Armour: How Insurance Protects Your Life and Livelihood
A proactive health strategy must be paired with a robust financial safety net. A fracture doesn't just break a bone; it can break your finances. Life, Critical Illness, and Income Protection (LCIIP) are designed to shield you from this economic shock.
Income Protection (IP) & Personal Sick Pay
For anyone who relies on their physical ability to earn a living – from self-employed tradespeople and freelancers to active professionals like nurses and business owners – Income Protection is arguably the most important financial product.
- What it is: A policy that pays you a regular, tax-free monthly income if you are unable to work due to illness or injury.
- Why it's vital: A hip, wrist, or spinal fracture can easily keep you out of work for 3-6 months, or even longer. Statutory Sick Pay is minimal (£116.75 per week as of 2024/25) and unavailable to the self-employed. IP bridges this gap, covering your mortgage, bills, and living expenses, allowing you to recover without financial stress.
- Personal Sick Pay: This is a term often used for short-term IP policies, popular with those in riskier jobs who want cover for shorter periods of absence (e.g., 1 or 2 years per claim).
Critical Illness Cover (CIC)
Critical Illness Cover pays out a tax-free lump sum if you are diagnosed with one of a list of specific serious conditions.
- Relevance to Bone Health: While standard osteoporosis is not typically a covered condition, severe osteoporosis resulting in multiple fractures may be included under some comprehensive policies. More importantly, CIC provides a financial cushion if you are diagnosed with a condition that causes secondary osteoporosis, such as certain types of cancer, stroke, or kidney failure. The lump sum can be used to clear debts, pay for private treatment, or adapt your home.
Life Insurance
Given the increased mortality risk associated with major fractures in older age groups, ensuring your Life Insurance is adequate is a cornerstone of responsible financial planning.
- Life Protection: A standard policy pays out a lump sum to your loved ones if you pass away, helping them to pay off a mortgage and maintain their standard of living.
- Family Income Benefit: This is an alternative that pays out a regular, tax-free income to your family for the remainder of the policy term, providing ongoing support rather than a single lump sum.
- Gift Inter Vivos: For those concerned with Inheritance Tax (IHT), this specialist policy can cover the potential IHT liability on large lifetime gifts if you pass away within seven years of making them. This is often a consideration for the same demographic planning for their estate and at risk of bone health issues.
Essential Protection for Business Owners and Directors
For those running a business, the personal impact of a fracture is magnified by the potential disruption to the company. Proactive business owners and directors should consider specific protection policies that safeguard both their personal income and the company's future.
Executive Income Protection
This is a form of Income Protection arranged and paid for by your limited company.
- The Benefits: It protects a director's personal income if they are unable to work. The premiums are typically considered a legitimate business expense, making them tax-deductible for the company. This provides a highly tax-efficient way to secure a crucial benefit that protects the business's most valuable assets: its leaders.
Key Person Insurance
What would happen to your business if you, or another crucial director or employee, were out of action for six months following a major fracture? Would projects stall? Would revenue drop? Would you lose clients?
- What it is: A business insurance policy that pays a lump sum to the company if a key individual dies or is diagnosed with a critical illness (or is unable to work long-term, depending on the cover).
- How it helps: The funds can be used to cover lost profits, recruit a temporary replacement, or reassure lenders and investors, ensuring the business can weather the storm of losing a vital team member.
Protecting the driving forces behind a business is not a luxury; it is a fundamental part of risk management and ensuring long-term commercial viability.
Taking Control of Your Bone Health and Financial Future Today
The UK's bone health crisis is a real and growing threat, but it is not an inevitability. By understanding the risks, embracing a bone-healthy lifestyle, and putting the right diagnostic and financial safety nets in place, you can protect your mobility and your future.
Your Action Plan:
- Assess Your Risk: Honestly review the modifiable and non-modifiable risk factors. If you have concerns, book an appointment with your GP.
- Optimise Your Lifestyle: Prioritise a diet rich in calcium and vitamin D, engage in regular weight-bearing and muscle-strengthening exercise, and moderate your alcohol intake and quit smoking.
- Explore Your Diagnostic Options: Consider how Private Medical Insurance could give you rapid access to DEXA scans and specialist advice, allowing for early and decisive action.
- Review Your Financial Defences: Don't wait for a crisis to discover a gap in your protection. A fracture is an injury; being unable to pay your bills is a financial catastrophe.
Navigating the world of PMI, Income Protection, and Critical Illness Cover can be complex. At WeCovr, our team of expert advisors specialises in helping individuals, families, and business owners find the right blend of cover. We take the time to understand your unique circumstances and compare policies from across the market to build a protection portfolio that truly safeguards what matters most.
The foundation of your health and your wealth starts with strong bones. Take the first step towards securing them today.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!