Bicycle Insurance
  • Select Your Bicycle Value


    For a bicycle valued up to £250, your premium will only be £0 annually, equivalent to just £0 a month

  • Select Your Policy Start Date

    October 2019
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  • Enter Your Personal Details

    This must be in format "Name Surname"
    This must be a valid email address name@example.com
  • Summary

    Retrieving Your Quote
    per year, including tax,
    equivalent to only £0 per month

    • Your Cover
    • Covers your insured item with a value of up to £250 subject to the policy documents

    • Accidental Damage
      Covers repair costs if your bicycle is damaged as the result of an accident
    • Theft
      If your bicycle is stolen we will replace it
    • Breakdown
      Mechanical breakdown outside of the manufacturer’s guarantee period
    • £10,000 Personal Accident
      Personal Accident benefit cover up to £10,000
    • £1,000,000 Public Liability
      Public Liability cover up to £1,000,000
    • Personal Injury - Legal Expenses
      Civil claim costs following a road accident involving the insured bicycle and resulting in the death of or bodily injury to an insured person
    • Uninsured Loss Recovery - Legal Expenses
      Cost of professional fees charged by a solicitor following a road accident involving the insured bicycle and resulting in uninsured losses being incurred by an insured person
    • Consumer Dispute - Legal Expenses
      Cost of professional fees charged by a solicitor in pursuit or defence of any claim arising out of the sale, purchase or hire purchase of the insured bicycle or of any claim relating to the testing, servicing or repair of the insured bicycle.
    • Identity Theft - Legal Expenses
      Cost of professional fees charged by a solicitor and ancillary costs incurred following an event of identity theft
    • Excess fee for damage, theft, breakdown
      An Excess Fee of 10% of the maximum cover limit for your bicycle, with a minimum charge of £25, for accidental damage, theft and breakdown claims.
    • Excess fee for third-party property
      An Excess Fee of £250 for third-party property claims
    • Excess fee for third-party injury
      An Excess Fee of £500 for third-party injury claims
    • Certain damages
      Accidental damage caused by you deliberately damaging or neglecting the bicycle, or any cosmetic damage
    • Certain theft situations
      Please refer to policy docs for more details.
    • Repair or other costs for certain things
      Such as routine servicing, wear and tear or gradual deterioration, manufacturer's defect or recall of the bicycle
    • Any claim relating to personal accident if...
      ...you are under 16 or over 85, for permanent disablement when over 65, professional use and other circumstances as per Policy Docs in the next tab.
    • For any claim relating to public liability if...
      ...you are under 16 or over 65, your property or in your control, liability for bodily injury, no bicycle involvement, any trade/business
    For more features and details, please make sure you read the Policy Wording and the Insurance Product Information Document as well as our Terms of Business Agreement

  • Payment

  • Thank you for your purchase!

    Your policy documents will be sent to your email address shortly

  • WeCovr Logo
    WeCovr's insurance products are backed by various major insurance groups such as

    TMHCC
    Munich Re Group
    Markerstudy
    Acasta
    Allianz Group
    Lloyd's Syndicates
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    This advertisement has been approved by WeCovr. WeCovr is a trading style of Political And Credit Risks Ltd, an FCA-authorised and regulated insurance broking firm.