What's Gadget Insurance?

Covers repair or replacement of your gadget or mobile phone, once relevant paperwork has been received, in the event of accidental damage, theft, accidental loss, breakdown, liquid damage or malicious damage. Cover is also provided for fraudulent calls if your phone is lost or stolen.

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Awesome features

Our cover provides great benefits
Gadget Insurance:

  • Repair costs

    Repair costs if your gadget is damaged as a result of an accident. If it cannot be repaired it will be replaced.

  • Replacement if stolen

    If your gadget is stolen we will replace it.

  • Accidental loss (if chosen)

    If you accidentally or unintentionally lose your mobile phone, tablet or smartwatch we will replace it (if cover selected and mentioned on your policy schedule)

  • Electrical breakdown (not computers)

    If your gadget (other than laptops or computers) suffers electrical breakdown which occurs outside of the manufacturer’s guarantee period, we will repair it. If it cannot be repaired it will be replaced.

  • Liquid damage

    If your gadget is damaged as a result of accidentally coming into contact with any liquid, we will repair it. If it cannot be repaired it will be replaced.

  • Stolen/lost phone usage costs

    If your mobile phone is accidentally lost or stolen and is used fraudulently, we will reimburse you for the costs upon receipt of your itemised bill up to the maximum of £2500.

  • Third-party damage

    If your gadget is intentionally or deliberately damaged due to the actions of another party, not including your immediate family, we will repair it. If it cannot be repaired it will be replaced.

  • UK plus

    Coverage extends to the UK. Worldwide for a max of 90 days in any single 12 month period of insurance

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Interesting Facts Related To This Insurance

  • Almost half a million people (446,000) in the UK had their phones stolen last year.
  • Almost £2m is spent by Brits on fixing their phone screens every single day(!)
  • Over their lifetime, an average Brit forks out £4,480 on replacing over 3,000 lost possessions.
Wording

All our policy documents are available for your perusal at any time

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Insurance Product Information Document

A summary document setting out the main features of your policy

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We've made getting protected as simple as possible

Benefit from a peace of mind knowing that you have done everything possible to protect against life's eventualities