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Join the WeCovr Switch & Save Club — let our experts save you money on your insurance. What insurance do you need?

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Trusted by Thousands of Customers

See why families and businesses across the UK choose WeCovr for their insurance needs. Real stories from real customers who've saved money and found better coverage.

JS

"Sent an email to WeCovr and an advisor called me the next day to discuss my insurance policy. The advice put my mind at ease, so I recommend giving WeCovr a call if you are in doubt."

James S.

PM

"Called WeCovr and got a suitable quote within minutes to transfer from my current insurer. Saved over GBP 84 per month and had acceptance and paperwork the same day."

Peter M.

JM

"Very pleasant conversation and a reasonable price. I just need to review exactly what I get for the money."

Jennifer M.

Exclusive Member Benefits

Enjoy premium benefits and exclusive offers with your WeCovr membership

Free Health Insurance Consultation

Free Health Insurance Consultation

Get expert advice on finding the right health coverage for you and your family

Premium CalorieHero Access

Full access to our AI-powered health and wellness app

Free Life Insurance Consultation

Free Life Insurance Consultation

Get expert advice on finding the right life coverage for you and your family

£50 MOT & Service Voucher

£50 MOT & Service Voucher

Save on your vehicle maintenance with our exclusive vouchers

Life Insurance Cashback

Life Insurance Cashback

Receive cashback on your life insurance premiums with our exclusive offers

Why Choose WeCovr

FCA Authorised And Regulated

Authorised and regulated by the FCA with qualifications from top insurance, business and tech bodies

Technology-driven and knowledgeable

We are technologists who have also worked in the insurance and finance industry for over 20 years

Wide Product Range

Many different providers and products already available on our platform and many more we have access to on a customised basis

Working with top insurers:
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Ageas Logo
Covea Logo
AIG Logo
Zurich Logo
BUPA Logo
Aviva Logo
Axa Logo
Vitality Logo
Exeter Logo
WPA Logo
National Friendly Logo
General & Medical Logo
Legal & General Logo
ARAG Logo
Scottish Widows Logo
Metlife Logo
HSBC Logo
Guardian Logo
Royal London Logo
Cigna Logo
NIG Logo
CanadaLife Logo
TMHCC Logo
Proud to be supported by:
Google For Startups Accelerator Logo
Natwest Accelerator Logo
AWS Fintech Accelerator Logo
Virgin Startup Logo
YC Startup School Graduate Logo
London & Partners Logo
Future Finance Logo

Discover More with WeCovr

Private Health Insurance

Compare providers and get your tailored quote

Life Insurance

Protect your loved ones with the right cover

Income Protection

Secure your income against unforeseen events

Critical Illness Cover Calculator

Work out how much critical illness protection makes sense

Life Insurance Calculator

Estimate the cover you need in minutes

Income Protection Calculator

See how much income protection you may need

Take-Home Pay Calculator

Gross to net pay with a sick pay twist

Will AI Take My Job?

Automation risk score for your role

Hospital Wait Time Checker

Compare NHS vs private treatment waiting times

Inheritance Tax Calculator

Estimate potential inheritance tax liabilities

Free Online Will Writer

Draft a simple will outline in minutes

Probate Fee Calculator

Estimate probate fees and costs

Funeral Cost Estimator

Get a quick funeral cost estimate

Health Risk Assessment

Evaluate your health risks in minutes

Can I Get Covered? Checker

See how conditions are typically viewed

Do I Need Life Insurance? (Quiz)

Take our quiz to see if life insurance is right for you

Death in Service Value

See if your benefit is enough

Sick Pay Gap Calculator

Compare your salary to statutory sick pay

Smoker Premium Savings

Estimate insurance savings if you quit

International PMI Calculator

Tailor your health cover for life abroad

Childcare Cost Calculator

Compare childcare costs vs income protection

SKI Inheritance

How long does the pot last?

Inheritance Feud Quiz

Quick estate conflict quiz

Car Insurance Group Checker

See the insurance group for a model

Car Insurance Inflation Tracker

Track rising premiums over time

Car Insurance Postcode Predictor

Estimate postcode risk impact

Critical Illness Financial Impact

See how a claim could affect finances

Critical Illness Navigator

Explore cover options and trade-offs

Critical Illness Risk Analyser

Assess risk and cover needs

Death in Service Gap Analyser

Compare benefits to your needs

Hospital Wait Time Checker

Check local NHS wait times

Inheritance Tax Calculator

Estimate inheritance tax exposure

Instant Quote Generator

Generate a quick insurance quote

Insurance Inflation Calculator

Compare premium increases over time

Life Insurance Overpayment Quiz

See if you are overpaying

PMI Policy Customiser

Build your private health policy

Policy in Trust Saver

Estimate inheritance tax savings

Pregnancy Due Date

Estimate your due date in seconds

Ovulation Calculator

Find your fertile window quickly

Wedding Budget Allocator

Split your wedding budget fast

University Debt Time Bomb

See payoff age and interest cost

Maternity & Paternity Pay

Estimate statutory leave pay

Value of Mum/Dad Calculator

Estimate stay-at-home parent value

Divorce Cost Simulator

Estimate potential separation impact

Cost of Raising a Child

Estimate the remaining cost to age 18

University Fees & Loan

Estimate degree borrowing

School Fees Projector

Project private school costs

VAT on School Fees

Estimate VAT impact per child

Bank of Mum and Dad

Track a family loan plan

Care Home Cost

Estimate long-term care costs

Dementia Care Time Bomb

See how care costs impact assets

See Your Parents Countdown

Estimate visits left

University Value ROI

Compare degree cost vs uplift

Emergency Fund Calculator

See how many months your savings last

Self-Assessment Tax

Estimate sole trader tax

Company Car Tax (BIK)

Compare petrol vs EV tax

LISA Bonus Calculator

See your government bonus

Salary Sacrifice

Estimate tax and NI savings

Credit Score Simulator

See how debt payoffs affect your score

Global Rich List

See your global income percentile

CEO Pay Ratio

Compare your salary to a CEO

Pension Drawdown

Estimate how long your pot lasts

Pension Pot Projector

Project your pot vs living standards

Can I Afford to Quit?

Calculate your cash runway

Burn Rate Countdown

See how long savings can last

Credit Card Payoff

Estimate payoff time and interest

Student Loan Repayment

Estimate deductions by plan

Snowball vs. Avalanche

Compare debt payoff strategies

Historic Inflation

See what past money is worth now

Redundancy Pay

Estimate statutory payout

Self-Employed Tax

Estimate take-home profit

Side Hustle Tax

Estimate tax after allowance

Financial Freedom Date

Find your FIRE timeline

Dividend vs Salary Tax

Director take-home pay estimate

True Hourly Rate

See your real hourly pay with commute

Cycle to Work Savings

Estimate tax savings on a bike

Financial Impact of Sickness

See how sickness could affect your finances

Mortgage Affordability Estimator

Estimate borrowing and monthly costs

Rental Yield Calculator

Check buy-to-let profitability fast

CGT Calculator

Estimate capital gains tax on a sale

Airbnb Profit Estimator

Forecast short‑let monthly profit

Gap Year Budget Planner

Estimate total travel costs

Digital Nomad Tax Checker

Quick visa & tax snapshot

Retire Like a King Map

See where your income goes further

Dental Cost Estimator

Compare NHS and private fees

Screen Time Loss

Estimate income lost to screen time

Council Tax Band

Check if your band is high

Council Tax Band Checker

Estimate your likely band

Universal Credit Quiz

Quick eligibility check

Inflation vs Salary

See your real pay change

Quit Smoking Savings

See cash and time regained

Sleep Debt Calculator

Track missed sleep hours

Mortgage Overpayment

See how much interest you save

Forever Rent Calculator

See if prices outpace savings

House Price Inflation

Project future home value

Inflation & Future Value

See how inflation erodes buying power

Singles Tax Calculator

Estimate the solo income gap

Tax Freedom Day

See when you start earning for you

House vs You Earnings

Compare income to house growth

Pink Tax Estimator

Estimate lifetime price gaps

Beer & Burger Inflation

Project everyday price rises

Middle Class Reality

Compare income to lifestyle target

Zombie Survival Budget

Fun prepper budget estimate

Sugar Tax Audit

See long-term sugar impact

Marriage Tax Allowance

Check potential eligibility

Budget Calculator

Build a simple monthly budget

Budget Planner

Plan spending across categories

Inflation Impact on Savings

See how inflation erodes savings

NHS Wait vs Private Cost Map

Compare regional waits to private costs

Private Surgery Price List

Compare typical self-pay prices

State Pension Age Reality Check

See your likely pension age

VAT Calculator

Calculate VAT on invoices

Household Chores Invoice

Value unpaid household work

Stamp Duty (Second Home)

Calculate SDLT with 3% surcharge

Stamp Duty Calculator

Estimate SDLT on purchases

Rent vs Buy

Compare renting and buying

Flood Risk Future Map

Draft future flood risk checker

Boomer Housing Time Machine

Estimate past home prices

Fair Rent Checker

Draft Section 13 rent check

Holiday Entitlement

Calculate your statutory leave days

Notice Period Calculator

Find your last working day fast

Key Person Value Calculator

Find out how much a key employee is worth to your business

Side Hustle Hourly Rate

Calculate your real hourly rate

Toxic Workplace Cost

Estimate stress-related costs

Company Bust Risk

Draft industry risk check

Early Retirement Calculator

Estimate when work becomes optional

Health Age & BMI Tools

Discover your health age and BMI instantly

Postcode Life Lottery Map

Draft life expectancy gap map

Burnout & Stress Score

Get a quick stress score in minutes

Alcohol Unit Counter

Track units and calories

Sleep Apnea Risk Score

STOP-BANG risk check

Life Expectancy

Estimate years remaining

Vape Cost Reality Check

Estimate long-term vaping costs

Cost of Being a Woman

Estimate health gap impact

BMI Calculator

Calculate your body mass index

BMI Premium Calculator

See how BMI can affect premiums

Mental Style Analyser

Explore your decision-making style

Stress Burnout Indicator

Check your burnout risk fast

Cost of Commuting

See yearly commute spend

Schengen 90/180 Calculator

Track your remaining Schengen days

Passport Validity Checker

Check the 6‑month rule fast

Flight Delay Checker

See if you are owed cash

Long-Term Care Cost Calculator

Plan ahead for future care expenses

Commute Lost Life

Calculate years lost to commuting

Car Crash Probability

Draft risk gauge

Commuter Germ Exposure

Estimate weekly exposure risk

Travel Vaccination Checker

See recommended travel jabs

Vitality Points Calculator

Estimate your points and rewards value

Pet Cost Calculator

Estimate lifetime pet costs

7-Year Gift Rule

Estimate IHT taper relief

Energy Price Cap

Estimate annual energy costs

Human Asset Valuator

Estimate lifetime earnings value

Section 21 Notice Dates

Estimate earliest notice expiry

Local Crime Radar

Draft crime radar by postcode

Cost of Vices

See the long-term habit cost

Death Clock

Estimate a life timeline

Probability of Dying Dice

Annual odds by age band

Zombie Survival Score

Fun apocalypse quiz

Pothole Claim Generator

Draft a council claim

Cancel-Anything Letter

Quick cancellation template

Complaint Letter Writer

Create a formal complaint

Subscription Finder

Spot monthly recurring costs

Jargon Buster

Plain-English translator

Life in Weeks

Visualize your life in weeks

Water Intake

Get a daily hydration target

Pocket Money Checker

Typical weekly amount by age

Second Family Simulator

Estimate estate split scenarios

Digital Zombie Cost

Estimate heavy screen time impact

Unpaid Overtime

Calculate your real hourly rate

Subscription Zombie Audit

Estimate lifetime subscription costs

Financial Time Machine

Compare past spend to today

IVF Cost & Eligibility

Draft estimate for IVF costs

Appliance Energy Cost

Calculate appliance running cost

Leasehold Extension

Draft premium estimate

Baby Name Expense Generator

Estimate the lifetime cost of a baby name

BMR Calorie Calculator

Estimate your daily calorie burn

Cost of Habits Calculator

Estimate long-term habit costs

IR35 Risk Indicator

Check your IR35 status risk

Level vs Decreasing Term

Compare term cover types