Last updated February 15, 2020
Thank you for choosing to be part of our community at WeCovr (“WeCovr”, “we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at firstname.lastname@example.org.
By proceeding with access to the website and our app you are deemed to have accepted the Terms and Conditions. If you do not agree with the Terms and Conditions, then please refrain from accessing or using our Sites or Apps.
Any personal information you supply to WeCovr via the Sites or Apps (and by other means) will be treated in accordance with the Data Protection Act 2018 and other legislation intended to protect your personal information and privacy (see Your Personal Data and Your Legal Rights).
If you are not satisfied with our response to a complaint or believe we are processing your data incorrectly you can complain to the Information Commissioner’s Office Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF Tel: 0303 123 1113
The Sites have links to websites of other companies and we recommend that you check their terms and conditions if you visit their websites. We also recommend that you check the terms and conditions and privacy statements on all external Websites before using such Websites.
What Information Do We Collect and How?
What Will the Information We Collect Be Used For?
Information collected from our contact form will be used by us to handle your enquiry. We work with a carefully selected panel of insurance and other finance product providers and, once you have qualified and accepted our terms, we may introduce you to them to look after the management and administration of your recommended solution. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Insurance and finance solutions subject to conditions and acceptance. Calls may be recorded for training and monitoring purposes.
You may be referred to our approved providers if we feel that this is appropriate in your situation. We may be paid a referral fee or a commission for introducing you to one of our approved providers. Political And Credit Risks Ltd is authorised and regulated by the Financial Conduct Authority and are also covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk.
We may also use the information we collect for analytical purposes for Sites or Apps design, content, and user experience development.
We will also use information collected to safe-guard against fraud and money laundering. We are required to report details of some suspicious activities to the Serious Organised Crime Agency (“SOCA”).
If you provide personal information via the Sites and Apps, you will be told what the information you provided will be used for before the information is submitted to us and you will have the chance to withhold or withdraw your consent for a use other than as stated within our ‘What Information Do We Collect and How’ section.
Security of Personal Data
WeCovr will take all reasonable steps to ensure that any personal data that you provide via the Sites and Apps is kept secure. Although we endeavour to protect your personal data, because of the nature of the Internet, we cannot guarantee the security of your data transmitted to the Sites and Apps and any inward transmission of data is carried out at your own risk.
We only keep your personal data for as long as it is necessary for the purpose you submitted your data to us. We may keep your data on file if further correspondence is required to fulfil your original contact enquiry.
Your Personal Data and Your Legal Rights
Any personal information you supply to WeCovr via the Website or via any third-party Website will be treated in accordance with the Data Protection Act 2018 and the Privacy and Electronic Communications Regulations 2003.
WeCovr is committed to delivering the rights that the Data Protection Act 2018 and Privacy and Electronic Communications Regulations provides to individuals. Amongst these are:
the right to object to your personal information being used for direct marketing. We will give you the ability to object to this, and where required we will ensure we obtain your consent before undertaking marketing; and
the right to request a copy of the personal information WeCovr holds about you. To do this, please write to us with full details of what you require.
Third Party Links
We do not intentionally collect any information via the Sites or Apps from children under 16 years of age, and shall delete the details of such users when a parent or guardian notifies us that any details have been obtained from their child.
Right to access
We need your help to keep the personal data which we hold as accurate and up-to-date as possible. You may contact us to find out what, if any, personal data we hold about you, and ask us to correct, update or delete this data under the subject access request.
Sites or Apps Complaints
If you have a complaint in relation to the Sites or Apps, please contact us at email@example.com
Do we make updates to this policy?
How can you contact us about this policy?
If you have questions or comments about this policy, you may contact our Data Protection Officer (DPO), Data Protection Officer, by email at firstname.lastname@example.org, or by post to:
Data Protection Officer
21 Hemp Walk
London, SE17 1PF
If you have any further questions or comments about us or our policies, email us at email@example.com or by post to:
21 Hemp Walk
London, SE17 1PF