Switch & Save Club™
Join the WeCovr Switch & Save Club — let our experts save you money on your insurance. What insurance do you need?
Your Financial Future Will Thank You!
AI-powered human-in-the-loop analysis of your renewal docs
Average 30% savings
2-minute setup
Save time and money while experts do the legwork
Trusted by Thousands of Customers
See why families and businesses across the UK choose WeCovr for their insurance needs. Real stories from real customers who've saved money and found better coverage.
Why Choose WeCovr
FCA Authorised And Regulated
Authorised and regulated by the FCA with qualifications from top insurance, business and tech bodies
Technology-driven and knowledgeable
We are technologists who have also worked in the insurance and finance industry for over 20 years
Wide Product Range
Many different providers and products already available on our platform and many more we have access to on a customised basis
Working with top insurers:
Proud to be supported by:
Discover More with WeCovr
Private Health Insurance
Compare providers and get your tailored quote
Life Insurance
Protect your loved ones with the right cover
Income Protection
Secure your income against unforeseen events
Life Insurance Calculator
Estimate the cover you need in minutes
Critical Illness Cover Calculator
Work out how much critical illness protection makes sense
Health Age & BMI Tools
Discover your health age and BMI instantly
Pregnancy Due Date
Estimate your due date in seconds
Ovulation Calculator
Find your fertile window quickly
Income Protection Calculator
See how much income protection you may need
Emergency Fund Calculator
See how many months your savings last
Pet Cost Calculator
Estimate lifetime pet costs
Wedding Budget Allocator
Split your wedding budget fast
Self-Assessment Tax
Estimate sole trader tax
Company Car Tax (BIK)
Compare petrol vs EV tax
LISA Bonus Calculator
See your government bonus
Salary Sacrifice
Estimate tax and NI savings
Credit Score Simulator
See how debt payoffs affect your score
Global Rich List
See your global income percentile
CEO Pay Ratio
Compare your salary to a CEO
7-Year Gift Rule
Estimate IHT taper relief
Pension Drawdown
Estimate how long your pot lasts
Pension Pot Projector
Project your pot vs living standards
Energy Price Cap
Estimate annual energy costs
Can I Afford to Quit?
Calculate your cash runway
Burn Rate Countdown
See how long savings can last
Credit Card Payoff
Estimate payoff time and interest
Student Loan Repayment
Estimate deductions by plan
University Debt Time Bomb
See payoff age and interest cost
Snowball vs. Avalanche
Compare debt payoff strategies
Historic Inflation
See what past money is worth now
Redundancy Pay
Estimate statutory payout
Self-Employed Tax
Estimate take-home profit
Cost of Commuting
See yearly commute spend
Side Hustle Tax
Estimate tax after allowance
Financial Freedom Date
Find your FIRE timeline
Take-Home Pay Calculator
Gross to net pay with a sick pay twist
Maternity & Paternity Pay
Estimate statutory leave pay
Dividend vs Salary Tax
Director take-home pay estimate
Will AI Take My Job?
Automation risk score for your role
True Hourly Rate
See your real hourly pay with commute
Holiday Entitlement
Calculate your statutory leave days
Cycle to Work Savings
Estimate tax savings on a bike
Notice Period Calculator
Find your last working day fast
Hospital Wait Time Checker
Compare NHS vs private treatment waiting times
Inheritance Tax Calculator
Estimate potential inheritance tax liabilities
Free Online Will Writer
Draft a simple will outline in minutes
Probate Fee Calculator
Estimate probate fees and costs
Funeral Cost Estimator
Get a quick funeral cost estimate
Value of Mum/Dad Calculator
Estimate stay-at-home parent value
Household Chores Invoice
Value unpaid household work
Human Asset Valuator
Estimate lifetime earnings value
Health Risk Assessment
Evaluate your health risks in minutes
Can I Get Covered? Checker
See how conditions are typically viewed
Do I Need Life Insurance? (Quiz)
Take our quiz to see if life insurance is right for you
Death in Service Value
See if your benefit is enough
Financial Impact of Sickness
See how sickness could affect your finances
Sick Pay Gap Calculator
Compare your salary to statutory sick pay
Mortgage Affordability Estimator
Estimate borrowing and monthly costs
Rental Yield Calculator
Check buy-to-let profitability fast
CGT Calculator
Estimate capital gains tax on a sale
Stamp Duty (Second Home)
Calculate SDLT with 3% surcharge
Airbnb Profit Estimator
Forecast short‑let monthly profit
Section 21 Notice Dates
Estimate earliest notice expiry
Divorce Cost Simulator
Estimate potential separation impact
Schengen 90/180 Calculator
Track your remaining Schengen days
Passport Validity Checker
Check the 6‑month rule fast
Gap Year Budget Planner
Estimate total travel costs
Digital Nomad Tax Checker
Quick visa & tax snapshot
Retire Like a King Map
See where your income goes further
Postcode Life Lottery Map
Draft life expectancy gap map
Local Crime Radar
Draft crime radar by postcode
Burnout & Stress Score
Get a quick stress score in minutes
Dental Cost Estimator
Compare NHS and private fees
Alcohol Unit Counter
Track units and calories
Cost of Vices
See the long-term habit cost
Screen Time Loss
Estimate income lost to screen time
Sleep Apnea Risk Score
STOP-BANG risk check
Death Clock
Estimate a life timeline
Probability of Dying Dice
Annual odds by age band
Zombie Survival Score
Fun apocalypse quiz
Flight Delay Checker
See if you are owed cash
Council Tax Band
Check if your band is high
Council Tax Band Checker
Estimate your likely band
Pothole Claim Generator
Draft a council claim
Universal Credit Quiz
Quick eligibility check
Inflation vs Salary
See your real pay change
Cancel-Anything Letter
Quick cancellation template
Complaint Letter Writer
Create a formal complaint
Subscription Finder
Spot monthly recurring costs
Jargon Buster
Plain-English translator
Quit Smoking Savings
See cash and time regained
Smoker Premium Savings
Estimate insurance savings if you quit
Life Expectancy
Estimate years remaining
Life in Weeks
Visualize your life in weeks
Sleep Debt Calculator
Track missed sleep hours
Water Intake
Get a daily hydration target
Key Person Value Calculator
Find out how much a key employee is worth to your business
International PMI Calculator
Tailor your health cover for life abroad
Long-Term Care Cost Calculator
Plan ahead for future care expenses
Childcare Cost Calculator
Compare childcare costs vs income protection
Cost of Raising a Child
Estimate the remaining cost to age 18
University Fees & Loan
Estimate degree borrowing
School Fees Projector
Project private school costs
VAT on School Fees
Estimate VAT impact per child
Bank of Mum and Dad
Track a family loan plan
Care Home Cost
Estimate long-term care costs
Pocket Money Checker
Typical weekly amount by age
Mortgage Overpayment
See how much interest you save
Stamp Duty Calculator
Estimate SDLT on purchases
Rent vs Buy
Compare renting and buying
Forever Rent Calculator
See if prices outpace savings
House Price Inflation
Project future home value
Flood Risk Future Map
Draft future flood risk checker
Inflation & Future Value
See how inflation erodes buying power
Singles Tax Calculator
Estimate the solo income gap
Tax Freedom Day
See when you start earning for you
Commute Lost Life
Calculate years lost to commuting
Vape Cost Reality Check
Estimate long-term vaping costs
Dementia Care Time Bomb
See how care costs impact assets
Side Hustle Hourly Rate
Calculate your real hourly rate
House vs You Earnings
Compare income to house growth
Toxic Workplace Cost
Estimate stress-related costs
SKI Inheritance
How long does the pot last?
Pink Tax Estimator
Estimate lifetime price gaps
Beer & Burger Inflation
Project everyday price rises
Second Family Simulator
Estimate estate split scenarios
Digital Zombie Cost
Estimate heavy screen time impact
See Your Parents Countdown
Estimate visits left
Middle Class Reality
Compare income to lifestyle target
Unpaid Overtime
Calculate your real hourly rate
Boomer Housing Time Machine
Estimate past home prices
Subscription Zombie Audit
Estimate lifetime subscription costs
Car Crash Probability
Draft risk gauge
University Value ROI
Compare degree cost vs uplift
Financial Time Machine
Compare past spend to today
Company Bust Risk
Draft industry risk check
Cost of Being a Woman
Estimate health gap impact
Zombie Survival Budget
Fun prepper budget estimate
Sugar Tax Audit
See long-term sugar impact
Inheritance Feud Quiz
Quick estate conflict quiz
Commuter Germ Exposure
Estimate weekly exposure risk
Fair Rent Checker
Draft Section 13 rent check
IVF Cost & Eligibility
Draft estimate for IVF costs
Appliance Energy Cost
Calculate appliance running cost
Marriage Tax Allowance
Check potential eligibility
Leasehold Extension
Draft premium estimate
Baby Name Expense Generator
Estimate the lifetime cost of a baby name
BMI Calculator
Calculate your body mass index
BMI Premium Calculator
See how BMI can affect premiums
BMR Calorie Calculator
Estimate your daily calorie burn
Budget Calculator
Build a simple monthly budget
Budget Planner
Plan spending across categories
Car Insurance Group Checker
See the insurance group for a model
Car Insurance Inflation Tracker
Track rising premiums over time
Car Insurance Postcode Predictor
Estimate postcode risk impact
Cost of Habits Calculator
Estimate long-term habit costs
Critical Illness Financial Impact
See how a claim could affect finances
Critical Illness Navigator
Explore cover options and trade-offs
Critical Illness Risk Analyser
Assess risk and cover needs
Death in Service Gap Analyser
Compare benefits to your needs
Early Retirement Calculator
Estimate when work becomes optional
Hospital Wait Time Checker
Check local NHS wait times
Inflation Impact on Savings
See how inflation erodes savings
Inheritance Tax Calculator
Estimate inheritance tax exposure
Instant Quote Generator
Generate a quick insurance quote
Insurance Inflation Calculator
Compare premium increases over time
IR35 Risk Indicator
Check your IR35 status risk
Level vs Decreasing Term
Compare term cover types
Life Insurance Overpayment Quiz
See if you are overpaying
Mental Style Analyser
Explore your decision-making style
NHS Wait vs Private Cost Map
Compare regional waits to private costs
PMI Policy Customiser
Build your private health policy
Policy in Trust Saver
Estimate inheritance tax savings
Private Surgery Price List
Compare typical self-pay prices
State Pension Age Reality Check
See your likely pension age
Stress Burnout Indicator
Check your burnout risk fast
Travel Vaccination Checker
See recommended travel jabs
VAT Calculator
Calculate VAT on invoices