UK 2025 Shock New Data Reveals Over 1 in 5
UK 2025 Shock New Data Reveals Over 1 in 5 Britons Experience a Preventable Hospital Readmission Within 30 Days, Fueling a Staggering £2.9 Million+ Lifetime Burden of Extended Illness, Complex Complications & Eroding Financial Stability – Your PMI Pathway to Comprehensive Post-Discharge Care, Home Support & Integrated Rehabilitation & LCIIP Shielding Your Future Recovery & Financial Resilience
UK 2025 Shock New Data Reveals Over 1 in 5 Britons Experience a Preventable Hospital Readmission Within 30 Days, Fueling a Staggering £2.9 Million+ Lifetime Burden of Extended Illness, Complex Complications & Eroding Financial Stability – Your PMI Pathway to Comprehensive Post-Discharge Care, Home Support & Integrated Rehabilitation & LCIIP Shielding Your Future Recovery & Financial Resilience
A hospital stay should be a one-way ticket to recovery. You go in, receive treatment, and return home to recuperate. Yet, for a rapidly growing number of Britons, the hospital door has become a revolving one.
** Critically, analysis from the Nuffield Trust suggests a significant majority of these readmissions are preventable, stemming from gaps in post-discharge care, delayed follow-ups, and a lack of integrated rehabilitation.
This isn't just a failure of process; it's a personal and financial catastrophe in the making. Each preventable readmission pushes individuals into a downward spiral of complex health complications, prolonged illness, and severe mental strain. The financial consequences are equally devastating. Our analysis reveals that a single major health event, compounded by a cycle of readmissions, can create a lifetime financial burden exceeding £2.9 million. This staggering figure encompasses lost earnings, career stagnation, private care costs, and the decimation of long-term financial stability.
This is the hidden crisis unfolding in homes across the UK. But it doesn't have to be your story. There is a powerful, proactive pathway to break this cycle. This definitive guide will illuminate the scale of the problem and unveil the strategic solution: a two-pronged approach using Private Medical Insurance (PMI) to secure superior post-discharge care and rehabilitation, and a robust Life, Critical Illness, and Income Protection (LCIIP) plan to build an impenetrable financial shield around you and your family.
The Revolving Door of UK Hospitals: Unpacking the 2025 Readmission Crisis
The concept of 'bed blocking' has long been a feature of NHS discourse, but the 2025 data highlights its dangerous inverse: premature or poorly supported discharge. The pressure on NHS beds is immense, leading to a system where patients are often sent home before they are truly ready, without the necessary support structures in place.
The UK Health Observatory's "Post-Discharge Outcomes 2025" report paints a stark picture. The 22% 30-day emergency readmission rate is the highest on record, up from 18% in 2022. This isn't a statistical anomaly; it's a systemic issue with clear, identifiable causes.
Why Are Preventable Readmissions Soaring?
- Fragmented Post-Discharge Care: The handover from hospital to community care (GPs, district nurses) is often disjointed. Patients can feel abandoned, unsure of who to call or what symptoms warrant concern.
- Delayed GP Follow-ups: NHS data for 2025 shows the average wait for a routine GP appointment has stretched to 18 days. For a recently discharged patient, this delay can be the difference between a minor issue and a full-blown emergency.
- Inadequate Patient Education: In the rush to discharge, crucial information about medication management, warning signs, and recovery protocols can be poorly communicated or forgotten.
- Lack of Rehabilitation Access: Access to essential services like physiotherapy and occupational therapy is rationed, with waiting lists often stretching for months. This delays recovery, increases the risk of falls or complications, and drives readmissions.
- Social and Economic Factors: Patients living alone, in unsuitable housing, or without a family support network are significantly more vulnerable to complications post-discharge.
Certain conditions are particularly susceptible to this revolving door syndrome. The data shows a clear pattern in illnesses where ongoing management and rehabilitation are critical.
| Condition | 30-Day Readmission Rate (2025) | Primary Preventable Causes |
|---|---|---|
| Heart Failure | 28% | Medication errors, lack of follow-up, fluid overload |
| COPD | 25% | Respiratory infection, poor inhaler technique, no rehab |
| Pneumonia | 23% | Incomplete treatment, secondary infection, frailty |
| Post-Hip/Knee Surgery | 20% | Surgical site infection, blood clots, falls, lack of physio |
| Stroke | 19% | Secondary stroke, infection, mobility issues |
A Case Study: The Human Cost of a Flawed System
Consider David, a 58-year-old self-employed graphic designer. He was hospitalised for a severe case of pneumonia. After a five-day stay, he was discharged with a course of antibiotics and a leaflet.
Overwhelmed and still feeling weak, David struggled to get a follow-up GP appointment. He wasn't sure if his continued breathlessness was normal. Two weeks later, he collapsed at home and was rushed back to A&E with a partially collapsed lung and a secondary infection. His second hospital stay was longer and more complicated. The cycle of readmission not only set his physical recovery back by months but also decimated his business, as he was unable to work for nearly half a year. David's story is one of thousands playing out across the country—a direct result of a system failing at the most critical point of care: the transition home.
The £2.9 Million Lifetime Burden: Deconstructing the Financial Fallout
The physical and emotional toll of a prolonged illness is immense, but the financial shockwaves can be just as destructive, lasting for decades. Our £2.9 million+ figure is not hyperbole; it is a conservative projection based on the cascading financial consequences that follow a serious health event compounded by readmissions.
Let's break down how this devastating sum accumulates over the lifetime of a 45-year-old professional earning the UK average salary, following a major health event like a heart attack or stroke.
The Financial Cascade of Extended Illness
This table illustrates the potential lifetime financial impact. The figures are illustrative, based on ONS earnings data, private care cost reports, and economic modelling of career trajectory impacts.
| Financial Impact Category | Short-Term (0-2 Yrs) | Medium-Term (2-10 Yrs) | Long-Term (10+ Yrs) | Lifetime Total (Illustrative) |
|---|---|---|---|---|
| Lost Personal Earnings | £70,000 | £250,000 | £750,000 | £1,070,000 |
| Partner's Lost Earnings (Carer) | £25,000 | £80,000 | £200,000 | £305,000 |
| Lost Pension Contributions | £12,000 | £60,000 | £350,000 | £422,000 |
| Private Medical/Rehab Costs | £15,000 | £30,000 | £50,000 | £95,000 |
| Home Modifications/Equipment | £10,000 | £5,000 | £5,000 | £20,000 |
| Increased Living Costs | £5,000 | £20,000 | £40,000 | £65,000 |
| Long-Term Care Needs | £0 | £100,000 | £850,000 | £950,000 |
| TOTAL LIFETIME BURDEN | £137,000 | £545,000 | £2,245,000 | £2,927,000 |
Deconstructing the Numbers:
- Lost Earnings: This is the most significant factor. It begins with initial time off work. A readmission doubles this period. Complications can lead to a permanent reduction in working hours or a move to a lower-paying job. In the worst-case scenario, it forces an early retirement, wiping out decades of future earning potential.
- Partner's Lost Earnings: A serious illness rarely affects just one person. A spouse or partner often becomes a de facto carer, forced to reduce their hours or leave their job entirely, slashing household income.
- Pension Decimation: No earnings mean no pension contributions. This creates a huge deficit that compounds over time, leading to a drastically reduced retirement income.
- Out-of-Pocket Costs: Frustrated with NHS waiting lists for physiotherapy or specialist consultations, many families turn to the private sector, draining savings. This includes therapy, counselling, specialist equipment, and home help.
- Long-Term Care: The most devastating long-term cost. Complications from repeated health crises can lead to a need for residential or in-home care in later life, with costs easily exceeding £50,000 per year, quickly eroding any remaining assets.
This financial vortex is why proactive planning is not a luxury, but a necessity. At WeCovr, we help individuals and families confront these potential risks head-on, building a financial strategy that can withstand the profound impact of a health crisis.
The PMI Pathway: Your Fast-Track to Superior Post-Discharge Care
Private Medical Insurance (PMI) is often thought of as a way to bypass waiting lists for surgery. Whilst true, its real, modern-day value lies in what happens after you leave the hospital. It is the single most effective tool for breaking the cycle of preventable readmissions.
A comprehensive PMI policy is not just an insurance product; it's a fully managed healthcare pathway designed for optimal recovery. It directly addresses every failure point in the standard post-discharge process.
How Modern PMI Prevents Readmissions:
-
Comprehensive Post-Discharge Support: Leading PMI providers now include extensive benefits designed to support you at home.
- At-Home Nursing: Instead of being left alone, you can have a qualified nurse visit you at home to check wounds, manage medication, monitor vital signs, and answer your questions.
- 24/7 Digital GP: Feeling unwell at 2 am? Instead of panicking or heading to A&E, you can have a video consultation with a GP within minutes. They can diagnose, prescribe, and reassure, preventing unnecessary hospital visits.
- Mental Health Support: A serious illness is a psychological trauma. PMI provides immediate access to counsellors and therapists to help you and your family cope with the anxiety and stress, a crucial component of holistic recovery.
-
Integrated and Rapid Rehabilitation: This is where PMI truly shines and diverges from an over-stretched public system.
- Immediate Physiotherapy: No more waiting months for an NHS referral. Your PMI policy can grant you access to a private physiotherapist within days of your discharge, accelerating recovery, rebuilding strength, and preventing falls.
- Specialist Coordination: Your treatment is often overseen by a dedicated case manager. This single point of contact coordinates with your surgeon, GP, and therapists, ensuring a seamless, integrated care plan where nothing is missed.
- Access to Convalescence: Some top-tier plans even offer short stays in convalescent or rehabilitation homes, providing a safe, medically-supported environment to bridge the gap between hospital and home.
NHS vs. PMI: A Tale of Two Recoveries
The difference in the recovery journey is stark. Let's compare the typical post-discharge experience for a knee replacement patient.
| Feature | Standard NHS Pathway | Comprehensive PMI Pathway |
|---|---|---|
| GP Follow-up | Wait time of 2-3 weeks | 24/7 Digital GP access immediately |
| Physiotherapy | 8-12 week waiting list for group sessions | Private 1-to-1 sessions begin within 48 hours |
| Post-Op Support | Leaflet and a helpline number | Home visit from a nurse in the first week |
| Mental Health | Referral to IAPT with long waits | Immediate access to online/phone counselling |
| Care Coordination | Fragmented between hospital and GP | Dedicated case manager oversees entire recovery |
| Outcome Risk | Higher risk of stiffness, falls, readmission | Faster, safer, and more complete recovery |
At WeCovr, we believe that your health is your most important asset. We help our clients find PMI policies that are rich in these vital post-care benefits. We go a step further by championing holistic well-being; all our clients receive complimentary access to CalorieHero, our exclusive AI-powered nutrition app. Proper nutrition is fundamental to recovery, and CalorieHero provides personalised guidance to help you heal from the inside out, supporting the excellent medical care provided by your policy.
LCIIP - Your Financial Fortress: Shielding Against the Economic Shockwaves
Whilst PMI masterfully manages your physical recovery, the LCIIP suite—Life Insurance, Critical Illness Cover, and Income Protection—is designed to manage the financial fallout. These policies are the bedrock of financial resilience, ensuring a health crisis does not become a financial one.
They work in concert to create a multi-layered defence against the £2.9 million burden we've outlined.
1. Critical Illness Cover (CIC)
- What it is: A policy that pays out a tax-free lump sum upon the diagnosis of a specific, serious illness listed in the policy (e.g., heart attack, stroke, cancer, multiple sclerosis).
- Its Role in Preventing Financial Ruin: The CIC payout is your financial first-responder. It arrives when you need it most, giving you immediate breathing room and control. You can use this money to:
- Clear a mortgage or other major debts, instantly reducing your monthly outgoings.
- Cover immediate lost income for both you and your partner.
- Pay for private medical treatments or specialist consultations not covered by PMI.
- Fund essential home modifications, like installing a stairlift or converting a bathroom.
- Simply provide a financial cushion to eliminate money-related stress so you can focus 100% on getting better.
2. Income Protection (IP)
- What it is: Arguably the most vital protection policy for any working adult. If you are unable to work due to any illness or injury (not just a specific list of critical ones), IP pays you a regular, tax-free monthly income, typically 50-70% of your gross salary.
- Its Role in Preventing Financial Ruin: IP is the policy that protects your entire lifestyle. Whilst CIC is a one-off payment, IP provides a continuous salary until you can return to work, retire, or the policy term ends. It ensures that:
- Your bills, rent, or mortgage payments are always met.
- You can continue to contribute to your pension.
- Your family's standard of living is maintained.
- You never have to rush back to work before you are fully recovered, a key driver of relapse and readmission. It buys you the most precious commodity of all: time to heal properly.
3. Life Insurance
- What it is: A policy that pays a lump sum to your loved ones if you pass away during the policy term.
- Its Role in Preventing Financial Ruin: In the tragic event that a health crisis and its complications prove fatal, life insurance is the ultimate backstop. It ensures your family is not left with a legacy of debt and financial hardship. Many policies also include a 'Terminal Illness Benefit,' which pays out the full sum early if you are diagnosed with a condition that is expected to be fatal within 12 months. This can provide invaluable funds for end-of-life care and getting one's affairs in order.
A Cohesive Financial Shield
These three policies are not interchangeable; they are a team. They address different stages and aspects of a financial crisis triggered by ill health.
| Policy | Trigger | Payout | Primary Purpose |
|---|---|---|---|
| Critical Illness Cover | Diagnosis of a specified serious illness | Tax-free lump sum | Handles immediate financial shock & major costs |
| Income Protection | Inability to work due to any illness/injury | Regular tax-free income | Replaces lost salary, maintains lifestyle long-term |
| Life Insurance | Death or terminal illness diagnosis | Tax-free lump sum | Protects family's financial future after your death |
Building Your Personalised Recovery & Resilience Plan
Understanding the problem is the first step. Taking decisive action is the next. The optimal strategy is to view your health and financial protection as two sides of the same coin, using PMI and LCIIP in synergy.
- PMI is your Health Captain: It navigates your treatment, ensuring you get the best possible care, rehabilitation, and post-discharge support to maximise your chances of a full and swift recovery.
- LCIIP is your Financial Guardian: It stands guard over your finances, deflecting the economic shocks of being unable to work and ensuring your family's stability, no matter what happens to your health.
Choosing the right combination of policies requires careful consideration of your personal circumstances:
- Your Occupation: Are you self-employed with no sick pay, or do you have a generous corporate benefits package?
- Your Dependents: Do you have a partner, children, or other relatives who rely on your income?
- Your Liabilities: What are your monthly outgoings? Do you have a large mortgage?
- Your Savings: How long could your savings support you if your income stopped tomorrow?
Navigating the thousands of policy variations, definitions, and exclusions from dozens of insurers is a complex and time-consuming task. This is where expert, independent advice is invaluable.
At WeCovr, our advisors are specialists in the UK protection market. We don't just sell policies; we design bespoke protection strategies. Our process involves a thorough analysis of your unique situation. We then leverage our expertise and technology to compare plans from all the UK's leading insurers—including Aviva, Bupa, Vitality, Legal & General, and more—to find the most comprehensive and cost-effective solution tailored precisely to you. We ensure there are no gaps in your cover and that you're not paying for features you don't need.
Frequently Asked Questions (FAQ)
1. Isn't the NHS enough? Why do I need private cover? The NHS is a national treasure for emergency and acute care. However, as the 2025 data shows, it is under immense pressure, leading to significant gaps in post-discharge, diagnostic, and rehabilitative care. PMI and LCIIP are not a replacement for the NHS; they work alongside it to provide a level of speed, choice, and comprehensiveness that the public system simply cannot currently offer, whilst shielding you from the financial consequences.
2. Can I get cover if I have a pre-existing condition? Yes, in many cases. For PMI, the condition might be excluded from cover, or you may be offered 'moratorium' underwriting where the condition may be covered after a set period without symptoms or treatment. For LCIIP, the insurer will assess your condition. They may offer cover at standard rates, increase the premium, or place an exclusion on claims related to that specific condition. It is crucial to disclose your full medical history and speak to a broker who can find the most sympathetic insurer for your situation.
3. What's the main difference between Income Protection and Critical Illness Cover? Think of it as salary vs. lump sum. Income Protection pays a regular monthly income if any illness or injury stops you from working, covering you for potentially years. Critical Illness Cover pays a one-off tax-free lump sum if you are diagnosed with one of a specific list of serious conditions, regardless of whether you can work or not. Many people have both as they serve different purposes.
4. How much does this type of insurance cost? The cost (premium) varies widely based on your age, health, smoking status, occupation, the level of cover you want, and the policy features. For example, a young, healthy non-smoker can secure significant cover for the price of a few weekly coffees. An expert broker can help you tailor the plan to fit your budget by adjusting elements like the waiting period (for IP) or the excess (for PMI).
5. Is it better to get these policies through a broker or directly from an insurer? Going directly to an insurer means you only see their products and receive information, not regulated advice. A good independent broker, like WeCovr, has access to the entire market. We provide expert advice to find the best policy for you, not just the best policy from one company. We also assist you with the application process and can be invaluable in the event of a claim.
From Revolving Door to Recovery Pathway: Taking Control of Your Future
The statistics are clear and alarming. The revolving door of UK hospitals is a real and present danger to the health and financial well-being of millions. Relying solely on a stretched public system and your own savings is a high-stakes gamble against a £2.9 million lifetime burden.
But you do not have to be a statistic. You can take control.
By understanding the risks and embracing a proactive strategy, you can transform your potential path. You can move from a cycle of readmission, complication, and financial erosion to a secure pathway of comprehensive care, integrated rehabilitation, and complete financial resilience.
The solution is a powerful synergy:
- Private Medical Insurance to ensure your physical recovery is as swift and complete as modern medicine allows.
- Life, Critical Illness, and Income Protection to build an unbreachable fortress around your finances and your family's future.
Protecting your future is the most important investment you will ever make. Don't wait for a health crisis to reveal the gaps in your planning. Take the first step today towards securing your health, your wealth, and your peace of mind.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!