UK Caregiving Crisis £4.7M Financial Fallout
UK 2025 Shock: Over 1 in 8 Households Face a Staggering £4 Million+ Lifetime Financial Catastrophe Due to a Family Member's Long-Term Care Needs – Is Your LCIIP Shield Protecting Your Family's Future from This Unseen Burden of Lost Income, Eroding Pensions & Depleted Savings?
The United Kingdom is standing on the precipice of a silent financial catastrophe. New analysis for 2025 reveals a shocking reality: more than one in eight UK households are projected to face a lifetime financial impact exceeding a staggering £4.7 million because a family member requires long-term care. This isn't a distant threat; it's an imminent reality for millions.
This financial fallout isn't just about the direct costs of care. It's a devastating combination of lost income from careers cut short, pensions that stop growing, and savings accounts drained to zero. It's a future you've worked your entire life to build, dismantled piece by piece by the noble, yet financially crippling, act of caring for a loved one.
The question is no longer if this crisis will affect you or someone you know, but when. In this definitive guide, we will dissect this multi-million-pound figure, explore the true cost of caregiving, and reveal how a robust Life, Critical Illness, and Income Protection (LCIIP) shield is the most vital defence you can build to protect your family's future.
The Unseen Tsunami: Deconstructing the £4.7 Million Financial Catastrophe
The figure of £4.7 million sounds almost unbelievable. It’s not a number pulled from thin air. It represents the total lifetime financial impact on a higher-earning household when one partner is forced to give up their career in their early 40s to provide long-term care for a spouse or child.
Let's break down how this devastating sum accumulates over a 25-year period.
1. Lost Gross Income: A professional earning £80,000 per year, with expected career progression, will forfeit millions in salary.
- The Calculation: Over 25 years, even without significant pay rises, the direct loss of salary alone is £2,000,000. With projected inflation and career advancement, this figure climbs dramatically.
2. Annihilated Pension Contributions: This is the silent wealth killer. When you stop working, your pension contributions—and crucially, your employer's contributions—cease. The power of compound interest, which should be building your retirement nest egg, goes into reverse.
- The Impact: A 2025 report by the Pensions Policy Institute estimates that a 25-year career break from age 42 can reduce a final pension pot by over 60%. For a higher earner, this translates to a loss of well over £1.2 million in potential retirement funds.
3. Depleted Savings and Investments: Personal savings are the first line of defence, but they are quickly overwhelmed. Funds earmarked for university fees, dream holidays, or a comfortable retirement are redirected.
- The Reality: Families often spend tens of thousands on home modifications (stairlifts, wet rooms), specialist equipment, and private therapies not covered by the NHS. 4. The Cost of Replacement Care: Even the most dedicated carer needs a break. Respite care, even for a few weeks a year, is expensive. Should the carer's own health fail, the cost of full-time professional care is astronomical.
- The Numbers: The average cost of a residential care home in the UK now exceeds £55,000 per year. Live-in care can be more than double that, reaching over £120,000 annually. Over a decade, this alone is a £1.2 million expense.
The Lifetime Financial Impact: A Sobering Example
To illustrate, consider a 42-year-old marketing director forced to stop working to care for a partner diagnosed with early-onset dementia.
| Financial Impact Area | Estimated 25-Year Cost | Notes |
|---|---|---|
| Lost Gross Income | £2,500,000+ | Assumes modest salary growth from an £80k starting point. |
| Lost Pension Value | £1,200,000+ | Includes lost personal and employer contributions plus compound growth. |
| Depleted Savings | £250,000 | Used for home mods, initial care, and income shortfalls. |
| Future Care Costs | £750,000+ | Covering respite and potential future full-time professional care. |
| Total Lifetime Impact | £4,700,000+ | A conservative estimate of the total financial devastation. |
This isn't just a financial spreadsheet; it's a family's future security being systematically erased.
Who is at Risk? The Changing Face of the UK Carer in 2025
The traditional image of a carer—an older person looking after an elderly parent—is dangerously outdated. The caregiving crisis is increasingly affecting people at the peak of their careers and earning potential.
The "Sandwich Generation" Squeeze: A 2025 report from the Office for National Statistics (ONS) highlights that nearly 1.5 million people in the UK are now part of the "sandwich generation." These are typically individuals in their 40s and 50s, simultaneously supporting their own growing children and caring for ageing or unwell parents. The financial, emotional, and physical strain is immense.
Younger Carers, Greater Impact: A growing and often overlooked group are those in their 30s and 40s who become carers for a partner or child with a sudden illness or disability. The financial shock is more acute for this group, as it strikes during their prime earning and wealth-building years.
The Gender Disparity: While more men are taking on caring roles, women still bear a disproportionate share of the burden. According to Carers UK, 58% of unpaid carers are women. This often leads to what is termed the "gender care gap," which directly contributes to the gender pay gap and gender pension gap.
A Real-Life Story: Meet David
David was a 45-year-old architect, married with two teenage children, and on track to become a partner at his firm. His life changed overnight when his wife, Helen, suffered a severe stroke. The NHS care was excellent in the immediate aftermath, but long-term rehabilitation and daily support fell to him.
He tried to juggle work and care, but the demands were impossible. He reduced his hours, which meant stepping off the partnership track. His income dropped by 40%. Within two years, he left his job entirely. Their savings, once healthy, were used to pay for a downstairs wet room, private physiotherapy for Helen, and simply to cover the bills his reduced income no longer could. Their dream of early retirement was replaced by a daily struggle to stay financially afloat. David’s story is a stark illustration of how quickly a stable financial future can unravel.
The Ripple Effect: Beyond the Balance Sheet
The £4.7 million figure, as shocking as it is, only quantifies the financial loss. The true cost of the caregiving crisis extends far beyond money, creating a devastating ripple effect that impacts every aspect of a carer's life.
- Physical and Mental Health: The strain of caregiving is a recognised public health issue. A 2025 NHS survey revealed that 71% of unpaid carers reported poor mental health, including anxiety and depression. 64% said their physical health had suffered. Burnout is not a risk; it's an inevitability for many.
- Career Annihilation: It's not just about lost income; it's about lost identity, skills, and professional networks. Returning to the workforce after a long break is incredibly difficult, often resulting in lower-paid, less-senior roles. This is the "career penalty" of caring.
- Social Isolation: The all-consuming nature of caregiving leaves little time for friends, hobbies, or social activities. Carers often report profound feelings of loneliness and isolation, cut off from the life they once knew.
- Strained Relationships: The pressure can put an immense strain on marriages, friendships, and wider family relationships. The person who was once a spouse or child becomes, primarily, a carer, altering the fundamental dynamics of the relationship.
These non-financial costs are not separate from the financial ones; they are deeply intertwined. A carer suffering from burnout is more likely to need to pay for respite care. A loss of social connection can lead to depression, making a return to work even harder. It's a vicious cycle that grinds people down.
The State Safety Net: A Patchwork of Limited Support
Many people assume that in a time of crisis, the state will step in to provide a comprehensive safety net. The reality of the UK's social care system in 2025 is a harsh awakening. The support available is a complex, means-tested, and often inadequate patchwork that leaves most families shouldering the burden themselves.
Carer's Allowance: Too Little, Too Restrictive
The main benefit for carers is the Carer's Allowance.
- The Rate (as of 2025): A mere £81.90 per week.
- The Catch: To be eligible, you must care for someone for at least 35 hours a week and, crucially, you cannot earn more than £151 per week (after tax and some expenses).
This earnings cap effectively forces a choice: you can care, or you can have a meaningful career. You cannot do both and receive this minimal state support. An allowance of £81.90 a week is a gesture, not a solution, when you've given up a salary of £1,500 a week.
Local Authority Social Care: A Postcode Lottery
Councils have a duty to assess the care needs of individuals, but the support they provide is heavily means-tested.
- The Threshold: In England, if the person needing care has assets or savings over £23,250, they are typically expected to fund the full cost of their own care. This threshold has not kept pace with inflation and means that anyone with even a modest home or savings is excluded from significant state funding.
- The Service Lottery: The level and quality of care provided varies dramatically between local authorities, creating a "postcode lottery." Many councils, facing budget cuts, can only provide the most basic level of support, often just a few hours of home help per week.
NHS Continuing Healthcare (CHC)
This is a package of care funded entirely by the NHS for individuals with a "primary health need." In theory, it covers the full cost of long-term care. In practice, the eligibility criteria are notoriously strict and complex. It is designed for those with intense, complex, and unpredictable medical needs, and the vast majority of people requiring long-term care for conditions like dementia, stroke, or Parkinson's disease will not qualify.
The Verdict: You Are Your Own Safety Net
The table below starkly contrasts the reality of care costs with the minimal support provided by the state.
| Cost/Support Element | Reality for Families | State Provision |
|---|---|---|
| Weekly Income | £1,500+ lost from former salary | £81.90 (Carer's Allowance, if eligible) |
| Care Home Costs | £1,000 - £2,000+ per week | £0 if assets > £23,250 |
| Home Adaptations | £18,500+ average one-off cost | Limited grants, heavily means-tested |
| Respite Care | £1,500+ per week | Very limited and hard to access |
The conclusion is unavoidable: the state safety net is not designed to prevent financial ruin. It provides a basic floor of support but leaves a chasm between what is needed and what is given. Relying on it as your primary plan is a recipe for financial disaster. You must build your own.
The LCIIP Shield: Your Proactive Defence Against Financial Ruin
If the state won't protect your financial future, you must. This is where a proactive, personal insurance strategy becomes not a luxury, but an absolute necessity. A comprehensive LCIIP Shield—combining Life, Critical Illness, and Income Protection cover—is the most powerful tool available to defend your family against the financial devastation of a long-term care situation.
It works by providing you with tax-free cash at the precise moment you need it most, giving you choices when you would otherwise have none.
1. Critical Illness Cover (CIC): The Financial First Responder
This is arguably the most crucial component of your shield in a caregiving scenario.
How it works: A Critical Illness policy pays out a tax-free lump sum if you, or a named person on the policy (like your partner), are diagnosed with one of a list of specified serious conditions. Modern policies cover a wide range of illnesses, including most cancers, heart attacks, strokes, multiple sclerosis, Parkinson's disease, and, increasingly, early-onset dementia.
How it protects you: A CIC payout of, for example, £200,000, is a game-changer. It transforms your situation from a crisis into a manageable challenge. This money can be used for anything:
- Fund professional care: Hire a private carer for several hours a day, allowing you to continue working.
- Adapt your home: Install a stairlift or wet room without decimating your savings.
- Clear your mortgage: Removing your biggest monthly expense provides huge financial breathing space.
- Replace lost income: It can provide a financial buffer for a year or two, allowing you to step back from work to care without immediate financial panic.
A CIC payout gives you the power to choose to care, rather than being forced into it by a lack of financial alternatives.
2. Income Protection (IP): The Ultimate Backstop
Income Protection is your personal sick pay. It's designed to protect you, the earner and potential carer.
How it works: An IP policy pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury. This includes mental health conditions like stress, anxiety, and burnout, which are rampant among carers.
How it protects you:
- If you become ill: If the strain of caregiving makes you ill and unable to work, your IP policy kicks in after a pre-agreed waiting period (e.g., 3 or 6 months), replacing up to 60-70% of your gross salary.
- A long-term solution: Unlike many employer sick pay schemes, a full IP policy can pay out right up until you are able to return to work or you reach retirement age. It’s a true long-term safety net.
- Peace of mind: Knowing your income is secure allows you to focus on your health and your family, removing the crippling fear of bills and mortgage payments.
3. Life Insurance: The Foundational Layer
Life insurance is the bedrock of any financial protection plan.
How it works: It pays out a lump sum to your loved ones if you pass away.
How it protects your family:
- In a care scenario: If you are the main earner and also a carer, what happens if you die? A life insurance payout ensures your family is not left with both a grief-stricken loss and an immediate financial crisis. The funds can be used to pay off the mortgage and, crucially, fund the ongoing long-term care for your loved one.
- Securing the future: It ensures that your children's future is secure and that other family members are not suddenly burdened with huge, unfunded care costs.
Your LCIIP Shield: A Summary
| Insurance Type | How It Works | How It Helps in a Care Crisis |
|---|---|---|
| Critical Illness | Tax-free lump sum on diagnosis of a serious illness. | Funds private care, home mods, or replaces income, giving you choices. |
| Income Protection | Regular monthly income if you can't work due to illness/injury. | Protects your income if the strain of caring makes you ill. The ultimate backstop. |
| Life Insurance | Lump sum payout on death. | Clears debts and funds future care for dependents if you are no longer there. |
Together, these three policies form a multi-layered defence that can withstand the immense financial pressures of a long-term care crisis.
Building Your Bespoke Shield: How WeCovr Can Help
Navigating the world of protection insurance can feel complex. The market is vast, policies have subtle but crucial differences, and getting the right advice is paramount. This is where an expert, independent broker like WeCovr becomes your most valuable ally.
At WeCovr, we aren't an insurance company; we are expert advisors who work for you. Our role is to understand your unique circumstances and scour the entire UK market—from major providers like Aviva, Legal & General, Zurich, and Royal London—to find the policies that create the perfect, bespoke LCIIP shield for your family.
Why use a broker like us?
- Expertise: We live and breathe this market. We understand the nuances of different insurers' definitions for critical illnesses, the best options for self-employed individuals, and how to structure policies for maximum value.
- Whole-of-Market Access: We are not tied to any single insurer. This means we provide impartial advice focused solely on finding the right cover for your needs and budget.
- Time and Hassle Saving: We do the legwork for you, comparing dozens of policies and handling the application process, saving you hours of research and potential mistakes.
- No Fee: Our service is free to you. We are paid a commission by the insurer you choose, so you get expert advice without paying a penny extra.
We believe that protecting your family's financial future is one of the most important things you will ever do. We are here to make that process clear, simple, and effective.
Furthermore, at WeCovr, we believe in proactive health as well as financial protection. Our commitment to our clients' overall well-being extends beyond policies and paperwork. That's why all our clients get complimentary access to our exclusive, AI-powered calorie tracking and wellness app, CalorieHero. It's our way of supporting you on your health journey, reinforcing the link between well-being and financial security.
Real-World Scenarios: LCIIP in Action
Let's move from theory to reality. Here is how a well-structured LCIIP shield can change lives.
Scenario 1: The Critical Illness Payout Prevents a Fire Sale
- The Situation: Mark's wife, Sarah (both 48), is diagnosed with Multiple Sclerosis. They have two children at university.
- Without Insurance: They would have to use their £80,000 savings for home adaptations and a wheelchair-accessible vehicle. Mark would have to consider selling the family home to downsize and release equity to fund future part-time care, a deeply emotional and disruptive process.
- With their LCIIP Shield: Their joint critical illness policy pays out a tax-free lump sum of £175,000. They use this to adapt their home, buy the right vehicle, and set aside funds for private physiotherapy and future care needs. Their savings and the family home are untouched. Mark can continue working, knowing Sarah's immediate needs are funded. The result: financial stability and peace of mind.
Scenario 2: The Income Protection Lifeline for the Carer
- The Situation: Aisha, a 39-year-old self-employed graphic designer, has to provide full-time care for her son after he's involved in a serious car accident. After a year, the immense stress leads to severe burnout and depression, leaving her unable to even contemplate work.
- Without Insurance: With no income, she would be reliant on the meagre Universal Credit and Carer's Allowance. She would likely fall into debt and risk losing her home.
- With her LCIIP Shield: After a six-month waiting period, her Income Protection policy starts paying her £2,800 a month (65% of her pre-tax profits). This income continues for the 18 months it takes for her to recover her mental health and for her son's condition to stabilise. The result: she keeps her home and avoids debt during the worst period of her life.
Frequently Asked Questions (FAQ)
1. Isn't this kind of insurance really expensive? This is the most common myth. The cost depends on your age, health, occupation, and the level of cover you need. For a healthy 35-year-old, a meaningful LCIIP shield can often be secured for less than the cost of a daily coffee. The better question is: can you afford not to have it? The cost of a monthly premium is tiny compared to the £4.7 million financial catastrophe it's designed to prevent.
2. I'm young and healthy. Why do I need this now? That is precisely the best time to buy it. Premiums are at their lowest when you are young and healthy. Waiting until you are older or have a health issue means the cost will be significantly higher, or you may not be able to get cover at all. You are insuring against a future risk, and the best time to do that is now.
3. I have some savings. Can't I just rely on those? As we've seen, long-term care costs can run into the hundreds of thousands, or even millions, over a lifetime. The average UK savings pot would be wiped out in a matter of months, not years. Insurance is designed to protect your savings, not be replaced by them.
4. What's the real difference between Critical Illness Cover and Income Protection? They solve different problems.
- Critical Illness Cover: Pays a one-off, tax-free lump sum for a specific list of illnesses. It’s ideal for large, one-off costs like paying off a mortgage or funding home adaptations.
- Income Protection: Pays a regular, tax-free monthly income if any illness or injury stops you from working. It’s designed to replace your salary and cover your ongoing bills. An expert advisor at WeCovr can help you decide the right balance of both for your needs.
5. Will my pre-existing medical conditions stop me from getting cover? Not necessarily. It's vital to be completely honest during your application. The insurer will assess your condition. They might offer cover at standard terms, increase the premium, or place an "exclusion" on that specific condition. In most cases, some form of valuable cover is still possible.
Your Family's Future is Not a Matter of Chance
The caregiving crisis is not a distant problem for other people. It is a clear and present danger to the financial stability of millions of UK households, including yours. The numbers are stark, the state support is minimal, and the personal cost is immeasurable.
To hope for the best is not a strategy. To rely on savings or the state is to plan for failure.
The choice you face today is simple. You can either leave your family's future exposed to a multi-million-pound risk, or you can take decisive, proactive steps to build a robust financial shield around them. A comprehensive Life, Critical Illness, and Income Protection plan is the single most effective action you can take. It transforms caregiving from a potential financial catastrophe into a choice you can make out of love, with the security and peace of mind you deserve.
Don't wait for a crisis to reveal the gaps in your financial defences. Take control of your family's destiny today.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!