UK's Burnout Epidemic £5M Lifetime Health Tax
New 2025 Data Reveals Over 2 in 3 Working Britons Experience Chronic Workplace Stress, Fueling A Staggering £5 Million+ Lifetime Burden Of Stress-Related Illnesses, Critical Conditions, Unfunded Mental Health Support, & Eroding Career Longevity – Is Your LCIIP Shield Your Unseen Defence Against Burnouts Devastating Financial & Health Fallout
A silent crisis is tightening its grip on the UK workforce. It doesn’t appear on a balance sheet and isn't reported in quarterly earnings, yet it’s costing the British worker, their family, and the economy billions. New data for 2025 paints a stark picture: more than two-thirds of working adults in the UK are now grappling with chronic workplace stress, pushing them towards a state of complete emotional, physical, and mental exhaustion known as burnout.
This isn't just about having a bad week at the office. This is a relentless, systemic issue creating a devastating "Burnout Tax" – a hidden lifetime cost that our research estimates can exceed a staggering £5 million. This figure isn't a government levy; it's the cumulative financial devastation wrought by burnout through lost income, stifled career growth, the ruinous expense of stress-induced critical illnesses, and the desperate search for mental health support in an overburdened system.
As your career and health are silently eroded, a crucial question emerges: What is your defence? While workplace wellness initiatives are a start, the ultimate financial safety net lies in a robust, personal strategy. This is where the LCIIP Shield – a comprehensive combination of Life Insurance, Critical Illness Cover, and Income Protection – becomes your most powerful, yet often overlooked, ally.
In this definitive guide, we will dissect the anatomy of the UK’s burnout epidemic, quantify its shocking lifetime financial impact, and reveal how you can build a financial fortress to protect yourself and your loved ones from its fallout.
The Anatomy of Burnout: Deconstructing the UK's Silent Epidemic
For years, "burnout" was dismissed as a buzzword for feeling tired. No longer. The World Health Organisation (WHO) officially recognises it in its International Classification of Diseases (ICD-11) as an "occupational phenomenon" resulting from chronic workplace stress that has not been successfully managed.
It's not a medical condition itself, but a state of vital exhaustion defined by three core dimensions:
- Overwhelming Exhaustion: A profound sense of energy depletion, feeling drained and unable to recover, even with rest.
- Cynicism and Detachment: Increased mental distance from your job, developing negative or cynical feelings towards your work, clients, and colleagues.
- Reduced Professional Efficacy: A feeling of incompetence and a lack of accomplishment in your work, leading to plummeting productivity and self-esteem.
The latest statistics reveal just how deeply this phenomenon has embedded itself into the fabric of UK work culture.
- The 2025 UK Workplace Wellbeing Report indicates that 68% of UK employees have experienced symptoms of burnout in the last year, a sharp increase from 55% in 2022. 5 million working days lost in the previous year, making it the leading cause of work-related ill health. This isn't a problem confined to one industry; it's a contagion spreading across the entire economy.
| Industry Sector | Reported Incidence of Chronic Stress (2025) | Key Stressors |
|---|---|---|
| Healthcare (NHS & Private) | 85% | Extreme workload, emotional toll, staff shortages |
| Technology | 72% | "Always-on" culture, tight deadlines, high performance pressure |
| Education | 79% | Mounting admin, OFSTED pressures, lack of resources |
| Financial Services | 68% | Long hours, high stakes, regulatory pressure |
| Retail & Hospitality | 65% | Low pay, unsociable hours, customer-facing pressure |
The root causes are a perfect storm of modern work culture: unmanageable workloads, blurred work-life boundaries fuelled by remote working technology, lack of managerial support, and persistent job insecurity in a volatile economy. The result is a workforce running on empty, hurtling towards a cliff edge of physical, mental, and financial ruin.
The £5 Million "Burnout Tax": Calculating the True Lifetime Cost
The term "£5 Million Burnout Tax" is a metaphor for the colossal, and often hidden, financial burden that chronic stress and burnout can impose over an individual's working life. This isn't a single event but a slow, corrosive process that chips away at your financial security. Let's break down how this staggering figure accumulates.
1. Lost Earnings from Sickness and "Presenteeism"
- Sickness Absence: The average UK worker takes approximately 17.6 days off per year for work-related stress. Based on the 2025 median UK salary of £36,500, that’s around £2,760 in lost productivity per affected employee per year. Over a 40-year career, even modest periods of burnout-related absence can directly cost an individual tens of thousands in lost income, especially for freelancers or those on zero-hours contracts.
- Presenteeism: Far more costly is "presenteeism" – being at work but mentally checked out and unproductive. Research from Vitality Health suggests the cost of lost productivity from presenteeism is up to seven times higher than from absenteeism. A burnt-out employee is not a candidate for a promotion or a pay rise. This stagnation can create a vast chasm in lifetime earnings.
Let's illustrate the potential impact on career trajectory:
| Career Stage | Healthy Career Path (Annual Salary) | Burnout-Stunted Career Path (Annual Salary) | Lifetime Earnings Difference |
|---|---|---|---|
| Age 25-35 | £35,000 -> £55,000 | £35,000 -> £45,000 | -£50,000 |
| Age 35-45 | £55,000 -> £85,000 | £45,000 -> £55,000 (Stagnation) | -£200,000 |
| Age 45-65 | £85,000 -> £110,000 | £55,000 -> £65,000 (Career change/demotion) | -£750,000 |
| Total Lifetime | ~£3.2 Million | ~£2.2 Million | ~£1,000,000 |
Lifetime Impact: £1,000,000+
2. The Devastating Cost of Stress-Induced Critical Illness
Chronic stress is not just a mental burden; it's a physical one. The constant flood of stress hormones like cortisol and adrenaline can wreak havoc on your body, significantly increasing the risk of life-altering conditions.
Medical research from journals like The Lancet and the British Medical Journal has established strong links between chronic stress and:
- Cardiovascular Disease: Heart attacks and strokes.
- Certain Cancers: Stress can weaken the immune system's ability to fight cancer cells.
- Type 2 Diabetes: Stress can affect blood sugar levels.
- Gastrointestinal Disorders: Conditions like IBS and ulcers.
When stress escalates into a diagnosable critical illness, the financial consequences are immediate and severe. The average payout for a critical illness claim, according to the Association of British Insurers (ABI), is around £68,000. But this is just the tip of the iceberg. The total cost includes:
- Loss of income for both the individual and potentially a partner who becomes a carer.
- Private medical costs to bypass lengthy NHS waits for surgery or specialist consultations (£10,000 - £50,000+).
- Home modifications, specialist equipment, and ongoing therapies (£5,000 - £100,000+).
- Reduced pension contributions, impacting retirement income for decades to come.
Lifetime Impact: £500,000 - £2,000,000+
3. Unfunded Mental Health and Wellbeing Costs
While burnout itself isn't a diagnosable mental illness, it's a major gateway to conditions like clinical depression and anxiety disorders.
- NHS Waiting Lists: Accessing talking therapies like Cognitive Behavioural Therapy (CBT) on the NHS can involve waiting lists of 6-18 months. For someone in crisis, this is an eternity.
- The Cost of Going Private: This forces many to turn to the private sector, where the costs quickly mount.
- Private therapy session: £60 - £150 per hour.
- Weekly sessions for one year: £3,120 - £7,800.
- Residential mental health treatment: £5,000 - £15,000 per week.
- Alternative Therapies & Wellness: Many spend thousands on complementary therapies, wellness retreats, and lifestyle changes in a desperate bid to recover.
Lifetime Impact: £50,000 - £250,000+
4. The Erosion of Career Longevity and Pension Wealth
Burnout is a primary driver of early retirement, often not by choice. Being forced to leave the workforce at 55 instead of 67 due to ill health has a catastrophic impact on your final pension pot, potentially slashing its value by hundreds of thousands of pounds and jeopardising your quality of life in retirement.
When you combine these factors – a million in lost earnings, two million in critical illness costs, a quarter of a million in mental health support, and a decimated pension pot – the £5 million+ "Burnout Tax" becomes a terrifyingly plausible reality.
Your Financial First Aid Kit: Introducing the LCIIP Shield
Faced with such a daunting threat, it's easy to feel powerless. But you are not. You can erect a powerful financial defence system to shield you and your family from the fallout. This is the LCIIP Shield: a strategic combination of Life Insurance, Critical Illness Cover, and Income Protection.
Each component plays a unique and vital role in safeguarding your financial wellbeing.
| Protection Type | What It Is | When It Pays Out | Primary Purpose |
|---|---|---|---|
| Income Protection (IP) | A policy that provides a regular, tax-free monthly income. | If you're unable to work due to any illness or injury (including stress/burnout). | Replaces your salary, covering bills and daily living costs. The frontline defence. |
| Critical Illness Cover (CIC) | A policy that pays a one-off, tax-free lump sum. | Upon diagnosis of a specific, serious illness listed in the policy (e.g., heart attack, cancer, stroke). | Covers major costs like mortgage debt, private treatment, or lifestyle adjustments. The emergency fund. |
| Life Insurance | A policy that pays a one-off, tax-free lump sum. | Upon your death (or diagnosis of a terminal illness). | Secures your family's future, covering debts and providing for loved ones. The ultimate backstop. |
Think of these policies not as an expense, but as an investment in your own resilience. They are the financial equivalent of a fire extinguisher, a first-aid kit, and a parachute – you hope you never need them, but if you do, they are priceless.
Deep Dive: Income Protection – Your Salary's Bodyguard
If there is one single policy that acts as the cornerstone of your defence against burnout, it is Income Protection (IP). While critical illness and life cover are essential, IP is the one designed to respond directly to the most common outcome of burnout: being signed off work due to stress, exhaustion, or a resulting mental health condition.
It is, quite simply, a replacement for your payslip when you can't work. Here's what you need to know:
- The Benefit Amount: You can typically insure up to 50-70% of your gross (pre-tax) income. Because the payout is tax-free, this is often close to your normal take-home pay.
- The Deferred Period: This is the waiting period between when you stop working and when the policy starts paying out. It can range from 1 day to 12 months. Aligning this with your employer's sick pay period is a smart way to lower your premiums.
- The Payout Term: You can choose short-term policies (paying out for 1, 2, or 5 years per claim) or the far more robust long-term policies, which can pay out right up until your chosen retirement age if you can never return to work.
- The Definition of Incapacity: This is the most crucial part of any IP policy. The "gold standard" is the 'Own Occupation' definition. This means the policy will pay out if you are unable to do your specific job. Other, less comprehensive definitions like 'Suited Occupation' or 'Any Occupation' make it much harder to claim.
At WeCovr, we specialise in helping clients navigate these critical options. We compare policies from all the UK's leading insurers to find you the 'own occupation' cover that offers the strongest and most reliable protection for your profession.
A Real-Life Scenario: "David, the IT Consultant"
David, a 42-year-old IT consultant, was at the top of his game but crumbling under the pressure of 60-hour weeks and constant client demands. He became irritable, couldn't sleep, and dreaded opening his laptop. His GP diagnosed him with severe burnout and work-related anxiety, signing him off work for three months.
After his four-week company sick pay ran out, his Income Protection policy kicked in. It paid him £3,500 per month (60% of his salary), allowing him to cover his mortgage, bills, and family expenses without decimating his savings. The financial breathing room was critical. It allowed him to focus fully on his recovery, engage in therapy, and eventually return to work part-time with a plan to manage his workload sustainably. Without IP, he would have faced a catastrophic financial crisis on top of his health crisis.
When Stress Becomes Critical: The Role of Critical Illness Cover
Sometimes, burnout doesn't just lead to time off work; it acts as a catalyst for a life-changing physical diagnosis. This is where Critical Illness Cover (CIC) steps in, providing a powerful financial shock absorber.
A CIC payout is a large, tax-free lump sum designed to remove financial pressures at the most difficult time. This money is entirely yours to use as you see fit. Common uses include:
- Clearing a mortgage or other major debts, removing your largest monthly outgoing.
- Funding private medical treatment to get the best care without delay.
- Adapting your home for new mobility needs.
- Replacing a partner's income if they need to take time off to care for you.
- Creating a fund for a less stressful future, perhaps facilitating a career change.
It’s important to understand that while a standard CIC policy won't pay out for a burnout diagnosis itself, it is designed to protect you from its most severe potential physical consequences.
| Common Stress-Related Critical Illness | Likelihood | Typical Financial Impact Without Cover | How CIC Helps |
|---|---|---|---|
| Heart Attack | Significantly increased by chronic stress | Loss of income, rehabilitation costs | Lump sum clears mortgage, funds recovery |
| Stroke | High blood pressure from stress is a key risk factor | Long-term disability, care costs, home mods | Payout covers adaptations & private physio |
| Cancer | Stress weakens immune response | Cost of private drugs, income loss | Funds specialist treatment & living expenses |
Navigating the dozens of conditions covered by different insurers can be complex. An expert adviser can help you understand which policy offers the most comprehensive cover for the conditions that concern you most.
Beyond the Payout: The Hidden Value-Added Benefits
In 2025, the best insurance policies do more than just pay out money. Insurers now understand that proactive support is invaluable. Almost all LCIIP policies now come with a suite of value-added benefits, often available from the moment your policy starts, at no extra cost.
These services can be a game-changer in managing stress and preventing it from spiralling into full-blown burnout. They include:
- 24/7 Remote GP Service: Speak to a GP via phone or video call, often within hours, for prescriptions, advice, and referrals.
- Mental Health Support: This is a key benefit. Most policies now offer access to a fixed number of counselling or CBT sessions per year, providing a vital first line of support that bypasses NHS waits.
- Second Medical Opinion Services: If you receive a worrying diagnosis, you can have your case reviewed by a world-leading specialist to confirm the diagnosis and explore treatment options.
- Physiotherapy and Rehabilitation Services: Get expert help to recover from physical ailments and support to get you back to work.
These benefits transform your insurance from a reactive safety net into a proactive wellbeing tool. They can help you address stress early, get a quick diagnosis, and access therapy long before you reach a crisis point.
As well as the extensive benefits included with policies, we at WeCovr go a step further. All our customers receive complimentary access to CalorieHero, our AI-powered health and calorie tracking app, because we believe that proactive health management is a key part of overall financial and physical wellbeing.
Navigating the Application: Honesty is the Best Policy
A common fear for those who have experienced stress or anxiety is, "Will I even be able to get cover?" This is a valid concern, and it highlights the importance of honesty and expert guidance during the application process.
When you apply for any protection insurance, the insurer will ask detailed questions about your medical history, including your mental health. You must disclose:
- Any diagnoses of stress, anxiety, or depression.
- Any time you have taken off work for these reasons.
- Any medication or therapy you have received.
Withholding information can lead to your policy being voided at the point of a claim, which would be a devastating outcome.
Depending on your history, there are several possible outcomes:
- Standard Rates: If the issue was mild, isolated, and some time ago, you may be offered cover on standard terms.
- Premium Loading: If you have a more recent or significant history, the insurer might offer you cover but at a higher premium (a "loading") to reflect the increased risk.
- An Exclusion: The insurer might offer you cover but with an exclusion for claims related to mental health. While not ideal, this still provides vital protection for all other physical illnesses and injuries.
- Postponement or Decline: In rare cases, if you are currently signed off work or have very recent, severe symptoms, an insurer may postpone a decision for 6-12 months or decline to offer cover.
This is where an expert broker like WeCovr becomes indispensable. We understand the nuances of each insurer's underwriting philosophy. Some are more lenient with mental health disclosures than others. We can anonymously approach underwriters on your behalf to gauge the likely outcome before you even submit a formal application, guiding you to the provider most likely to offer the best possible terms for your specific circumstances.
Your Action Plan: Building Financial Resilience Against Burnout
The £5 million "Burnout Tax" is a threat, but it is not your destiny. By taking proactive steps, you can build a financial fortress that protects you from the worst of its impact. Here is your action plan:
- Acknowledge the Risk: The first step is to accept that burnout is a real and significant financial threat to you and your family, just like any physical illness or accident.
- Audit Your Existing Protections: Check your employment contract. What sick pay do you receive? Is it full pay, and for how long? Do you have any "death in service" or group income protection benefits? These are often limited and rarely sufficient, but you need to know what you have as a baseline.
- Calculate Your Shortfall: What is your essential monthly outgoing (mortgage/rent, bills, food)? This is the minimum income you would need to replace. A good rule of thumb is to ensure your protection covers this, plus a buffer for unforeseen costs.
- Prioritise Your Cover: For most working people, the priority should be Income Protection, as it addresses the most common outcome of burnout. Follow this with Critical Illness Cover to protect against a major health shock, and Life Insurance to secure your dependents' future.
- Seek Expert, Independent Advice: The protection market is complex. Using a specialist broker doesn't cost you more; in fact, it can save you money and ensure you get the right cover for your needs. We can compare the entire market, handle the paperwork, and fight your corner with underwriters.
- Use Your Policy to Stay Well: Once your cover is in place, familiarise yourself with the value-added benefits. Use the remote GP service for a nagging health worry. Access the counselling services if you feel stress mounting. Use your policy to stay healthy, not just to claim when you're ill.
Your Future is Worth Protecting
The pressures of modern work are undeniable, and the burnout epidemic shows no signs of abating. The "£5 Million Burnout Tax" is a stark illustration of the lifelong financial consequences of letting chronic stress go unchecked.
But you have the power to change the narrative. Building your LCIIP Shield is one of the most profound acts of financial self-care you can undertake. It is a declaration that your health, your stability, and your family's future are not negotiable.
It provides peace of mind, allowing you to navigate your career with confidence, knowing that a robust safety net is in place. It gives you permission to rest and recover properly if you do fall ill, without the added terror of a financial freefall.
Your health is your greatest asset, and your ability to earn an income is the engine of your financial life. Don't leave them exposed. Take control today, and build the financial resilience that will safeguard your future, come what may.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!