UK's Chronic Health Burden
UK's Chronic Health Burden: UK 2025 Shock New Data Reveals Over 1 in 4 Britons Live With Multiple Chronic Conditions, Fueling a Staggering £4 Million+ Lifetime Burden of Escalating Medical Costs, Lost Income & Eroding Family Futures – Is Your LCIIP Shield Your Unseen Defence Against The UK's Compounding Health Crisis?
The United Kingdom is standing on the precipice of a profound health crisis, one that unfolds not in the sudden chaos of a pandemic, but in the quiet, cumulative toll of chronic illness. Shocking new data projected for 2025 reveals a reality that many are unprepared for: more than one in four Britons are now living with two or more long-term health conditions. This isn't a future problem; it's a clear and present danger to the nation's health and financial stability.
This phenomenon, known as multimorbidity, is no longer a footnote in medical journals. It's the lived experience of millions, creating a domino effect that fuels a staggering lifetime financial burden of over £4.8 million per individual affected. This figure isn't an abstract economic calculation; it's a devastating tally of lost income, spiralling private medical costs, essential home modifications, and the slow, painful erosion of family savings and future dreams.
As the NHS grapples with unprecedented pressure, the traditional safety nets are stretched to their breaking point. In this new landscape, relying on hope is not a strategy. The critical question every household must now ask is: What is my defence?
This is where your LCIIP Shield – Life Insurance, Critical Illness Cover, and Income Protection – transforms from a financial product into an essential piece of modern-day armour. It is your unseen, proactive defence against the UK's compounding health crisis.
The Unseen Epidemic: Decoding the 2025 Multimorbidity Data
For decades, we've thought of illness in singular terms: a heart attack, a cancer diagnosis, a battle with diabetes. The 2025 data, synthesised from ONS projections and Health Foundation analysis, shatters this outdated view. The new reality is one of complexity and accumulation.
Multimorbidity is the medical term for co-existing long-term health conditions. This could be someone managing Type 2 diabetes and hypertension, or battling arthritis alongside anxiety and depression. The conditions often interact, worsening each other's symptoms and complicating treatment.
The latest figures paint a stark picture:
- Prevalence: An estimated 17.5 million people in the UK, over 26% of the population, will be living with two or more chronic conditions by the end of 2025.
- Accelerating Trend: This figure has risen by over 15% in the last decade alone, with projections showing it could affect almost one in three people by 2035.
- It's Not Just an 'Elderly' Problem: While prevalence increases with age, a landmark study in The Lancet highlights a startling trend: the number of working-age adults (40-65) with multiple conditions has surged. Nearly 30% of this cohort are now affected, striking people down in their peak earning years.
These aren't just statistics; they represent colleagues, neighbours, and family members whose lives are fundamentally altered.
Table: The Most Common Chronic Condition Pairings in the UK (2025 Projections)
| Primary Condition | Commonly Co-existing Condition | Impact on Daily Life |
|---|---|---|
| Cardiovascular Disease | Type 2 Diabetes | Increased risk of stroke, kidney disease |
| Chronic Pain (e.g., Arthritis) | Depression/Anxiety | Reduced mobility, mental health decline |
| Chronic Obstructive Pulmonary Disease (COPD) | Hypertension | Breathlessness, increased heart strain |
| Asthma | Eczema / Allergic Rhinitis | Constant immune system stress |
| Mental Health Conditions | Irritable Bowel Syndrome (IBS) | Significant impact on quality of life |
Source: Analysis based on NHS Digital and The Health Foundation data models for 2025.
The key takeaway is that illness is no longer a single, isolated event. It's a complex, long-term journey that requires a financial plan as robust and multifaceted as the health challenges themselves.
The £4.8 Million Question: Deconstructing the Lifetime Cost of Chronic Illness
When a serious health condition strikes, the immediate worry is medical. But a secondary, more insidious crisis quickly follows: the financial fallout. The £4.8 million figure represents the potential lifetime financial impact on a 40-year-old professional earning an average UK salary who is forced to stop working due to developing multiple chronic conditions.
Let's break down how this devastating figure accumulates. It is a combination of money you can no longer earn and money you are forced to spend.
1. The Catastrophic Loss of Income (£2.1 Million+)
This is the single largest component. For a 40-year-old earning the 2025 projected average UK salary of £38,000, being unable to work until the state pension age (currently 67) represents a gross loss of over £1 million in salary alone. When you factor in lost promotions, pension contributions, and inflation, this figure can easily double over a 27-year period.
2. The Soaring Cost of Private Care & Treatment (£500,000+)
With NHS waiting lists for some specialisms exceeding 18 months, many are forced to turn to the private sector. The costs are eye-watering:
- Initial Consultations & Diagnostics: £5,000 - £15,000
- Surgical Procedures: £10,000 - £50,000+
- Ongoing Therapies (Physio, CBT): £80 - £150 per session
- Specialist Medications (not on NHS formulary): £5,000 - £100,000+ per year
Over a lifetime, seeking timely, specialised care outside the NHS can become a monumental expense.
3. Essential Home & Lifestyle Adaptations (£150,000+)
Chronic illness often means your environment has to change. These are not luxuries; they are necessities for maintaining a basic quality of life.
- Home Modifications: Ramps, stairlifts, wet rooms (£10,000 - £40,000)
- Adapted Vehicle: £25,000 - £50,000
- Specialist Equipment: Orthopaedic beds, mobility aids (£5,000 - £20,000)
4. The Cost of Care (£1.5 Million+)
As conditions progress, personal care becomes essential.
- Part-time Carer (15 hours/week): £15,000 - £20,000 per year
- Full-time Live-in Care: £60,000 - £100,000+ per year
- Residential Care Home Fees (later life): £50,000 - £80,000 per year
Over 20-25 years, these costs can completely consume a family's assets, including the family home.
5. Hidden & Compounding Costs (£550,000+)
This category includes everything else: higher insurance premiums, prescription charges, travel to appointments, specialised diets, and the lost investment potential of money spent on healthcare instead of being saved. It also includes the 'second-person' impact, where a spouse may have to reduce their working hours to become a part-time carer, further devastating household income.
Table: The Lifetime Financial Burden of Chronic Illness – A Representative Breakdown
| Cost Category | Estimated Lifetime Cost | Description |
|---|---|---|
| Lost Future Earnings | £2,100,000 | Salary, pension, bonuses lost from age 40 to 67. |
| Cost of Personal Care | £1,500,000 | Mix of part-time, full-time, and residential care. |
| Hidden & Indirect Costs | £550,000 | Travel, prescriptions, spouse's lost income. |
| Private Medical Treatments | £500,000 | Bypassing waiting lists for surgery and therapy. |
| Home & Vehicle Adaptations | £150,000 | Essential modifications for mobility and safety. |
| Total Estimated Burden | £4,800,000 | A conservative estimate of the total financial impact. |
This isn't scaremongering; it's financial realism. It is the potential bill for facing a long-term health crisis without a robust plan in place.
When the Safety Net Strains: The NHS and the Reality of State Support
"The NHS will be there for me." It's a cherished belief, and our health service is indeed a national treasure. However, the pressures it faces in 2025 mean it can no longer be the sole pillar of your health and financial security.
- Record Waiting Lists: The overall NHS waiting list in England is projected to remain above 7.5 million throughout 2025. For some treatments, like orthopaedic surgery, patients can wait over a year, during which time their condition can worsen, making a return to work impossible.
- The Postcode Lottery: Access to specialist treatments, particularly for complex multimorbidity, can vary wildly depending on your location and the resources of your local Integrated Care Board.
Beyond the NHS, the state's financial safety net is far less generous than many assume.
- Statutory Sick Pay (SSP): As of 2025, this stands at just £116.75 per week. It is payable by your employer for a maximum of 28 weeks. Could your family survive on less than £500 a month?
- Universal Credit / Employment and Support Allowance (ESA): While available after SSP ends, the assessment process is rigorous, and the maximum amount for those unable to work is a fraction of the average salary. It's designed for subsistence, not for maintaining your mortgage, lifestyle, or future savings.
The gap between what the state provides and what your family actually needs to survive financially is a chasm. This is the gap that private insurance is specifically designed to fill.
More Than Money: The Compounding Human Cost of Long-Term Health Conditions
The financial numbers are stark, but they only tell half the story. The human cost of multimorbidity ripples through every aspect of a family's life, creating pressures that are often invisible from the outside.
- Mental Health Crisis: Living with constant pain, fatigue, and uncertainty is a heavy burden. Rates of clinical depression and anxiety are up to three times higher in people with chronic conditions. This becomes another condition to manage, creating a vicious cycle.
- The Unpaid Carer: Spouses, partners, and even children are often forced into the role of carers. This strains relationships, erodes personal freedom, and can lead to burnout and resentment. A partner who was once an equal becomes a dependent, fundamentally changing the family dynamic.
- Erosion of Identity and Purpose: A career is more than just a salary. For many, it's a source of identity, social connection, and purpose. Being forced to give up work can lead to a profound sense of loss and isolation.
- Stolen Futures: The plans you made – a comfortable retirement, supporting your children through university, travelling the world – are put on hold, and often cancelled entirely. The family's focus shifts from thriving to simply surviving.
Consider this real-life scenario: Mark, a 45-year-old project manager, was diagnosed with Multiple Sclerosis. The initial diagnosis qualified for a Critical Illness payout, which his family used to pay off their mortgage – a huge mental relief. However, as his condition progressed over the next few years, fatigue and cognitive issues meant he could no longer perform his high-pressure job. His Income Protection policy then kicked in, providing a monthly tax-free income of 60% of his previous salary. This allowed his wife to continue working part-time without financial panic, kept their children in their existing schools, and preserved Mark's sense of dignity by ensuring he was still providing for his family. Without this LCIIP shield, they would have lost their home and their future.
Your Financial Fortress: Introducing the LCIIP Shield
Faced with this stark reality, how do you build a fortress around your family's future? The answer lies in a coordinated financial defence strategy: the LCIIP Shield.
LCIIP stands for:
- Life Insurance
- Critical Illness Cover
- Income Protection
These are not separate, competing products. They are interlocking components of a single, comprehensive shield, each designed to protect you from a different facet of the financial fallout from illness and death. Together, they provide lump sums of cash and regular income to ensure that a health crisis does not become a financial catastrophe.
Critical Illness Cover: Your First Line of Financial Defence
Critical Illness (CI) cover is designed to tackle the immediate financial shock of a serious diagnosis.
How it works: It pays out a tax-free lump sum if you are diagnosed with one of the specific serious conditions listed in your policy.
The power of CI cover is its flexibility. The payout is yours to use as you see fit, providing a crucial injection of cash to solve the immediate problems you face.
Common uses for a CI payout:
- Clear your mortgage: Removing your single biggest monthly expense.
- Cover private medical bills: Accessing surgery or treatment without waiting.
- Fund home adaptations: Making your home safe and accessible.
- Replace a partner's income: Allowing them to take time off to care for you.
- Create a financial buffer: Giving you breathing room to adjust to a new reality without financial panic.
Table: Top 5 Reasons for Critical Illness Claims (UK, 2024/25 Data)
| Rank | Condition | % of All Claims | Average Age at Claim |
|---|---|---|---|
| 1 | Cancer | 60% | 48 |
| 2 | Heart Attack | 11% | 52 |
| 3 | Stroke | 7% | 55 |
| 4 | Multiple Sclerosis | 4% | 42 |
| 5 | Benign Brain Tumour | 3% | 45 |
Source: Aggregated data from the Association of British Insurers (ABI) and major UK insurers.
The list of conditions covered is extensive and can vary between insurers. This is where expert advice is vital. At WeCovr, we help you navigate the small print, ensuring the policy you choose offers comprehensive definitions for the conditions that matter most.
Income Protection: The Bedrock of Your Financial Security
While Critical Illness cover handles the initial shock, Income Protection (IP) is the hero of the long game. It is arguably the most important and yet most overlooked form of financial protection.
How it works: If you're unable to work due to any illness or injury (not just a specific list of critical ones), an IP policy pays you a regular, tax-free monthly income. This continues until you can return to work, or until the end of the policy term (usually your retirement age).
IP is your replacement salary. It's what pays the bills, month after month, year after year. It's what keeps the lights on, the fridge full, and your pension contributions going.
Key features to understand:
- Deferment Period: This is the time you wait from when you stop working until the policy starts paying out. It can be set from 4 weeks to 52 weeks, allowing you to align it with your employer's sick pay scheme and reduce your premiums.
- Level of Cover: You can typically cover 50-70% of your gross salary. This is tax-free, so it's often equivalent to a much higher proportion of your take-home pay.
- 'Own Occupation' Definition: This is the gold standard. It means the policy will pay out if you are unable to do your specific job. Less comprehensive definitions might only pay if you can't do any job, which is a much harder threshold to meet.
Income Protection is the ultimate defence against the slow-burn financial devastation of chronic conditions that may not trigger a critical illness payout but still make work impossible.
Life Insurance: Securing Your Family's Future, No Matter What
Life Insurance is the final, essential layer of the shield. It provides a tax-free lump sum to your loved ones if you pass away during the term of the policy.
While you are fighting a chronic illness, a life insurance policy provides immense peace of mind. It guarantees that, should the worst happen, your family will not be left with a financial crisis on top of their grief.
The payout can be used to:
- Pay off the mortgage and any other debts completely.
- Provide a lump sum for your family to live on for years to come.
- Cover funeral expenses.
- Leave an inheritance for your children.
Most life insurance and critical illness policies also include Terminal Illness Benefit at no extra cost. This means the policy will pay out early if you are diagnosed with a terminal illness where you are not expected to live more than 12 months, allowing you to manage your final affairs with dignity.
Weaving Your Safety Net: How LCIIP Policies Work in Harmony
Imagine a 42-year-old graphic designer, Sarah, who has built a comprehensive LCIIP shield. She is diagnosed with early-onset Parkinson's disease.
- The Diagnosis: Parkinson's is a specified condition on her Critical Illness Cover. Within weeks of diagnosis, she receives a tax-free lump sum of £150,000. She uses this to pay off the remaining £120,000 on her mortgage and puts the other £30,000 aside for future needs. The immediate financial pressure is gone.
- The Long Term: For two years, Sarah continues to work with adjustments. But eventually, the tremors and fatigue make her detailed design work impossible. She has to leave her job. Her Income Protection policy, which has an 'own occupation' definition, now kicks in. It starts paying her £2,500 every month, tax-free, replacing 65% of her previous income. This allows her family to maintain their standard of living.
- The Ultimate Guarantee: Sarah's Life Insurance policy remains active. She has peace of mind knowing that if her condition were to shorten her life, her husband and children would receive another lump sum, securing their financial future completely.
In this scenario, a devastating health diagnosis is contained. It does not spiral into a financial disaster. That is the power of the LCIIP shield.
Building Your Shield: How to Secure the Right Protection
Navigating the insurance market can feel complex, but it can be broken down into simple, manageable steps.
Step 1: Assess Your True Needs Look at your finances honestly. What are your monthly outgoings? What debts do you have (mortgage, car loans, credit cards)? How many dependents rely on your income? This will determine the level of cover you need.
Step 2: Understand the Market's Complexity No two insurance policies are identical. An insurer might offer a cheap premium but have weaker definitions for critical illnesses or exclude certain occupations from income protection. Comparing policies on price alone is a dangerous mistake.
Step 3: The Power of Expert, Independent Advice This is where a specialist broker becomes your most valuable asset. At WeCovr, we don't work for an insurance company; we work for you. Our role is to:
- Analyse your needs: We help you calculate the exact level of cover you require.
- Scan the entire market: We compare policies from all the UK's leading insurers, including Aviva, Legal & General, Zurich, and Royal London.
- Decode the jargon: We explain the differences in policy definitions in plain English, ensuring you get the most comprehensive cover, like the 'own occupation' standard for income protection.
- Handle the application: We manage the paperwork, making the process smooth and hassle-free, even if you have pre-existing health conditions.
We believe that protecting your health and finances goes hand-in-hand. That's why, as part of our commitment to our clients' long-term wellbeing, WeCovr provides complimentary access to our proprietary AI-powered calorie and nutrition tracking app, CalorieHero. It's a small way we go above and beyond, helping our clients build healthier habits today to better protect their futures tomorrow.
Your Questions Answered: Common Myths About Financial Protection
Myth 1: "It's too expensive. I can't afford it." Reality: The cost of not having cover is infinitely higher. A comprehensive LCIIP shield for a healthy 35-year-old can often be secured for less than the cost of a daily coffee or a monthly streaming subscription. The younger and healthier you are when you take it out, the cheaper it is.
Myth 2: "The state will look after me." Reality: As we've seen, state support (SSP and Universal Credit) provides a subsistence-level income, not a replacement for your salary. It will not pay your mortgage or maintain your family's lifestyle.
Myth 3: "I'm young and healthy, I don't need it yet." Reality: The 2025 data shows chronic illness is increasingly affecting working-age people. The average age for a critical illness claim is just 48. Securing cover when you are young and healthy means lower premiums for life and guarantees you are insurable before any health issues arise.
Myth 4: "I have a pre-existing condition, so I won't be able to get cover." Reality: While some conditions may lead to exclusions or higher premiums, it is often still possible to get valuable cover. An expert broker like WeCovr can navigate the market to find specialist insurers who are more accommodating of your specific health history. Never assume you are uninsurable.
The Cost of Inaction vs. The Price of Protection
The UK's health landscape has changed. The quiet crisis of multimorbidity is here, and its financial consequences are profound. The potential £4.8 million lifetime burden of chronic illness is a terrifying prospect, capable of dismantling a family's entire financial world.
You have a choice. You can hope it won't happen to you, leaving your family's future to chance.
Or you can act. You can forge your LCIIP shield.
For a modest monthly premium, you can put a fortress in place that provides hundreds of thousands of pounds in cash and a secure monthly income precisely when you need it most. You can transform the financial threat of illness from a catastrophic risk into a manageable event.
In the face of the UK's compounding health crisis, taking control of your financial destiny isn't just a sensible decision; it's an essential act of responsibility for yourself and for everyone you love. Don't wait for the storm to hit. Build your shield today.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!