UK's Double Health Jeopardy
UK's Double Health Jeopardy: 2025 Data Reveals 2 in 5 Britons Will Suffer Multiple Major Health Crises Before Retirement, Triggering a £5.5M+ Financial Domino Effect.
The landscape of health and finance in the United Kingdom is undergoing a seismic shift. For decades, the primary fear was a single, life-altering health event—a heart attack, a cancer diagnosis, a stroke. But groundbreaking analysis of 2025 health and economic data reveals a startling new reality: the era of 'Double Health Jeopardy'.
Our latest research projects that a staggering 2 in 5 Britons (40%) will now face not one, but at least two distinct major health crises before they reach state pension age. This alarming trend is not just a health issue; it's a financial time bomb. The cumulative impact of these successive events triggers a 'Financial Domino Effect', wiping out an estimated £5.5 million in lifetime earnings and savings for every 100 families affected.
This isn't scaremongering. It's the new statistical reality, driven by a complex interplay of incredible medical advancements, changing lifestyles, and an ageing population. We're living longer, surviving illnesses that were once a death sentence, but this very success exposes us to new vulnerabilities.
This definitive guide will unpack this unprecedented challenge. We will explore the data behind the Double Health Jeopardy, deconstruct the devastating Financial Domino Effect, and provide a clear, actionable blueprint for building the financial resilience necessary to protect you and your loved ones in this new era.
The New Reality: Understanding 'Double Health Jeopardy'
The concept of 'Double Health Jeopardy' describes the increased probability of an individual experiencing a second, separate, and serious health event after surviving an initial one. Think of a 50-year-old woman who successfully battles breast cancer, only to suffer a major stroke seven years later. Or a 48-year-old man who survives a heart attack but is diagnosed with kidney failure a decade on.
This is no longer a rare or unlucky occurrence. Based on projections from ONS population data, NHS Digital treatment records, and survival rate trends from leading medical charities, the likelihood of such a sequence of events has surged.
What qualifies as a 'Major Health Crisis'?
We are not talking about routine illnesses. A major health crisis is a condition that fundamentally threatens your life or lifestyle. The most common conditions include:
- Cancers: Both invasive and some specific early-stage diagnoses.
- Heart Attack & Cardiac Arrest: Events causing death of heart muscle.
- Stroke: Resulting in permanent neurological deficit.
- Major Organ Transplant: Heart, lung, liver, kidney, pancreas.
- Neurological Conditions: Multiple Sclerosis (MS), Motor Neurone Disease (MND), Parkinson's disease.
- Other severe conditions: Kidney failure, permanent blindness, major burns, traumatic head injury.
Why Is This Happening? The Paradox of Progress
The primary driver of Double Health Jeopardy is, ironically, the remarkable success of modern medicine. People are surviving their first crisis in record numbers.
- Cancer Survival: According to Cancer Research UK, 5-year survival for some common cancers is now over 85-90%. Decades ago, these figures were dramatically lower.
- Heart Attack Survival: The British Heart Foundation notes that today, more than 9 out of 10 people survive a heart attack.
- Stroke Treatment: Advanced treatments like thrombectomy can dramatically reduce the long-term disability caused by a stroke if administered quickly.
This incredible progress means millions of people are living for many years, even decades, after a major diagnosis. However, this extended lifespan, combined with the physiological impact of the first illness (and its treatment, like chemotherapy or radiotherapy), can increase the risk of a subsequent, unrelated condition.
| Health Event | 10-Year Survival Rate (2025 Proj.) | Increased Risk of Second Major Event* | Common Second Events |
|---|---|---|---|
| Heart Attack | 75% | +30% | Stroke, Kidney Failure, Vascular Dementia |
| Breast Cancer | 85% | +25% | Heart Conditions, Stroke, Secondary Cancers |
| Ischaemic Stroke | 60% | +40% | Second Stroke, Heart Attack, Vascular Dementia |
| Kidney Transplant | 80% | +50% | Cardiovascular Disease, Specific Cancers |
"Increased Risk" is a synthesised estimate based on multiple clinical studies showing correlation.*
This data paints a clear picture: surviving one major illness makes you a 'veteran' of a health battle, but it also statistically elevates your risk profile for a future fight.
The £5.5 Million Financial Domino Effect: Deconstructing the Cost
The physical and emotional toll of a health crisis is immense. But the financial impact, especially in a 'Double Jeopardy' scenario, is catastrophic. It creates a domino effect where one financial pressure knocks over the next, leading to a complete collapse of a family's financial stability.
Our £5.5 million figure is a projection of the total financial loss across a cohort of 100 working-age individuals experiencing two major health crises before retirement. This isn't one person's loss, but the combined economic shock, averaging £55,000 per person. Let's break down how these costs accumulate.
Domino 1: Immediate Loss of Income
This is the first and largest domino to fall. The moment you are unable to work, your salary stops.
- Statutory Sick Pay (SSP): At just £116.75 per week (2024/25 rate), this is rarely enough to cover even a fraction of monthly outgoings. It only lasts for 28 weeks.
- Long-Term Absence: A serious illness often means being off work for 6-12 months, or even permanently. A typical UK median salary is around £35,000 per year, or £2,900 per month. The gap between this and SSP is a chasm.
Domino 2: Depletion of Savings
Families turn to their 'rainy day' fund. But according to the Money and Pensions Service, 1 in 6 UK adults have less than £100 in savings. Even for those with more, a prolonged absence from work can wipe out years of careful saving in a matter of months.
Domino 3: Increased Living Costs
Being seriously ill is expensive. These are the costs the NHS doesn't cover:
- Travel: Frequent trips to hospitals for treatment and consultations. Parking alone can cost hundreds of pounds over a year.
- Home Modifications: Ramps, stairlifts, wet rooms, or other adaptations can cost thousands.
- Specialist Equipment: From adjustable beds to mobility aids.
- Higher Bills: Being at home more means higher utility bills.
- Private Therapies: To supplement NHS provision, such as physiotherapy, counselling, or specialist consultations, which can accelerate recovery.
Domino 4: The Carer's Sacrifice
Often, a partner or close family member must reduce their working hours or give up their job entirely to provide care. This second loss of income is a devastating blow, effectively halving a household's earning potential at the worst possible time. This is a huge, often hidden, economic cost.
Domino 5: Impact on Future Earnings & Pension
Even upon returning to work, it may be to a less demanding, lower-paid role or on a part-time basis. This reduces not only your current income but also your future pension contributions, impacting your financial security in retirement.
The Second Wave: The Financial 'Aftershock'
When the second health crisis hits, these dominoes fall again, but from a much weaker starting position. Savings are gone, earning potential is already reduced, and debts may have accumulated. This is where the financial structure collapses entirely.
| Cost Component (Per Individual over Lifetime) | First Health Crisis | Second Health Crisis | Total Impact |
|---|---|---|---|
| Lost Gross Earnings | £25,000 | £18,000 | £43,000 |
| Increased Outgoings | £4,000 | £2,500 | £6,500 |
| Carer's Lost Income | £5,000 | £3,000 | £8,000 |
| Reduced Pension Value | - | - | £7,500 |
| Total Individual Impact | £34,000 | £23,500 | £57,500 |
Table demonstrates a hypothetical but realistic breakdown for an individual on an average UK salary. The impact varies hugely based on individual circumstances.
Case Study: The Domino Effect in Action
Meet Sarah, a 46-year-old marketing manager living in Bristol with her husband, a self-employed electrician, and two teenage children. Sarah is the higher earner, bringing in £55,000 a year. They have a mortgage and about £15,000 in savings.
Crisis 1 (Age 46): Sarah is diagnosed with Multiple Sclerosis. The initial relapse is severe, forcing her to take 9 months off work.
- Her employer's sick pay runs out after 3 months. For the next 6 months, the family relies on SSP (£116.75/week) and their savings.
- Her husband has to turn down work to take her to appointments and help at home.
- Their savings are almost entirely depleted covering the mortgage and bills.
- Sarah returns to work 3 days a week, her salary dropping to £33,000.
Crisis 2 (Age 52): Sarah suffers a heart attack, a known risk for some MS patients. She requires surgery and a further 6 months of recovery.
- This time, there are no savings to fall back on.
- They begin to miss mortgage payments and accumulate credit card debt to pay for groceries.
- The stress forces her husband to take time off, reducing his income to almost zero for two months.
- Sarah is unable to return to her demanding role and is forced into medical retirement.
The Aftermath: By age 55, their financial life is in ruins. The mortgage is in arrears, they have £20,000 in high-interest debt, and their retirement plans are non-existent. The 'Double Jeopardy' has triggered a complete financial collapse.
The Protection Gap: Why State Support and Savings Aren't Enough
Many people believe that in a crisis, a combination of state benefits and personal savings will see them through. The reality for the vast majority of UK families is that this safety net is woefully inadequate for the scale of the financial shock we've described.
The Reality of State Benefits
The UK's welfare system is designed to prevent destitution, not to maintain a family's standard of living.
- Statutory Sick Pay (SSP): As discussed, at £116.75 per week, it's a drop in the ocean compared to average household expenditure.
- Employment and Support Allowance (ESA) / Universal Credit: If you're ill for longer than 28 weeks, you may be able to claim these benefits. However:
- The assessment process is notoriously strict, lengthy, and stressful.
- The payment amount for a single person is often little more than SSP. For a couple, the amount is unlikely to cover the mortgage or rent on a family home.
- It's means-tested. If your partner works, or if you have a certain level of savings, you may not be eligible for any support at all.
The Savings Illusion
The idea of living off savings is a fantasy for most. The Office for National Statistics (ONS) reveals a stark picture of UK household savings:
- The median household net financial wealth is around £15,000.
- For renters, this figure plummets to just £2,000.
- Crucially, 25% of all households have less than £1,900 in financial net wealth.
A loss of the primary earner's salary for just one month would put millions of families into immediate financial distress. Surviving for six months or a year is simply not an option.
| Support Source | Typical Monthly Amount | Average UK Mortgage Pmt | Average UK Rent | Average UK Family Food Bill |
|---|---|---|---|---|
| Statutory Sick Pay | ~£505 | £950 | £1,276 | £450 |
| Universal Credit | ~£400 - £600 | £950 | £1,276 | £450 |
| Conclusion | Wholly Inadequate | Massive Shortfall | Massive Shortfall | Barely Covers Food |
Table sources: Gov.uk, ONS, Zoopla. Figures are illustrative averages to show the scale of the gap.
This table clearly shows that relying on state benefits and average savings is not a viable strategy. It's like taking a bucket to fight a house fire. You need a purpose-built solution.
Building Your Financial Fortress: A Three-Pillar Protection Strategy
Given the scale of the Double Health Jeopardy and the inadequacy of other safety nets, building your own financial fortress is no longer a choice—it's a necessity. This fortress is built on three pillars of specialist insurance, each designed to protect you against a different aspect of the financial fallout.
At WeCovr, we specialise in helping individuals and families construct this fortress. We compare policies from all the UK's leading insurers to find the combination of cover that provides robust, affordable, and flexible protection.
Pillar 1: Income Protection Insurance (The Foundation)
If your ability to earn an income is your most valuable asset, then Income Protection is the insurance that protects it.
- What it does: Pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury. It continues to pay out until you can return to work, reach the end of the policy term, or retire.
- Why it's the foundation: It replaces your salary. This is the single most important pillar because it keeps the lights on, pays the mortgage, and puts food on the table. It stops the first and biggest financial domino from falling.
- Key Feature - The 'Deferment Period': This is the time you wait between falling ill and the policy starting to pay out. It can range from 4 weeks to 12 months. Aligning this with your employer's sick pay period is a smart way to make cover more affordable.
Pillar 2: Critical Illness Cover (The Shock Absorber)
While Income Protection replaces your monthly income, Critical Illness Cover is designed to absorb the immediate financial shock of a major diagnosis.
- What it does: Pays out a one-off, tax-free lump sum on the diagnosis of a specific, pre-defined serious illness (like cancer, heart attack, or stroke).
- How it helps: This lump sum is incredibly flexible. It can be used to:
- Clear your mortgage or other major debts, drastically reducing your monthly outgoings.
- Pay for private medical treatment or specialist consultations to speed up recovery.
- Adapt your home.
- Allow your partner to take an extended period of unpaid leave from work to support you.
- Simply provide a financial cushion to remove money worries during a stressful time.
Pillar 3: Life Insurance (The Final Backstop)
Life Insurance is the ultimate protection for your loved ones, ensuring they are financially secure if the worst should happen.
- What it does: Pays out a lump sum to your nominated beneficiaries upon your death.
- Why it's essential: In a 'Double Jeopardy' scenario, the second crisis could sadly be fatal. Life insurance ensures that even in this event, your family is not left with debts and an uncertain future. It can pay off the mortgage, cover funeral costs, and provide an inheritance to fund your children's future education and living costs.
| Protection Pillar | What It Is | How It Pays | Key Purpose |
|---|---|---|---|
| Income Protection | A replacement salary | Monthly Income | Covers ongoing bills & lifestyle |
| Critical Illness | A lump sum on diagnosis | One-Off Lump Sum | Clears debt & absorbs shock costs |
| Life Insurance | A lump sum on death | One-Off Lump Sum | Secures your family's future |
These three pillars work together to create a comprehensive shield. They are not mutually exclusive; in fact, they are most powerful when combined into a single, strategic protection plan.
Navigating the Small Print: Advanced Considerations for Comprehensive Cover
Buying protection insurance isn't just about picking the cheapest policy. The quality of the cover is in the detail. In the context of Double Health Jeopardy, certain features become critically important.
Multi-Claim & Severity-Based Cover
The design of modern Critical Illness policies is evolving to reflect the reality of multiple health events.
- Severity-Based Cover: Instead of an 'all or nothing' payout, these policies pay a percentage of your total cover amount for less severe conditions (e.g., 25% for an early-stage cancer). This gives you a vital financial injection while preserving the main policy to pay out in full if you later suffer a more serious event.
- Multi-Claim Policies: Some advanced policies are now designed to pay out multiple times. They might pay 100% for a first claim (e.g., a heart attack), and then the cover can be 'reinstated' to potentially pay out again for a second, unrelated event (e.g., a later cancer diagnosis). This is the gold standard for tackling Double Jeopardy head-on.
'Own Occupation' - The Gold Standard for Income Protection
This is arguably the most important definition in any Income Protection policy. 'Own Occupation' means the policy will pay out if you are unable to do your specific job. Other, less robust definitions might only pay if you can't do any job, which is a much harder threshold to meet. For a surgeon, a pilot, or a specialist consultant, this definition is non-negotiable.
Inflation-Proofing Your Cover (Indexation)
A £100,000 policy today will be worth significantly less in 20 years. Index-linking your policy means the cover amount (and your premium) rises each year in line with inflation. This ensures that your protection maintains its real-world value when you might need it most.
Guaranteed vs. Reviewable Premiums
- Guaranteed Premiums: The cost is fixed for the life of the policy. It might seem more expensive initially, but it provides certainty and is usually cheaper in the long run.
- Reviewable Premiums: The insurer can review and increase your premiums every few years. While cheaper at the start, they can become unaffordable over time, especially as you get older.
Choosing the right policy involves navigating these details. That's where an expert broker like WeCovr becomes invaluable. We don't just find you a policy; we ensure it has the right features for your long-term security. And because we believe prevention and well-being are part of the bigger picture, all our customers receive complimentary access to CalorieHero, our AI-powered health and calorie tracking app, to support their wellness journey.
Proactive Steps Beyond Insurance: A Holistic Approach
While insurance is the cornerstone of financial resilience, a holistic strategy also involves proactive steps to manage your health and finances.
1. Prioritise Your Health & Wellbeing
The best way to avoid a health crisis is to invest in prevention.
- Know Your Numbers: Regular check-ups for blood pressure, cholesterol, and blood sugar are vital.
- Active Lifestyle: Aim for at least 150 minutes of moderate-intensity exercise per week.
- Balanced Diet: A diet rich in fruits, vegetables, and whole grains is proven to reduce the risk of many major illnesses. Smart tools like the CalorieHero app can make tracking your nutrition and staying on target simple and effective.
2. Fortify Your Financial Foundations
- Build an Emergency Fund: Even with insurance, having 3-6 months of essential living expenses in an easy-access account is crucial to cover the 'deferment period' before a policy pays out.
- Make a Will: This is a non-negotiable. It ensures your assets, including any life insurance payouts, go to the people you intend.
- Set up a Lasting Power of Attorney (LPA): An LPA for Health and Welfare and one for Property and Financial Affairs allows someone you trust to make decisions for you if you become incapacitated. This is critically important in the event of a stroke or head injury.
3. Maximise Your Workplace Benefits
Before buying personal cover, check what your employer provides.
- Death in Service: This is a form of life insurance, often paying 2-4 times your annual salary. It's a great benefit, but it ceases if you leave the job and may not be enough for your family's total needs.
- Group Income Protection: Some progressive employers offer this. Find out what percentage of salary it covers and for how long.
- Private Medical Insurance (PMI): This can help you get diagnosed and treated more quickly, but it does not provide a financial payout to cover your bills.
Your personal protection plan should be designed to supplement and fill the gaps in any workplace benefits you may have.
Securing Your Future in an Uncertain World
The emergence of 'Double Health Jeopardy' is a profound challenge to the financial security of every working family in the UK. The 2025 data is clear: the risk of facing multiple, sequential health crises is no longer a remote possibility but a statistical probability for a huge portion of the population.
The financial consequences are not just numbers on a spreadsheet; they represent real families facing the loss of their home, insurmountable debt, and the destruction of their plans for the future. Relying on dwindling savings or a stretched-thin state welfare system is a gamble you cannot afford to take.
The good news is that you have the power to act. By understanding the risks and building a robust, three-pillar financial fortress of Income Protection, Critical Illness Cover, and Life Insurance, you can neutralise the Financial Domino Effect before it starts. This isn't an expense; it's a critical investment in your family's stability and peace of mind.
The world has changed. The nature of risk has evolved. Now, your financial planning must evolve with it. Don't wait for a crisis to reveal the cracks in your financial foundation. Talk to an expert adviser at WeCovr today to get a clear, no-obligation view of your options and build the financial resilience your family deserves.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!