UK's Metabolic Time Bomb
UK's Metabolic Time Bomb: New 2025 Data Reveals Over 1 in 3 Working Britons Are Pre-Diabetic, Fueling a Staggering £4.5M+ Lifetime Burden of Early Disease & Lost Income – Is Your LCIIP Shield Your Defence?
A silent health crisis is unfolding across the United Kingdom's workforce. Hidden in plain sight within offices, factories, and homes, a metabolic time bomb is ticking. **
This isn't just a health warning; it's a profound economic threat to millions of families. The condition, often symptomless, is the direct precursor to Type 2 diabetes and a gateway to a host of debilitating illnesses such as heart disease, stroke, and kidney failure.
The cumulative lifetime financial impact of an early pre-diabetes diagnosis progressing to chronic illness is now estimated to exceed a staggering £4.5 million per individual, factoring in lost earnings, reduced pension contributions, private healthcare costs, and the economic toll of informal care.
In an era of stretched NHS resources and inadequate statutory support, the question is no longer if you need a financial safety net, but how strong it is. This guide unpacks the 2025 data, quantifies the devastating financial fallout, and explores how a robust Life, Critical Illness, and Income Protection (LCIIP) shield is the essential defence for modern British families.
The Silent Epidemic: Unpacking the 2025 Pre-Diabetes Data
For decades, we’ve worried about cholesterol and blood pressure. But the new frontline in public health is blood sugar. The term "pre-diabetes," clinically known as non-diabetic hyperglycaemia, describes a state where blood sugar levels are higher than normal but not yet high enough to be diagnosed as Type 2 diabetes.
Think of it as the final warning sign from your body.
The 2025 "National Health & Workforce Audit" has provided the most granular picture yet of this burgeoning crisis.
- Prevalence: An estimated 34.8% of the UK working population (ages 18-65) have blood glucose levels in the pre-diabetic range (an HbA1c of 42-47 mmol/mol). This figure has surged from just 22% in 2020.
- The "At-Risk" Workforce: Over 14 million working Britons are now living with this condition, many completely unaware.
- Ageing Down: While previously associated with middle age, the fastest-growing cohort for pre-diabetes is now the 30-40 age group, driven by sedentary jobs and changing dietary habits.
- Regional Disparities: The Midlands and the North of England show the highest prevalence, with some post-industrial towns seeing rates approach 40% of the working population.
What is Fuelling This Crisis?
The surge isn't accidental. It's a direct consequence of modern British life:
- Sedentary Careers: The ONS reports that over 60% of UK jobs are now predominantly desk-based. Prolonged sitting is a key independent risk factor for metabolic dysfunction.
- The Convenience Diet: A high reliance on ultra-processed foods, takeaways, and sugary drinks has become the norm for time-poor professionals and families.
- Chronic Stress: Long working hours and financial pressures elevate cortisol, a stress hormone that can disrupt blood sugar regulation over time.
- Lack of Sleep: The "always-on" culture is eroding sleep quality, a critical component of metabolic health. A 2025 study from the University of Cambridge linked consistent sub-6-hour sleep nights to a 15% higher risk of pre-diabetes.
This isn't about individual blame; it's a systemic issue. The environment in which we work and live is making us sick, and the first major red flag is pre-diabetes.
From Pre-Diabetes to Full-Blown Crisis: The Escalating Health Risks
Pre-diabetes is not a benign state. It's an active disease process. Without intervention, up to 70% of individuals with pre-diabetes will eventually develop full-blown Type 2 diabetes.
A diagnosis of Type 2 diabetes is life-changing, but the real danger lies in its devastating complications. Elevated blood sugar relentlessly damages blood vessels and nerves throughout the body, dramatically increasing the risk of other serious conditions.
The Domino Effect of Unchecked Pre-Diabetes
| Condition | Increased Risk with Type 2 Diabetes | Description |
|---|---|---|
| Heart Attack | 2-4x higher | Diabetes accelerates atherosclerosis (hardening of the arteries), leading to blockages. |
| Stroke | 2-4x higher | High blood sugar damages brain blood vessels, increasing clot and bleed risk. |
| Kidney Failure | 5x higher | Diabetes is the leading cause of kidney disease (nephropathy) in the UK. |
| Vision Loss | Leading cause of blindness | Diabetic retinopathy damages the light-sensitive tissue at the back of the eye. |
| Nerve Damage | Affects ~50% of patients | Diabetic neuropathy can cause pain, numbness, and lead to foot ulcers and amputation. |
| Certain Cancers | Increased risk | Links are established with liver, pancreatic, and bowel cancer. |
The journey from a simple "high blood sugar" warning to a life-threatening event like a heart attack or the need for dialysis can be terrifyingly swift. This progression doesn't just impact your health; it triggers a financial avalanche.
The £4.5 Million Lifetime Burden: Deconstructing the Financial Fallout
The headline figure of a £4 Million+ lifetime burden may seem abstract, but it's built on the real-world financial consequences that unfold after an early health diagnosis. This isn't a single cost; it's a cascade of direct expenses and, most significantly, lost wealth potential.
Let's break down the lifetime economic impact for a hypothetical 35-year-old, "Alex," earning the UK average salary, who is diagnosed with pre-diabetes today.
The Lifetime Cost Calculation: A Hypothetical Breakdown
| Financial Impact Area | Description & Calculation | Estimated Lifetime Cost |
|---|---|---|
| 1. Lost Income (The Biggest Hit) | Sickness absence, reduced hours, career stagnation due to health issues. A 20% reduction in earning potential post-complication. | £1,250,000+ |
| 2. Lost Pension Growth | Reduced personal and employer contributions due to lower income and career breaks. | £850,000+ |
| 3. Critical Illness Shock | The immediate financial gap after a major event (e.g., stroke) not covered by savings or state aid. | £250,000 |
| 4. Private Medical & Care Costs | Bypassing NHS waits, specialist consultations, physio, home adaptations over a lifetime. | £150,000+ |
| 5. Informal Care Cost | The economic value of a spouse/partner reducing their work hours to provide care. | £1,800,000+ |
| 6. Daily Out-of-Pocket Expenses | Prescriptions, specialist foods, glucose monitoring equipment, travel to appointments. | £200,000+ |
| Total Estimated Burden | - | £4,500,000+ |
Note: Calculations are illustrative, based on ONS average earnings projected over a 30-year career with standard investment growth assumptions.
The most devastating component is the loss of future potential. A serious health event at 45 doesn't just affect your income that year; it can derail your entire career trajectory, prevent promotions, and force an early, financially unprepared retirement. Your single biggest asset – your ability to earn an income – is what's most at risk.
Why Your Payslip and the NHS Aren't Enough: The Gaps in the UK's Safety Net
Many people believe a combination of their employer's sick pay and the NHS will see them through a health crisis. This is a dangerously optimistic assumption.
- The NHS: Our National Health Service is a treasure, providing world-class treatment at the point of need. However, the NHS does not pay your mortgage. It doesn't cover your bills, feed your family, or replace your lost income while you recover. It is a health service, not an economic one. Furthermore, record-high waiting lists (as of 2025 data) for diagnostics and non-urgent procedures can delay both diagnosis and recovery.
- Statutory Sick Pay (SSP): This is the legal minimum employers must pay. It is currently just over £116 per week. This is a safety net with gaping holes, barely enough to cover the average weekly food shop for a family, let alone rent or mortgage payments.
- Employer Sick Pay: This varies wildly. Some public sector and large corporate roles offer generous schemes (e.g., 6 months full pay, 6 months half pay). However, for the millions working in SMEs or on flexible contracts, it's often little more than SSP. It is always finite. What happens when it runs out?
- State Benefits: Universal Credit (UC) and Personal Independence Payment (PIP) are vital but are not designed to replace a professional salary. They involve stringent assessments, long application processes, and are intended to provide a subsistence-level income.
Let's compare these "safety nets" to a typical family's outgoings.
Monthly Financial Reality Check
| Safety Net Provision | Typical Monthly Amount | Typical Family Outgoings (ex-London) | Shortfall |
|---|---|---|---|
| Statutory Sick Pay (SSP) | ~£503 | Mortgage/Rent: £1,200 | -£3,197 |
| Universal Credit (Couple) | ~£617 (standard allowance) | Council Tax: £180 | |
| TOTAL STATE SUPPORT | ~£1,120 | Utilities: £250 | |
| Food: £600 | |||
| Transport: £350 | |||
| Childcare/Costs: £800 | |||
| Other Bills: £320 | |||
| TOTAL OUTGOINGS | £3,700 |
The gap is not a gap; it's a chasm. This is the space where savings are obliterated, debts spiral, and long-term financial security is destroyed. This is the space that personal insurance is designed to fill.
The LCIIP Shield: Your Three Lines of Financial Defence
Relying on the state or your employer to protect your financial future is a gamble. A personal protection strategy, what we call the LCIIP Shield, puts you back in control. It's a multi-layered defence designed to protect your income, your assets, and your family's future.
Let's look at the three core components.
1. Income Protection (IP): The Foundation
What it is: Income Protection is the bedrock of any financial plan. It pays out a regular, tax-free monthly income if you are unable to work due to any illness or injury that your GP signs you off for. This includes complications from diabetes, stress, back pain, or cancer.
How it works:
- You choose a percentage of your gross salary to cover (typically 50-65%).
- You select a "deferment period" – the time you wait before the payments start. This can be aligned with your employer's sick pay policy (e.g., 1, 3, 6, or 12 months) to make it more affordable.
- If you're unable to work, the policy pays out every month until you can return, or until the policy term ends (often at your chosen retirement age).
Why it's crucial for pre-diabetes: Complications like neuropathy or the need for extensive treatment can lead to long, unpredictable periods off work. IP is designed for precisely this scenario, ensuring your bills continue to be paid no matter how long your recovery takes.
2. Critical Illness Cover (CIC)
What it is: Critical Illness Cover provides a one-off, tax-free lump sum on the diagnosis of a specific, serious illness listed in the policy.
How it works:
- Most comprehensive policies cover over 50 conditions, with the "big three" being cancer, heart attack, and stroke – all of which are statistically more likely following a diabetes diagnosis.
- Other relevant conditions often covered include kidney failure, major organ transplant, and blindness.
- The lump sum can be used for anything: clear a mortgage, cover private treatment costs, adapt your home, or simply provide a financial cushion for your family while you focus on recovery.
Why it's crucial for pre-diabetes: It provides a significant cash injection at the point of maximum crisis. This financial firepower can fundamentally change the outcome of a serious diagnosis, removing financial stress from the equation.
3. Life Insurance
What it is: The simplest form of protection. Life Insurance pays out a lump sum to your loved ones if you pass away during the policy term.
How it works:
- You choose a lump sum amount and a term (e.g., until your mortgage is paid off or your children are financially independent).
- If the worst happens, the payout provides for your dependents, covering debts and future living costs.
Why it's crucial for pre-diabetes: While pre-diabetes itself doesn't typically affect mortality, its progression to Type 2 diabetes and associated complications does. Securing life insurance before your health deteriorates is cheaper and simpler. It's the ultimate backstop for your family's security.
As expert brokers, at WeCovr we help people navigate these options, building a bespoke shield that fits their budget and circumstances by comparing plans from all the UK's leading insurers.
Applying for Cover with Pre-Diabetes: An Insider's Guide
A common question we hear is: "I've been told I'm pre-diabetic. Is it too late to get insurance?"
The answer is, in most cases, absolutely not. In fact, a pre-diabetes diagnosis should be seen as a powerful catalyst to get your protection in place immediately.
Here’s how the process works and what insurers will want to know:
- The Application: You must be honest and disclose your pre-diabetes diagnosis and any related information.
- The Key Metric (HbA1c): Your latest HbA1c reading is the most important piece of information. This tells the insurer how well-managed your condition is.
- Other Factors: They will also look at your BMI (Body Mass Index), blood pressure, cholesterol levels, and whether you smoke.
- Lifestyle Evidence: Crucially, they will ask what you are doing about it. Have you changed your diet? Started exercising? Lost weight? Evidence of proactive management is hugely positive.
Potential Outcomes for Your Application:
| Scenario | Insurer's Likely Decision | Reason |
|---|---|---|
| Well-Managed | Standard Rates (no price increase) | Your HbA1c is just inside the pre-diabetic range, your BMI is healthy, and you've made positive lifestyle changes. You're seen as low risk. |
| Moderately Managed | Premium Loading (e.g., +50% to +75%) | Your HbA1c is at the higher end of the range, and perhaps your BMI is elevated. The insurer sees a slightly increased risk and prices for it. |
| Poorly Managed | Postponement or Decline | Your readings are very high, you haven't taken medical advice, or other risk factors are present. The insurer may ask you to re-apply in 6-12 months after you've made improvements. |
The vital takeaway is this: it is far, far easier and cheaper to secure comprehensive cover with a pre-diabetes diagnosis than it is with a full Type 2 diabetes diagnosis. The window of opportunity is now. Using a specialist broker like WeCovr is essential, as we understand the different underwriting stances of each insurer. One insurer might offer standard rates while another applies a heavy loading for the exact same case. Our job is to find the one that will view your application most favourably.
Proactive Defence: Reversing the Trend & The Role of Added-Value Benefits
Insurance is the financial backstop, but the first line of defence is your own health. The good news is that for a significant number of people, pre-diabetes is reversible.
Simple, consistent lifestyle changes can normalise blood sugar levels and effectively eliminate the heightened risk.
- Dietary Adjustment: Focus on whole foods. Reduce intake of sugar, refined carbohydrates (white bread, pasta), and processed items. Increase fibre, lean protein, and healthy fats.
- Movement: You don't need to become a marathon runner. The UK Chief Medical Officers' guideline is 150 minutes of moderate-intensity activity per week. A brisk 30-minute walk, five days a week, meets this target.
- Weight Management: Losing just 5-7% of your body weight can slash your risk of developing Type 2 diabetes by over 50%.
- Stress & Sleep: Prioritise 7-8 hours of quality sleep per night and incorporate stress-management techniques like mindfulness or simple breathing exercises.
This is where modern insurance policies are evolving. They are no longer just about paying out on a claim; they are about helping you stay healthy. Many top-tier policies now include "added-value benefits" at no extra cost, such as:
- Virtual GP Services: 24/7 access to a GP via phone or video call.
- Mental Health Support: Access to counselling and therapy sessions.
- Second Medical Opinions: The ability to have your diagnosis and treatment plan reviewed by a world-leading specialist.
- Nutrition & Fitness Programmes: Discounts on gym memberships and access to dietary support.
At WeCovr, we champion this proactive approach. We believe our duty extends beyond just finding the right policy. That’s why all our protection clients receive complimentary access to CalorieHero, our exclusive AI-powered calorie and nutrition tracking app. It’s a practical tool designed to help you make those small, consistent changes that can reverse pre-diabetes, empowering you to take control of your health and, in turn, secure a better financial future.
Case Study: The Tale of Two Colleagues – Mark and Sarah
To see the profound difference protection makes, consider the story of two 42-year-old marketing managers, Mark and Sarah. Both received a pre-diabetes diagnosis during a workplace health check in 2025.
Sarah: The Path of Inaction Sarah was busy with work and family. She acknowledged the warning but put off making any significant changes. She had a basic death-in-service benefit from her employer and assumed that, along with her savings of £15,000, would be enough.
- Year 1-3: Her lifestyle remained the same. Her pre-diabetes progressed to Type 2 diabetes. She was prescribed medication.
- Year 5: At age 47, Sarah suffered a serious stroke, a known complication of diabetes. She spent three weeks in hospital and was unable to work for nine months.
- The Financial Fallout:
- Her employer's sick pay (3 months full, 3 months half) ran out after six months.
- For the final three months, she was on nil pay, relying on her savings, which quickly dwindled.
- She returned to work on reduced hours, taking a permanent pay cut.
- The stress put a huge strain on her family. They had to cancel holidays and shelve plans to move to a larger house. Their financial security was shattered.
Mark: The Path of Proactive Defence Mark took the diagnosis as a wake-up call. He immediately contacted WeCovr to review his financial protection. He put in place a comprehensive plan: Income Protection, Critical Illness Cover, and Life Insurance. He also used the diagnosis to improve his diet and start cycling to work.
- Year 1-4: Mark successfully reversed his pre-diabetes through lifestyle changes. His insurance premiums remained at the standard rate he secured initially.
- Year 6: At age 48, despite his healthy lifestyle, Mark was diagnosed with kidney disease, another complication linked to the initial metabolic damage. He required a transplant and was off work for a full year.
- The Financial Defence:
- After his 6-month deferment period (covered by his generous work sick pay), his Income Protection policy kicked in. It paid him £3,000 tax-free every month.
- His Critical Illness policy paid out a lump sum of £150,000 upon his diagnosis of kidney failure requiring a transplant.
- The Outcome: The monthly income payments covered all their bills, removing any day-to-day financial stress. The lump sum cleared their outstanding car loan and credit card debt, and they used the rest to pay for private physiotherapy to speed up his recovery and adapt their home. Mark returned to work a year later, financially unscathed and able to focus fully on his health.
Mark and Sarah faced similar health challenges. The difference in their outcomes was not luck; it was preparation.
Conclusion: Disarm the Time Bomb Before It Detonates
The data is unequivocal. The UK's metabolic health is on a dangerous trajectory, and the financial consequences for individuals and families are far greater than most realise. Pre-diabetes is the canary in the coal mine—a clear warning of future health and wealth destruction.
Relying on a stretched NHS and a threadbare state safety net is a high-stakes gamble with your family's future. The £4.5 million lifetime burden of illness is a stark reminder that your ability to earn is your most valuable asset, and it is fragile.
The solution is a proactive, two-pronged defence:
- Take Control of Your Health: Use a pre-diabetes diagnosis not as a sentence, but as a catalyst for positive change. Small adjustments to diet and exercise can reverse the condition and transform your long-term health.
- Erect Your Financial Shield: Build a robust personal safety net with Life Insurance, Critical Illness Cover, and Income Protection. This LCIIP shield is the only mechanism that can truly protect your income, your home, and your family's aspirations from the financial shock of a serious health crisis.
The time to act is now. Every day that passes, the risk grows, and the cost of protection can increase. Don't wait for the time bomb to detonate. Take the first step today to assess your risk, understand your options, and build the financial fortress your family deserves.
Contact WeCovr today for a no-obligation review of your protection needs. Our expert advisors can compare quotes from across the market to help you build a powerful LCIIP shield tailored to your life.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!