UK's Metabolic Time Bomb
UK's Metabolic Time Bomb: Over Half of Britons Face Metabolic Meltdown by 2025, Fuelling a Staggering £5M+ Lifetime Burden of Chronic Disease & Eroding Futures – Is Your LCIIP Shield Your Ultimate Metabolic Defence?
The United Kingdom is sitting on a ticking health time bomb. It isn't a new, exotic virus, but a silent, creeping epidemic escalating in homes and workplaces across the nation: Metabolic Syndrome.
New projections and escalating health trends indicate a terrifying reality. By 2025, it's estimated that over half of the UK adult population will be living with, or be on the brink of, a metabolic meltdown. This isn't just a health headline; it's a direct threat to your financial future, capable of creating a lifetime burden of chronic disease costs that can exceed a staggering £5 million in the most severe cases.
This isn't hyperbole. It's a calculated storm of lost income, private medical bills, extensive care costs, and shattered retirement plans. As this crisis unfolds, the single most powerful defence you can erect isn't a new diet or exercise fad, but a robust financial shield: a comprehensive Life, Critical Illness, and Income Protection (LCIIP) plan.
This guide will unpack the scale of the UK's metabolic crisis, reveal the true financial devastation it can cause, and demonstrate why securing the right insurance protection is the most critical health and wealth decision you can make today.
What is the 'Metabolic Meltdown'? Unpacking the UK's Silent Health Crisis
Metabolic Syndrome isn't a single disease. Think of it as a conspiracy of conditions, a gang of five risk factors that, when they appear together, dramatically multiply your risk of developing devastating chronic illnesses. It's the silent precursor to the UK's biggest killers: heart disease, stroke, Type 2 diabetes, and certain cancers.
The five co-conspirators in this metabolic plot are:
- High Blood Pressure (Hypertension): The 'silent killer' that puts immense strain on your heart and arteries.
- High Blood Sugar (Hyperglycaemia): Often a sign of insulin resistance, the stepping stone to Type 2 diabetes.
- Excess Body Fat Around the Waist: Also known as central or abdominal obesity, this is a key indicator of dangerous visceral fat surrounding your organs.
- High Triglycerides: A type of fat found in your blood that, when elevated, contributes to the hardening of arteries.
- Low 'Good' Cholesterol (HDL): HDL cholesterol helps remove 'bad' cholesterol from your arteries, so low levels are a significant risk factor.
A diagnosis of Metabolic Syndrome is typically made when an individual has three or more of these five conditions. Each one is a problem on its own, but together, they create a perfect storm that accelerates damage to your body's systems.
The Clinical Red Flags for Metabolic Syndrome
The thresholds are not obscure medical figures; they are numbers every adult should be aware of. According to guidance from organisations like the International Diabetes Federation and the NHS, these are the markers to watch.
| Risk Factor | The Danger Zone (UK Guidelines) |
|---|---|
| Waist Circumference | ≥ 94 cm (37") for Men; ≥ 80 cm (31.5") for Women |
| Blood Pressure | ≥ 130/85 mmHg, or on medication for hypertension |
| Fasting Blood Glucose | ≥ 5.6 mmol/L, or diagnosed with Type 2 diabetes |
| Triglycerides | ≥ 1.7 mmol/L, or on medication for high triglycerides |
| HDL ('Good') Cholesterol | < 1.0 mmol/L for Men; < 1.3 mmol/L for Women |
Having just one of these markers is a warning. Having three or more is a declaration of metabolic war on your body.
The Shocking Scale of the Problem: Statistics Behind the UK's Time Bomb
The "over half of Britons by 2025" projection is a stark warning based on the terrifying trajectory of its individual components. * The Obesity Crisis: The Health Survey for England 2021 revealed that 64% of adults were overweight or obese. Projections from Cancer Research UK suggest this could rise to 71% by 2040. Obesity is a primary driver of all other metabolic risk factors.
- The Diabetes Epidemic: Diabetes UK reports that nearly 5 million people in the UK are now living with diabetes, with 90% of those cases being Type 2. A further 13.6 million people are at increased risk of developing it. The number of people with diabetes has more than doubled in the last 15 years.
- Rampant High Blood Pressure: Public Health England estimates that up to 5.5 million adults in England are living with undiagnosed high blood pressure. In total, more than 1 in 4 adults in the UK have the condition.
- Cholesterol Concerns: According to the British Heart Foundation (BHF), it's estimated that up to 60% of UK adults have high cholesterol, a key contributor to cardiovascular disease, which remains one of the nation's biggest killers.
When you combine the overlap of these conditions, the path to a majority of the population exhibiting multiple risk factors for Metabolic Syndrome by 2025 becomes alarmingly clear. We are fast becoming a nation in metabolic distress.
The £5 Million Question: Calculating the Lifetime Cost of Chronic Disease
The physical toll of chronic illness is well-understood, but the financial devastation is often overlooked until it's too late. The £5M+ figure represents a potential worst-case scenario for a high-earning individual suffering severe complications, but even for an average family, the costs are catastrophic and multi-faceted.
Let's break down how the financial burden of a metabolically-driven critical illness can accumulate over a lifetime.
1. Loss of Earnings: This is the most immediate and largest financial hit. * Reduced Hours: Chronic fatigue, frequent medical appointments, and side effects of medication can force you to cut back your working hours. * Career Stagnation: You may be passed over for promotions or unable to take on more demanding, higher-paying roles. * Forced Early Retirement: A severe event like a stroke or heart attack can end your working life decades ahead of schedule. * The Impact on Your Partner: Often, a spouse or partner must also reduce their hours or leave work entirely to become a carer, slashing household income in half.
2. The Cost of Care: While the NHS is a national treasure, it does not cover everything. * Social Care: The costs for carers to help with daily living can be astronomical. A few hours a week can cost thousands per year, while live-in care can exceed £1,500 per week (£78,000 per year). * Home Adaptations: Installing a stairlift, converting a bathroom into a wet room, or widening doorways can cost anywhere from £5,000 to £50,000+. * Private Therapies: NHS waiting lists for physiotherapy, occupational therapy, or specialist psychological support can be long. Many are forced to go private, costing £50-£150 per session.
3. Direct Medical and Lifestyle Costs: * Prescription charges in England can add up. * Specialist equipment (e.g., mobility aids, blood sugar monitors, breathing apparatus). * Increased utility bills from being at home more. * Specialised diets and nutritional supplements.
A Hypothetical Lifetime Cost Breakdown
Consider 'Richard', a 48-year-old manager earning £60,000. He has unmanaged Metabolic Syndrome which leads to a severe stroke.
| Cost Category | Description | Estimated Lifetime Cost |
|---|---|---|
| Lost Gross Income | Forced to retire 17 years early (age 48 to 65). | £1,020,000 |
| Lost Pension Growth | 17 years of lost employer/employee contributions. | £250,000+ |
| Private Care Costs | 10 years of moderate care (£25k/year). | £250,000 |
| Home Modifications | Stairlift, wet room, ramps. | £35,000 |
| Ongoing Expenses | Therapies, equipment, transport for 25 years. | £125,000 |
| Partner's Lost Income | Partner reduces hours for 10 years. | £200,000 |
| Total Estimated Burden | (Excluding inflation & opportunity cost) | £1,880,000 |
This nearly £2 million burden is for a moderate earner. For a high earner on £150,000+, or someone requiring 24/7 care for decades, the total economic impact can easily spiral towards the headline £5 million figure. This is the financial bomb that LCIIP is designed to defuse.
The Domino Effect: How Metabolic Syndrome Triggers Critical Illnesses
Metabolic Syndrome isn't the final diagnosis; it's the trigger. It systematically weakens your body's defences, creating the perfect environment for the life-changing illnesses that protection insurance is designed to cover.
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Heart Attack & Stroke: This is the most direct consequence. High blood pressure damages artery walls, while high cholesterol and triglycerides form the plaque (atherosclerosis) that narrows them. A piece of this plaque breaking off is what causes the vast majority of heart attacks and ischaemic strokes – both cornerstone conditions in any Critical Illness policy.
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Type 2 Diabetes: Metabolic Syndrome is effectively pre-pre-diabetes. The underlying insulin resistance, if left unchecked, will almost inevitably progress to full-blown Type 2 diabetes. This diagnosis itself can trigger a payout on some advanced Critical Illness plans, but more importantly, it unlocks a host of other devastating complications like kidney failure, blindness, and amputation, all of which are covered critical illnesses.
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Cancer: The link is now undeniable. The World Health Organization confirms that excess body fat is linked to at least 13 different types of cancer, including some of the most common like bowel, breast (post-menopausal), pancreatic, and kidney cancer. Chronic inflammation and high levels of certain hormones associated with Metabolic Syndrome create an environment where cancer cells can thrive.
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Other Conditions: The damage doesn't stop there. Metabolic Syndrome is a leading cause of Non-Alcoholic Fatty Liver Disease (NAFLD), which can progress to cirrhosis and liver failure. There is also growing evidence linking it to an increased risk of dementia and Alzheimer's disease.
Every single one of these outcomes is a life-shattering event with profound financial consequences. They are also the very events that a robust protection plan is built to address.
The Insurance Underwriting Perspective: Why Your Metabolic Health Matters NOW
If you are thinking of applying for life, critical illness, or income protection insurance, your current metabolic health is one of the most important factors an underwriter will assess.
When you apply for cover, insurers will ask about your height, weight (to calculate BMI), blood pressure readings, cholesterol levels, and any diagnosis of pre-diabetes or diabetes. Lying or omitting information is fraud and will invalidate your policy.
Here’s how the indicators of Metabolic Syndrome can impact your application:
- Standard Rates: If your numbers are all within the healthy range, you'll likely be offered standard terms, meaning the standard price for someone of your age and smoking status.
- Premium Loadings: If you have one or two risk factors, like a high BMI or slightly elevated blood pressure, the insurer sees you as a higher risk. They may still offer you cover but will add a "loading" to your premium, increasing the price by 25%, 50%, or even 100%+.
- Exclusions: In some cases, an insurer might offer cover but place an exclusion on any claims related to a specific condition. For example, if you have poorly controlled Type 2 diabetes, they might exclude claims for diabetes-related complications.
- Postponement: If your readings are very high or unstable (e.g., very high blood pressure that you've just started medication for), the insurer may postpone their decision for 6-12 months to see if your condition stabilises. This leaves you completely uninsured during that period.
- Decline: If you have multiple, poorly controlled risk factors, insurers may simply decline to offer you cover at any price. You become uninsurable.
The Financial Cost of Waiting: A Premium Comparison
Let's look at two 40-year-old non-smokers seeking £250,000 of life and critical illness cover over 25 years.
| Applicant Profile | Health Status | Indicative Monthly Premium |
|---|---|---|
| Healthy Applicant | Healthy BMI, normal blood pressure & cholesterol. | £45 |
| Metabolic Risk Applicant | High BMI (32), borderline high blood pressure. | £70 (+55% loading) |
Over the 25-year term, the applicant with metabolic risk factors would pay £7,500 more for the exact same cover. This demonstrates the immense financial value of securing cover before your health markers start to drift into the red zone.
Your LCIIP Shield: A 3-Pronged Defence Against the Metabolic Meltdown
A well-structured insurance plan provides a comprehensive, three-layered defence against the financial fallout of the metabolic crisis. It's not about one policy, but a combination that protects you from every angle.
1. The Foundation: Income Protection (IP)
This is arguably the most important cover for a working adult. If you are signed off work by a doctor due to any illness or injury that prevents you from doing your job, Income Protection pays out a regular, tax-free monthly benefit (typically 50-60% of your gross salary).
- How it helps: IP is your replacement salary. It pays the mortgage, covers the bills, and puts food on the table. It handles the day-to-day financial pressure, whether you're off for six months recovering from a heart attack or permanently due to diabetic neuropathy. It allows you to recover without the stress of watching your savings evaporate.
2. The Crisis Fund: Critical Illness Cover (CIC)
This pays out a single, tax-free lump sum on the diagnosis of a specific serious condition listed in the policy. These policies are designed to cover the exact outcomes of Metabolic Syndrome: heart attack, stroke, cancer, kidney failure, and more.
- How it helps: The CIC lump sum is your financial firefighter. It can be used to:
- Clear your mortgage and other major debts instantly.
- Pay for private medical treatment or specialist consultations.
- Fund adaptations to your home.
- Replace a partner's income if they need to stop work to care for you.
- Provide a financial cushion to give you options and breathing space.
3. The Final Safety Net: Life Insurance
This provides a tax-free lump sum to your loved ones if you pass away during the policy term. Given that Metabolic Syndrome dramatically increases the risk of premature death from cardiovascular disease and cancer, this is a non-negotiable part of financial planning for any family.
- How it helps: Life insurance ensures that, no matter what, your family can maintain their home and lifestyle. It secures their future when you are no longer there to do so yourself.
Beyond the Payout: How Modern Insurers Support Your Health
Today's leading insurance providers have evolved. They are no longer just passive entities that pay out on a claim; they are becoming proactive health and wellbeing partners. When you take out a policy, you are often buying into a whole ecosystem of support services that can help you manage and even improve your metabolic health.
These value-added benefits, often available from day one at no extra cost, include:
- 24/7 Virtual GP Services: Get a GP appointment via phone or video call, often within hours. This is invaluable for quick advice, prescriptions, and referrals.
- Second Medical Opinion Services: If you receive a serious diagnosis, you can have your case reviewed by a world-leading specialist to confirm the diagnosis and explore treatment options.
- Mental Health Support: Access to counselling and therapy sessions to help you cope with the psychological impact of a diagnosis or the stress that can contribute to metabolic issues.
- Nutrition and Fitness Programmes: Get access to tailored advice and plans to help you improve your diet and exercise habits.
- Wellness Rewards: Insurers like Vitality actively reward you with discounts and perks for tracking your activity, getting health checks, and maintaining a healthy lifestyle.
Here at WeCovr, we believe in this proactive approach. As specialist brokers, we don't just find you the cheapest premium; we match you with the insurer whose benefits package best suits your needs. We go one step further by providing our customers with complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. We want to empower you not just to protect your finances, but to actively take control of your health journey.
Case Study: The Tale of Two Colleagues
Mark and David were both 45, worked in the same office, and shared similar lifestyles. Both were carrying a bit of extra weight and had been told their blood pressure was "a little on the high side." Their stories diverge sharply from there.
Mark: The Unprepared Mark ignored the warnings. He was "too busy" for insurance and thought "it'll never happen to me." At 49, he suffered a major heart attack. He survived, but was unable to return to his stressful job. With no Critical Illness Cover, the mortgage remained a huge burden. With no Income Protection, the family's income was slashed. They used up their savings within a year and were eventually forced to downsize their home. His recovery was overshadowed by constant financial worry.
David: The Prepared David was equally busy, but he took 30 minutes to speak with an adviser at WeCovr. He was honest about his BMI and blood pressure. He was offered a comprehensive Life, Critical Illness, and Income Protection plan with a 50% premium loading. He knew it was a vital investment. At 50, he also had a heart attack. The outcome was completely different.
- His Critical Illness Cover paid out a £200,000 lump sum. He used it to clear the remaining mortgage and pay for six weeks at a private cardiac rehabilitation clinic.
- His Income Protection kicked in after three months, paying him £2,500 every month, tax-free.
- He used his insurer's virtual GP service for all his follow-up appointments, avoiding long waits.
David was able to focus 100% on his recovery, free from financial stress. His family's future was secure. The "expensive" policy was the best investment he ever made.
Taking Control: Practical Steps to Defuse Your Personal Time Bomb & Secure Favourable Insurance Terms
The good news is that Metabolic Syndrome is largely preventable and even reversible. Taking action now will not only transform your long-term health but also dramatically improve your chances of getting affordable, comprehensive insurance cover.
- Know Your Numbers: This is the first and most crucial step. Book a free NHS Health Check (for those aged 40-74 in England) or see your GP. You need to know your blood pressure, cholesterol, and blood sugar levels.
- Address Your Waistline: You don't need a crash diet. Focus on sustainable changes:
- Reduce processed foods: Cut back on sugary drinks, takeaways, and packaged snacks.
- Increase fibre: Eat more vegetables, fruits, beans, and whole grains.
- Prioritise protein: It keeps you fuller for longer.
- Move Your Body: Aim for the NHS recommendation of 150 minutes of moderate-intensity activity per week. This could be a brisk 30-minute walk five days a week.
- Manage Stress & Prioritise Sleep: Chronic stress and poor sleep raise cortisol levels, which can lead to weight gain and insulin resistance.
Improving these metrics before you apply for insurance can be the difference between a standard rate, a heavy loading, or even being declined.
How WeCovr Can Help You Build Your Financial Defence
Navigating the insurance market can be complex, especially if you have existing health concerns. This is where a specialist broker is not just helpful, but essential.
Trying to go it alone when you have a high BMI or borderline blood pressure can lead to endless forms and potential rejections, which you then have to declare on future applications.
As expert protection advisers, we at WeCovr provide a crucial service:
- Whole-of-Market Access: We compare plans from all the UK's major insurers to find the right fit for you.
- Underwriting Expertise: We know which insurers are more sympathetic to certain conditions. For example, some are more lenient on BMI, while others have better terms for well-controlled diabetes. We take your case to the insurer most likely to give you the best terms.
- Application Support: We help you frame your application honestly and accurately, ensuring the process is as smooth as possible.
- Value-Added Focus: We look beyond the price to the virtual GPs, mental health support, and other benefits that provide real-world value to you and your family.
The metabolic time bomb is ticking for millions in the UK. While you work on improving your health, let us build the financial fortress that will protect you and your family, whatever the future holds.
Conclusion: Don't Wait for the Meltdown
The UK's metabolic crisis is real, it's growing, and it carries a potential financial cost that can dismantle a lifetime of hard work. The convergence of rising obesity, diabetes, and hypertension is a direct threat not just to our collective health, but to your individual financial security.
Waiting until you receive a diagnosis is too late. The door to affordable and comprehensive protection may have already closed.
Taking action today is a powerful two-pronged strategy. By taking small, consistent steps to improve your health, you can start to defuse your personal time bomb. And by speaking to an expert adviser and putting a robust Life, Critical Illness, and Income Protection shield in place, you ensure that if the worst does happen, the financial fallout is contained.
Don't let a preventable health issue erode your future. Take control of your health and secure your financial defences today.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!