Secure Your Growth: Future-Proofing Your Life
The Unseen Catalyst: How Strategic Protection and Private Health Insurance Unleash Your Full Potential, Build Resilient Relationships, and Safeguard Your Purpose in a World Where 2025 Health Statistics Demand Action. Discover why safeguarding your income with bespoke cover for tradespeople, nurses, and all professions, alongside critical illness and legacy planning, is the ultimate investment in living a life of freedom, not just survival.
We stand at a unique moment in time. The world is accelerating, brimming with opportunity for those bold enough to seize it. Yet, beneath the surface of ambition and progress, a quiet crisis is unfolding. The health and financial resilience of UK households are being tested like never before. This isn't about fear; it's about foresight.
The decision to protect yourself and your loved ones is often viewed as a defensive move—a plan for the worst-case scenario. But what if we reframed that? What if strategic protection wasn't just a safety net, but a springboard?
This is the unseen catalyst. True financial security isn't about hiding from risk; it's about creating a foundation so solid that you are free to take the right risks. It's the freedom to change careers, start a business, or pursue a passion, knowing that an unexpected illness or injury won't derail your entire life. It’s about fortifying your relationships against financial strain and leaving a legacy built on purpose, not chance.
In this guide, we will dismantle the old way of thinking about insurance. We will explore how robust protection—from income protection designed for the realities of being a tradesperson or nurse, to critical illness cover that shields your ambitions, and private health insurance that puts you back in control—is the most profound investment you can make in your own potential. It’s time to move beyond mere survival and start architecting a life of genuine freedom.
The Stark Reality: Why 2025 Health Statistics Demand Our Attention
To build for the future, we must first understand the landscape of the present. The health of the nation is a direct indicator of its economic and personal wellbeing, and the latest figures paint a sobering picture that demands a proactive response.
The Rising Tide of Long-Term Sickness
The UK is grappling with an unprecedented challenge. According to the Office for National Statistics (ONS), the number of people out of work due to long-term sickness has reached a record high. In late 2023 and early 2024, this figure climbed to over 2.8 million people. This isn't a temporary blip; it's a structural shift. The primary reasons cited include musculoskeletal problems, cardiovascular issues, and a significant increase in mental health conditions.
What does this mean for you? It means the traditional assumption that you will work uninterrupted until retirement is no longer a certainty. An extended period off work due to illness can dismantle savings, threaten homeownership, and place immense strain on families.
The Strain on Our Cherished NHS
The National Health Service is the bedrock of UK healthcare, but it is under immense pressure. NHS England data consistently shows referral-to-treatment waiting lists involving millions of pathways. As of early 2024, this figure hovered around 7.5 million. While frontline staff work tirelessly, these numbers translate into longer waits for diagnostics, specialist consultations, and routine surgery.
For an individual, a long wait isn't just an inconvenience. It can mean prolonged pain, delayed diagnosis, and a longer period of being unable to work, impacting both physical health and financial stability.
The Pervasive Nature of Critical Illness
The statistics surrounding life-changing illnesses are impossible to ignore. They aren't abstract numbers; they represent our colleagues, neighbours, and family members.
- Cancer: Cancer Research UK reports that 1 in 2 people in the UK will be diagnosed with cancer in their lifetime. While survival rates have dramatically improved, treatment and recovery can be a long and arduous journey.
- Heart and Circulatory Diseases: The British Heart Foundation estimates that 7.6 million people in the UK are living with conditions like coronary heart disease, stroke, and vascular dementia. A sudden event like a heart attack or stroke can happen without warning.
- Mental Health: The Mental Health Foundation highlights that mental health issues are a leading cause of sickness absence. Conditions like depression and anxiety can be as debilitating as any physical ailment, making it impossible to perform your job.
These statistics aren't meant to cause alarm, but to foster awareness. Hope and optimism are vital, but they are most powerful when paired with prudent planning. The question is not if a health crisis could impact your life, but how you will respond when it does.
Beyond Survival: The Psychology of Security
Having a robust protection plan is about more than just a cheque arriving in a crisis. Its most profound impact is psychological, transforming how you live your life today.
Think of it like a mountaineer. They don't climb without ropes, harnesses, and a support team. This equipment doesn't mean they expect to fall; it means they have the confidence to attempt the summit. Financial protection is your climbing gear for life.
Unlocking Your Potential
When you remove the deep-seated fear of financial ruin, your decision-making changes.
- Career Freedom: You might finally take the leap into self-employment, launch that business idea you've been sketching for years, or switch to a more fulfilling but initially less stable career path.
- Reduced Anxiety: Financial stress is a major contributor to anxiety and sleep loss. A secure financial foundation lowers your baseline stress level, improving your mental clarity, focus, and overall health.
- Empowered Choices: Instead of making life choices based on fear ("I can't leave this job, I need the sick pay"), you can make them based on aspiration ("This new role aligns with my purpose").
Building Resilient Relationships
Money is one of the biggest sources of conflict in relationships. A serious illness or the death of a partner can create a perfect storm of emotional grief and financial panic.
Strategic protection acts as a buffer, safeguarding your relationships during the toughest times.
- It allows for grieving: If a partner passes away, life insurance can pay off the mortgage and provide for children, giving the surviving partner the space to grieve without immediate financial terror.
- It preserves dignity: If you become ill, critical illness or income protection cover ensures you can continue to contribute financially, maintaining a sense of independence and reducing the burden on your loved ones.
- It facilitates care: A critical illness payout can be used to adapt your home or pay for specialist care, making life easier for both you and your caregivers.
In essence, a comprehensive protection plan is an act of love—for your future self, your partner, your children, and your business. It's a declaration that their wellbeing is paramount.
Decoding Your Protection Toolkit: A Plain English Guide
The world of insurance can seem complex, filled with jargon and confusing options. Let's break down the essential tools that form the foundation of a secure financial plan. Think of these as different specialists in your personal support team, each with a unique and vital role.
1. Income Protection: Your Monthly Salary When You Can't Work
Often considered the most crucial cover for anyone of working age, Income Protection is designed to do one thing: replace a portion of your monthly income if you are unable to work due to any illness or injury.
It's your personal sick pay policy, but it lasts much longer than the statutory or company sick pay most people receive. It pays out a regular, tax-free income until you can return to work, retire, or the policy term ends.
Who needs it most?
- The Self-Employed & Freelancers: You have no employer to fall back on. One month without work can be a crisis.
- Tradespeople (Electricians, Plumbers, Builders): Your job is physical. An injury that stops a desk worker for a week could stop you for months.
- Nurses & Healthcare Professionals: You're on your feet all day in a high-stress environment, exposed to illness. The physical and mental toll can be immense.
- Anyone with dependants: If your salary supports your family, income protection is the bedrock of their security.
Key Features to Understand:
| Feature | What it Means | Why it Matters |
|---|---|---|
| Level of Cover | The percentage of your gross salary you can insure (typically 50-65%). | Ensures you can cover essential outgoings like mortgage, bills, and food. |
| Deferred Period | The waiting period before the policy starts paying out (e.g., 4, 13, 26, 52 weeks). | A longer deferred period lowers the premium. Match it to your savings or company sick pay. |
| 'Own Occupation' | The policy pays out if you can't do your specific job. | This is the gold standard. Avoid 'any occupation' definitions, which only pay if you're unable to do any job at all. |
| Term of Policy | How long the cover lasts (e.g., until age 60, 65, or 70). | This should ideally align with your planned retirement age. |
Some insurers offer shorter-term policies, often called Personal Sick Pay, which pay out for a limited period (e.g., 1 or 2 years per claim). These can be a more affordable option for those in riskier jobs or on a tighter budget.
2. Critical Illness Cover: A Lump Sum for Life's Biggest Health Battles
Critical Illness Cover (CIC) works differently. It pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specified serious conditions defined in the policy. The "big three" covered by almost all policies are cancer, heart attack, and stroke, but modern policies can cover over 50 conditions, including multiple sclerosis, major organ transplant, and Parkinson's disease.
The money is yours to use however you see fit. It provides financial breathing space at a time of immense emotional and physical stress.
How could the lump sum be used?
| Purpose | Example |
|---|---|
| Clear Debts | Pay off your mortgage or other loans, drastically reducing your monthly outgoings. |
| Fund Medical Care | Access private treatment, specialist therapies not on the NHS, or consultations. |
| Adapt Your Home | Install a wheelchair ramp, a stairlift, or a walk-in shower. |
| Replace Lost Income | Allow a partner to take time off work to care for you. |
| Lifestyle Changes | Fund a less stressful lifestyle or a recuperative holiday once treatment is over. |
CIC is not about replacing income long-term; it’s about providing a significant financial injection to handle the immediate and medium-term costs and consequences of a life-changing diagnosis.
3. Life Insurance: Protecting Your Legacy and Your Loved Ones
Life Insurance (or Life Cover) is the most well-known form of protection. It pays out a lump sum upon the policyholder's death. Its primary purpose is to protect your dependants from the financial consequences of you no longer being there.
There are several variations to suit different needs:
- Level Term Assurance: You choose a lump sum and a term (e.g., £250,000 over 25 years). If you die within the term, the policy pays out the fixed amount. Ideal for covering an interest-only mortgage and providing for a young family.
- Decreasing Term Assurance: The lump sum decreases over time, usually in line with a repayment mortgage. As your mortgage debt reduces, so does the level of cover. This makes it a more affordable option.
- Family Income Benefit: A thoughtful alternative. Instead of a single lump sum, it pays out a regular, tax-free monthly or annual income to your family for the remainder of the policy term. This can be easier to manage and replaces your lost salary in a more structured way.
- Whole of Life Cover: This policy has no term and is guaranteed to pay out whenever you die. It's often used for covering a guaranteed future liability, such as an inheritance tax bill or funeral costs.
A specialised form of this is the Gift Inter Vivos policy. If you gift a large sum of money or an asset (like a property) to a loved one, it may be subject to inheritance tax if you die within seven years. This policy can be set up to cover that potential tax bill, ensuring your gift reaches its recipient in full.
4. Private Medical Insurance (PMI): Taking Control of Your Healthcare Journey
With NHS waiting lists remaining a significant concern, Private Medical Insurance (PMI) is becoming an increasingly valuable part of a comprehensive protection strategy. It doesn't replace the NHS—which remains world-class for emergency and chronic care—but complements it.
The Key Benefits of PMI:
- Speed of Access: Bypass long waiting lists for specialist consultations, diagnostic scans (MRI, CT), and elective surgery.
- Choice and Comfort: Choose your surgeon, your hospital, and benefit from the comfort of a private room.
- Access to New Treatments: Some policies provide access to new drugs or treatments not yet available on the NHS.
For a self-employed person, getting a knee operation in six weeks instead of 18 months isn't a luxury; it's the difference between saving their business and losing it.
The Business Owner's Shield: Protecting Your Enterprise and Your People
For company directors, business owners, and partners, the line between personal and professional finance is often blurred. A health crisis doesn't just affect your family; it can threaten the very existence of the business you've worked so hard to build. Specialised business protection is designed to create a firewall around your enterprise.
The Essential Business Protection Toolkit
| Protection Type | What It Does | Why It's Vital |
|---|---|---|
| Key Person Insurance | The business takes out a policy on a key employee (e.g., a top salesperson, a technical genius, or a director). If they die or suffer a critical illness, the business receives a lump sum. | The money can be used to cover lost profits, recruit a replacement, or repay a business loan, ensuring business continuity. |
| Shareholder/Partnership Protection | Provides a lump sum to the remaining partners/directors to buy the shares of a deceased or critically ill partner. It's usually linked to a legal agreement. | Prevents shares from passing to a family member with no interest in the business, or forcing a fire-sale of the company. It ensures a smooth and fair transition of ownership. |
| Executive Income Protection | A policy paid for by the business to provide an income for a director or key employee if they are unable to work. It is a tax-deductible business expense. | A highly tax-efficient way to attract and retain top talent, while protecting the business's key decision-makers. |
| Relevant Life Cover | A company-paid death-in-service policy for an individual employee or director. It pays a lump sum to their family, separate from the business. | A tax-efficient employee benefit for small businesses that don't have a large group scheme. Premiums are not treated as a P11D benefit. |
Protecting your business is not an indulgence; it's a core component of corporate governance and responsible ownership. It reassures employees, investors, and lenders that the company is resilient and built to last.
The WeCovr Advantage: Bespoke Advice and Holistic Wellbeing
Navigating this landscape alone can be daunting. Each insurer has different definitions, strengths, and pricing. This is where the value of an expert, independent broker becomes clear.
Here at WeCovr, we don't just sell policies; we provide clarity and build tailored strategies. Our role is to understand your unique situation—your profession, your family structure, your business goals, your health—and then search the entire UK market to find the most suitable and cost-effective solutions for you. We work with all the major insurers, meaning our advice is completely impartial and focused on your best interests.
But we believe that true future-proofing goes beyond insurance. It's about empowering you to live a healthier, more resilient life today. That's why we go the extra mile. As a valued client, you get more than just a policy; you get a partner in your wellbeing journey.
For instance, all our customers receive complimentary access to CalorieHero, our exclusive AI-powered calorie and nutrition tracking app. We know that proactive health management—through better diet, exercise, and sleep—is the first line of defence. By providing tools like CalorieHero, we're investing in your health, not just insuring against illness. It's part of our commitment to helping you unleash your full potential in every aspect of your life.
Cultivating Resilience: Proactive Steps for a Healthier Future
While insurance provides a crucial financial safety net, the ultimate goal is to live a long, healthy, and fulfilling life. Cultivating daily habits that promote physical and mental resilience is a powerful act of self-care and future-proofing.
1. Fuel Your Body, Fuel Your Mind
You don't need a restrictive diet. Focus on a balanced, sustainable approach:
- Eat the Rainbow: Aim for a variety of fruits and vegetables to ensure a wide range of vitamins and antioxidants.
- Prioritise Protein: Essential for muscle repair and satiety. Crucial for those in physical jobs.
- Healthy Fats: Oily fish, avocados, and nuts support brain health and reduce inflammation.
- Stay Hydrated: Water is vital for energy, concentration, and organ function.
2. The Power of Sleep
Sleep is not a luxury; it's a non-negotiable biological necessity. Poor sleep is linked to a higher risk of heart disease, diabetes, and mental health issues.
- Consistent Schedule: Go to bed and wake up around the same time, even on weekends.
- Create a Sanctuary: Your bedroom should be dark, quiet, and cool. No screens for at least an hour before bed.
- Wind-Down Routine: A warm bath, reading a book, or gentle stretching can signal to your body that it's time to sleep.
3. Move Your Body, Every Day
The NHS recommends at least 150 minutes of moderate-intensity activity a week.
- For Desk Workers: Get up and walk around for a few minutes every hour. Take a brisk walk at lunchtime.
- For Manual Workers: Focus on stretching and core strength to prevent musculoskeletal injuries.
- Find What You Love: You're more likely to stick with an activity you enjoy, whether it's dancing, hiking, swimming, or team sports.
4. Nurture Your Mental Wellbeing
Your mental health is just as important as your physical health.
- Practice Mindfulness: A few minutes of meditation or deep breathing can significantly reduce stress.
- Stay Connected: Make time for friends and family. Strong social connections are a powerful buffer against anxiety and depression.
- Know When to Ask for Help: Speaking to a GP, therapist, or a charity like Mind is a sign of strength, not weakness.
Putting It All Together: Real-Life Scenarios
Let's see how this strategic protection works in practice.
Scenario 1: Chloe, the 35-year-old Freelance Graphic Designer
- Situation: Single, renting, earns £45,000 a year. Has some savings but they wouldn't last more than three months.
- Risk: If she gets ill or injured, her income stops immediately. An illness like cancer would be financially devastating.
- Solution:
- Income Protection: Covers 60% of her income (£2,250/month) with a 13-week deferred period, protecting her from any health issue that stops her working.
- Critical Illness Cover: A £75,000 policy provides a lump sum to cover rent for a few years, pay for private care, and give her time to recover without financial pressure.
Scenario 2: David, the 42-year-old Self-Employed Electrician
- Situation: Married with two children, a mortgage, earns £55,000. His work is physically demanding.
- Risk: A back injury or a broken arm could put him out of work for months. The death of him or his wife would leave the family unable to pay the mortgage.
- Solution:
- 'Own Occupation' Income Protection: Absolutely essential. It ensures he's covered if he can't work specifically as an electrician, even if he could do a desk job.
- Joint Decreasing Term Life & Critical Illness Cover: A policy for £300,000 over 20 years to clear the mortgage if either he or his wife dies or is diagnosed with a serious illness.
- Family Income Benefit: A small, separate policy to provide £1,500/month until the youngest child is 21, replacing his lost income for his family if he were to die.
Scenario 3: Sarah, the 50-year-old Director of a Small Tech Company
- Situation: Co-owns a successful business with one other director. The business is valued at £1 million.
- Risk: If she dies, her 50% shareholding passes to her husband, who knows nothing about the tech industry. If she becomes ill, her absence would severely impact operations.
- Solution:
- Shareholder Protection: She and her partner take out life and critical illness policies on each other, written into a trust and linked to a cross-option agreement. If one dies, the other receives the funds to buy the shares from the deceased's estate at a pre-agreed valuation.
- Executive Income Protection: The company pays for a policy that would provide her with 80% of her income if she were unable to work, protecting both her and the business. This is a tax-efficient business expense.
The Ultimate Investment: A Life of Freedom, Not Fear
The world of 2025 and beyond will be one of immense change and opportunity. The ability to thrive in this environment will not be determined by chance, but by choice.
Choosing to implement a strategic protection plan is one of the most empowering decisions you can make. It is the act of looking the future in the eye and declaring that you will not be a victim of circumstance. You are building a foundation of security that liberates you to be more ambitious, to build deeper relationships, and to pursue your life’s purpose with courage and confidence.
This is not just about safeguarding an income; it is about safeguarding a way of life. It’s not about planning for an ending; it’s about ensuring the story can continue, no matter the plot twists. It is the ultimate investment in living a life of freedom, not just survival. Take the first step today.
What's the difference between Income Protection and Critical Illness Cover?
Is protection insurance expensive?
Do I need cover if I'm single with no dependents?
Can I get cover if I have a pre-existing medical condition?
Why use a broker like WeCovr instead of going direct to an insurer?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!