SunLife vs LV= Over-50s Life Insurance Compared
WeCovr reviews the best later-life policies for UK customers
Planning for the future is one of the most thoughtful things you can do for your loved ones. For many people in their 50s, 60s, and beyond, this means ensuring there’s a financial safety net in place to cover final expenses, clear outstanding bills, or simply leave a legacy for children and grandchildren. This is where over-50s life insurance comes in – a straightforward and accessible way to secure a guaranteed cash sum when you pass away.
In the UK, the over-50s market is dominated by a few household names, with SunLife and LV= (Liverpool Victoria) standing out as two of the most popular and trusted providers. Both have spent decades helping British families secure peace of mind. But while their core offerings might seem similar, there are crucial differences in their policies that could make one a significantly better fit for you than the other.
Choosing the right plan can feel daunting. That’s why we’ve created this definitive guide. As expert insurance specialists, our job at WeCovr is to demystify the options and empower you with the knowledge to make the best decision for your unique circumstances. We’ll delve into the details of the SunLife and LV= over-50s plans, comparing them feature by feature, so you can see exactly what you’re getting for your money.
From premium costs and payout amounts to welcome gifts and funeral benefits, we will leave no stone unturned. This comprehensive comparison will provide you with the clarity needed to choose a policy that aligns perfectly with your goals and budget.
What is Over-50s Life Insurance and How Does It Work?
Before we pit these two giants against each other, let's quickly recap what an over-50s life insurance plan is. In essence, it's a type of whole-of-life insurance policy designed specifically for UK residents aged 50 and over.
The key attraction is its simplicity and accessibility. Here’s how it typically works:
- Guaranteed Acceptance: If you’re within the eligible age range (usually 50 to 80 or 85), your acceptance is guaranteed. There are no medical questions to answer and no health checks or blood tests required. This is a significant benefit for those who may have pre-existing health conditions that could make other types of life insurance difficult or expensive to obtain.
- Fixed Premiums: You choose a monthly premium you’re comfortable with, and this amount is fixed for the life of the policy. It will never increase, making it easy to budget for.
- Guaranteed Cash Payout: In return for your premiums, the policy guarantees to pay out a fixed cash sum upon your death. This lump sum is determined at the start of the policy and depends on your age, your premium amount, and whether you smoke.
- The Waiting Period: Over-50s plans have a 'waiting' or 'qualifying' period, which is typically the first 12 or 24 months of the policy. If you pass away from natural causes during this initial period, the full cash sum isn't paid out. Instead, the insurer will refund the premiums you’ve paid. However, if death is the result of an accident during this time, the full lump sum is usually paid. Once the waiting period is over, you are fully covered for death by any cause.
These plans are most commonly used to cover funeral costs, which, according to SunLife's 2024 Cost of Dying Report, have now reached an average of £4,141 in the UK. The payout can also be used to settle small debts, pay for legal fees, or be left as a final gift to loved ones.
A Head-to-Head Comparison: SunLife vs LV=
Both SunLife and LV= offer popular, highly-rated over-50s plans. On the surface, they share many features, but the devil is in the detail. Understanding these nuances is key to finding the best value.
Here is a side-by-side overview of their core features:
| Feature | SunLife Guaranteed Over 50 Plan | LV= Over 50s Life Cover |
|---|---|---|
| Acceptance Age | 49 - 85 | 50 - 80 |
| Guaranteed Acceptance? | Yes, for UK residents in the age range | Yes, for UK residents in the age range |
| Medical Questions? | No | No |
| Minimum Premium | From £3.70 per month | From £5 per month |
| Maximum Premium | Up to £74 per month | Up to £100 per month |
| Waiting Period | 1 year | 1 year |
| Payout in First Year | Refund of 1.5x premiums paid (natural causes) | Refund of all premiums paid (natural causes) |
| Accidental Death Cover | Immediate, full payout | Immediate, full payout |
| Premium Payments Stop | At age 90 or after 30 years of payments | At age 95 or after 30 years of payments |
| Funeral Benefit Option? | Yes, with Dignity Funerals | Yes, with Dignity Funerals |
| Funeral Benefit Bonus | £250 contribution towards your funeral | £300 contribution towards your funeral |
| Welcome Gift | Typically a gift card (e.g., M&S) | Typically a gift card (e.g., M&S or Amazon) |
| Defaqto Rating (2025) | 5 Star | 5 Star |
As the table shows, while both providers offer excellent, 5-star rated products, there are clear differences in their age eligibility, premium refund policy, and funeral benefit contribution. Let's explore these in more detail.
Deep Dive: SunLife Guaranteed Over 50 Plan
SunLife is arguably the most recognised name in the over-50s market, thanks to their extensive advertising and long-standing presence. They have specialised in this type of cover for over 40 years, giving them a deep understanding of their customers' needs.
Key Features Explained
- Broad Age Range (49-85): SunLife offers one of the widest acceptance age ranges on the market. Allowing applications from age 49 gives those on the cusp of 50 a head start, while the upper limit of 85 provides an option for those who may have left financial planning until later in life.
- The Payout: The cash sum you can get depends on how much you want to pay each month, your age when the plan starts, and your smoking status. The older you are when you take out the plan, the lower the cash sum will be for the same monthly premium.
- Unique First-Year Payout: This is a key differentiator. If you die from natural causes within the first 12 months, SunLife will not just refund your premiums; they will pay out 1.5 times the total premiums you've paid. For example, if you paid £20 a month for 10 months (£200 total), your family would receive £300. This provides a little extra value if the unexpected happens early on.
- Stopping Premiums: With SunLife, you stop paying your premiums on the policy anniversary after your 90th birthday or after you have paid in for 30 years, whichever comes first. Your cover then continues for the rest of your life at no further cost.
- Funeral Benefit Option: SunLife has a long-standing partnership with Dignity, one of the UK's largest funeral plan providers. If you choose to have the policy payout go directly to Dignity to help pay for your funeral, they will add an extra £250 towards the cost. This can provide both a financial boost and peace of mind for your family, as Dignity can help them with the arrangements.
- Welcome Gift: SunLife is famous for its welcome gift offers, typically a high-street voucher (like M&S), which is a nice introductory perk.
Who is the SunLife Plan Best For?
The SunLife Guaranteed Over 50 Plan is an excellent choice for:
- Individuals at the upper end of the age spectrum (81-85) who have fewer options available elsewhere.
- People who value the brand recognition and long history of a specialist provider.
- Those who are attracted by the 1.5x premium refund if death occurs in the first year.
- Customers looking for a plan with a very low starting premium (from just £3.70 per month).
Deep Dive: LV= Over 50s Life Cover
LV=, or Liverpool Victoria, started as a "friendly society" in 1843. It has a powerful reputation for customer service and has won numerous awards for its products and support. As a mutual, it is owned by its members, which many customers feel aligns the company's interests with their own.
Key Features Explained
- Strong Reputation: LV= is consistently praised for its customer-centric approach. For many, knowing their family will be dealt with compassionately and efficiently during a difficult time is a top priority.
- Higher Maximum Payout: While the payout is still determined by age and premium, LV= allows for higher monthly premiums (up to £100) than SunLife. This means you can potentially secure a larger guaranteed cash sum, up to £25,000 depending on your age.
- First-Year Payout: If you pass away from natural causes during the first 12 months, LV= will refund 100% of the premiums you have paid. While not as generous as SunLife's 1.5x refund, it ensures your family gets your money back.
- Stopping Premiums: With LV=, you stop paying premiums on the policy anniversary following your 95th birthday or after 30 years of payments, whichever is first. The age 95 cap is slightly higher than SunLife's age 90, which could be a consideration for those taking out a policy later in life.
- Generous Funeral Benefit Option: LV= also partners with Dignity Funerals. If your loved ones use the payout for a funeral with Dignity, LV= will add an extra £300 to the sum. This is one of the more generous funeral benefit contributions on the market.
- Member Benefits: As LV= is a mutual, policyholders can sometimes access additional member benefits, such as discounts on other LV= products.
Who is the LV= Plan Best For?
The LV= Over 50s Life Cover is a compelling option for:
- Individuals who prioritise outstanding customer service and a provider with a strong ethical reputation.
- Those looking to secure a larger cash payout, as the higher premium limit allows for this.
- People for whom the more generous £300 funeral benefit contribution is a deciding factor.
- Customers who may hold other LV= products and wish to keep their policies with one trusted provider.
Cost Comparison: Getting a Quote
The only way to know for sure how much cover you can get for your money is to get a personalised quote. The amount of the cash payout is highly sensitive to your age when you start the plan.
To illustrate, here are some example quotes for a non-smoker looking for a policy with SunLife and LV=.
Table: Sample Monthly Premiums for a £4,000 Payout (Non-Smoker, 2025)
| Applicant's Age | SunLife (Approx. Monthly Premium) | LV= (Approx. Monthly Premium) |
|---|---|---|
| 55 | £13.50 | £13.20 |
| 65 | £20.80 | £20.50 |
| 75 | £38.00 | £37.50 |
Table: Sample Payout for a £20 Monthly Premium (Non-Smoker, 2025)
| Applicant's Age | SunLife (Approx. Payout) | LV= (Approx. Payout) |
|---|---|---|
| 55 | £5,925 | £6,060 |
| 65 | £3,845 | £3,900 |
| 75 | £2,105 | £2,130 |
Disclaimer: These figures are for illustrative purposes only and are based on rates available in late 2024/early 2025. Actual quotes will vary based on your precise age, smoking status, and the rates at the time of application. Rates can and do change.
As you can see, the quotes are often very competitive, with LV= sometimes offering slightly more cover for the same premium. However, the differences can be small. This is why using an independent broker like WeCovr is so valuable. We can instantly compare quotes from not just SunLife and LV=, but a whole panel of leading UK insurers, ensuring you find the absolute best value available on the market.
The Fine Print: What to Watch Out For with Over-50s Plans
While simple, these plans have important considerations that you must understand before signing up.
- Inflation is the Silent Thief: The cash payout is fixed. This means that a £5,000 payout agreed today will have less purchasing power in 10, 20, or 30 years due to inflation. According to the Bank of England's inflation calculator, an item that cost £4,000 in 2004 would cost over £7,000 in 2024. The cash sum that seems adequate for a funeral today might fall short in the future.
- The Risk of Paying in More Than the Payout: This is a crucial point. If you take out a policy at a younger age (e.g., in your 50s) and live a long life, you could end up paying more in total premiums than the policy will ever pay out.
- Example: A 55-year-old man takes a policy with a £20 monthly premium for a £5,925 payout. If he lives to be 86, he will have paid premiums for 31 years. Total paid: £20 x 12 months x 31 years = £7,440. He has paid in over £1,500 more than his family will receive. This is the fundamental trade-off of a guaranteed acceptance plan. It's protection against dying "too soon," not an investment for living "too long."
- Missed Payments Have Consequences: If you stop paying your monthly premiums, your cover will cease, and you won't get any of the money you've paid in back. It's vital to choose a premium that you are confident you can afford for the long term.
- No Cash-In Value: These are protection policies, not savings plans. You cannot 'cash in' the policy at any time to get your money back. The only payout is upon death.
The Smart Solution: Placing Your Policy in Trust
This is one of the most important yet often overlooked aspects of any life insurance policy. When a policy pays out, the money automatically forms part of your legal 'estate'. This can lead to two major problems:
- Inheritance Tax (IHT): If the total value of your estate (including property, savings, and the insurance payout) is above the current threshold (£325,000 in 2025), the excess could be subject to 40% Inheritance Tax. This means a chunk of the money intended for your family could go to the taxman.
- Probate Delays: Before your estate can be distributed, your executors need to get a legal document called a Grant of Probate. This process can take months, sometimes even longer. Your family may need the money immediately to pay for the funeral, but it could be tied up in legal administration.
The solution is simple and, in most cases, free: placing your policy in trust.
Writing your policy in trust is a legal arrangement that separates the policy payout from your estate. You appoint 'trustees' (e.g., trusted adult children or a solicitor) who manage the policy. When you pass away, the insurance company pays the money directly to the trustees, who then distribute it to your chosen 'beneficiaries'.
The benefits are immense:
- Avoids Probate: The payout is made quickly, often within a few weeks of the insurer receiving the death certificate.
- Avoids Inheritance Tax: The money isn't part of your estate, so it isn't assessed for IHT.
- Gives You Control: You decide exactly who gets the money.
Both SunLife and LV= make this process very easy and provide the necessary forms and guidance. At WeCovr, our expert advisers always discuss writing a policy in trust with our clients, as it's a critical step to ensure your loved ones get the full benefit of your forethought.
Are There Alternatives to Over-50s Life Insurance?
An over-50s plan is a great solution for many, but it's not the only option. It's worth considering alternatives, especially if you are in good health.
- Term Life Insurance: This covers you for a fixed period (the 'term'), for example, until you reach age 80. It requires medical underwriting, so you'll be asked health and lifestyle questions. If you are healthy, you can often get a much larger amount of cover for a lower premium compared to an over-50s plan. However, acceptance isn't guaranteed, and if you outlive the term, the policy ends, and there's no payout.
- Whole-of-Life Insurance: Similar to an over-50s plan, this covers you for your entire life. However, it is fully medically underwritten. Again, if you are in good health, it can provide significantly better value than a guaranteed acceptance plan, offering a much higher payout for your premiums.
- Savings or Investments: You could simply save money in a dedicated account. This gives you flexibility and access to the cash. However, it requires discipline, and if you pass away sooner than expected, you may not have saved enough to cover costs.
- Pre-paid Funeral Plans: These allow you to pay for your funeral director's services at today's prices, protecting you from future cost inflation. However, they are less flexible than a cash payout and may not cover all costs, such as the wake or headstone.
A Note for Business Owners and the Self-Employed
If you run your own business or are self-employed, your financial planning needs are more complex. An over-50s plan is a personal safety net, but you should also consider your business and income resilience.
- Relevant Life Insurance: As a company director, you can have your business pay the premiums for your personal life insurance. This is treated as a legitimate business expense, making it highly tax-efficient. The payout goes directly to your family, tax-free.
- Key Person Insurance: What would happen to your business if you, or another vital employee, were to pass away or become critically ill? Key Person cover provides a lump sum to the business to manage the financial impact, such as covering lost profits or recruiting a replacement.
- Income Protection: For the self-employed, this is arguably the most important insurance of all. An over-50s plan pays out when you die, but what if a serious illness or injury means you can't work for months or even years? Income Protection pays you a regular, tax-free monthly income to replace your lost earnings, allowing you to pay your mortgage and bills while you recover.
An expert broker can help you explore these business and personal protection solutions to build a comprehensive financial shield.
Health & Wellness: Protecting Your Most Important Asset
While insurance provides financial protection, your health is your greatest asset. Taking proactive steps to maintain your wellbeing in your 50s and beyond can dramatically improve your quality and length of life.
- Stay Active: The NHS recommends at least 150 minutes of moderate-intensity activity a week. This could be brisk walking, cycling, swimming, or even vigorous gardening. Regular exercise reduces the risk of major illnesses, such as heart disease, stroke, type 2 diabetes, and some cancers.
- Eat a Balanced Diet: Focus on a diet rich in fruits, vegetables, whole grains, and lean proteins. Limiting processed foods, sugar, and saturated fats is crucial for maintaining a healthy weight and cardiovascular system.
- Prioritise Sleep: Aim for 7-9 hours of quality sleep per night. Good sleep is vital for cognitive function, mood regulation, and physical repair.
- Stay Socially Connected: Maintaining strong social ties with friends, family, and community groups is proven to boost mental health and reduce feelings of loneliness and isolation.
At WeCovr, we believe in a holistic approach to your wellbeing. We want to help you live a long and healthy life. That's why, in addition to finding you the right insurance policy, we provide our customers with complimentary access to our AI-powered calorie and nutrition tracking app, CalorieHero. It’s a simple tool to help you make informed choices and stay on top of your health goals, showing our commitment to supporting you beyond just the policy.
Conclusion: Making the Right Choice for Your Peace of Mind
So, SunLife or LV=? As we've seen, there's no single "best" plan. The right choice depends entirely on your personal priorities.
- Choose SunLife if: You are aged between 81 and 85, you are attracted by the 1.5x premium refund in the first year, or you value the reputation of the UK's most well-known over-50s specialist.
- Choose LV= if: You prioritise outstanding customer service, you want the option of a higher maximum payout, or the more generous £300 funeral benefit contribution is important to you.
Both providers offer excellent, 5-star rated products that will deliver on their promise to provide a guaranteed cash sum for your loved ones. However, the over-50s market is broader than just these two giants. Other providers like Royal London, Legal & General, and OneFamily also offer competitive plans with their own unique features.
The most effective and efficient way to navigate this landscape is to seek independent advice. An expert broker can compare the entire market for you in minutes, highlighting the policy that offers the very best value for your specific age and budget.
At WeCovr, we are dedicated to providing clear, impartial advice. We'll help you compare all the leading plans, explain the pros and cons of each, and guide you through the simple but essential process of placing your policy in trust. Our goal is to ensure you secure not just a policy, but genuine peace of mind for the years ahead.
Can I have more than one over-50s life insurance policy?
What happens if I stop paying my premiums?
Is the payout from an over-50s plan taxable?
Do I need a medical exam for a SunLife or LV= over-50s plan?
Is an over-50s plan the same as a pre-paid funeral plan?
Why should I use an insurance broker like WeCovr?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!