UK Pre-Diabetes Time Bomb
UK 2025 Shock New Data Reveals Over 5 Million Britons Secretly Battle Pre-Diabetes, Fueling a Staggering £4 Million+ Lifetime Burden of Heart Disease, Kidney Failure, Blindness & Eroding Family Futures – Your PMI Pathway to Early Detection & Lifestyle Intervention, And LCIIP Shielding Your Foundational Vitality & Future Prosperity
A silent health crisis is tightening its grip on the United Kingdom. It doesn't arrive with a sudden, dramatic illness but creeps in unnoticed, a shadow lengthening over the health and financial future of millions. New analysis for 2025 reveals a startling reality: over 5 million Britons are now living with pre-diabetes, a critical metabolic state that serves as the final warning shot before a full-blown Type 2 diabetes diagnosis.
This isn't just a health statistic; it's a ticking time bomb with devastating human and economic consequences.
For an individual family, the progression from pre-diabetes to severe, chronic complications can trigger a lifetime financial burden exceeding a staggering £4.2 million. This figure isn't hyperbole. It represents the cumulative, multi-generational cost of lost income from a high-earning career cut short, the immense expense of private long-term care for kidney failure or post-stroke support, the erosion of family wealth, and the profound impact on a partner's ability to work.
The dominoes fall with frightening speed: pre-diabetes escalates to Type 2 diabetes, which in turn acts as a powerful catalyst for heart attacks, strokes, kidney disease requiring dialysis, and diabetic retinopathy—the leading cause of blindness in working-age adults. It quietly dismantles not just your health, but the very financial foundations you've worked a lifetime to build.
But there is a window of opportunity. This is a battle that can be won. This comprehensive guide will illuminate the scale of the UK's pre-diabetes challenge, unpack the true costs of inaction, and reveal the powerful, two-pronged strategy to safeguard your future:
- Private Medical Insurance (PMI): Your pathway to early detection through rapid diagnostics and proactive lifestyle interventions that can halt or even reverse the condition.
- Life, Critical Illness, and Income Protection (LCIIP): Your financial fortress, shielding your family, income, and long-term prosperity from the catastrophic fallout of a diagnosis.
The time to act is now, while you still have the power to change the outcome.
Decoding the Data: The UK's Silent Pre-Diabetes Epidemic in 2025
The numbers are stark and paint a picture of a nation at a metabolic tipping point. While the NHS grapples with unprecedented pressure, a less visible crisis is gathering momentum.
Based on trend analysis from sources like Diabetes UK(diabetes.org.uk) and NHS Digital, projections for 2025 indicate a significant milestone:
- Over 5 Million Affected: It is estimated that more than 1 in 13 adults in the UK now has pre-diabetes. Many are completely unaware.
- A Growing Problem: The number of people living with pre-diabetes has surged by over 1.5 million in the last decade, driven by lifestyle changes, an ageing population, and increased obesity rates.
- Regional Hotspots: Prevalence is not uniform. Areas with higher levels of deprivation, specific ethnic communities (particularly South Asian and Black African-Caribbean), and regions in the North of England and the Midlands show significantly higher rates.
The Rising Tide of Pre-Diabetes in the UK
| Year | Estimated UK Population with Pre-Diabetes | Key Drivers |
|---|---|---|
| 2015 | ~3.5 Million | Post-recession lifestyle shifts, early obesity trends |
| 2020 | ~4.2 Million | Sedentary lifestyles, rise in processed food consumption |
| 2025 | ~5.1 Million (Projected) | Post-pandemic lifestyle impact, ageing population |
| 2030 | ~5.8 Million (Projected) | Continued trends without major national intervention |
This is a "silent" epidemic because pre-diabetes rarely presents with clear, unambiguous symptoms. Unlike a broken bone or a chest infection, its onset is insidious. Individuals can function for years with elevated blood sugar, feeling perhaps a little more tired than usual or slightly thirstier, attributing it to the stresses of modern life while, internally, irreversible damage to blood vessels and organs is already beginning.
What Exactly is Pre-Diabetes? The Tipping Point Before Type 2
To fight an enemy, you must first understand it. Pre-diabetes is not a disease in itself but a crucial warning sign. It signifies that your blood glucose (sugar) levels are higher than normal but not yet high enough to be classified as Type 2 diabetes.
Think of it as your body's engine management light flashing amber. The engine is still running, but it's telling you that a serious fault is imminent unless you take immediate action.
Medically, it's defined by a specific blood test called the HbA1c, which measures your average blood sugar over the previous two to three months.
Understanding Your Blood Sugar Levels (HbA1c)
| Status | HbA1c Level (mmol/mol) | What It Means |
|---|---|---|
| Normal | Below 42 | Your body is managing blood sugar effectively. |
| Pre-Diabetes | 42 - 47 | You are at high risk of developing Type 2 diabetes. This is the reversal window. |
| Type 2 Diabetes | 48 or above | You have Type 2 diabetes. The condition requires lifelong management. |
The most critical message here is the concept of the reversal window. For many, a pre-diabetes diagnosis is a powerful catalyst for change. Through targeted lifestyle interventions—changes to diet, increased physical activity, and weight loss—it is entirely possible to bring blood sugar levels back down to the normal range, effectively reversing the condition and swerving away from the path to Type 2 diabetes.
However, if left unchecked, studies from the UK's National Institute for Health and Care Research (NIHR)(nihr.ac.uk) show that up to 50% of people with pre-diabetes will go on to develop full-blown Type 2 diabetes within five to ten years.
The £4.2 Million Lifetime Burden: Unpacking the True Cost of Inaction
The figure is shocking, but it becomes terrifyingly plausible when you deconstruct the financial devastation that a progression from pre-diabetes to severe diabetic complications can wreak on a family, particularly a higher-earning one.
This isn't just about the NHS cost; it's about the wholesale destruction of a family's financial future. Let's build a hypothetical, but realistic, case study of 'David', a 45-year-old solicitor earning £150,000 per year. He ignores his pre-diabetes diagnosis. By 52, he has a major heart attack, a common complication of Type 2 diabetes.
Here is how the £4 Million+ burden could accumulate over his and his family's lifetime:
- Lost Future Earnings (£2,550,000): David is unable to return to his high-pressure job. He was projected to work for another 17 years until age 69. His lost income is catastrophic.
- Calculation: £150,000 x 17 years = £2,550,000
- Spouse's Lost Income (£750,000): His wife, a senior manager earning £100,000, is forced to reduce her hours and eventually leave her job to become a full-time carer as David's health declines further with kidney problems.
- Calculation: £100,000 x 15 years (avg. impact) with adjustments = £750,000+
- Private Care & Medical Costs (£500,000): The NHS provides excellent care, but the family opts for private solutions to maintain quality of life. This includes private cardiology, specialist consultations, and eventually, 2-3 years of intensive, round-the-clock private nursing care at home for end-stage renal failure, which can cost over £150,000 per year.
- Eroded Pension & Investments (£300,000): Without their high incomes, pension contributions cease. They are forced to draw down on their investments and pension pots prematurely to cover living costs, losing decades of potential compound growth.
- Home Modifications & Equipment (£100,000): The family home needs significant adaptation over the years: a stairlift, a wet room, and specialised medical equipment not fully covered by the local authority.
- Lost Inheritance for Children (£Variable): The wealth they intended to pass on to their children is consumed by care costs and lost income, fundamentally altering their children's financial futures.
Total Lifetime Financial Burden: £4,200,000
This scenario illustrates how the true cost isn't measured in prescriptions, but in lost potential, decimated wealth, and the foreclosure of a family's future prosperity. It is the ultimate price of inaction.
The Domino Effect: How Pre-Diabetes Triggers Catastrophic Health Failures
The high blood sugar levels characteristic of pre-diabetes and Type 2 diabetes do not exist in a vacuum. They create a toxic internal environment that systematically attacks the body's intricate network of blood vessels, from the largest arteries to the tiniest capillaries. This process, known as vascular damage, is the root cause of the most feared complications.
The Chain Reaction of Complications
| Complication | The Mechanism | The Startling Reality (UK Statistics) |
|---|---|---|
| Heart Attack & Stroke | High glucose damages and stiffens the walls of major arteries (atherosclerosis), increasing blood pressure and clot formation. | People with Type 2 diabetes are 2 to 4 times more likely to die from cardiovascular disease. |
| Kidney Failure (Nephropathy) | The delicate filtering units in the kidneys (glomeruli) are destroyed by high blood sugar, leading to a loss of function. | Diabetes is the single leading cause of end-stage kidney failure in the UK, requiring dialysis or transplant. |
| Blindness (Retinopathy) | Capillaries in the eye's retina become blocked and leak, starving the light-sensitive cells of oxygen and leading to vision loss. | Diabetic retinopathy is the #1 cause of preventable blindness among working-age adults in the UK. |
| Nerve Damage & Amputation (Neuropathy) | High sugar levels damage peripheral nerves, typically in the feet and hands, causing numbness, pain, and loss of sensation. | Diabetes is responsible for over 180 lower limb amputations every week in the UK – a rate that has barely changed in a decade. |
This cascade is not inevitable. It is the end result of a journey that begins, for millions, at the pre-diabetes signpost. By intervening at this early stage, you are not just managing blood sugar; you are protecting your heart, your kidneys, your sight, and your limbs.
Your First Line of Defence: Private Medical Insurance (PMI) for Early Detection & Intervention
The NHS is a national treasure, but its current strain means that proactive, preventative care can be challenging to access quickly. This is where Private Medical Insurance (PMI) transforms from a "nice-to-have" into an essential tool for health preservation.
For someone concerned about pre-diabetes, PMI offers two critical advantages: speed of diagnosis and access to intervention.
1. The Power of Early Detection
- Rapid GP & Specialist Access: PMI plans can bypass long NHS waiting lists. Instead of waiting weeks for a GP appointment and months for a referral to an endocrinologist, you can often be seen within days. This speed is crucial when you are in the "reversal window".
- Comprehensive Health Screenings: Many modern PMI policies include benefits for regular health checks and wellness screening. These often cover the key blood tests, including HbA1c, cholesterol profiles, and kidney function tests, allowing you to catch pre-diabetes before it even becomes a suspicion.
- Digital GP Services: Most insurers now offer 24/7 digital GP access via an app. If you have concerns, you can get immediate advice and a referral for blood tests without leaving your home.
2. Proactive Lifestyle Intervention
A diagnosis is only useful if it's followed by action. This is where the real value of a quality PMI policy shines. Beyond just covering treatment for illness, many now actively support your wellness journey.
- Nutritionist & Dietitian Support: Policies can provide cover for a course of consultations with a registered dietitian who can create a personalised eating plan to help you reverse pre-diabetes.
- Mental Health & Stress Management: Stress is a known contributor to high blood sugar via the hormone cortisol. PMI plans often include access to therapy or counselling to help you manage the psychological aspects of making significant lifestyle changes.
- Wellness Programmes & Discounts: Insurers like Vitality and Aviva have pioneered models that reward healthy behaviour. They offer tangible benefits like discounted gym memberships, wearable tech (like an Apple Watch), and healthy food, creating a powerful incentive structure to support your journey back to health.
At WeCovr, we specialise in helping clients find PMI policies that are rich in these preventative and wellness benefits. We compare plans from across the UK market to ensure you get cover that doesn't just wait for you to get sick but actively helps you stay healthy. Furthermore, as a testament to our commitment to our clients' wellbeing, we provide complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app, empowering you with the practical tools needed for effective lifestyle management.
The Financial Fortress: Shielding Your Future with Life, Critical Illness & Income Protection (LCIIP)
While PMI is your tool for managing your health, a robust LCIIP portfolio is your non-negotiable shield for protecting your finances. The crucial point is this: the best time to secure this protection is before a pre-diabetes or diabetes diagnosis.
A diagnosis is a "material fact" that you must disclose to insurers. It can, and often will, make cover more expensive or harder to obtain. Securing it now, while you are in good health or have a well-managed, recent pre-diabetes diagnosis, is one of the most astute financial decisions you can make.
1. Life Insurance
Life insurance pays out a lump sum to your loved ones if you pass away. It's the bedrock of financial planning, ensuring your mortgage is cleared and your family's lifestyle is maintained.
- Pre-Diagnosis: You can lock in standard (cheaper) premium rates for the life of the policy.
- Post-Diagnosis (Pre-Diabetes/Diabetes): Premiums will likely be "loaded" (increased) to reflect the higher mortality risk. The size of the loading depends on your HbA1c, BMI, and overall management of the condition. In severe cases, cover could be declined.
2. Critical Illness Cover (CIC)
This is arguably the most relevant policy in the context of diabetic complications. CIC pays a tax-free lump sum if you are diagnosed with one of a list of specific, serious conditions.
Pre-diabetes itself is not a covered condition. However, the catastrophic dominoes it can trigger are often covered.
Common CIC Conditions Linked to Diabetes:
- Heart Attack
- Stroke
- Kidney Failure (requiring permanent dialysis)
- Major Organ Transplant
- Blindness (permanent and irreversible)
- Coronary Artery By-pass Surgery
Receiving a £250,000 lump sum after a heart attack could allow you to clear your mortgage, adapt your home, and fund a less stressful lifestyle to focus on recovery, preventing the kind of financial spiral outlined in our earlier case study.
3. Income Protection Insurance (IP)
Often described by financial experts as the most important insurance policy of all, Income Protection is designed to replace a significant portion of your monthly salary if you are unable to work due to illness or injury.
It is your personal safety net against the single biggest financial risk: the loss of your ability to earn. If diabetic neuropathy means you can no longer perform your job, or post-stroke fatigue requires a long period of absence, an IP policy continues to pay you, month after month. It protects your rent or mortgage payments, your bills, and your family's standard of living. It is the policy that shields your foundational vitality.
WeCovr's Expertise: Navigating the insurance market with a pre-existing condition can be daunting. As expert brokers, we have deep knowledge of different insurers' underwriting philosophies. We know which insurers are more lenient for well-managed pre-diabetes and can advocate on your behalf to secure the most favourable terms possible, saving you time, stress, and money.
Applying for Insurance with Pre-Diabetes: An Honest Guide
If you have already been diagnosed with pre-diabetes, do not despair. It is still possible to get excellent insurance cover, but you must be prepared for the application process. Honesty is paramount; failing to disclose your condition can invalidate your policy at the point of claim.
Insurers will typically request the following:
- The date of your diagnosis.
- Your latest HbA1c reading(s).
- Your height, weight, and BMI.
- Details of any treatment or lifestyle changes you have made (e.g., diet, exercise, medication like Metformin).
- Information on any other related risk factors, such as blood pressure, cholesterol levels, smoking status, and family history.
Based on this information, the underwriter will make a decision.
Potential Underwriting Outcomes for Pre-Diabetes
| Outcome | Description | Typical Scenario |
|---|---|---|
| Standard Rates | You are offered cover at the standard price with no changes. | Recent diagnosis, excellent HbA1c (e.g., 42-43), healthy BMI, non-smoker, actively managing the condition. |
| Premium Loading | Your premium is increased by a percentage (e.g., +50%, +75%). | Higher HbA1c (e.g., 46-47), slightly elevated BMI, or other minor risk factors are present. |
| Exclusion | The policy is offered, but claims related to diabetes and its complications are excluded. | More common for Critical Illness or Income Protection if control is poor. Not ideal, but can still provide value for non-related claims. |
| Postponement | A decision is deferred for 3-6 months. | Very recent diagnosis, insurer wants to see evidence of stable or improving HbA1c readings. |
Navigating this requires expertise. A specialist broker like WeCovr can pre-empt these questions and frame your application to the most suitable insurer, maximising your chances of a positive outcome.
Taking Control: Practical Steps to Reverse Pre-Diabetes and Secure Your Future
The power to change your health trajectory is firmly in your hands. Reversing pre-diabetes is achievable and centres on a few core pillars of wellness. Embracing these not only improves your health but can also lead to better insurance terms.
- Strategic Nutrition: This isn't about extreme dieting. It's about smart swaps. Reduce your intake of ultra-processed foods, sugary drinks, and refined carbohydrates (white bread, pasta, rice). Increase your intake of fibre (vegetables, legumes, whole grains), lean protein (chicken, fish, tofu), and healthy fats (avocado, nuts, olive oil).
- Embrace Movement: The NHS recommends at least 150 minutes of moderate-intensity activity per week. This could be a brisk 30-minute walk five days a week, cycling, swimming, or dancing. The goal is to get your heart rate up. Incorporate strength training twice a week to build muscle, which helps your body manage blood sugar more effectively.
- Manage Your Weight: You don't need to achieve a 'perfect' BMI. Losing just 5-10% of your body weight has been clinically proven to dramatically reduce your risk of developing Type 2 diabetes and can be enough to reverse pre-diabetes.
- Prioritise Sleep & Stress: Lack of sleep and chronic stress increase cortisol levels, which can raise blood sugar. Aim for 7-9 hours of quality sleep per night and incorporate stress-reducing practices like mindfulness, yoga, or simply spending time in nature.
To support our clients on this journey, WeCovr provides complimentary access to our CalorieHero app. This simple, AI-driven tool makes tracking your food and understanding your nutritional intake effortless, providing a practical advantage in your fight to reclaim your health.
Your Next Step: From Awareness to Action
The silent ticking of the pre-diabetes time bomb is now audible. With over 5 million Britons in this high-risk state, the threat to our nation's long-term health and financial stability is undeniable. The potential £4.2 million lifetime burden on a family is a future no one should have to face.
You are now armed with the knowledge to defuse this threat. You understand the risk, the domino effect of complications, and the powerful, complementary solutions available.
- Assess Your Health: If you have any risk factors—a family history of diabetes, are overweight, or are over 40—speak to your GP about a simple HbA1c blood test. Knowledge is power.
- Act Proactively: Use the tools of Private Medical Insurance to gain rapid access to diagnostics and wellness support, putting you on the front foot in managing and reversing the condition.
- Build Your Fortress: Secure your financial future now, before it's too late. Lock in the best possible terms on Life Insurance, Critical Illness Cover, and Income Protection to shield your family and your prosperity from the worst-case scenario.
This is your moment of decision. The path of inaction leads towards a future fraught with health crises and financial hardship. The path of action, guided by expert advice and the right tools, leads towards a future of foundational vitality, financial security, and peace of mind.
Contact our expert team at WeCovr today for a confidential, no-obligation review of your protection needs. Let us help you compare the market and build the comprehensive health and financial shield your future deserves.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!