Your Unbreakable Future
The Hidden Foundation of True Personal Growth: How Proactive Protection in 2025, from Income Security to Life's Uncertainties, is Your Ultimate Self-Improvement Strategy, Unveiling the Critical Link Between Health, Wealth, and Lasting Legacy in a 1-in-2 Health Landscape.
In our relentless pursuit of self-improvement, we meticulously craft our lives. We join gyms, track our macros, and meditate for mindfulness. We invest in courses to climb the career ladder and network to build our personal brand. We are a generation obsessed with growth, optimisation, and becoming the best version of ourselves. Yet, in this ambitious construction of a better life, many of us are building on a foundation of sand.
We plan for success but often fail to plan for setbacks. The unspoken truth is that the entire architecture of our personal growth—our career aspirations, our financial goals, our family's well-being—rests on one single, fragile pillar: our ability to earn an income. What happens when that pillar is knocked away by an unexpected illness or injury?
This isn't a remote possibility. It's a stark statistical reality. Leading health bodies now project that 1 in every 2 people in the UK will be diagnosed with some form of cancer in their lifetime. When you add other common life-altering events like heart attacks, strokes, and debilitating mental health conditions, the picture becomes clear. The question is not if life will test us, but how prepared we will be when it does.
This article is not about fear. It's about empowerment. It's about revealing the critical, often overlooked, link between proactive financial protection and genuine, sustainable personal growth. We will explore how securing your income and finances isn't just a defensive move; it's the ultimate offensive strategy for unlocking your full potential, building lasting wealth, and cementing a meaningful legacy. Welcome to the blueprint for your unbreakable future.
The Modern Paradox of Personal Growth
We live in an age of unprecedented access to tools for self-betterment. Our daily routines are often filled with activities designed to enhance our lives:
- Physical Health: High-intensity interval training, organic diets, sleep tracking apps, and wearable tech monitoring our every heartbeat.
- Mental Well-being: Mindfulness apps, journaling, digital detoxes, and an increasing openness towards therapy and coaching.
- Career Advancement: Online courses, professional certifications, side hustles, and strategic networking events.
Each of these is a valuable brick in the wall of our ideal life. The paradox, however, is that we spend so much time, energy, and money laying these bricks without ever checking the integrity of the ground beneath. We are building magnificent structures with no foundations.
Think of it like this: your career is a powerful engine, your health and wellness routine is the premium fuel, and your personal development is the roadmap to an exciting destination. But your income is the chassis holding it all together. A sudden accident or serious illness is the pothole you didn't see, capable of shattering that chassis and bringing the entire journey to a grinding, devastating halt.
Financial resilience is the hidden variable in the self-improvement equation. It's the freedom from the nagging, background anxiety of "what if?" It's the confidence to take calculated risks. It's the peace of mind that allows you to dedicate your mental and emotional energy not to survival, but to thriving. Without it, our pursuit of growth is a gamble against statistics that are not in our favour.
The Startling Reality: The UK's Health Landscape in 2025
To truly grasp the importance of a financial foundation, we must look unflinchingly at the health challenges we face. The "it won't happen to me" mindset is a comfortable illusion, but one that is easily shattered by data.
The most widely cited statistic from Cancer Research UK remains a sobering headline: 1 in 2 people in the UK born after 1960 will be diagnosed with cancer in their lifetime. While medical advancements mean survival rates are better than ever, a diagnosis still brings significant disruption, both physically and financially.
But the risks extend far beyond cancer. Consider these figures from official UK sources:
- Workplace Absence: The Office for National Statistics (ONS) reported that in 2023, a staggering 185.6 million working days were lost because of sickness or injury. The leading causes were not minor colds, but serious, long-term conditions.
- Musculoskeletal Issues: These conditions, including back pain and arthritis, are a primary reason for long-term work absence, affecting millions and often developing gradually over time.
- Mental Health: Stress, depression, and anxiety are now one of the leading causes of long-term sickness in the UK. The Health and Safety Executive (HSE) estimated that 17.1 million working days were lost due to these conditions in 2022/23.
- Cardiovascular Disease: The British Heart Foundation notes that around 7.6 million people in the UK live with heart and circulatory diseases. Every five minutes, someone is admitted to a UK hospital due to a heart attack.
The financial consequences of being unable to work are swift and severe. Statutory Sick Pay (SSP) in the UK provides a minimal safety net of just £116.75 per week (2024/25 rate) for a maximum of 28 weeks. For most households, this would not even cover the monthly mortgage or rent payment, let alone utilities, food, and other essentials.
The Financial Ripple Effect of Long-Term Illness
| Financial Impact | Description |
|---|---|
| Immediate Income Loss | SSP is rarely enough to cover basic living costs. |
| Savings Depletion | Families are forced to burn through savings meant for goals like retirement or education. |
| Increased Debt | Credit cards and loans are often used to bridge the financial gap, leading to long-term debt. |
| Impact on Recovery | Financial stress is a major psychological burden that can significantly hinder physical and mental recovery. |
| Spousal/Partner Strain | The financial and caregiving burden often falls on a partner, impacting their career and well-being. |
This is the storm that can wash away the house built on sand. But there is a way to build on solid rock.
Demystifying the Pillars of Proactive Protection
Understanding the tools available is the first step towards building your financial fortress. Protection insurance isn't a single product; it's a suite of specialised tools designed to solve different "what if" scenarios. Let's break down the three core pillars.
1. Income Protection (IP): Your Financial Bedrock
Often considered the most important form of protection by financial advisors, Income Protection is designed to do one thing: replace a portion of your monthly income if you are unable to work due to any illness or injury.
- What it is: A policy that pays out a regular, tax-free monthly sum until you can return to work, retire, or the policy term ends.
- Why it's crucial: It protects your most valuable asset—your ongoing ability to earn. It covers your bills, mortgage, and lifestyle, allowing you to focus completely on recovery.
- Key Features to Understand:
- Deferred Period: This is the waiting period from when you stop working to when the payments begin. It can be tailored to match your employer's sick pay policy or your savings, from 4 weeks up to 12 months. A longer deferred period means a lower premium.
- 'Own Occupation' Definition: This is the gold standard. It means the policy will pay out if you are unable to perform your specific job. Other definitions like 'Suited Occupation' or 'Any Occupation' are less comprehensive and should be scrutinised.
Real-Life Example: Sarah, a 40-year-old graphic designer, is diagnosed with severe burnout and anxiety, and her doctor signs her off work for nine months. Her employer provides three months of full sick pay. Sarah has an Income Protection policy with a three-month deferred period. After the three months, her policy starts paying her £2,500 per month tax-free, allowing her to cover her rent and bills without worry. This financial security is instrumental in her recovery, allowing her to return to work refreshed and healthy.
2. Critical Illness Cover (CIC): A Lump Sum for Life's Biggest Fights
While Income Protection provides a monthly income, Critical Illness Cover provides a one-off, tax-free lump sum upon the diagnosis of a specific, serious illness defined in the policy.
- What it is: A policy that pays a large, single cash payment if you are diagnosed with one of a list of predefined conditions.
- How it helps: The money is yours to use as you see fit. Common uses include:
- Paying off a mortgage or other debts to drastically reduce monthly outgoings.
- Funding private medical treatments or specialist therapies not available on the NHS.
- Adapting your home (e.g., wheelchair access).
- Allowing a partner to take time off work to support you.
- Simply providing a financial buffer to eliminate money worries during a stressful time.
Common Conditions Covered by Critical Illness Policies
| Condition Category | Examples |
|---|---|
| Cancer | Most invasive cancers are covered, with some policies offering partial payments for less advanced cases. |
| Heart | Heart attack, coronary artery bypass surgery. |
| Nervous System | Stroke, Multiple Sclerosis (MS), Parkinson's disease, Motor Neurone Disease. |
| Other | Major organ transplant, kidney failure, permanent blindness or deafness. |
The list of conditions can vary significantly between insurers, which is why expert advice is vital to ensure you get the breadth of cover you need.
3. Life Insurance: Securing Your Legacy
Life Insurance (also known as Life Protection) is the most well-known form of cover. It's fundamentally about protecting your loved ones from the financial consequences of your death.
- What it is: A policy that pays out a lump sum to your chosen beneficiaries if you pass away during the policy term.
- Purpose:
- Clear a Mortgage: The most common reason people take out life insurance.
- Provide for Dependents: To replace your lost income and ensure your children and partner can maintain their standard of living.
- Cover Funeral Costs: The average UK funeral can cost thousands of pounds.
- Leave an Inheritance: To provide a financial gift to your loved ones.
A popular and often more affordable alternative is Family Income Benefit. Instead of a single lump sum, this policy pays out a regular, tax-free monthly or annual income to your family, from the point of claim until the policy's end date. This can be easier for a grieving family to manage than a large, intimidating lump sum.
Pillar of Protection: At a Glance
| Type of Cover | What it Does | When it Pays | How it Pays |
|---|---|---|---|
| Income Protection | Replaces your monthly income | If you can't work due to any illness/injury | Regular Monthly Income |
| Critical Illness Cover | Provides a financial cushion | On diagnosis of a specified serious illness | Tax-Free Lump Sum |
| Life Insurance | Protects your loved ones financially | On your death | Tax-Free Lump Sum or Regular Income |
The WeCovr Approach: Beyond the Policy
Navigating this landscape can feel complex. This is where the value of independent, expert guidance becomes clear. At WeCovr, we believe protection isn't a commodity to be bought off a shelf; it's a deeply personal plan that needs to be crafted with care.
Our role as a specialist broker is to understand your unique circumstances, your career, your family's needs, and your future ambitions. We then use that understanding to search the entire UK insurance market, comparing policies from all the major providers to find the one that offers the right level of cover, with the right features, at the most competitive price. We handle the paperwork and advocate for you, ensuring the process is as smooth as possible.
But our commitment extends beyond the policy document. We're passionate about proactive health, not just reactive protection. We believe that small, consistent daily habits are the cornerstone of long-term well-being. That’s why all our clients get complimentary access to our very own AI-powered calorie and nutrition tracking app, CalorieHero. By helping you manage your diet and make healthier choices, we are investing in your well-being today, while ensuring your future is protected tomorrow. It's a small part of our holistic commitment to helping you build a healthier, more secure life.
Tailored Protection for Every Path: Self-Employed, Directors & Tradespeople
A one-size-fits-all approach to protection simply doesn't work. Your profession and employment status fundamentally change your risks and needs.
For the Self-Employed & Freelancers
If you work for yourself, you are your business's greatest asset and its most significant vulnerability. There is no employer sick pay, no HR department, and no safety net. An inability to work means an immediate cessation of income.
- The Non-Negotiable: Income Protection is arguably more critical for the self-employed than for anyone else. It acts as your personal sick pay scheme, providing the cash flow to keep your personal and business life afloat while you recover.
- The Challenge: Proving income can sometimes be trickier than for an employee. A specialist broker can guide you on how insurers view income from sole traders and limited companies, ensuring you get the correct level of cover.
For Company Directors & Business Owners
As a company director, you have unique opportunities to arrange protection in a highly tax-efficient manner, protecting both yourself and the business you've built.
- Executive Income Protection: This is an Income Protection policy owned and paid for by your limited company. The premiums are typically treated as an allowable business expense, making it a tax-efficient way to secure your personal income. The benefit is paid to the company, which then distributes it to you via PAYE.
- Key Person Insurance: Who in your business is indispensable? It might be you, a co-founder, or a top salesperson. Key Person Insurance is a policy taken out by the business on the life or health of that crucial individual. If they pass away or suffer a critical illness, the policy pays a lump sum to the business. This money can be used to cover lost profits, recruit a replacement, or clear business debts, ensuring the company survives the loss.
- Relevant Life Cover: This is a tax-efficient alternative to a personal life insurance policy for directors and employees. The company pays the premiums, which are not treated as a P11D benefit-in-kind. The payout goes directly to the employee's family, free of inheritance tax.
For Tradespeople & High-Risk Professions
If you're an electrician, plumber, nurse, or work in construction, your risk of physical injury is statistically higher. The standard protection products are vital, but you may have specific needs.
- 'Own Occupation' is Essential: For a surgeon, losing a finger is a career-ending injury. For an office worker, it's not. Ensure your Income Protection policy has a robust 'own occupation' definition that protects your ability to do your specific job.
- Personal Sick Pay: These are often shorter-term income protection plans designed for those in riskier jobs. They can have very short deferred periods (e.g., one week or even one day) and pay out for a limited duration (e.g., 12 or 24 months). They are an excellent way to cover immediate income gaps before a longer-term IP policy might kick in.
The Legacy Aspect: Gifting, Inheritance Tax, and Your Final Footprint
True personal growth often culminates in a desire to provide for others and leave a lasting, positive impact. Financial planning plays a crucial role in shaping this legacy, particularly when it comes to navigating Inheritance Tax (IHT).
In the UK, IHT is a tax on the value of your estate when you die. The current threshold (nil-rate band) is £325,000, with an additional £175,000 (residence nil-rate band) if you pass your main home to direct descendants. Anything above this can be taxed at a hefty 40%.
Many people want to pass on wealth during their lifetime, perhaps to help a child with a house deposit or to fund a grandchild's education. This is known as a "Potentially Exempt Transfer" (PET).
- The 7-Year Rule: If you live for 7 years after making the gift, it becomes fully exempt from IHT. However, if you die within those 7 years, the value of the gift is added back to your estate for IHT calculation, and the recipient may face a surprise tax bill.
This is where a specialised life insurance policy called Gift Inter Vivos comes in.
- What it is: A specific type of life insurance policy designed to cover the potential IHT liability on a large gift.
- How it works: You make a gift of, say, £100,000. You take out a Gift Inter Vivos policy for the same term (typically 7 years) with a decreasing payout that mirrors the decreasing IHT liability. If you pass away in year 4, the policy pays out the exact amount of IHT due on the gift. This ensures your recipient gets the full value of what you intended, protecting your legacy from the taxman.
The Symbiotic Relationship: How Protection Fuels Personal Growth
We now circle back to our central theme. How does a seemingly mundane insurance policy actively fuel your personal development? The connection is profound.
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It Annihilates Financial Anxiety: The human brain has a finite amount of bandwidth. When a portion of that bandwidth is constantly occupied by low-level anxiety about financial stability, it's not available for creativity, strategic thinking, or deep focus. Securing your income is like closing a noisy, distracting application that's draining your mental battery. This newfound "peace of mind" is the fertile ground where personal growth can flourish.
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It Empowers Calculated Risk-Taking: The greatest growth often lies just outside our comfort zone. This could be:
- Starting a business: The fear of losing a stable salary is the number one reason people don't pursue their entrepreneurial dreams. Knowing you have an IP policy to fall back on can provide the courage to take that leap.
- Changing careers: Moving to a new industry might involve a temporary pay cut or a period of retraining. A solid financial foundation makes this transition feasible.
- Taking a sabbatical: Wanting to travel, write a book, or go back to university? A secure financial base makes these life-enriching (but non-income-generating) periods possible.
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It Safeguards Your Greatest Investments: You have already invested tens of thousands of pounds and countless hours in your education, skills, and career. Your income is the return on that investment. Protection insurance is the policy that guarantees that return, ensuring that one health-related setback doesn't wipe out decades of hard work.
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It Accelerates Recovery: Should the worst happen, the path to recovery is both physical and mental. Being able to focus 100% on getting better, without the crushing stress of mounting bills and mortgage arrears, is a medically significant advantage. Financial security is a powerful medicine.
Actionable Steps to Build Your Unbreakable Future
Feeling empowered is one thing; taking action is another. Here is a simple, five-step plan to move from contemplation to construction.
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Conduct a Financial Health Check: Open a spreadsheet and be brutally honest. List your monthly income, and then every single fixed outgoing (mortgage/rent, council tax, utilities, debt repayments, subscriptions). This will reveal your "survival number"—the absolute minimum you need each month.
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Identify Your Vulnerabilities: Ask yourself the tough questions. What would happen if your income stopped tomorrow? How long would your savings last? Do you have sick pay from your employer, and if so, for how long? Who depends on you financially?
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Define Your Protection Goals: Are you aiming to...
- ...simply cover the mortgage? (Life Insurance)
- ...replace your entire income? (Income Protection)
- ...get a lump sum to clear all debts if you get seriously ill? (Critical Illness Cover)
- ...protect your business from your absence? (Key Person/Executive IP)
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Seek Expert, Independent Advice: This is not a journey to take alone. The UK protection market is vast and complex. This is where a specialist broker like WeCovr is invaluable. We exist to translate your needs into a tangible plan, searching the entire market to find the most suitable and affordable solutions for you. We do the hard work so you can make an informed, confident decision.
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Review, Review, Review: Protection is not a "set and forget" product. Your life is dynamic. A policy taken out when you were single and renting is unlikely to be sufficient after you've married, bought a house, and had children. Plan to review your cover every 2-3 years, or after any major life event (marriage, new baby, promotion, new business).
Your Future is a Choice
The journey of self-improvement is a noble one, but it's a journey that demands a reliable vehicle and a clear road. For too long, we have focused on polishing the paintwork while ignoring the engine and chassis.
Proactive protection—from income security to critical illness cover and life insurance—is not an admission of pessimism. It is the ultimate act of optimism. It's the statement that you value your future, and the futures of those you love, so much that you refuse to leave them to chance.
It is the unbreakable foundation upon which you can dare to build a taller, stronger, more magnificent life. It is the freedom to pursue your passions, take risks, and grow into the person you were always meant to be, safe in the knowledge that no matter what storms may come, your foundations will hold firm.
Is protection insurance expensive?
I have savings, do I still need income protection?
What if I have a pre-existing medical condition?
Isn't Statutory Sick Pay (SSP) enough?
Why use a broker like WeCovr instead of going direct to an insurer?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!