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Commute Lost Life Calculator

See how many hours, days, and years commuting adds up to.

Commuter illustration

Enter your commute



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If you lose your income due to illness or injury, the time you invested in commuting can feel wasted. Income Protection helps keep your earnings secure.

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Commute lost life calculator guide for UK workers

WeCovr's commute lost life calculator helps UK workers estimate time lost to commuting, backed by FCA-authorised guidance and 900,000+ policies issued across protection products. WeCovr also supports private medical insurance UK planning, while this guide explains commute time impacts.

What this commute time calculator estimates

The calculator estimates total hours, days, and years spent commuting over time.

It assumes a consistent commute schedule and does not account for remote work changes.

  • Totals commute time over years.

  • Converts hours into days and years.

  • Highlights hidden time costs.

Why time cost matters

Commuting time can reduce personal time and affect wellbeing, especially when it adds up over years.

Why WeCovr supports working wellbeing

WeCovr provides FCA-authorised guidance with high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, we can help you access private health cover through a trusted PMI broker.

Data sources and guidance references

This guide references UK commuting time statistics and wellbeing guidance.

Commute time impact
RoutineAnnual hoursEffectNotes
30 mins/day130 hrsModerate5 days/week
60 mins/day260 hrsHigh5 days/week
90 mins/day390 hrsVery high5 days/week
Related WeCovr resources
  • True hourly rate calculator
  • Unpaid overtime calculator
  • Income protection calculator

FAQs
Does this include hybrid work?

No. It assumes a consistent weekly commute schedule.

Can I reduce commute impact?

Yes. Flexible work, relocation, or remote days can cut travel time.

Is this a health recommendation?

No. It is an informational estimate only.

Should I account for travel costs?

This calculator focuses on time. For costs, use a commuting expense tool.