Discover the Hidden Cost of Your Habits

It's more than just the price tag.

We often overlook how small, daily expenses add up. Habits like smoking, vaping, or regular drinking have a direct financial cost that can amount to thousands of pounds per year. But there's also an indirect cost: the impact on your insurance premiums.

Use our simple, anonymous calculator to see a powerful snapshot of both the direct annual spend and the illustrative long-term effect on what you might pay for protection like life insurance. The results might surprise you!