Life Expectancy Calculator
A quick estimate based on common lifestyle factors.
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Life expectancy calculator guide for UK residents
WeCovr's life expectancy calculator offers a lifestyle-based estimate for UK residents, using indicative information prepared by WeCovr, an FCA-authorised insurance broking firm. WeCovr has arranged over 900,000 policies across multiple classes of insurance. It is designed to prompt long-term planning, not to provide medical advice.
What this life expectancy calculator estimates
The calculator uses broad adjustments for lifestyle factors such as smoking, activity levels, and chronic conditions to estimate a potential life expectancy range.
It is a high-level guide and does not replace clinical assessments or individual medical advice.
Uses general population benchmarks and lifestyle inputs.
Shows remaining years as an estimate only.
Intended for planning and awareness.
How lifestyle changes can affect longevity
Smoking status, activity levels, and health conditions are commonly linked to longevity. Improving these factors can improve long-term health outcomes.
Why WeCovr pairs planning with protection
WeCovr is an FCA-authorised insurance broking firm and has high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance.
Data sources and guidance references
This guide references ONS life expectancy statistics and NHS lifestyle guidance for context.
Lifestyle factors and longevity
| Factor | Typical impact | Why it matters | Next step |
|---|---|---|---|
| Smoking | Lower | Increases health risks | Quit and review status |
| Activity | Higher | Improves cardiovascular health | Maintain regular exercise |
| Chronic conditions | Lower | Adds health complexity | Manage with clinical support |
Related WeCovr resources
FAQs
Is this life expectancy result accurate?
It is a simplified estimate based on lifestyle factors and should not be treated as medical advice.
Does this calculator replace a doctor’s advice?
No. It is for awareness only. Always consult healthcare professionals for medical guidance.
Can lifestyle changes improve life expectancy?
Yes. Quitting smoking, staying active, and managing conditions can improve long-term health outcomes.
Why link life expectancy to insurance planning?
Planning helps you align protection needs and family support with long-term expectations.