Pension Pot Projector
Compare your projected retirement pot with PLSA living standards.
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Pension pot projector guide for UK savers
WeCovr's pension pot projector helps UK savers estimate retirement savings and compare to PLSA standards, using indicative information prepared by WeCovr, an FCA-authorised insurance broking firm. WeCovr has arranged over 900,000 policies across multiple classes of insurance. It is a planning tool, not advice.
What this pension pot projector estimates
The calculator projects a pension pot based on current balance, annual contributions, and growth rate, then compares how long it could last at PLSA minimum, moderate, and comfortable levels.
Results assume constant growth and contributions and do not include inflation or taxes.
Projects pot value at retirement.
Compares against PLSA living standards.
Shows estimated years of coverage per lifestyle tier.
Why contribution rates matter
Small increases in annual contributions can significantly affect the projected pot over decades.
Why WeCovr supports retirement planning
WeCovr is an FCA-authorised insurance broking firm and has high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance.
Data sources and guidance references
This guide references PLSA retirement living standards and FCA guidance on pensions.
PLSA lifestyle tiers
| Tier | Annual spend | Coverage years | Best for |
|---|---|---|---|
| Minimum | Lower | Longest | Basic needs |
| Moderate | Mid | Medium | Comfortable lifestyle |
| Comfortable | Higher | Shortest | More flexibility |
Related WeCovr resources
FAQs
Does this include state pension income?
No. It projects your pension pot only. You can adjust assumptions to reflect other income sources.
Is the growth rate guaranteed?
No. Growth rates are assumptions and actual returns can vary.
What are PLSA living standards?
They are UK benchmarks for minimum, moderate, and comfortable retirement lifestyles.
Should I review my projections annually?
Yes. Updating assumptions each year helps keep plans realistic.