Rental Yield Calculator
See if a buy-to-let property stacks up once costs are included.
Calculate Your Yield
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Rental yield calculator guide for UK landlords
WeCovr's rental yield calculator helps UK landlords estimate gross and net yields, using indicative information prepared by WeCovr, an FCA-authorised insurance broking firm with over 900,000 policies issued across multiple classes of insurance. WeCovr also supports private medical insurance UK planning, while this guide explains yield basics.
What this rental yield calculator estimates
The calculator estimates gross yield and net yield after annual costs.
It provides a snapshot and does not include financing or tax effects.
Calculates gross and net yield.
Shows net monthly cash flow.
Highlights cost impact on returns.
Why net yield is more realistic
Maintenance, insurance, and fees reduce returns. Net yield provides a clearer view of ongoing performance.
Why WeCovr supports landlord planning
WeCovr is an FCA-authorised insurance broking firm and has high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, we can help you access private health cover through a trusted PMI broker.
Data sources and guidance references
This guide references UK property market data and landlord cost benchmarks.
Yield checkpoints
| Metric | Includes costs | Use case | Notes |
|---|---|---|---|
| Gross yield | No | Quick check | Before expenses |
| Net yield | Yes | Better accuracy | After costs |
| Cash flow | Yes | Monthly view | Income focus |
Related WeCovr resources
FAQs
Does this include mortgage interest?
No. It assumes a cash purchase and does not include financing costs.
What costs should I include?
Typical costs include insurance, maintenance, letting fees, and voids.
Is rental yield the only metric?
No. You should also consider capital growth and tax implications.
Is this investment advice?
No. It is an illustrative estimate only.
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