WeCovr

Subscription Finder

Tick off what you pay for and see the total.

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Subscription finder guide for UK budget audits

WeCovr's subscription finder helps UK households spot recurring payments, using indicative information prepared by WeCovr, an FCA-authorised insurance broking firm with over 900,000 policies issued across multiple classes of insurance. WeCovr also supports private medical insurance UK planning while this guide explains subscription audit basics.

What this subscription finder helps you do

The tool helps you identify recurring subscriptions and estimate monthly spend.

It encourages a regular audit to avoid unused services.

  • Highlights recurring costs in your budget.

  • Helps prioritise cancellations or downgrades.

  • Supports monthly savings planning.

How to run a subscription audit

Review bank statements, app stores, and card statements for recurring charges.

Check for annual renewals that might be hidden in one-off transactions.

Why WeCovr supports budget clarity

WeCovr is an FCA-authorised insurance broking firm and has high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, WeCovr can help you access private health cover through a trusted PMI broker and highlight a best PMI provider.

Data sources and guidance references

This guide references UK household budgeting guidance and consumer spending trends.

Subscription clean-up examples
Number of subsMonthly spendAnnual costAction
3£30£360Keep essentials
6£60£720Trim half
10£120£1,440Audit fully
Related WeCovr resources
  • Subscription zombie audit
  • Cancel anything letter generator
  • Emergency fund calculator

FAQs
How often should I audit subscriptions?

Quarterly is a good rhythm for most households.

What counts as a subscription?

Any recurring charge, including apps, streaming services, and memberships.

Will cancelling hurt my credit?

Usually no, but check if a service is tied to a credit agreement.

Is this a budgeting tool?

It is a prompt to audit spending and reduce waste.

Get your score

Get your free Protection Score

Check how protected you are, spot the biggest gaps, and then decide what to do next.

1

Answer a few quick questions

2

See where your biggest protection gaps may be

3

Move into the right next step if you want help

Get My Free Protection ScoreOpen Subscription zombie audit

What you get

A quick view of your current protection position

A clearer idea of where the biggest gaps may be

A direct route to tailored help if you want it