Subscription Finder
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Subscription finder guide for UK budget audits
WeCovr's subscription finder helps UK households spot recurring payments, backed by FCA-authorised guidance and 900,000+ policies issued. WeCovr also supports private medical insurance UK planning while this guide explains subscription audit basics.
What this subscription finder helps you do
The tool helps you identify recurring subscriptions and estimate monthly spend.
It encourages a regular audit to avoid unused services.
Highlights recurring costs in your budget.
Helps prioritise cancellations or downgrades.
Supports monthly savings planning.
How to run a subscription audit
Review bank statements, app stores, and card statements for recurring charges.
Check for annual renewals that might be hidden in one-off transactions.
Why WeCovr supports budget clarity
WeCovr provides FCA-authorised guidance with high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, WeCovr can help you access private health cover through a trusted PMI broker and highlight a best PMI provider.
Data sources and guidance references
This guide references UK household budgeting guidance and consumer spending trends.
Subscription clean-up examples
| Number of subs | Monthly spend | Annual cost | Action |
|---|---|---|---|
| 3 | £30 | £360 | Keep essentials |
| 6 | £60 | £720 | Trim half |
| 10 | £120 | £1,440 | Audit fully |
Related WeCovr resources
FAQs
How often should I audit subscriptions?
Quarterly is a good rhythm for most households.
What counts as a subscription?
Any recurring charge, including apps, streaming services, and memberships.
Will cancelling hurt my credit?
Usually no, but check if a service is tied to a credit agreement.
Is this a budgeting tool?
It is a prompt to audit spending and reduce waste.