University Fees & Loan Calculator
Estimate the total cost of a UK degree and borrowing needs.
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University fees and loan calculator guide for UK students
WeCovr's university fees and loan calculator helps UK students estimate borrowing, backed by FCA-authorised guidance and 900,000+ policies issued across protection products. WeCovr also supports private medical insurance UK planning, while this guide covers fees and loans basics.
What this university fees calculator estimates
The calculator estimates total tuition and maintenance borrowing over a course length.
It does not include interest accrual or repayment rules.
Totals tuition fees over course length.
Adds maintenance loan estimates.
Shows total borrowing need.
Why total borrowing matters
Knowing total borrowing helps you plan future repayments and overall affordability.
Why WeCovr supports family planning
WeCovr provides FCA-authorised guidance with high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, we can help you access private health cover through a trusted PMI broker.
Data sources and guidance references
This guide references UK tuition fee caps and student finance guidance.
Cost elements
| Element | Typical range | Impact | Notes |
|---|---|---|---|
| Tuition fees | Up to £9,250 | High | Subject to caps |
| Maintenance loan | Varies | High | Depends on location |
| Course length | 3-4 years | High | Multiplies costs |
Related WeCovr resources
FAQs
Does this include interest?
No. It estimates borrowing only, not interest or repayments.
Are tuition fees capped?
In England, fees are capped for eligible courses but can change with policy.
Do maintenance loans vary?
Yes. Amounts depend on household income and where you live.
Is this financial advice?
No. It is an estimate for planning only.