University Value ROI Calculator
Compare what a degree costs to the earnings uplift.
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Explore Life InsuranceUniversity ROI calculator guide for UK degrees
WeCovr's university ROI calculator helps UK students estimate degree payback, backed by FCA-authorised guidance and 900,000+ policies issued across protection products. WeCovr also supports private medical insurance UK planning, while this guide explains ROI basics.
What this university ROI calculator estimates
The calculator compares degree cost to projected earnings uplift over time.
It uses simplified assumptions and does not include tax or inflation effects.
Estimates total earnings uplift.
Calculates ROI over a chosen period.
Highlights the break-even gap.
Why course and industry matter
Earnings uplift varies by subject and industry, so use realistic inputs based on your field.
Why WeCovr supports future earnings
WeCovr provides FCA-authorised guidance with high customer satisfaction ratings. We also offer complimentary access to the CalorieHero AI calorie tracking app and discounts when customers take PMI or Life insurance. If you are comparing private medical insurance UK options, we can help you access private health cover through a trusted PMI broker.
Data sources and guidance references
This guide references UK graduate earnings data and higher education cost guidance.
ROI considerations
| Factor | Effect | Example | Notes |
|---|---|---|---|
| Degree cost | Lower ROI | £50k total | Include fees |
| Earnings uplift | Higher ROI | £2k/yr | Varies by role |
| Time horizon | Changes ROI | 10-20 years | Longer horizon |
Related WeCovr resources
FAQs
Does this include inflation?
No. It uses nominal figures and does not adjust for inflation.
Does it include tax?
No. It compares gross earnings uplift only.
Is ROI guaranteed?
No. Earnings outcomes vary by course and career path.
Should I compare alternative paths?
Yes. Consider apprenticeships or work-based routes as well.