Editorial policy
How the WeCovr Editorial Team researches, writes and updates its guides.
Who writes WeCovr's guides
WeCovr's guides are produced by the WeCovr Editorial Team, which includes WeCovr's research department. Guides are credited to the team rather than to individual writers.
WeCovr is an FCA-regulated broking firm. The guides are general information to help you understand private medical insurance, life insurance, income protection and related cover. They are not personal advice or a recommendation to buy a particular policy.
How guides are researched
Figures and facts come from published sources such as NHS England, the Office for National Statistics, HM Revenue & Customs, the Financial Conduct Authority, the Association of British Insurers, consumer organisations and insurers' own policy documents. Each guide lists the sources it relies on.
Where no reliable published figure exists, for example for typical private health insurance prices, guides give illustrative ranges and say so. Illustrative figures are not quotes, and your price will depend on your circumstances and the cover you choose.
Many guides are drafted with the help of AI writing tools, which are given the topic, the questions readers search for and WeCovr's wording rules.
Wording standards
WeCovr's wording rules aim for guides that describe cover fairly, balance benefits with limitations, avoid guarantees and unsupported claims, and make clear that a specialist at WeCovr or one of its broker partners can help you compare policies. Automated checks flag common breaches of these rules.
When guides mention that there is no separate broker fee, they explain that brokers are usually paid a commission by the insurer when a policy is arranged.
Keeping guides up to date
Insurance products, tax rules and NHS figures change. Guides show the date they were last updated, and WeCovr uses search data to decide which guides to update first.
Where several guides covered the same question, WeCovr is combining them into one, so that you find a single, up-to-date answer.
Insurers, public figures and other organisations
Guides may name insurers and compare their features, and describe both the benefits and the limitations of their cover.
Where a guide discusses what a public figure or organisation has said, it reports their published views and is not written by, endorsed by or affiliated with them.
Corrections
If you think something in a guide is wrong or out of date, please tell us through the contact page and include the guide's address, and WeCovr will look into it.