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AI Job Risk Your UK Career Score

AI Job Risk Your UK Career Score 2026 | Top Insurance Guides

Will AI Take Your Job in the UK Use Our Free AI Job Risk Score Calculator to Assess Your Vulnerability and Future-Proof Your Financial Security

The rise of Artificial Intelligence (AI) is all over the news. From writing emails to creating art, AI is changing the world at a startling pace. For many of us in the UK, this brings up a big, nagging question: "Will a robot do my job one day?"

It’s easy to feel anxious about the future. But what if you could turn that anxiety into action? What if you could get a clearer picture of where you stand and what steps you can take to protect your career and your finances?

That’s exactly why we created our free Will AI Take My Job? Score calculator. This simple tool helps you assess your job's vulnerability to automation, giving you the knowledge you need to plan for the future with confidence.

What is an AI Job Risk Score?

An AI Job Risk Score is not a crystal ball. It won’t tell you with 100% certainty whether you’ll have a job in ten years. Instead, it’s a practical guide that measures how likely it is that the tasks you perform in your role could be automated by AI in the near future.

The score is calculated based on several key factors:

  • Repetition: Does your job involve doing the same predictable tasks over and over?
  • Creativity: Does your role require original thought, innovation, and "out of the box" thinking?
  • Emotional Intelligence: How much of your job depends on empathy, negotiation, leadership, and understanding human emotions?
  • Physical Dexterity: Does your job require skilled physical work in unpredictable environments?
  • Complex Problem-Solving: Do you regularly face unique challenges that require strategic, creative solutions?

By analysing these aspects of your job, our calculator gives you a personalised score, helping you understand which of your skills are future-proof and which areas might need attention.

How to Use Our Will AI Take My Job? Score Calculator

Getting your personalised score is quick, easy, and completely free. It only takes a couple of minutes to get a result that could shape your career planning for years to come.

Here’s how it works:

Step 1: Select Your Profession Start by choosing your job title or the industry you work in from our comprehensive list.

Step 2: Answer 5 Simple Questions Next, you’ll be asked to rate different aspects of your job on a simple scale. You’ll consider things like:

  • How much of your role involves repetitive data entry or predictable processes?
  • How important is creativity and original thinking to your daily work?
  • How often do you need to use empathy and build relationships with clients or colleagues?
  • Does your job require you to work with your hands in a physical space?
  • How often do you solve complex problems that don't have a clear, pre-defined answer?

Step 3: Get Your Score and Analysis Instantly, the calculator will provide your AI Job Risk Score, presented as a percentage and a risk level (Low, Medium, or High). It will also give you a brief explanation of what your score means, highlighting the strengths and potential vulnerabilities of your current role.

Ready to find out where you stand? Calculate your score now.

Will AI Take My Job? Score

Understanding Your AI Job Risk Score: A Worked Example

Let’s look at two different people to see how the calculator works in practice.

FeaturePerson A: Alex (Accountant)Person B: Ben (Plumber)
RoleProcesses invoices, prepares tax returns, analyses financial data.Installs boilers, fixes leaks, works on construction sites.
Repetitive TasksHigh (Data entry, reconciliation)Low (Every job is slightly different)
CreativityMedium (Financial strategy)Low (Follows regulations)
Human InteractionMedium (Client meetings)High (Customer service, on-site discussion)
Physical WorkLowHigh (Requires dexterity and strength)
AI Job Risk ScoreMedium to HighLow

Alex the Accountant: Alex’s score is in the medium-to-high range. Why? Because a significant part of his job—processing data and generating standard reports—is highly repetitive and can be easily automated by AI. However, his ability to offer strategic financial advice to clients is a valuable, less-automatable skill.

Ben the Plumber: Ben’s score is low. His job requires him to work in unpredictable physical spaces, diagnose unique problems on the spot, and use skilled hands to fix them. These are all things that current AI and robotics struggle with.

Common Mistakes When Assessing AI Job Risk

When you get your score, it's important to keep a level head. Here are a few common mistakes to avoid:

  1. Panicking: A high score doesn't mean you’re about to be replaced. It means your industry is changing, and you have an opportunity to adapt your skills to work with AI, not against it.
  2. Getting Complacent: A low score is great, but it doesn’t mean you can ignore AI forever. All industries will be affected in some way. Continuous learning is key for everyone.
  3. Thinking About Jobs, Not Tasks: AI rarely eliminates an entire job overnight. It usually automates specific tasks within a job. The accountant above might use AI to handle data entry, freeing him up to spend more time on high-value client advisory work.

What to Do After You Get Your Result

Your score is a starting point for action. Here’s what you can do next.

If your score is HIGH:

  • Upskill and Reskill: Focus on developing skills that AI can't replicate: creativity, critical thinking, leadership, and emotional intelligence.
  • Become an AI User: Learn how to use AI tools relevant to your field. The person who knows how to leverage AI will be more valuable than the person who ignores it.
  • Strengthen Your Financial Safety Net: Build up your emergency savings. This is also a crucial time to consider financial protection like income protection or life insurance.

If your score is MEDIUM:

  • Identify Your Key Skills: Pinpoint the parts of your job that are creative and strategic. Focus your professional development on strengthening these areas.
  • Stay Informed: Keep up-to-date with how AI is being used in your industry. Be proactive, not reactive.

If your score is LOW:

  • Don't Stop Learning: Continue to build your skills. Your job might be safe today, but the world is always changing.
  • Look for Opportunities: Think about how AI tools could make your 'safe' job even easier or more efficient.

Future-Proofing Your Finances Against Career Uncertainty

Knowing your AI job risk is the first step. The second is making sure your finances are robust enough to handle any career bumps in the road, whether they come from AI or anything else. Financial security gives you the freedom to retrain, change careers, or navigate a period of unemployment without panic.

This is where having the right protection in place becomes essential.

Protecting Your Health with Private Medical Insurance When you’re worried about job security, the last thing you need is a long wait for medical treatment on the NHS. Private medical insurance (PMI) gives you and your family peace of mind by providing faster access to specialists, diagnosis, and treatment for eligible conditions.

It's important to understand that PMI is designed to cover acute conditions (illnesses or injuries that are likely to respond quickly to treatment) that arise after your policy begins. It does not cover pre-existing conditions you already have, or chronic conditions that require long-term management. As expert brokers, WeCovr can help you navigate the options to find a policy that fits your budget and needs.

Protecting Your Family with Life Insurance Life insurance provides a tax-free lump sum to your loved ones if you were to pass away. This financial cushion can help them cover the mortgage, pay for living costs, and maintain their quality of life during a difficult time. In an uncertain world, knowing your family is protected is one of the most powerful forms of security you can have.

WeCovr are experts in helping UK families find the right cover. What's more, if you take out a PMI or life insurance policy with us, we can often provide discounts on other types of cover, strengthening your financial safety net even further.

WeCovr's Commitment to Your Wellbeing

At WeCovr, we believe in a holistic approach to security. It’s not just about insurance policies; it’s about your overall health and wellbeing. That's why all WeCovr customers get complimentary access to CalorieHero, our exclusive AI-powered calorie and nutrition tracking app. Taking proactive steps to manage your health is just as important as having a financial plan.

Frequently Asked Questions (FAQ)


Don't let uncertainty about the future hold you back. Take control by understanding your position and making a plan.

First, calculate your unique AI job risk in under 2 minutes. Use the free Will AI Take My Job? Score calculator now.

Then, secure your financial future. Speak to a WeCovr expert today for a no-obligation quote on private medical insurance or life insurance and build your financial safety net.


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Important Information

Since 2011, WeCovr has helped thousands of individuals, families, and businesses protect what matters most. We make it easy to get quotes for life insurance, critical illness cover, private medical insurance, and a wide range of other insurance types. We also provide embedded insurance solutions tailored for business partners and platforms.

Political And Credit Risks Ltd is a registered company in England and Wales. Company Number: 07691072. Data Protection Register Number: ZA207579. Registered Office: 22-45 Old Castle Street, London, E1 7NY. WeCovr is a trading style of Political And Credit Risks Ltd. Political And Credit Risks Ltd is Authorised and Regulated by the Financial Conduct Authority and is on the Financial Services Register under number 735613.

About WeCovr

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