Beyond Money: Protecting Your Best Life
Imagine a future where unexpected health crises or financial setbacks don't derail your personal growth. As 2025 health statistics underscore the reality of life’s unpredictability – with nearly 1 in 2 UK individuals facing a cancer diagnosis (Macmillan) – discover how strategic protection isn't just about money, but about safeguarding your journey to an optimized self. Uncover how Family Income Benefit, Income Protection, Life and Critical Illness Cover, specialized Personal Sick Pay for hardworking tradespeople, nurses, and electricians, and the forward-thinking Gift Inter Vivos, seamlessly integrate with the rapid access and personalized care of Private Health Insurance, creating an unshakeable foundation for your relationships, your dreams, and your ultimate well-being. This is your blueprint for living a truly resilient and expansive life, free to focus on what truly matters.
We spend our lives striving. We build careers, nurture relationships, pursue passions, and invest in our personal growth. We diet, exercise, and meditate, all in the pursuit of becoming the best version of ourselves. Yet, how often do we consider the foundations upon which this 'best life' is built?
The uncomfortable truth is that life is unpredictable. A sudden illness, an accident, or an untimely death can shatter the most carefully laid plans, not just financially, but emotionally and developmentally. The stress of managing finances during a health crisis can halt personal growth in its tracks, replacing ambition with anxiety.
This is where true protection planning comes in. It’s not about dwelling on the worst-case scenario. It’s about creating a safety net so robust that you are free to live more boldly, safe in the knowledge that you and your loved ones are shielded from the financial fallout of life's biggest challenges. It's about securing your peace of mind, which is the ultimate currency for a well-lived life.
The 2025 Reality: Why Protection is No Longer a 'Nice-to-Have'
The world is changing, and with it, the risks we face. The reliance on a single income, the rise of freelance and contract work, and an ever-strained NHS create a perfect storm of vulnerability for the modern UK household. Let's look at the facts that define our current landscape.
The Health Challenge:
- Cancer Prevalence: Leading charities like Macmillan Cancer Support and Cancer Research UK project that the long-standing trend of 1 in 2 people in the UK developing some form of cancer in their lifetime continues to hold true. While survival rates are improving, treatment can be long and debilitating, often making it impossible to work.
- Cardiovascular Disease: The British Heart Foundation reports that there are around 7.6 million people living with heart and circulatory diseases in the UK. Every five minutes, someone is admitted to a UK hospital due to a heart attack.
- Musculoskeletal Issues: The Office for National Statistics (ONS) consistently cites musculoskeletal problems – such as back pain and neck problems – as a leading cause of sickness absence from work, accounting for millions of lost working days each year.
- Mental Health: According to the NHS, 1 in 4 adults experience at least one diagnosable mental health problem in any given year. This is a leading cause of long-term sickness absence, with stress, depression, and anxiety being major contributors.
The Financial Squeeze:
The financial buffer for many UK families is thinner than ever. A 2024 report from the Financial Conduct Authority (FCA) highlighted that a significant portion of the adult population has low financial resilience, with millions having less than £1,000 in savings to cope with an unexpected life event.
What happens when your income stops? Statutory Sick Pay (SSP) in the UK for 2024/2025 is just £116.75 per week, for a maximum of 28 weeks. Could your household survive on that? For the self-employed, there isn't even that minimal safety net.
This is the reality we must plan for. Not out of fear, but out of foresight and a deep-seated desire to protect our journey of self-improvement and the well-being of those we love.
Building Your Fortress: The Core Pillars of Protection
Think of your financial well-being as a fortress. Each type of protection insurance is a different part of its defences – the walls, the moat, the watchtower. Together, they create an impenetrable shield. Let's break down the essential components.
1. Life Insurance: The Cornerstone of Your Legacy
Life Insurance is the most fundamental form of protection. It pays out a lump sum or regular income upon your death, providing crucial financial support for your dependents. It's not for you; it's for them.
- Who needs it? Anyone with financial dependents: a partner, children, or even ageing parents who rely on your income. It's also vital for covering large debts, most notably a mortgage.
- What it covers: The payout can be used for anything, but common uses include:
- Clearing a mortgage and other debts.
- Covering funeral costs.
- Providing a lump sum for your family to invest for an income.
- Covering future living and education costs for your children.
There are two main types to consider:
| Type of Life Insurance | How It Works | Best For... |
|---|---|---|
| Level Term Assurance | Pays a fixed lump sum if you die within a set term (e.g., 25 years). | Covering interest-only mortgages or providing a set amount for your family's future. |
| Decreasing Term Assurance | The potential payout decreases over the term, usually in line with a repayment mortgage. | Covering a repayment mortgage, as the payout is designed to match the outstanding loan. |
| Whole of Life | Guarantees a payout whenever you die, as long as you keep paying premiums. | Estate planning, covering a guaranteed Inheritance Tax liability, or leaving a fixed legacy. |
2. Family Income Benefit: A Smarter Way to Protect
While a large lump sum from a traditional life insurance policy seems appealing, managing it can be overwhelming for a grieving family. Family Income Benefit (FIB) offers a thoughtful alternative.
Instead of a single payout, FIB pays a regular, tax-free monthly or annual income from the point of claim until the end of the policy term.
Real-Life Example: Sarah, aged 35, is the main earner. She and her partner have two young children, aged 4 and 6. They calculate they need £3,000 per month to cover their costs until the youngest child is 21. Sarah takes out a Family Income Benefit policy with a term of 17 years. If she were to pass away five years into the policy, the plan would pay her family £3,000 every month for the remaining 12 years of the term, making budgeting simple and stress-free.
FIB is often more affordable than an equivalent lump-sum policy and provides a structure that mirrors a lost monthly salary, which can be invaluable for day-to-day financial management.
3. Critical Illness Cover: A Lifeline When You Need It Most
What if you don't pass away, but suffer a life-altering illness? A heart attack, a stroke, or a cancer diagnosis can be financially devastating. You may need to stop working, adapt your home, or pay for private treatment.
Critical Illness Cover (CIC) is designed for this scenario. It pays out a tax-free lump sum if you are diagnosed with one of a list of specific serious illnesses.
Key points to understand:
- Conditions Covered: Policies vary, but core conditions almost always include heart attack, stroke, and most forms of cancer. Comprehensive policies can cover 50+ conditions, including multiple sclerosis, kidney failure, and major organ transplant.
- Definitions are Key: The policy document will have precise definitions for each illness. For example, a heart attack must be of a specified severity, and some early-stage cancers may not be covered. This is where expert advice from a broker like WeCovr is crucial to ensure you understand exactly what you're buying.
- Survival Period: Most policies have a 'survival period', meaning you must survive for a set number of days (e.g., 10 or 14) after diagnosis for the policy to pay out.
A critical illness payout gives you breathing space. It allows you to focus 100% on your recovery without the added stress of worrying about your mortgage or bills.
4. Income Protection: Insuring Your Most Valuable Asset
For most of us, our single most valuable asset isn't our house or our car; it's our ability to earn an income. Income Protection (IP), also known as Permanent Health Insurance (PHI), is designed to protect it.
If you are unable to work due to any illness or injury, an IP policy pays you a regular, tax-free monthly income until you can return to work, the policy term ends, or you retire.
Income Protection vs. Other Options:
| Protection Type | What It Covers | Payout |
|---|---|---|
| Income Protection | Inability to work due to ANY illness or injury. | Regular monthly income (e.g., 60% of salary). |
| Statutory Sick Pay (SSP) | Employer-paid sickness benefit. | Low fixed amount (£116.75/week) for up to 28 weeks. |
| Critical Illness Cover | Diagnosis of a specific serious illness. | One-off tax-free lump sum. |
| Universal Credit/ESA | State benefits for those unable to work. | Means-tested, often low amounts with long waits. |
Key Features of Income Protection:
- Deferment Period: This is the waiting period from when you stop working to when the policy starts paying out. It can be anything from 1 day to 12 months. The longer the deferment period, the lower the premium. You can align it with your employer's sick pay scheme or your savings.
- Definition of Incapacity: This is the most important part of the policy.
- 'Own Occupation': The best definition. The policy pays out if you are unable to do your specific job. A surgeon with a hand injury could claim, even if they could work in a different role.
- 'Suited Occupation': Pays out if you can't do your own job or a similar one for which you are qualified by education or experience.
- 'Any Occupation': The most basic definition. Only pays if you are unable to do any kind of work at all. This should generally be avoided.
Income Protection is the bedrock of any financial plan, especially for the self-employed who have no employer safety net.
5. Personal Sick Pay: Short-Term Cover for Hands-On Professionals
For many skilled professionals like tradespeople (electricians, plumbers, builders), nurses, and engineers, even a short time off work due to injury can mean an immediate loss of income. A standard Income Protection policy with a 3-month deferment period might not be suitable.
Personal Sick Pay policies are a form of short-term Income Protection tailored for this need.
- Key Benefit: They offer very short deferment periods, often from day one or day eight.
- Payout Duration: The benefit is typically paid for a limited period, such as 12 or 24 months, making them more affordable.
- Purpose: They are designed to bridge the gap and cover immediate bills while you recover from more common, short-term illnesses or injuries, rather than providing long-term cover for a career-ending condition.
For a self-employed electrician, a Personal Sick Pay policy can mean the difference between a minor setback and a major financial crisis.
The Business Owner's Shield: Protecting Your Enterprise
If you're a company director, business owner, or freelancer, your financial well-being is intrinsically linked to the health of your business. Standard personal protection is vital, but you also need to consider business-specific risks.
Executive Income Protection
This is simply Income Protection taken out and paid for by your limited company for an employee or director. The key advantage is tax efficiency.
- The premiums are typically treated as a legitimate business expense, meaning they are deductible against corporation tax.
- It's not usually treated as a P11D benefit-in-kind for the employee.
- The benefit is paid to the company, which then pays it to the employee via PAYE, providing income continuity.
This is a powerful and tax-efficient way for a company to care for its key people.
Key Person Insurance
Imagine your business's most vital employee – your top salesperson, a brilliant developer, or perhaps you – is unable to work due to critical illness or death. What would the financial impact be?
Key Person Insurance is a policy taken out by the business on the life or health of that crucial individual. The business pays the premiums and is the beneficiary.
The payout can be used to:
- Recruit a replacement.
- Cover lost profits during the disruption.
- Reassure lenders and investors.
- Clear business debts.
It is a crucial tool for business continuity and de-risking your operations.
Advanced Planning: Securing Your Legacy with Gift Inter Vivos
As you build wealth, you may wish to pass it on to the next generation. Making substantial gifts during your lifetime is a common and effective way to reduce the value of your estate for Inheritance Tax (IHT) purposes. However, there's a catch: the '7-year rule'.
- What it is: If you make a gift to an individual (a 'Potentially Exempt Transfer') and die within 7 years, that gift may become subject to IHT.
- The Taper: The amount of tax due reduces on a sliding scale if you survive for between 3 and 7 years after making the gift.
This creates a potential tax liability for the person who received your gift. No one wants to give their children a house deposit, only for them to receive a tax bill a few years later.
Gift Inter Vivos Insurance is the solution. It is a specialised form of life insurance designed to cover this specific, decreasing IHT liability.
- How it works: It's a decreasing term assurance policy where the sum assured mirrors the tapering IHT liability on the gift.
- The result: If you die within the 7-year window, the policy pays out to cover the tax bill, ensuring your beneficiary receives the full, intended value of your gift.
It's a forward-thinking tool for anyone engaging in estate planning.
Supercharge Your Well-being: The Synergy with Private Health Insurance
Financial protection plans are reactive; they pay out after a health event has occurred. Private Health Insurance (PMI), however, is proactive. It gives you control over your health and treatment journey.
In a world where NHS waiting lists for 2024/2025 continue to be a significant concern, PMI provides rapid access to:
- Specialist consultations.
- Diagnostic scans (MRI, CT).
- Surgical procedures.
The Powerful Synergy:
Combining financial protection with PMI creates a holistic shield.
- Faster Recovery: PMI gets you diagnosed and treated faster. A quicker recovery means you can return to work sooner, reducing the length of a potential Income Protection claim.
- Better Outcomes: Access to cutting-edge treatments and drugs not always available on the NHS can lead to better health outcomes, potentially preventing a condition from becoming a long-term critical illness.
- Reduced Stress: Knowing you can bypass queues and get immediate medical attention significantly reduces the mental strain of being unwell, which is a huge component of recovery.
- Value-Added Services: Modern PMI and protection policies come packed with benefits that actively support your well-being, such as:
- 24/7 Virtual GP services.
- Mental health support and counselling.
- Physiotherapy sessions.
- Discounts on gym memberships and wellness apps.
Think of it this way: Income Protection replaces your income when you're sick, and PMI helps you get better faster. They are two sides of the same coin, working together to protect your health and your wealth.
WeCovr: Your Expert Partner in Protection
Navigating the world of protection insurance can feel complex. With hundreds of policies from dozens of insurers, each with different terms, conditions, and definitions, how do you choose the right one?
This is where working with an expert independent broker like us at WeCovr makes all the difference.
We don't work for an insurance company; we work for you. Our role is to understand your unique circumstances, your family's needs, your business goals, and your budget. We then use our expertise to search the entire market, comparing policies from all the UK's leading insurers.
We help you:
- Identify your needs: We cut through the jargon to determine which combination of cover is right for you.
- Understand the small print: We ensure you know exactly what you're covered for, especially crucial definitions for critical illness and income protection.
- Find the best value: We find the most comprehensive cover available for your budget.
- Manage the application: We handle the paperwork and make the process smooth and simple.
Furthermore, we believe in proactive well-being. That's why, in addition to the benefits from your chosen insurance policy, we provide our valued clients with complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. We see it as our commitment to not just protecting you when things go wrong, but empowering you to live a healthier life every day.
Beyond Insurance: Actively Cultivating a Resilient Lifestyle
While insurance provides a crucial financial safety net, the first line of defence is always a healthy lifestyle. Building resilience is about nurturing your physical and mental health daily. Here are some simple, powerful habits to integrate into your life.
Nourish Your Body
Your diet is the fuel for your performance. Forget fad diets; focus on sustainable, balanced nutrition. The NHS Eatwell Guide provides a great framework:
- Eat the Rainbow: Aim for at least 5 portions of a variety of fruit and veg each day. They are packed with vitamins, minerals, and antioxidants.
- Prioritise Protein: Include lean protein sources like chicken, fish, beans, pulses, and tofu in your meals to support muscle repair and keep you feeling full.
- Choose Wholegrains: Opt for brown rice, wholewheat pasta, oats, and quinoa over refined white carbohydrates for slow-release energy.
- Stay Hydrated: Drink 6-8 glasses of water a day. Dehydration can lead to headaches, fatigue, and poor concentration.
Master Your Sleep
Sleep is not a luxury; it is a biological necessity. It's when your body repairs and your brain processes information. Poor sleep is linked to a host of health problems, from a weakened immune system to an increased risk of heart disease and depression.
- Create a Routine: Go to bed and wake up at the same time every day, even on weekends.
- Optimise Your Environment: Make your bedroom dark, quiet, and cool.
- Digital Detox: Avoid screens (phones, tablets, TVs) for at least an hour before bed. The blue light can interfere with melatonin production, the hormone that controls sleep.
- Avoid Stimulants: Limit caffeine and alcohol, especially in the evening.
Move Your Body
The NHS recommends at least 150 minutes of moderate-intensity activity a week or 75 minutes of vigorous-intensity activity.
- Moderate Activity: Brisk walking, cycling, dancing. Anything that raises your heart rate and makes you breathe faster.
- Vigorous Activity: Running, swimming, sports like football or rugby.
- Strength Training: Include activities that work all the major muscle groups (legs, hips, back, abdomen, chest, shoulders, and arms) on at least two days a week.
Find an activity you enjoy. If you hate the gym, don't force it. Go for a hike, join a dance class, or take up a team sport.
Nurture Your Mind
Mental resilience is just as important as physical health.
- Practice Mindfulness: Spend a few minutes each day focusing on your breath. Apps like Calm or Headspace can be great guides.
- Connect with Others: Make time for friends and family. Strong social connections are a powerful buffer against stress.
- Take Breaks: Step away from your desk, go for a short walk, and allow your mind to rest during the working day.
- Seek Support: It is a sign of strength, not weakness, to ask for help. If you are struggling with your mental health, speak to your GP, a friend, or a mental health charity.
Your Blueprint for an Expansive Life
Protecting your best life isn't a single action but a continuous process. It's the fusion of sensible financial planning and a commitment to daily well-being. It’s about creating a reality where your focus can remain fixed on your growth, your relationships, and your dreams, unburdened by the 'what ifs'.
By understanding the tools available – from the income guarantee of Income Protection to the legacy-securing power of Gift Inter Vivos, all supercharged by the rapid access of Private Health Insurance – you can build a fortress of resilience around yourself and your loved ones.
This isn't just about insurance. It's about empowerment. It’s about giving yourself the freedom to live more, dare more, and become more, secure in the knowledge that you have a plan for the unpredictable. This is your blueprint. Now is the time to start building.
What is the difference between Income Protection and Critical Illness Cover?
- Critical Illness Cover pays you a one-off, tax-free lump sum if you are diagnosed with a specific illness listed on your policy. It's designed to help with major costs like paying off a mortgage, adapting your home, or seeking specialist treatment.
- Income Protection pays a regular, tax-free monthly income if you are unable to work due to any illness or injury. It's designed to replace your lost salary to cover your ongoing monthly bills and living costs.
I'm young and healthy, do I really need protection insurance?
Is protection insurance expensive?
- The type and amount of cover you need.
- The term (length) of the policy.
- Your age, health, and lifestyle (e.g., whether you smoke).
- Your occupation.
- For Income Protection, the deferment period you choose.
Will the insurance company actually pay out if I claim?
Do I need a financial adviser or broker to get insurance?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!