
As an FCA-authorised expert that has helped arrange over 900,000 policies, WeCovr explains fibroids and how private medical insurance in the UK can provide faster access to diagnosis and treatment for new conditions. This guide explores your options for navigating this common health concern through private healthcare.
Fibroids are a common condition affecting millions of women in the UK, yet understanding the treatment pathway can often feel overwhelming. While the NHS provides excellent care, long waiting lists for diagnosis and treatment can lead many to consider private healthcare options.
This comprehensive guide will walk you through everything you need to know about fibroids, from symptoms and diagnosis to the full range of treatments available privately. We'll also explain the crucial role of private medical insurance (PMI) and how it works, particularly concerning conditions like fibroids.
In simple terms, fibroids are non-cancerous growths that develop in or around the womb (uterus). These growths are made up of muscle and fibrous tissue and can vary significantly in size, from as small as a pea to as large as a melon.
You might also hear them referred to by their medical names: uterine myomas or leiomyomas. It's important to remember that they are almost always benign (not cancerous). Less than 1 in 1,000 cases involve a cancerous fibroid.
There are several types of fibroids, classified by their location:
Fibroids are very common, although many women are unaware they have them because they have no symptoms. According to the NHS, around 1 in 3 women develop fibroids at some point in their life, most often between the ages of 30 and 50.
Several factors can increase your risk of developing fibroids:
While many women have no symptoms, others can experience issues that significantly impact their quality of life. The symptoms depend on the size, location, and number of fibroids.
Common signs include:
If you are experiencing any of these symptoms, it's essential to see your GP for an accurate diagnosis.
Getting a diagnosis is the first step towards treatment. Here’s how the process typically compares between the NHS and private healthcare.
| Feature | NHS Pathway | Private Healthcare Pathway (with PMI or Self-Pay) |
|---|---|---|
| First Step | Appointment with your GP. | Appointment with your GP (for an open referral) or direct access to a private GP/specialist. |
| Referral | GP refers you to an NHS gynaecologist. | GP or private GP provides a referral to a private consultant of your choice. |
| Waiting Time (Consultant) | Weeks or months. The NHS target is 18 weeks from referral to treatment, but this can vary. | Days or within a week. |
| Diagnostic Tests | Further waiting for an appointment for an ultrasound, MRI, or hysteroscopy. | Tests are often performed on the same day as the consultation or within a few days. |
| Choice of Specialist | You are usually assigned to the next available specialist at your local hospital. | You can choose your consultant and hospital from your insurer's approved network. |
| Overall Time to Diagnosis | Can take several months from the initial GP visit. | Can be completed in as little as one to two weeks. |
The main advantage of the private route is speed. Bypassing lengthy waiting lists means you get a diagnosis and a treatment plan much faster, which can provide immense peace of mind and a quicker resolution to your symptoms.
This is the most important section for anyone considering private medical insurance for fibroids. Standard UK PMI policies are designed to cover acute conditions that arise after your policy begins. They do not cover chronic or pre-existing conditions.
What does this mean for fibroids?
If you have already been diagnosed with fibroids or have had symptoms that a doctor has investigated, a new private medical insurance policy will not cover treatment for them. The condition will be listed as a pre-existing exclusion.
There are two main types of underwriting (the process an insurer uses to assess your health risk) that affect this:
The key takeaway: You cannot buy a new health insurance policy to cover a health issue you already have. The value of PMI is in having it in place before you get ill, to cover new, unforeseen acute conditions.
If you have private medical insurance that covers fibroids (i.e., the policy was in place long before symptoms appeared) or if you choose to pay for treatment yourself (self-pay), you gain access to a wide array of advanced options.
Here’s a breakdown of the main treatments available privately.
Medication is often the first line of treatment, especially if symptoms are mild. The goal is to reduce heavy bleeding and pain.
These innovative treatments destroy fibroids without the need for surgical cuts.
Uterine Artery Embolisation (UAE):
MRI-guided Focused Ultrasound Surgery (MRgFUS):
These "keyhole" surgeries offer effective fibroid removal with faster recovery times than traditional open surgery.
Myomectomy (Removal of Fibroids): This surgery removes the fibroids while leaving the uterus intact, making it the preferred option for women who want to have children.
| Treatment | Type | Purpose | Best Suited For | Typical Private Recovery |
|---|---|---|---|---|
| Medication | Non-Surgical | Symptom management (pain/bleeding) | Mild to moderate symptoms. | N/A |
| UAE | Non-Invasive | Shrinks fibroids by blocking blood flow. | Women who do not want future pregnancy. | 1-2 weeks |
| MRgFUS | Non-Invasive | Destroys fibroid tissue with ultrasound. | Women wanting a non-invasive, uterus-sparing option. | 1-2 days |
| Hysteroscopic Myomectomy | Minimally Invasive | Removes fibroids inside the womb cavity. | Women who want to preserve fertility. | 1 week |
| Laparoscopic Myomectomy | Minimally Invasive | Removes fibroids in/on the womb wall via keyhole. | Women who want to preserve fertility. | 2-4 weeks |
| Hysterectomy | Major Surgery | Removes the entire womb. | Women with severe symptoms not wanting future pregnancy. | 4-8 weeks |
If you don't have private medical insurance covering the condition, you will need to self-fund your treatment. Costs can vary widely depending on the hospital, the consultant, and the specific procedure. The prices below are estimates to give you a general idea.
| Procedure / Service | Estimated Self-Pay Cost Range (UK) | Notes |
|---|---|---|
| Initial Gynaecology Consultation | £250 - £400 | Does not include tests. |
| Pelvic Ultrasound Scan | £300 - £500 | Often the first diagnostic test required. |
| MRI Scan | £700 - £1,500 | Provides more detailed images of the fibroids. |
| Uterine Artery Embolisation (UAE) | £8,000 - £12,000 | Includes hospital stay, consultant and radiologist fees. |
| Laparoscopic Myomectomy | £7,000 - £11,000 | Price depends on complexity and length of hospital stay. |
| Hysteroscopic Myomectomy | £4,000 - £7,000 | Usually a day-case procedure. |
| Abdominal Hysterectomy | £9,000 - £15,000 | Traditional open surgery with a longer hospital stay. |
These "package prices" offered by private hospitals usually include the surgeon's fees, anaesthetist fees, hospital stay, nursing care, and one follow-up appointment. Always confirm exactly what is included before proceeding.
Navigating the world of private health cover can be complex. An expert broker, like WeCovr, simplifies the process and provides invaluable support at no extra cost to you.
Here’s how we help:
By using a broker, you get impartial, expert advice that empowers you to make the best decision for your future health.
While medical treatment is key, certain lifestyle adjustments may help manage symptoms and improve your overall well-being.
Whether you're exploring private treatment for the first time or want to secure your future health with the right insurance policy, getting expert advice is crucial. At WeCovr, we provide clear, impartial guidance to help you navigate your options. Our service is completely free, and we enjoy high customer satisfaction ratings for our professional and friendly approach.
Protect yourself against future health worries and ensure you have fast access to the best care when you need it most. Plus, when you purchase a PMI or Life Insurance policy through us, you can enjoy discounts on other types of cover.
Get your free, no-obligation quote from a WeCovr expert today and secure your peace of mind.






