Financial Resilience for Life Growth
Discover the Unseen Foundation of Personal Growth: Why Proactive Financial Protection – from Income and Critical Illness Cover to Tailored Personal Sick Pay for Tradespeople and Nurses, Private Health Insurance, and Strategic Life & Legacy Planning – Is Your Essential Blueprint for Thriving Relationships, Unstoppable Development, and Navigating the Complex 2025 Health Landscape.
We live in an age of aspiration. We’re encouraged to level up our careers, nurture our relationships, pursue our passions, and continuously evolve into the best versions of ourselves. We build vision boards, set ambitious goals, and invest time and energy into personal development. Yet, for all this forward momentum, many of us are building our futures on a foundation of sand.
The unseen, unspoken truth is that personal growth isn't just about mindset and hustle. It’s about creating an environment where you have the security and confidence to thrive. It’s about what happens when life, in its unpredictable way, interrupts your plans. A sudden illness, an unexpected injury, a family health crisis – these are not just emotional and physical challenges; they are seismic shocks to our financial stability that can derail our dreams and strain our most precious relationships.
This is where proactive financial protection moves from being a "nice-to-have" to an absolute essential. It’s the invisible architecture that supports your ambitions. This isn't about dwelling on the negative; it's about being so intelligently prepared for the "what ifs" that you can fully and fearlessly embrace the "what's next."
In this definitive 2025 guide, we will explore why a robust financial safety net – comprising everything from Income Protection and Critical Illness Cover to Private Medical Insurance and strategic legacy planning – is the critical, non-negotiable component of a life geared for growth, resilience, and fulfilment.
The Modern Paradox: Striving for Growth on Shaky Ground
Today's world presents a stark contrast. On one hand, the opportunities for growth feel limitless. The rise of the gig economy, remote working, and portfolio careers means we can design our professional lives with more freedom than ever before. On the other hand, this freedom often comes at the cost of traditional security.
The safety net that once came as standard with a "job for life" – comprehensive sick pay, death-in-service benefits – has eroded for millions. The latest figures from the Office for National Statistics (ONS) show a significant portion of the UK workforce is now self-employed, operating without any employer-sponsored safety net.
Consider these realities of the UK in 2025:
- Fragile Savings: A report by the Financial Conduct Authority (FCA) consistently finds that a significant number of UK adults have less than £1,000 in savings. This leaves them acutely vulnerable, as a single month without income could plunge a household into financial crisis.
- The Sickness Reality: The dream is to work until a planned retirement. The reality? Government statistics show that over 2.8 million people in the UK are out of the workforce due to long-term sickness. It's a sobering reminder that our ability to earn is our most valuable asset, and it is far from guaranteed.
- NHS Pressures: Our National Health Service is a source of immense national pride, but it is under unprecedented strain. As of early 2025, waiting lists for elective treatments remain at historically high levels. While the care is excellent, the waiting can mean months, or even years, of pain, reduced mobility, and an inability to work or live life to the full.
This is the paradox: we are encouraged to be bold, entrepreneurial, and independent, yet the financial bedrock to support this boldness is often missing. An accident or illness doesn't just stop your income; it stops your momentum, erodes your confidence, and can transform you from a provider into a dependent, placing immense strain on your family and relationships.
Building Your Blueprint: The Core Pillars of Financial Protection
Creating your financial resilience blueprint isn't about buying a single product. It’s about layering different types of protection to create a comprehensive shield tailored to your unique life, career, and ambitions. Let's break down the core pillars.
Income Protection: Your Monthly Salary, Secured
If you had a machine in your home that printed money every month, you would insure it without a second thought. Your ability to work and earn an income is that machine. Income Protection insurance is designed to protect it.
What is it? It’s a policy that pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury. It continues to pay out until you can return to work, your policy ends, or you retire, whichever comes first.
Who is it for? Frankly, anyone whose lifestyle depends on their monthly income. This is arguably the most crucial form of protection for working adults, especially the self-employed, freelancers, and those with limited sick pay from their employer.
Key features to understand:
- Deferment Period: This is the waiting period between when you stop working and when the policy starts paying out. It can range from 1 day to 12 months. The longer the deferment period you choose, the lower your premium will be. You can align it with your employer's sick pay policy or your savings.
- Level of Cover: You can typically protect up to 50-70% of your gross pre-tax income. This is to ensure you have an incentive to return to work. The income is paid tax-free, so it often equates to a significant portion of your usual take-home pay.
- Definition of Incapacity: This is critical. The best policies offer an 'Own Occupation' definition. This means the policy will pay out if you are unable to do your specific job. Other definitions, like 'Suited Occupation' or 'Any Occupation', are less comprehensive and may not pay out if the insurer believes you could do a different type of work.
Critical Illness Cover: A Financial Shield When You Need It Most
Imagine being diagnosed with a serious condition like cancer, a heart attack, or multiple sclerosis. The emotional and physical toll is immense. The last thing you or your family need is the added stress of financial worries.
What is it? Critical Illness Cover (CIC) pays out a tax-free lump sum on the diagnosis of one of a list of specified serious medical conditions. It's designed to provide a financial cushion to help you through a difficult period of treatment and recovery.
How the lump sum can be used is entirely up to you:
- Clear or pay down your mortgage
- Cover monthly bills and expenses while you're not earning
- Pay for private medical treatment or specialist care not available on the NHS
- Make adaptations to your home (e.g., a wheelchair ramp)
- Allow your partner to take time off work to support you
- Simply give you the financial breathing space to recover without stress.
According to Cancer Research UK, 1 in 2 people in the UK will be diagnosed with some form of cancer during their lifetime. The British Heart Foundation reports hundreds of thousands of hospital admissions for heart attacks each year. These aren't remote possibilities; they are mainstream health events. A CIC policy provides the funds to manage the consequences.
Life Insurance: The Ultimate Act of Care for Your Loved Ones
Life insurance is perhaps the most well-known form of protection, but it’s often misunderstood. It’s not for you; it’s for the people you leave behind. It’s a straightforward, powerful way to protect your family's financial future if you were no longer around.
There are several key types:
- Term Life Insurance: Provides cover for a fixed period (the 'term'), such as the length of your mortgage or until your children are financially independent. It pays out a lump sum if you die within the term. It's typically the most affordable way to get a large amount of cover.
- Whole of Life Insurance: As the name suggests, this policy covers you for your entire life and guarantees a payout whenever you die. It's more expensive but is often used for legacy and inheritance tax planning.
- Family Income Benefit: This is an intelligent variation of term insurance. Instead of a single lump sum, it pays out a regular, tax-free monthly or annual income to your family for the remainder of the policy term. This can be much easier for a grieving family to manage than a large lump sum and helps replace your lost income in a structured way.
If you have a mortgage, a partner who relies on your income, or dependent children, life insurance is a fundamental part of responsible financial planning.
Private Medical Insurance (PMI): Navigating the 2025 Health Landscape
The NHS is a treasure, but facing a 12-month wait for a hip replacement or a crucial diagnostic scan can be debilitating. This is where Private Medical Insurance (PMI) acts as a powerful partner to the NHS.
PMI is not about replacing the NHS, which remains peerless for emergency and chronic care. It’s about giving you choice, speed, and comfort for acute conditions.
The Key Benefits of PMI:
- Speed: Bypass long NHS waiting lists for consultations, diagnostics (like MRI and CT scans), and elective surgery.
- Choice: Select the specialist, consultant, and hospital where you receive your treatment.
- Comfort: Access to private rooms, more flexible visiting hours, and other amenities.
- Access to Treatments: Potentially gain access to drugs or treatments not yet available or funded by the NHS.
In the context of personal growth, the benefit is clear. A quicker diagnosis and faster treatment mean less time in pain, less time off work, and a faster return to your career, your family life, and your passions.
Tailored Protection for Modern Work: Beyond the 9-to-5
The one-size-fits-all approach to financial protection is obsolete. Different professions and ways of working carry unique risks and require specialised solutions.
The Self-Employed & Freelancer's Safety Net
For the UK's millions of self-employed individuals, there is no safety net. No sick pay. No holiday pay. No employer pension contributions. If you don't work, you don't get paid. This makes Income Protection the single most important policy for any freelancer, contractor, or sole trader. It is your personal sick pay scheme.
For directors of their own limited companies, Executive Income Protection is a highly valuable and tax-efficient alternative. The company pays the premiums, which can typically be offset as a business expense, and the benefit is paid to the company to then be distributed as salary. This provides vital protection for the director without using their taxed personal income.
At WeCovr, we specialise in helping entrepreneurs and freelancers navigate this landscape. We understand the fluctuating incomes and unique needs of self-employment and can compare plans from across the market to find cover that is both robust and affordable.
For the Hands-On Heroes: Personal Sick Pay for Tradespeople
Electricians, plumbers, builders, scaffolders, and other tradespeople are the backbone of our economy. They also face significantly higher physical risks in their day-to-day work. A broken leg for an office worker is an inconvenience; for a roofer, it’s a financial catastrophe.
For these roles, a specific type of cover often called Personal Sick Pay or Accident & Sickness Insurance can be a great fit. These policies are often:
- Designed to pay out quickly, with short deferment periods (e.g., 1 or 2 weeks).
- Focused on a shorter payment term (e.g., 12 or 24 months), making them more affordable.
- Specifically designed to cover the risks associated with manual labour.
While comprehensive Income Protection remains the gold standard for long-term illness, Personal Sick Pay provides an accessible and vital cushion against the more common short-to-medium term injuries that can halt a tradesperson's income.
Protecting Our Carers: Specialised Cover for Nurses and Healthcare Professionals
Nurses and other healthcare professionals work in physically and emotionally demanding roles. While the NHS provides a sick pay scheme, it’s crucial to understand its limitations. Typically, it provides full pay for a set number of months, which then reduces to half-pay before stopping altogether. The length of this provision depends on your years of service.
A serious illness or injury could easily outlast even the most generous NHS sick pay scheme, leaving you with a drastically reduced income. Private income protection can be structured to kick in precisely when your NHS pay reduces or stops, ensuring you can maintain your financial stability throughout your recovery.
The Business Owner's Blueprint: Protecting Your Enterprise
For company directors and business owners, financial resilience extends beyond personal cover. You also need to protect the business itself – the entity you've worked so hard to build.
- Key Person Insurance: Is there someone in your business whose skill, knowledge, or contacts are so vital that their sudden death or critical illness would severely damage the company's profitability or survival? This could be a top salesperson, a visionary CEO, or a technical genius. Key Person Insurance is a policy taken out by the business on that individual. If the worst happens, the business receives a cash injection to manage the impact – whether that's to cover lost profits, recruit a replacement, or reassure lenders.
- Shareholder/Partnership Protection: If you co-own a business, what would happen if your business partner died? Their shares would likely pass to their family, who may have no interest or skill in running the business. They might want to sell the shares, potentially to a competitor. Shareholder Protection provides the surviving owners with the funds to buy the deceased partner's shares from their estate, ensuring a smooth transition and continuity of ownership.
The Ripple Effect: How Financial Resilience Boosts Your Whole Life
The benefits of a strong financial protection plan ripple outwards, touching every aspect of your life in profoundly positive ways.
Strengthening Relationships
Financial stress is a leading cause of conflict and breakdown in relationships. When a health crisis strikes, the pressure can be immense. A protection plan removes the financial toxicity from the situation.
If you become ill, your partner's role can be to support and care for you, not to lie awake at night worrying about how to pay the mortgage. The lump sum from a critical illness policy or the steady income from an income protection plan de-pressurises the entire family unit, preserving emotional energy for what truly matters: healing and recovery.
Fuelling Personal Development
This brings us back to our central theme. A robust safety net gives you psychological permission to be brave. It transforms risk from a terrifying prospect into a calculated one.
Want to leave your stable job to start your own business? Knowing your family's core expenses are covered by an income protection plan makes that leap of faith infinitely less daunting.
Thinking of taking a sabbatical to retrain or pursue a lifelong dream? A critical illness policy ensures that a health setback won't wipe out your life savings and force you back to the grind prematurely.
Financial protection is the launchpad that makes ambitious life changes possible.
Enhancing Wellbeing: The Proactive Health Connection
Modern insurance is evolving. It's no longer just a reactive measure for when things go wrong. Today's best policies come packed with value-added benefits designed to support your proactive health and wellness now.
These often include:
- 24/7 Virtual GP Services: Get medical advice and prescriptions from an NHS-practising GP via your phone, often within hours.
- Mental Health Support: Access to counselling sessions and mental health resources.
- Second Medical Opinion Services: Get a world-leading expert to review your diagnosis and treatment plan.
- Fitness & Nutrition Support: Discounts on gym memberships, fitness trackers, and wellness apps.
At WeCovr, we believe so strongly in this proactive approach that we provide all our clients with complimentary access to our proprietary AI-powered calorie and nutrition tracking app, CalorieHero. We see it as part of our duty of care – helping you build healthier habits today to support a healthier, more resilient future.
Strategic Legacy Planning: Beyond the Here and Now
True financial resilience also means thinking about the legacy you want to leave behind. This involves smart planning to ensure your assets are passed on efficiently and effectively.
The Gift of Foresight: Gift Inter Vivos and Inheritance Tax (IHT)
Many people want to help their children or grandchildren financially during their lifetime, perhaps with a deposit for a house. However, under UK tax law, if you give away a significant asset (a 'gift'), you must survive for seven years for it to be completely free of Inheritance Tax (IHT). If you die within that seven-year window, the gift could be subject to IHT, creating an unexpected tax bill for the recipient.
This is where a Gift Inter Vivos policy comes in. It's a specialised life insurance plan designed to cover this potential IHT liability. You take out a policy that pays out a sum equal to the potential tax bill, with the cover amount reducing over the seven years in line with the tapering tax rules. It’s a clever and cost-effective way to ensure your gift is received in full, exactly as you intended.
Writing Your Policies in Trust: A Simple Step with a Big Impact
This is one of the most important yet overlooked aspects of life insurance. When you take out a life insurance or critical illness policy, you can place it 'in trust'.
What is a trust? In simple terms, it's a legal arrangement that separates the ownership of the policy from your estate. You name specific people (the 'beneficiaries') who you want the money to go to.
The benefits are huge:
- Avoids Probate: The payout goes directly to your beneficiaries and doesn't get caught up in the often lengthy legal process of administering your will (probate). This means your family gets the money much faster, often in weeks rather than months or years.
- Protects from Inheritance Tax: Because the policy payout isn't legally part of your estate, it isn't typically subject to IHT. This can save your family a significant amount of money.
- Ensures Your Wishes are Met: You have complete control over who receives the money.
Most insurers offer a simple trust form and the process is usually free. It’s a small piece of administration that delivers enormous value.
Your Action Plan: How to Build Your Financial Resilience Fortress
Feeling overwhelmed? Don't be. Building your financial protection plan is a logical, step-by-step process.
Step 1: Audit Your Life Get a clear picture of your financial world.
- Outgoings: What are your essential monthly costs (mortgage/rent, bills, food, travel)?
- Dependents: Who relies on your income? Your partner, children, or perhaps ageing parents?
- Goals: What are your short and long-term ambitions? Buying a home? Starting a business? Retiring early?
- Assets & Liabilities: What do you own (savings, investments, property) and what do you owe (mortgage, loans, credit cards)?
Step 2: Understand Your Existing Cover Check what you already have in place.
- Employer Benefits: Do you have sick pay? For how long? Do you have 'death-in-service' cover? How much is it? (It's often only a multiple of your basic salary and may not be enough to clear a mortgage and provide for your family).
- Existing Policies: Do you have any old policies you've forgotten about? Check the details and see if they are still fit for purpose.
Step 3: Prioritise Your Needs You might not be able to afford every type of cover immediately. Prioritise based on the biggest risks. For most people, the hierarchy of importance is:
- Income Protection: Protecting your ability to earn is paramount.
- Life Insurance: If you have dependents or a mortgage.
- Critical Illness Cover: To protect against the financial impact of a major health shock.
- Private Medical Insurance: To provide choice and speed of treatment.
Step 4: Seek Expert Advice The protection market is complex. Premiums, definitions, and policy features vary wildly between insurers. Trying to navigate this alone can lead to costly mistakes or, worse, buying a policy that doesn't pay out when you need it.
This is where an independent expert broker is invaluable. A specialist firm like WeCovr doesn't work for a single insurer; we work for you. We take the time to understand your unique situation from your audit in Step 1, and then we search the entire market, comparing policies from all the UK's leading providers. We can explain the jargon, highlight the crucial differences in policy wording, and help you find the most comprehensive cover for your budget.
Step 5: Review and Adapt Your life isn't static, and neither should your protection be. It's essential to review your cover every few years, or whenever you have a major life event:
- Getting married or entering a civil partnership
- Having a child
- Buying a new home or increasing your mortgage
- Getting a pay rise or changing jobs
- Starting a business
A quick review ensures your protection blueprint continues to match your life's blueprint.
Your Future Self Will Thank You
Investing in personal growth is a commendable and vital part of a fulfilling life. But true, sustainable growth requires a solid foundation. Proactive financial protection is that foundation.
It’s the quiet confidence that allows you to take creative risks. It’s the peace of mind that strengthens your relationships under pressure. It’s the practical tool that ensures a health setback is just a chapter in your story, not the end of it.
Don't leave your ambitions, your relationships, and your future to chance. Take control. Build the financial resilience that will not just protect you from the worst, but empower you to achieve your very best. Your future self is counting on it.
Isn't Income Protection just for the self-employed?
I'm young and healthy, do I really need Critical Illness Cover?
How much cover do I actually need?
Is it expensive to get this kind of protection?
What's the difference between Personal Sick Pay and Income Protection?
Can I get cover if I have a pre-existing medical condition?
Why should I use a broker like WeCovr instead of going direct to an insurer?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!