Future-Proof You: Growth Through Protection
The Resilient Life Blueprint: How Proactive Protection – from Personal Sick Pay for Tradespeople, Nurses, and Electricians to Family Income Benefit, Life, Critical Illness, and Gift Inter Vivos – builds the unshakable foundation for personal growth and relationships in an unpredictable 2025, where projections suggest 1 in 2 people in the UK will face a cancer diagnosis, and how private health insurance offers faster access, specialist choice, and vital support to accelerate your recovery and future.
Imagine a life where you are free to grow. A life where you can confidently plan for the future, invest in your personal development, deepen your relationships, and pursue your boldest ambitions without a persistent, nagging fear of the unknown. This isn't a fantasy. This is a resilient life, and it's built not on luck, but on a foundation of proactive protection.
As we navigate 2025, the landscape of our lives is shaped by unprecedented unpredictability. The financial climate remains complex, and the pressures on our public health services are immense. Most sobering of all is a statistic from Cancer Research UK that now sits at the forefront of our collective consciousness: an estimated 1 in 2 people in the UK will be diagnosed with cancer in their lifetime.
This isn't a scare tactic; it's a call to action. It’s a prompt to shift our perspective from "it won't happen to me" to "what if it does, and how can I be prepared?". The answer lies in the Resilient Life Blueprint – a strategic approach to financial and personal well-being that uses protection insurance as its cornerstone.
This comprehensive guide will explore how a tailored suite of protection products, from life and critical illness cover to highly specific plans like Personal Sick Pay for tradespeople and Gift Inter Vivos for estate planning, can create the financial and emotional space you need to thrive. We will also delve into how Private Health Insurance acts as a powerful accelerator, ensuring that should the worst happen, your path to recovery is as swift and effective as possible.
The 2025 Reality Check: Why Proactive Protection is No Longer a 'Nice-to-Have'
The world feels more uncertain than ever, and this feeling is substantiated by hard data. To build a truly resilient life, we must first understand the challenges we are future-proofing against.
The Stark Health Landscape
The 1 in 2 cancer diagnosis projection is a headline figure, but the story it tells is one of incredible medical advancement coupled with a growing challenge. People are surviving cancer more than ever before, but a diagnosis still brings significant emotional, physical, and financial upheaval.
Beyond this, other statistics paint a clear picture:
- NHS Waiting Lists: In early 2025, NHS England continues to report millions of cases on referral to treatment (RTT) waiting lists. This means that for many non-urgent but life-impacting conditions, the wait for diagnosis and treatment can stretch into many months, sometimes years.
- Cardiovascular Disease: The British Heart Foundation highlights that around 7.6 million people in the UK live with a heart or circulatory disease. A heart attack or stroke can happen suddenly, profoundly impacting your ability to work and live as you did before.
- Mental Health: According to the mental health charity Mind, approximately 1 in 4 people in the UK will experience a mental health problem each year. Conditions like severe stress, depression, or anxiety can be just as debilitating as a physical illness when it comes to your ability to earn a living.
The Financial Squeeze
Financial resilience is inextricably linked to health. When your health suffers, your finances are often the first casualty.
- Statutory Sick Pay (SSP): The government's safety net for employees is, frankly, not enough to live on. As of 2025, it stands at just over £115 per week. Can your mortgage, bills, and food costs be covered by this? For most, the answer is a resounding no.
- The Self-Employed Reality: The UK has a thriving community of over 4 million self-employed workers, including freelancers, contractors, and small business owners. For these individuals, there is no Statutory Sick Pay. If you don't work, you don't get paid. One serious illness can wipe out years of hard-earned savings.
- Cost of Living: While inflation may have cooled from its recent peaks, the cumulative effect of rising costs for energy, food, and housing has left many household budgets with little to no wiggle room. The average UK family has insufficient savings to cover their expenses for more than a couple of months.
This convergence of health and financial pressures means that a single unexpected event—an accident, a serious diagnosis, an inability to work—can derail not just your finances, but your entire life plan. The Resilient Life Blueprint is the strategy to prevent this.
The Resilient Life Blueprint Explained: More Than Just Insurance
At its core, the Blueprint is a mindset shift. It’s about viewing protection not as a begrudging expense for a worst-case scenario, but as a proactive investment in your best-case scenario: a life of growth, stability, and peace of mind.
When you are financially secure, you are psychologically free.
Think about it. The mental energy spent worrying about "what if?" can be redirected.
- For Personal Growth: You can confidently invest in that new qualification, start a side business, or take a sabbatical to travel, knowing that your financial foundations are secure.
- For Relationships: Financial stress is a leading cause of friction in relationships. By removing the financial jeopardy of illness or death, you protect your loved ones and allow your relationships to flourish, based on support and shared goals, not fear.
- For Career Ambition: You can take calculated career risks, move to a new city for a dream job, or go freelance, knowing that you have a personal safety net in place that doesn't rely on your employer.
Protection insurance provides the bedrock upon which this freedom is built. It guarantees that if your health fails, your financial life does not have to.
Building Your Foundation: The Core Protection Products
Every resilient blueprint needs a solid foundation. In the world of protection, this starts with three core products that address the most significant life risks.
1. Life Insurance: Protecting Your Legacy
Life Insurance is the most well-known form of protection. It pays out a cash lump sum upon your death, providing financial support for your loved ones when they need it most.
- Who needs it? Anyone with financial dependents. This includes people with a mortgage, young children, a partner who relies on their income, or even parents you might support in their old age.
- Key Types:
- Term Life Insurance: Provides cover for a fixed period (the 'term'), such as the length of your mortgage or until your children are financially independent. It's the most affordable and popular type.
- Whole of Life Insurance: Covers you for your entire life and is guaranteed to pay out eventually. It's often used for Inheritance Tax planning or to leave a guaranteed legacy.
Real-Life Example: Sarah and Tom, both 35, have just bought their first home with a £300,000 mortgage. They have a 4-year-old daughter. They take out a joint 'decreasing term' life insurance policy for 25 years (the length of their mortgage). If one of them were to pass away, the policy would pay out enough to clear the remaining mortgage balance, ensuring the surviving partner and their daughter can stay in the family home without financial worry.
2. Critical Illness Cover (CIC): Your Financial Shield During Recovery
Given the stark 1 in 2 cancer statistic, Critical Illness Cover has become an indispensable part of the Blueprint. It pays out a tax-free lump sum if you are diagnosed with one of a list of specified serious conditions (such as cancer, heart attack, or stroke).
This is not a life insurance policy; it pays out on diagnosis, not death. The money is designed to remove financial pressure while you are alive and fighting your illness.
- How it helps:
- Pay off your mortgage or other debts.
- Cover your salary if you need to take extended time off work.
- Pay for private medical treatments or specialist care.
- Make adaptations to your home if required.
- Simply give you the breathing room to focus 100% on getting better.
Critical Illness Cover: Common Conditions Covered
| Category | Common Conditions Covered |
|---|---|
| Cancer | Most types of invasive cancer |
| Heart | Heart Attack, Coronary Artery Bypass Surgery |
| Nervous System | Stroke, Multiple Sclerosis, Parkinson's Disease |
| Organs | Major Organ Transplant, Kidney Failure |
| Other | Traumatic Head Injury, Permanent Blindness/Deafness |
Note: The exact conditions covered vary by insurer. It's vital to check the policy details.
3. Family Income Benefit (FIB): Regular Support for Your Family's Lifestyle
While a lump sum from a traditional life insurance policy is invaluable, managing a large sum of money can be daunting for a grieving family. Family Income Benefit offers a clever alternative.
Instead of a single lump sum, it pays out a regular, tax-free monthly or annual income from the time of a claim until the end of the policy term.
- Why choose FIB? It's designed to replace a lost salary, making it easier for the surviving family to manage their ongoing monthly budget for bills, childcare, and school fees. It's often more affordable than a comparable lump-sum policy, making it a great option for young families on a tight budget.
Income Protection: The Cornerstone of Your Financial Plan
If life insurance protects your family after you're gone, Income Protection (IP) is what protects you and your lifestyle while you are living. It is arguably the single most important insurance policy for any working adult.
IP pays out a regular, recurring income (typically 50-70% of your gross salary) if you are unable to work due to any illness or injury.
Why is it so crucial?
Consider the alternative. You fall ill and can't work for a year.
- Your employer might pay you for a few weeks or months.
- After that, you fall back on Statutory Sick Pay (SSP) – roughly £500 a month in 2025.
- Once your savings are gone, what's next?
Income Protection bridges this enormous gap, ensuring your bills get paid and your life can continue as normally as possible. Unlike Critical Illness Cover, it's not tied to a specific list of conditions. If a doctor signs you off work for a medical reason—whether it's a bad back, a bout of severe depression, or cancer—your policy can pay out.
Personal Sick Pay: Essential Cover for Tradespeople, Nurses, and Electricians
For certain professions, the need for robust income protection is even more acute. Tradespeople, nurses, electricians, construction workers, and others in manual or high-stress roles face a higher risk of injury or burnout.
They are also often self-employed or work on contracts, meaning they have no access to employer sick pay schemes or SSP. This is where a specific type of income protection, often called Personal Sick Pay, is vital.
These policies are designed with these professions in mind:
- Shorter Deferral Periods: You can often choose to have your payments start just a week or two after you stop working, which is crucial when you have no other safety net.
- 'Own Occupation' Definition: This is the gold standard. The policy will pay out if you are unable to do your specific job. Less comprehensive policies might only pay if you can't do any job, which is a much harder threshold to meet.
- Financial Stability: For an electrician who injures their hand, a nurse signed off with stress, or a plumber with a debilitating back problem, a Personal Sick Pay policy is the difference between a temporary setback and a full-blown financial crisis.
SSP vs. Income Protection: A Quick Comparison
| Feature | Statutory Sick Pay (SSP) | Typical Income Protection |
|---|---|---|
| Weekly Payout | Approx. £116 | 50-70% of your gross income |
| Payout Duration | Maximum 28 weeks | Until you recover or retire |
| Who Gets It? | Employees only | Anyone (employed or self-employed) |
| What's Covered? | Any illness/injury signed off | Any illness/injury signed off |
| Reliability | A minimal, short-term safety net | A robust, long-term solution |
Advanced Strategies: Protection for Business Owners and Directors
If you run your own business, your personal and professional finances are deeply intertwined. The Resilient Life Blueprint for a company director or business owner extends beyond personal cover to protect the business itself.
Key Person Insurance
Who is the most important asset in your business? It might be you, a top salesperson, or a technical genius. If that person were to fall critically ill or die, the business's profits, stability, and even survival could be at risk.
Key Person Insurance is taken out and paid for by the business. It pays a lump sum to the business (not the individual's family) to cover the financial impact of losing that key individual. The funds can be used to:
- Recruit and train a replacement.
- Cover lost profits during the disruption.
- Reassure lenders and investors.
- Clear business debts.
Executive Income Protection
This is a tax-efficient way for a limited company to provide income protection for its directors and senior employees.
- The company pays the premiums, which are typically an allowable business expense.
- If the director is unable to work, the policy pays out to the company.
- The company can then continue to pay the director a salary through PAYE.
This is a win-win: the director gets comprehensive cover without paying for it from their net income, and the business protects its key decision-makers.
Smart Estate Planning: Gift Inter Vivos Insurance
As you build wealth, you may want to pass it on to your children or grandchildren during your lifetime. However, under UK Inheritance Tax (IHT) rules, if you give away a significant gift and die within seven years, that gift may still be subject to IHT at a rate of up to 40%.
This is where Gift Inter Vivos (GIV) insurance comes in. It is a specialised life insurance policy designed to cover this potential tax liability.
- How it works: You take out a policy for a term of seven years to cover the amount of the potential tax bill. The sum assured decreases over the term, in line with the "taper relief" rules for IHT on gifts.
- The benefit: It provides total peace of mind. You can gift assets confidently, knowing that if the worst happens, the IHT bill is taken care of and your beneficiaries will receive the full value of your gift.
The Accelerator: How Private Health Insurance Supercharges Your Recovery
Having financial protection like Critical Illness Cover and Income Protection is a vital part of the Blueprint. But what if you could not only manage the financial fallout of an illness but also significantly improve your health outcome?
This is the role of Private Health Insurance (PHI), also known as Private Medical Insurance (PMI). In a world of lengthy NHS waits, PHI is the accelerator pedal for your recovery.
Key Advantages of Private Health Insurance:
- Speed of Access: This is the most significant benefit. Instead of waiting months for an NHS consultation and further months for treatment, you can often see a specialist and begin treatment within weeks. For conditions like cancer, this speed can be critical.
- Choice and Control: You get to choose your specialist, your consultant, and the hospital where you are treated, giving you a sense of control at a time when you might feel helpless.
- Access to Advanced Treatments: PHI can provide access to breakthrough drugs, therapies, and surgical techniques that may not yet be available on the NHS due to cost or NICE (National Institute for Health and Care Excellence) approval delays.
- Comfort and Privacy: Treatment is provided in a private hospital, typically with a private room, en-suite facilities, and more flexible visiting hours, creating a more comfortable and restful environment for recovery.
- Mental Health Support: Most comprehensive policies now include excellent cover for mental health, providing fast access to counselling, therapy, and psychiatric support, which can be just as crucial as physical treatment.
PHI and the Cancer Journey
Let's revisit that 1 in 2 statistic. When you have PHI, your cancer journey looks very different.
| Stage | Standard NHS Pathway (Illustrative) | Private Health Insurance Pathway (Illustrative) |
|---|---|---|
| GP Referral | Urgent 2-week wait referral target | See a specialist within days |
| Diagnosis | Scans/tests can take several weeks | Scans and diagnostic tests often completed in a week |
| Treatment Plan | Discussed with NHS oncology team | Discussed with your chosen consultant |
| Treatment Start | Wait depends on local trust capacity | Treatment can often begin almost immediately |
| Treatment Options | Standard NICE-approved drugs/therapies | Access to cutting-edge drugs and treatments |
| Environment | NHS ward | Private en-suite room |
By combining Critical Illness Cover (which provides the money) with Private Health Insurance (which provides the swift, high-quality care), you create the ultimate resilience package against a serious health shock.
Wellness and Proactive Health: The First Line of Defence
While insurance is your financial safety net, the ultimate goal is to live a long, healthy, and fulfilling life. The Resilient Life Blueprint also includes a commitment to proactive wellness.
Modern insurers recognise this and increasingly reward healthy lifestyles with lower premiums and built-in wellness benefits, such as discounts on gym memberships, fitness trackers, and health screenings.
At WeCovr, we believe passionately in this proactive approach. That’s why, in addition to helping our clients secure the best protection policies, we also provide them with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. We see it as part of our commitment to your overall well-being, helping you build healthy habits that form your first and best line of defence.
Simple, consistent habits can make a profound difference to your long-term health:
- Balanced Diet: Focus on whole foods, fruits, vegetables, and lean proteins.
- Regular Activity: Aim for at least 150 minutes of moderate-intensity exercise per week.
- Quality Sleep: Prioritise 7-9 hours of quality sleep per night for physical and mental recovery.
- Stress Management: Incorporate practices like mindfulness, meditation, or simple hobbies to manage daily stress.
How to Build Your Blueprint: The Practical Steps
Building your Resilient Life Blueprint might seem complex, but it can be broken down into simple, manageable steps.
- Assess Your Situation: Take a clear-eyed look at your finances. What are your monthly outgoings? What debts do you have (mortgage, loans)? Who depends on you financially? How much are your savings? This will determine how much cover you need.
- Define Your Priorities: What worries you most? Dying prematurely and leaving your family with debt? A long-term illness that stops you from earning? The impact of a serious diagnosis like cancer? Your answers will determine what kind of cover is most important.
- Speak to an Expert: This is the most crucial step. The world of protection insurance is nuanced, and the cheapest policy is rarely the best. An independent expert can make all the difference. At WeCovr, we are specialists in the UK protection market. We work with you to understand your unique needs and then compare plans from all the leading insurers to find the right combination of policies with the right features, at the right price. We do the hard work so you don't have to.
- Review and Adapt: Life is not static. You might get married, have children, buy a bigger house, or change careers. It’s essential to review your protection blueprint every few years, or after any major life event, to ensure it still meets your needs.
Conclusion: Your Future is Worth Protecting
In an unpredictable world, true strength lies not in hoping for the best, but in preparing for the worst so you can confidently live for the best. The Resilient Life Blueprint is your plan for doing exactly that.
It is a declaration that you value your future, your family, and your peace of mind enough to protect them. By layering a robust foundation of life, critical illness, and income protection, and accelerating your potential for recovery with private health insurance, you are not just buying a policy. You are investing in freedom.
The freedom to grow, to love, to build, and to thrive, knowing that you have an unshakable financial foundation, no matter what 2025 and the years beyond may bring. Future-proof yourself today, and unlock a more resilient, confident tomorrow.
What is the difference between Income Protection and Critical Illness Cover?
- Critical Illness Cover (CIC) pays out a one-off, tax-free lump sum if you are diagnosed with a specific serious illness listed on the policy (e.g., cancer, heart attack, stroke). It's designed to help with major financial shocks like paying off a mortgage or funding private treatment.
- Income Protection (IP) pays a regular, recurring monthly income if you're unable to work due to any illness or injury that a doctor signs you off for. It's designed to replace your lost salary to cover ongoing bills and living costs.
I'm single with no children. Do I still need protection insurance?
Is it difficult to get insurance if I have a pre-existing medical condition?
- Offer cover but with an 'exclusion' for your specific condition.
- Offer cover but charge a higher premium (a 'loading').
- In some cases, postpone or decline cover.
I am self-employed. What protection is most important for me?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!