Growth Beyond Wealth: The Resilience Blueprint
Growth Beyond Wealth: The Resilience Blueprint
We often measure personal growth in milestones: a new skill learned, a promotion earned, a marathon completed. We invest in our careers, our education, and our physical health. Yet, there's a foundational pillar of personal development that is frequently overlooked, one that underpins our ability to pursue all other ambitions with confidence and peace of mind: financial resilience.
True growth isn't just about accumulating wealth; it's about building a structure so strong that it can withstand life's fiercest storms. It's the freedom to know that if the unexpected happens, your dreams—and your family's future—don't crumble. This is the resilience blueprint.
Transform Your Future: Uncover the Missing Pillar of Personal Growth by Building Unshakeable Financial Security. As experts project 1 in 2 UK individuals may face a cancer diagnosis in their lifetime by 2025, learn how modern protection—from Family Income Benefit and essential Income Protection for everyone, including tradespeople, nurses, and electricians, to Life, Critical Illness Cover, and strategic Gift Inter Vivos which offers a lump sum payment on death—alongside vital private health insurance, creates a legacy of freedom and empowerment.
Imagine building the house of your dreams. You focus on the beautiful architecture, the interior design, and the state-of-the-art technology. But what if you neglected the foundations? A single tremor, a sudden flood, and the entire structure could be compromised.
Your life is that house. Your career, your family, your hobbies, and your ambitions are the beautiful rooms within it. Financial protection insurance is the deep, solid foundation that ensures everything you've built remains standing, no matter what life throws your way. It’s not about planning for an ending; it’s about guaranteeing your journey can continue.
The Elephant in the Room: Why We Avoid Planning for the Worst
Let's be honest. Thinking about serious illness, injury, or death is uncomfortable. It’s human nature to have an optimism bias, to believe that "it won't happen to me." We meticulously plan holidays, weddings, and careers, but we often postpone planning for life's most challenging possibilities.
This avoidance creates a significant vulnerability. Without a safety net, a sudden loss of income or a critical illness diagnosis can trigger a devastating chain reaction:
- Financial Strain: Savings are depleted, and debt accumulates rapidly.
- Lifestyle Compromise: Difficult choices have to be made, from selling a family home to cutting back on children's activities.
- Career Disruption: A forced exit from work or business closure becomes a real possibility.
- Mental and Emotional Toll: The stress of financial worries compounds the trauma of a health crisis, hindering recovery and impacting the entire family.
Building a resilience blueprint is an act of profound self-care and responsibility. It’s about facing a difficult topic once, so you and your loved ones don't have to face a devastating reality unprepared.
The Modern Reality: A Sobering Look at the UK's Health Landscape
Optimism is a wonderful trait, but it must be tempered with realism. The health statistics in the UK paint a clear picture of why a financial safety net is no longer a luxury, but a necessity for every forward-thinking individual and family.
The headline statistic is stark: Cancer Research UK projects that 1 in 2 people in the UK will be diagnosed with some form of cancer in their lifetime. This projection underscores a dramatic shift in our health landscape. While medical advancements mean that more people than ever are surviving cancer, survival often comes with a long and costly journey of treatment, recovery, and potential long-term health implications.
But it’s not just cancer. Consider these figures from leading UK health and data organisations:
- Cardiovascular Disease: The British Heart Foundation reports that around 7.6 million people are living with heart and circulatory diseases in the UK. Every five minutes, someone is admitted to a UK hospital due to a heart attack.
- Strokes: The Stroke Association highlights that there are over 100,000 strokes in the UK each year—that's around one every five minutes. There are now over 1.3 million stroke survivors in the UK.
- Mental Health: According to the mental health charity Mind, approximately 1 in 4 people in the UK will experience a mental health problem each year. This can significantly impact a person's ability to work and earn a living.
The financial impact of such events is profound. A 2023 report from Macmillan Cancer Support revealed that four in five people with cancer in the UK are hit with a "Cancer Price Tag" that reaches an average of £891 a month, on top of their usual expenses, due to costs like travel for treatment, increased heating bills, and loss of income.
| The Financial Impact of Illness | Average Monthly Cost / Impact | Source Context |
|---|---|---|
| Cancer "Price Tag" | £891 | Macmillan Cancer Support |
| Statutory Sick Pay (SSP) | £116.75 per week (2024/25) | UK Government |
| Average UK Rent | £1,279 (excluding London) | Office for National Statistics |
| Average UK Mortgage Payment | £1,100+ | Various Banking Sources |
As the table clearly shows, the £116.75 per week provided by Statutory Sick Pay (if you even qualify) is a drop in the ocean compared to the essential outgoings of a typical UK household. This is the gap that modern protection insurance is designed to fill.
What is Financial Resilience? More Than Just Savings
Many people believe that having a few months' salary in a savings account is the definition of financial security. While an emergency fund is a crucial first step, it’s only one part of a much larger picture. True financial resilience is a multi-layered defence system.
Think of it as three core pillars:
- Emergency Savings (The Buffer): This is your immediate cash reserve, typically 3-6 months of essential living expenses. It’s for short-term shocks like a boiler breakdown or car repair.
- Debt Management (The Foundation): Keeping non-productive debt (like credit cards and personal loans) under control prevents your financial structure from being weakened from the inside out.
- The Safety Net (The Scaffolding): This is your protection insurance portfolio. It’s the robust scaffolding that protects your entire financial life when a significant event—like a critical illness or inability to work long-term—knocks out your primary source of income. Your savings buffer might last a few months; your safety net is designed to last for years, or even decades, if needed.
Without the safety net, your savings can be wiped out in an instant, forcing you into debt and dismantling the financial stability you worked so hard to build.
Building Your Safety Net: A Deep Dive into Personal Protection Insurance
Understanding the different types of protection can feel overwhelming. Let's break down the core products that form the bedrock of a solid resilience blueprint. Each serves a unique purpose, and they often work best in combination.
At WeCovr, we help our clients navigate these options to create a tailored package that fits their specific life circumstances, budget, and goals.
1. Income Protection (IP): The Cornerstone of Your Plan
If you could only choose one policy, a strong argument could be made for Income Protection. Why? Because your ability to earn an income is your single greatest financial asset. It pays for everything else: your mortgage, your bills, your food, your future.
- What it does: IP pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury.
- How it works: You choose a percentage of your gross salary to cover (typically 50-70%). You also select a "deferment period"—the time you're willing to wait before the payments start (e.g., 4, 8, 13, 26, or 52 weeks). The longer the deferment period, the lower the premium.
- Who it's for: Everyone who works. Whether you're a self-employed plumber, an NHS nurse, a freelance graphic designer, or a company director, a long-term illness could halt your income.
Real-Life Example: Sarah, a 35-year-old marketing manager earning £50,000 a year, is diagnosed with a severe back condition requiring surgery and a year of rehabilitation. Her employer's sick pay runs out after six months. Her Income Protection policy, set up with a 26-week deferment period, kicks in right on time. It pays her £2,500 a month (60% of her gross salary), allowing her to cover her mortgage and bills without touching her savings or relying on her partner's income. This financial peace allows her to focus completely on her recovery.
2. Critical Illness Cover (CIC): A Lump Sum for Life's Big Hurdles
While Income Protection replaces your monthly salary, Critical Illness Cover is designed to provide a large, tax-free lump sum of cash upon diagnosis of a specific, serious condition listed in the policy.
- What it does: Provides a cash injection to deal with the immediate and long-term costs of a serious illness.
- How it works: You choose a lump sum amount (e.g., £100,000). If you are diagnosed with a qualifying illness (like some forms of cancer, heart attack, or stroke), the insurer pays you this sum.
- How it helps: The money is yours to use as you see fit. You could:
- Pay off your mortgage or other debts.
- Fund private medical treatment or specialist therapies not available on the NHS.
- Adapt your home (e.g., install a ramp or stairlift).
- Allow a partner to take time off work to care for you.
- Simply give you the financial breathing space to recover without stress.
3. Life Insurance: Protecting Your Legacy
Life Insurance is perhaps the most well-known type of protection. Its purpose is simple but profound: to provide for your loved ones after you're gone.
- What it does: Pays out a lump sum or regular income to your beneficiaries upon your death.
- Key Types:
- Term Life Insurance: Covers you for a fixed period (the "term"), such as the length of your mortgage. It's designed to pay off major debts and provide for your family during their most dependent years. It is typically the most affordable option.
- Family Income Benefit (FIB): A variation of term insurance. Instead of a single lump sum, it pays out a regular, tax-free monthly or annual income to your family for the remainder of the policy term. This is excellent for replacing a lost salary and helping with day-to-day budgeting.
- Whole of Life Insurance: This policy has no end date. It guarantees a payout whenever you die, making it a useful tool for covering funeral costs or for estate planning and mitigating Inheritance Tax.
4. Private Medical Insurance (PMI): Your Fast-Track to Treatment
While not a replacement for income, Private Medical Insurance is a vital component of a resilience plan. The NHS is a national treasure, but it is under immense pressure, with waiting lists for diagnostics and treatments reaching record highs.
- What it does: PMI covers the cost of private medical care, from diagnosis to treatment.
- Key Benefits:
- Speed: Bypass long NHS waiting lists for consultations, scans (MRI, CT), and non-emergency surgery.
- Choice: Choose your specialist, consultant, and hospital from a nationwide network.
- Comfort: Access to private rooms, more flexible visiting hours, and other amenities.
- Advanced Treatments: Potential access to drugs or treatments not yet available on the NHS.
A PMI policy can mean the difference between getting a diagnosis in days versus months, and starting treatment in weeks versus years. For a business owner or self-employed individual, this speed is invaluable in getting them back on their feet and back to work.
| Protection Product | What It Does | Best For... |
|---|---|---|
| Income Protection | Replaces monthly income if you can't work due to illness/injury. | Covering ongoing living costs, rent/mortgage, and bills. The foundation for all workers. |
| Critical Illness Cover | Pays a one-off tax-free lump sum on diagnosis of a serious illness. | Paying off debts, funding private treatment, or making life adaptations. |
| Life Insurance | Pays out upon death to support your loved ones financially. | Clearing a mortgage, providing a legacy, covering funeral costs. |
| Family Income Benefit | Pays a regular income to your family upon death for a set term. | Replacing a lost salary for day-to-day family living costs in a manageable way. |
| Private Medical Insurance | Covers the cost of private healthcare, speeding up diagnosis and treatment. | Bypassing NHS waiting lists and gaining more choice and control over your healthcare. |
Tailored Protection for Every Walk of Life
A one-size-fits-all approach to protection simply doesn't work. Your profession, family situation, and business structure all dictate the type of cover that will serve you best.
For the Self-Employed & Freelancers: The Ultimate Safety Net
If you're one of the UK's nearly 5 million self-employed individuals, you are your own financial engine. There is no employer sick pay, no death-in-service benefit, and no one to keep the business running if you're out of action. This makes Income Protection non-negotiable.
For a freelance IT consultant, a bout of long COVID could mean zero income for months. For a sole trader running a coffee shop, a broken arm could halt business entirely. IP is the policy that keeps your personal and business finances afloat while you recover.
For Tradespeople, Nurses, and Electricians: Protecting Against Higher Risks
Many professions, which are the backbone of our society, come with higher physical risks. Plumbers, electricians, construction workers, and nurses are more susceptible to injuries or musculoskeletal issues that could prevent them from working.
For these individuals, a robust Income Protection plan—sometimes referred to as Personal Sick Pay—is essential. It's crucial to ensure the policy's definition of "incapacity" covers you for being unable to do your own occupation, rather than just any occupation. This distinction is vital for skilled manual workers.
For Company Directors & Business Owners: Fortifying Your Business
If you run a limited company, you have access to a suite of highly tax-efficient protection policies that can protect both your business and your family.
- Key Person Insurance: Imagine your business's most valuable employee—perhaps a top salesperson, a brilliant developer, or even yourself—is suddenly unable to work. Key Person Insurance pays a lump sum to the business to cover the financial impact, such as lost profits, recruitment costs, or loan repayments.
- Executive Income Protection: This is an IP policy that is owned and paid for by your limited company. The premiums are typically an allowable business expense, making it highly tax-efficient. The benefit is paid to the company, which then distributes it to the director as income through the payroll.
- Relevant Life Plan: This is a death-in-service benefit for individual employees or directors, paid for by the business. Like Executive IP, the premiums are usually a tax-deductible expense, and the benefits are paid tax-free to the employee's family, without counting towards their lifetime pension allowance.
These business protection policies are not just an expense; they are a strategic investment in the continuity and stability of the enterprise you've worked so hard to build.
Beyond the Essentials: Strategic Planning for Your Legacy
A truly comprehensive resilience blueprint looks beyond the immediate and considers the legacy you want to leave behind. This involves smart estate planning to ensure your wealth is passed on as efficiently as possible.
Gift Inter Vivos Insurance: Protecting Your Gifts from Inheritance Tax
Inheritance Tax (IHT) is a 40% tax on the value of an estate above a certain threshold (the 'nil-rate band'). Many people try to reduce their future IHT liability by gifting assets—such as cash or property—to their children or grandchildren during their lifetime.
However, there's a catch: the "7-year rule." If you die within 7 years of making a large gift, it may still be considered part of your estate for IHT purposes. The amount of tax due on the gift reduces on a sliding scale if you survive for at least 3 years. This is where Gift Inter Vivos insurance comes in.
- What it is: A specialised life insurance policy designed to pay out a lump sum that covers the potential IHT liability on a gift.
- How it works: You take out a policy for a 7-year term, with the sum assured matching the potential IHT bill. The payout amount decreases over the 7 years, in line with the "taper relief" rules. If you survive the 7 years, the policy expires, and the gift becomes fully IHT-exempt.
This clever policy ensures that your generous gift reaches its recipient in full, without being unexpectedly diminished by a tax bill.
The Power of Trusts
For most life insurance and critical illness policies, writing the plan "in trust" is one of the simplest and most powerful things you can do.
A trust is a simple legal arrangement that separates the ownership of the policy from your estate.
The Key Benefits of Using a Trust:
- Avoids Probate: A payout from a policy in trust goes directly to your chosen beneficiaries, bypassing the lengthy and often complex process of probate. This means your family gets the money much faster, often in weeks rather than months or even years.
- Avoids Inheritance Tax: Because the policy is outside your estate, the payout is not typically subject to IHT. This ensures your loved ones receive 100% of the benefit.
- Gives You Control: You specify exactly who the beneficiaries are and who the trustees (the people who manage the trust) should be, giving you complete control over who benefits from the policy.
Setting up a trust is usually free and straightforward when you take out a policy. At WeCovr, we guide our clients through this simple but crucial step to maximise the effectiveness of their protection.
A Holistic Approach: Wellness, Prevention, and Financial Health
Financial resilience isn't just about insurance policies; it's intrinsically linked to your overall well-being. The healthier you are, the lower your insurance premiums will be and, more importantly, the less likely you are to need to claim.
A holistic approach to personal growth involves nurturing your physical, mental, and financial health in tandem.
- Diet & Nutrition: A balanced diet rich in whole foods, fruits, and vegetables can significantly reduce the risk of many chronic illnesses, including heart disease, type 2 diabetes, and certain cancers.
- Physical Activity: The NHS recommends at least 150 minutes of moderate-intensity activity a week. Regular exercise boosts cardiovascular health, strengthens bones, improves mental well-being, and helps maintain a healthy weight.
- Sleep: Quality sleep is not a luxury; it is essential for cognitive function, emotional regulation, and physical repair. Aim for 7-9 hours of quality sleep per night.
- Stress Management: Chronic stress can have a detrimental effect on your health. Practices like mindfulness, meditation, or simply spending time in nature can help manage stress levels effectively.
At WeCovr, we believe in supporting our clients' holistic health journey. That’s why, in addition to finding you the right protection, we provide our customers with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. It’s a small way for us to show that we care about your well-being today, not just your financial security tomorrow.
How to Build Your Resilience Blueprint with WeCovr
Navigating the world of protection insurance can be complex. The market is vast, policies have subtle but important differences, and every individual's needs are unique. This is where an expert, independent broker like WeCovr becomes your most valuable ally.
Instead of going directly to a single insurer, who can only offer their own products, we work on your behalf to scan the entire market.
Our process is simple and client-focused:
- Listen and Understand: We take the time to understand your personal and financial situation, your family's needs, your career or business, and your long-term goals.
- Search the Market: We leverage our expertise and technology to compare policies from all the UK's leading insurers, including Aviva, Legal & General, AIG, Royal London, and many more.
- Provide Expert Advice: We translate the jargon and explain the pros and cons of different options, helping you understand exactly what you're covered for. We'll build a tailored "resilience blueprint" that meets your needs and fits your budget.
- Handle the Application: We manage the entire application process for you, making it as smooth and hassle-free as possible, including assistance with trust forms.
- Ongoing Support: Our relationship doesn't end when the policy is in place. We're here for you in the future to review your cover as your life changes.
Building your financial resilience is a journey of empowerment. It’s about taking control of your future and ensuring that you and your loved ones can thrive, no matter what.
Frequently Asked Questions (FAQ)
Is protection insurance expensive?
What if I have a pre-existing medical condition?
How much cover do I need?
What is the difference between Life Insurance and Critical Illness Cover?
Do I need a medical exam to get insurance?
Your Next Step Towards an Unshakeable Future
Personal growth is a lifelong pursuit. It's about becoming a stronger, wiser, and more capable version of yourself. By integrating financial resilience into your growth strategy, you are not planning for failure; you are planning for success in the face of adversity.
You are giving yourself the ultimate freedom: the freedom to heal without financial fear, the freedom for your family to live without hardship, and the freedom to pursue your ambitions knowing you have a foundation that cannot be shaken.
The future is uncertain, but your preparation can be absolute. Take the first step today to build your resilience blueprint. It is the most profound investment you can make in your growth, your peace of mind, and your legacy.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!