Growth Shield: Future-Proofing Your Personal Evolution
Unlock Your Uninterrupted Potential: Why True Personal Growth Demands More Than Goals – It Needs a Future-Proof Foundation. With projections indicating 1 in 2 of us will face a cancer diagnosis and other health challenges in our lifetime, learn how smart financial protection like Income Protection, Critical Illness Cover, Family Income benefit, and bespoke Personal Sick Pay for professions like tradespeople and nurses, combined with strategic Private Health Insurance, are not just safety nets but catalysts for sustained well-being, stronger relationships, and the lasting legacy you truly desire.
We live in an age of personal evolution. We invest in our careers, our fitness, our minds, and our ambitions. We set goals, build vision boards, and meticulously plan our ascent towards a better version of ourselves. Yet, in this relentless pursuit of growth, we often overlook the very foundation upon which our aspirations are built: our health and our ability to earn an income.
The uncomfortable truth is that our journey of personal development is incredibly fragile. An unexpected illness, a serious injury, or a life-altering diagnosis can shatter our progress in an instant. The path forward becomes clouded not just by physical and emotional recovery, but by a tidal wave of financial stress.
Consider this stark statistic from Cancer Research UK: a staggering 1 in 2 people in the UK will be diagnosed with some form of cancer during their lifetime. Add to this the millions of working days lost to long-term sickness each year, and the picture becomes clear. The question isn't if life will throw us a curveball, but when and how prepared we will be to face it.
This is where a profound shift in mindset is required. We must stop viewing financial protection as a reluctant expense and start seeing it for what it truly is: a Growth Shield. It is the essential, non-negotiable infrastructure that allows our personal, professional, and family lives to continue thriving, no matter what challenges arise.
This guide will illuminate how a strategic combination of protection policies—from Income Protection to Private Health Insurance—does more than just pay the bills. It creates the mental space for recovery, strengthens our most important relationships, and ultimately ensures that the legacy we are working so hard to build is not left to chance. It's time to future-proof your personal evolution.
The Fragile Bridge: Why Your Personal Growth Journey is More Vulnerable Than You Think
You have a plan. A promotion at work, starting your own business, learning a new skill, saving for a home, being an active and present parent. Each step is a plank in the bridge to your future. But this bridge is suspended over a chasm of uncertainty, and three major forces can threaten its stability at any moment.
We diligently pay for gym memberships, online courses, and career coaching, yet often leave the most critical support structures of our lives completely exposed. Let's examine the three primary "derailers" that can halt your personal growth journey.
1. The Shock of Sudden Illness or Injury
This is the most direct and visceral threat. A diagnosis of a critical illness like cancer, a heart attack, or a stroke, or a debilitating injury from an accident, changes everything overnight.
- Physical Impact: Your energy is immediately diverted from your goals to the demanding reality of treatment, recovery, and rehabilitation.
- Emotional & Mental Toll: The fear, anxiety, and uncertainty that accompany a serious health crisis can be all-consuming. The mental bandwidth previously dedicated to growth and creativity is now occupied by navigating appointments, understanding prognoses, and coping with the emotional fallout.
According to the Office for National Statistics (ONS), an estimated 2.8 million people were out of the workforce due to long-term sickness in early 2024, a significant increase over recent years. This isn't a remote possibility; it's a mainstream reality for millions of UK families.
2. The Crippling Effect of Financial Shock
When you can't work, the financial consequences cascade rapidly, creating a secondary crisis that can be just as devastating as the health issue itself.
- Loss of Income: For most, a salary is the engine of their life. Without it, the entire household budget seizes up. Statutory Sick Pay (SSP) in the UK is a minimal safety net, currently standing at just over £116 per week – a sum that barely scratches the surface of the average person's financial commitments.
- Mounting Bills: The mortgage or rent, council tax, utility bills, and food costs don't stop. In fact, expenses can often increase due to travel for treatment, prescription costs, or necessary home modifications.
- Relationship Strain: Financial stress is a primary driver of conflict in relationships. When one partner is ill and the other is worried about money, the focus shifts from mutual support to survival, placing immense strain on the family unit.
This financial pressure actively works against recovery. How can you focus on getting better when you're terrified of losing your home?
3. The Unforeseen Demand of Caregiving
The derailer doesn't always have to happen to you directly. What if your partner, child, or parent becomes seriously ill and requires your full-time care?
Many people are forced to reduce their hours or leave their jobs entirely to become carers. This brings the same financial shock—a sudden loss of income—but with the added emotional weight of supporting a loved one through their own health battle. Your personal and professional goals are, by necessity, put on indefinite hold.
Your personal growth plan, no matter how brilliant, is built on the assumption of continuity. These derailers prove that continuity is never guaranteed. A Growth Shield is the proactive strategy to ensure that when one of these events occurs, your progress is paused, not permanently derailed.
Building Your "Growth Shield": A Strategic Guide to Financial Protection
A "Growth Shield" isn't a single product; it's a bespoke, layered defence system designed to protect you, your income, and your family from life's most challenging events. By understanding each layer, you can construct a fortress of financial resilience that allows you to pursue your ambitions with confidence.
Let's break down the essential layers of a comprehensive Growth Shield.
Layer 1: Protecting Your Income – The Engine of Your Life
Your ability to earn an income is your single most valuable asset. It fuels everything else. Protecting it is the foundational layer of your shield.
Income Protection (IP)
Often described as the bedrock of financial planning, Income Protection is designed to do one thing brilliantly: replace a significant portion of your monthly income if you are unable to work due to any illness or injury.
- How it Works: It pays out a regular, tax-free monthly sum until you can return to work, reach retirement age, or the policy term ends, whichever comes first.
- Key Features:
- Deferment Period: This is the waiting period from when you stop working to when the payments begin. It can range from 4 weeks to 12 months. Aligning this with your employer's sick pay scheme or your emergency savings is a smart way to manage premium costs.
- Level of Cover: You can typically cover 50-70% of your gross monthly income. This is designed to cover essential outgoings without disincentivising a return to work.
- Definition of Incapacity: The best policies use an 'Own Occupation' definition. This means the policy will pay out if you are unable to do your specific job. This is crucial for professionals with specialised skills.
A Tale of Two Safety Nets: SSP vs. Income Protection
| Feature | Statutory Sick Pay (SSP) | Income Protection (IP) |
|---|---|---|
| Provider | Your Employer (Government Mandated) | Private Insurance Company |
| Payout Amount | Approx. £116.75 per week (2024/25) | 50-70% of your gross salary |
| Payout Duration | Up to 28 weeks | Potentially until retirement age |
| Covered For | Sickness lasting 4+ days | Any illness or injury preventing work |
| Tax Status | Taxable | Tax-free |
Personal Sick Pay: Tailored Cover for Hands-On Professions
For those in riskier jobs like tradespeople (electricians, plumbers, builders) or physically demanding roles like nursing, a standard sick pay package might be non-existent or minimal. Personal Sick Pay is a term often used for shorter-term Income Protection policies with brief deferment periods (e.g., one week).
This type of cover is vital because even a minor injury—a broken wrist for an electrician, a back strain for a nurse—can mean an immediate and total loss of income. It provides a rapid financial response, bridging the gap until you're back on your feet and earning again.
Layer 2: Tackling Critical Illness – The Financial First Aid Kit
While Income Protection replaces lost salary, Critical Illness Cover (CIC) is designed to deal with the significant, immediate costs that a serious health diagnosis can bring.
- How it Works: It pays out a one-off, tax-free lump sum upon the diagnosis of a specified serious condition listed in the policy.
- What it Covers: The "big three"—specific types of cancer, heart attack, and stroke—are standard. Comprehensive policies can cover over 50-100 conditions, including multiple sclerosis, major organ transplant, and paralysis.
- How it Helps: The lump sum gives you freedom and control at a time of immense stress. You could use it to:
- Pay off your mortgage or other debts, drastically reducing your monthly outgoings.
- Fund private medical treatment or specialist therapies not available on the NHS.
- Adapt your home (e.g., install a ramp or stairlift).
- Allow your partner to take time off work to support you.
- Simply give you the financial breathing room to focus 100% on recovery without worrying about bills.
Critical Illness Cover vs. Income Protection: Key Differences
| Feature | Critical Illness Cover (CIC) | Income Protection (IP) |
|---|---|---|
| Payment | One-off tax-free lump sum | Regular tax-free monthly income |
| Trigger | Diagnosis of a specific listed illness | Inability to work due to any illness/injury |
| Purpose | Cover large, one-off costs & debts | Replace lost monthly earnings |
| Example Use | Pay off mortgage, fund private care | Cover rent, bills, food, daily life |
Many people choose to combine both, creating a truly robust defence. At WeCovr, we can help you explore combined Life and Critical Illness policies, which can be a cost-effective way to secure this vital layer of protection.
Layer 3: Securing Your Legacy – Protecting Those You Love
Your personal growth is intertwined with the well-being of your family. This layer of the shield ensures that their future is secure, even if you're no longer there.
Life Insurance (Life Cover)
This is the most well-known form of protection. In its simplest form, Level Term Assurance, it pays out a fixed lump sum if you pass away during the policy term. This is commonly used to pay off a mortgage and provide a financial cushion for the bereaved family.
Family Income Benefit (FIB): A Smarter Way to Protect
While a large lump sum seems appealing, managing it can be a challenge for a grieving family. Family Income Benefit offers a powerful and often more practical alternative.
- How it Works: Instead of a single lump sum, FIB pays out a regular, tax-free monthly or annual income to your family, from the time of your death until the policy's end date.
- Why it's Effective: It's designed to directly replace your lost monthly income. This makes budgeting simple and stress-free for your loved ones, ensuring that school fees, household bills, and living costs are consistently covered. It provides stability during a time of immense upheaval.
Lump Sum Life Insurance vs. Family Income Benefit
| Feature | Lump Sum Life Insurance | Family Income Benefit (FIB) |
|---|---|---|
| Payout | Single, large lump sum | Regular, smaller income payments |
| Purpose | Clear large debts (e.g., mortgage) | Replace lost monthly salary |
| Management | Requires careful investment/budgeting | Simple, predictable monthly income |
| Cost | Can be more expensive for large sums | Often more affordable for the same level of security |
Layer 4: Accessing World-Class Care – Fast-Tracking Your Recovery
The final, crucial layer of your Growth Shield is about getting you better, faster. While the NHS is a national treasure, current pressures mean significant waiting times for diagnosis and treatment.
Private Health Insurance (PMI)
PMI works alongside the NHS to give you more control over your healthcare.
- How it Works: It covers the cost of private medical care, from consultations and diagnostic scans (like MRIs and CTs) to surgery and treatment in a private hospital.
- The Growth Connection: For anyone on a personal development journey, time is precious. Waiting months for a diagnosis or a year for a hip replacement is a massive roadblock. PMI can reduce that wait to a matter of weeks. A faster recovery means a faster return to your career, your family, your passions, and your goals.
With NHS consultant-led treatment waiting lists numbering in the millions, PMI is no longer a luxury but a strategic tool for minimising disruption and accelerating your return to full strength.
The Entrepreneur's Armour: Specialised Protection for Business Owners and the Self-Employed
If you're a company director, business owner, or freelancer, you exist in a high-stakes environment. The line between your personal and business finances is often blurred, and your ability to work directly impacts the survival of your enterprise. Standard protection is essential, but specialised "armour" is vital.
The Self-Employed Reality: You Are the Safety Net
When you're self-employed, there is no employer sick pay. There is no one to cover your workload. If you stop, the income stops. This makes Personal Income Protection non-negotiable. It becomes your personal sick pay, your financial lifeline, and the policy that keeps your household afloat while you recover.
For Company Directors: Tax-Efficient Strategies
If you run your own limited company, you have access to powerful and tax-efficient ways to build your Growth Shield.
Executive Income Protection
This is a phenomenal benefit for company directors. It is essentially an Income Protection policy, but it is owned and paid for by your limited company as a legitimate business expense.
- Tax Efficiency: The premiums are typically allowable as a business expense, meaning they can be offset against your corporation tax bill.
- Benefit Payout: If you need to claim, the benefit is paid to the company, which then distributes it to you via PAYE. This ensures business continuity and protects your personal income stream in the most efficient way possible.
Key Person Insurance
Who is indispensable to your business? It might be you, a co-founder with unique technical skills, or your top salesperson. Key Person Insurance is a life and/or critical illness policy taken out by the business on such an individual.
- Purpose: If that key person passes away or suffers a critical illness, the policy pays a lump sum directly to the business.
- How it's Used: This money is a vital buffer. It can be used to recruit a replacement, cover lost profits during the transition, reassure lenders and investors, or, in a worst-case scenario, wind down the business in an orderly fashion. It protects the value of the business you've worked so hard to build.
Gift Inter Vivos (IHT Protection)
For successful business owners planning their exit and legacy, Inheritance Tax (IHT) is a major consideration. If you gift a significant asset (like company shares or a large cash sum) to your children, that gift is not immediately IHT-free. It remains part of your estate for 7 years under the "Potentially Exempt Transfer" rules.
Gift Inter Vivos Insurance is a specialised life insurance policy designed to cover this specific risk. It provides a lump sum to pay the potential IHT bill if you were to pass away within that 7-year window, ensuring your intended gift reaches your loved ones in full.
Beyond the Policy: How a Growth Shield Cultivates Holistic Well-being
A properly structured Growth Shield does far more than just manage financial risk. Its true power lies in the positive, cascading effects it has on your overall well-being, creating the optimal environment for personal growth.
The Liberation of Mental Freedom
Financial anxiety is a silent thief of joy, focus, and energy. The constant, low-level worry about "what if?" can stifle creativity and prevent you from taking calculated risks.
Putting a Growth Shield in place removes this burden. It’s a definitive statement to yourself and your family that you have a plan. This psychological safety net liberates your mental bandwidth, allowing you to focus on positive, forward-looking activities—your career, your hobbies, your relationships—rather than being anchored by fear.
Forging Stronger, More Resilient Relationships
Money worries are a notorious source of friction in partnerships. An unexpected illness can create a pressure-cooker environment where financial stress eclipses emotional support.
When a financial safety net is already in place, the conversation changes. Instead of "How will we pay the mortgage?", it becomes "How can I best support you through this?". It allows you and your partner to function as a true team, navigating the emotional and physical challenges together without the corrosive influence of financial panic.
A Catalyst for Positive Health Habits
The modern insurance industry understands that prevention is better than a cure. Today, many leading insurance policies come bundled with a suite of wellness benefits designed to actively support your health. These can include:
- Discounted gym memberships.
- Free annual health checks and screenings.
- Access to virtual GP services, 24/7.
- Mental health support and counselling sessions.
- Smoking cessation programmes.
These value-added services transform your policy from a passive safety net into an active partner in your well-being journey.
At WeCovr, we believe protection is part of a holistic approach to well-being. It's about empowering our clients to live healthier, more secure lives. That’s why, in addition to finding you the right policy from the UK's top insurers, we provide our clients with complimentary access to our AI-powered calorie tracking app, CalorieHero. This tool helps you build sustainable, healthy eating habits—another vital piece of the personal growth puzzle.
Small Steps, Big Impact: Practical Wellness Tips
Integrating small, consistent habits can dramatically improve your resilience:
- Nourish Your Body: Focus on a balanced diet rich in whole foods. The Mediterranean diet is consistently linked to better cardiovascular and cognitive health.
- Prioritise Sleep: Aim for 7-9 hours of quality sleep per night. Establish a routine, minimise screen time before bed, and create a restful environment. Sleep is critical for mental clarity, emotional regulation, and physical recovery.
- Move Every Day: The NHS recommends at least 150 minutes of moderate-intensity activity per week. This could be brisk walking, cycling, or swimming. Find an activity you enjoy to ensure consistency.
- Practice Mindfulness: Even 5-10 minutes of daily mindfulness or meditation can significantly reduce stress and improve focus, making you more effective in all areas of your life.
Navigating the Market: How to Choose the Right Protection with Confidence
The UK protection market is vast and complex. Policies vary hugely in their definitions, exclusions, and benefits. Trying to navigate this alone can be overwhelming and lead to choosing the wrong cover—or worse, no cover at all.
This is where impartial, expert advice is not just helpful, but essential.
A DIY approach might save you a small amount in the short term, but it risks leaving you with a policy that doesn't pay out when you need it most. For example, understanding the difference between an 'Own Occupation', 'Suited Occupation', and 'Any Occupation' definition for Income Protection can be the difference between a successful claim and a rejected one.
This is where an expert broker like WeCovr becomes invaluable. We don’t work for one insurer; we work for you. Our role is to understand your unique situation—your career, your family structure, your financial goals, and your personal growth aspirations. We then scan the entire market, comparing policies from all the UK's leading providers to find the cover that is perfectly tailored to you.
When choosing a policy, we'll help you consider:
- Your Budget: Finding the most comprehensive cover that fits comfortably within your monthly budget.
- Your Dependents: Ensuring the level and type of cover are sufficient for their needs.
- Your Health: Navigating the application process honestly and accurately to ensure the policy is valid.
- Insurer Reputation: We look beyond price to the insurer's track record, particularly their claims payment statistics, which are published by the Association of British Insurers (ABI) and show that the vast majority (typically over 97%) of protection claims are paid.
Conclusion: Your Future Self is Counting on You
The journey of personal growth is the most rewarding endeavour you can undertake. It's a commitment to becoming more, achieving more, and creating a life of purpose and fulfilment. But this journey demands more than just ambition; it demands foresight.
Ignoring the foundations of health and financial security is like building a skyscraper on sand. It may look impressive for a while, but it's vulnerable to the first storm.
A Growth Shield—a strategic, layered defence of Income Protection, Critical Illness Cover, Life Insurance, and Private Medical Insurance—is the bedrock your future self needs. It's the ultimate act of self-care and responsibility. It’s the investment that protects all your other investments: your time, your energy, your education, and your dreams.
Don't let an unpredictable event derail the magnificent life you are working so hard to build. Take control of the variables you can. Invest in your Growth Shield today and give your future self the greatest gift of all: the promise of uninterrupted potential.
Isn't Statutory Sick Pay (SSP) enough to live on?
I'm young and healthy, do I really need this type of insurance?
Can I get cover if I have a pre-existing medical condition?
What is the main difference between Income Protection and Critical Illness Cover?
How much cover do I actually need?
Is protection insurance expensive?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!