Life Insurance for Digital Nomads UK
TL;DR
The dream of working from a laptop on a sun-drenched beach or a bustling city café has become a reality for millions. The UK has seen a dramatic rise in flexible working, with ONS data from early 2024 showing that around 40% of the working population engages in some form of remote work. For a growing number of these individuals, 'remote' means not just working from home, but from anywhere in the world.
Key takeaways
- Maintains UK residency (a UK address, GP registration, and tax obligations).
- Earns an income, often as a freelancer, contractor, or business owner, using digital tools.
- Travels extensively, often for prolonged periods outside the UK.
- Having a permanent address in the UK.
- Being registered with a UK doctor (GP).
The dream of working from a laptop on a sun-drenched beach or a bustling city café has become a reality for millions. The UK has seen a dramatic rise in flexible working, with ONS data from early 2024 showing that around 40% of the working population engages in some form of remote work. For a growing number of these individuals, 'remote' means not just working from home, but from anywhere in the world.
This is the age of the digital nomad: a location-independent professional who leverages technology to work while travelling. Yet, this liberating lifestyle comes with a unique set of challenges, particularly when it comes to securing your financial future. Traditional financial safety nets, like life insurance, critical illness cover, and income protection, were designed for a world where people stayed put.
For the British digital nomad, navigating the insurance market can feel like trying to fit a square peg in a round hole. How can you get comprehensive, affordable cover when your 'office' changes every few months?
This guide is your definitive resource. We'll demystify the world of protection insurance for UK-based digital nomads, freelancers, and business owners. We will explore how to secure your finances, protect your health, and gain peace of mind, no matter where your journey takes you.
Comprehensive cover for location-independent professionals
Being a 'digital nomad' isn't just a trendy label; from an insurer's perspective, it's a specific risk profile. Typically, a UK digital nomad is someone who:
- Maintains UK residency (a UK address, GP registration, and tax obligations).
- Earns an income, often as a freelancer, contractor, or business owner, using digital tools.
- Travels extensively, often for prolonged periods outside the UK.
The problem is that standard insurance policies are built on the assumption of permanent UK habitation. They often contain clauses that can invalidate your cover if you spend too much time abroad. This leaves many nomads in a precarious position: either uninsured, underinsured, or unknowingly holding a policy that won't pay out when they need it most.
Securing the right protection isn't about finding a magical "digital nomad policy." It's about understanding how to present your unique lifestyle to mainstream UK insurers and, with expert guidance, finding the provider whose underwriting is flexible enough to accommodate your travel plans.
Why Traditional Insurance Policies Often Miss the Mark for Digital Nomads
At first glance, a standard life insurance application seems straightforward. But for a digital nomad, the devil is in the detail. Several common clauses in traditional policies can create significant problems.
Residency Clauses
Most UK protection policies state that you must be a UK resident to apply for and maintain cover. But what does "resident" mean? For insurers, it's more than just having a British passport. It usually means:
- Having a permanent address in the UK.
- Being registered with a UK doctor (GP).
- Being registered for tax in the UK.
- Spending the majority of your time in the country.
This last point is where nomads can run into trouble. If an insurer sees you're spending 10 months of the year abroad, they may question your residency status, potentially declining an application or, worse, a claim.
Travel Restrictions
This is the biggest hurdle. Many standard policies have explicit limits on the amount of time you can spend outside the UK.
| Policy Type | Common Travel Limitation | Potential Consequence of Breach |
|---|---|---|
| Standard Life Insurance | 3-6 months per year | Policy could be voided |
| Standard Income Protection | Often 90 days per trip or year | Claim may not be paid if you're ill/injured abroad |
| Standard Critical Illness | Cover may cease after 6 months abroad | No payout if diagnosis occurs after limit is passed |
These are not hard-and-fast rules but common industry practices. Some insurers are more flexible than others, but without knowing which ones, you're flying blind. You might pay premiums for years, only for your family to discover your policy was invalid because you spent seven months in Thailand one year.
Exclusions for "Hazardous" Activities
The digital nomad lifestyle often goes hand-in-hand with adventure. That PADI diving course in Egypt, the ski season in the Alps, or the mountain trek in Peru are part of the appeal. However, insurers see these as "hazardous pursuits" that increase your risk.
Without proper disclosure, engaging in these activities could lead to a claim being denied. In many cases, cover is possible, but the insurer may:
- Apply a 'loading': Increase your monthly premium to cover the extra risk.
- Add an 'exclusion': The policy will cover you for everything except a claim arising from that specific activity.
Proving Your Income
For freelancers and sole traders, income can be variable. Income Protection insurers need to see stable, verifiable earnings to calculate your potential benefit. A nomad who has just started their journey or has lumpy, project-based income may struggle to provide the two to three years of accounts insurers often require.
The Core Pillars of Protection for UK Digital Nomads
Despite the challenges, securing robust protection is not only possible but essential. Three types of cover form the bedrock of a solid financial plan for any location-independent professional.
1. Life Insurance
What it is: A policy that pays out a tax-free lump sum to your loved ones if you pass away during the policy term.
Why nomads need it:
- Dependants: If you have a partner or children who rely on your income, life insurance can replace it.
- Debts: It can clear a UK mortgage, personal loans, or credit card debts, so they aren't passed on to your family.
- Funeral Costs: The average cost of a basic funeral in the UK is now over £4,000, and repatriation can add thousands more.
Key Types for Nomads:
- Level Term Assurance: The payout amount remains the same throughout the policy term. Ideal for providing a family safety net.
- Decreasing Term Assurance: The payout amount reduces over time, typically in line with a repayment mortgage. A cost-effective way to cover a specific large debt.
- Family Income Benefit: Instead of a single lump sum, this pays out a regular, tax-free income until the policy term ends. This can feel more manageable for a family, replacing your lost monthly salary.
2. Critical Illness Cover (CIC)
What it is: A policy that pays out a tax-free lump sum if you are diagnosed with one of a list of specific, serious illnesses (e.g., cancer, heart attack, stroke, multiple sclerosis).
Why it's crucial for nomads: A serious illness is devastating anywhere, but for a nomad, it presents a logistical and financial nightmare. A CIC payout can provide a vital financial cushion to:
- Cover medical costs not included in your travel insurance.
- Pay for repatriation back to the UK for treatment.
- Modify your home upon your return.
- Allow you to take an extended period off work to recover without financial stress.
Modern policies cover a wide range of conditions, and the quality of definitions is key. Working with a specialist can help you find a policy with comprehensive and up-to-date definitions.
3. Income Protection (IP)
What it is: Arguably the most important cover for anyone who works for themselves. If you're unable to work due to any illness or injury (not just the 'critical' ones), an IP policy pays you a regular, tax-free monthly income until you can return to work, retire, or the policy term ends.
Why it's a non-negotiable for nomads:
- Your income is your biggest asset. Without it, your lifestyle is impossible.
- It covers almost any condition. From a broken leg that stops you from travelling to a period of burnout or mental health struggles, if it's signed off by a doctor, you can claim.
- It provides long-term support. Unlike savings, which can run out, a full-term IP policy can pay out for years, even decades, if you're unable to work again.
When setting up IP, you'll choose a deferment period – the time you can wait before the payments start (e.g., 4, 8, 13, 26, or 52 weeks). The longer your deferment period, the lower your premium. A nomad should aim to have an emergency fund that can cover their expenses during this waiting period.
Navigating the Underwriting Process as a Digital Nomad
The key to getting cover is the application process, known as underwriting. This is where the insurer assesses your risk. For a nomad, this stage is critical, and absolute honesty is the only policy.
Be Radically Honest About Your Plans
The single biggest mistake you can make is to downplay your travel. If you tell an insurer you only plan to take "a few holidays" when you intend to be out of the UK for eight months a year, you are committing 'non-disclosure'. This can invalidate your entire policy.
You must be upfront about:
- Your occupation: Exactly what you do. "Writer" is fine, but "Investigative journalist in conflict zones" is a different risk.
- Your travel plans: Which countries you plan to visit and for how long.
- Your hobbies and pursuits: Disclose that scuba diving or skiing trip.
The Travel Questionnaire
Be prepared for a detailed questionnaire about your travel. Insurers will want to know:
- Past Travel: Which countries have you visited in the last 5 years and for how long?
- Future Travel: Where do you intend to go in the next 1-2 years?
- Duration: How long will each trip be? What's the maximum time you'll be out of the UK in any 12-month period?
- Reason for Travel: Work, leisure, or a combination?
Your answers will determine whether an insurer will offer you cover, and on what terms.
Proving Your Freelance Income
For Income Protection, you need to prove your earnings. Get organised before you apply:
- Have at least one year's (ideally two to three years') certified accounts or SA302 tax calculations.
- If you're a director of your own limited company, have your salary and dividend statements ready.
- Maintain a clear record of invoices and payments.
An insurer wants to see a consistent pattern of earnings to be confident you can afford the premiums and to calculate your maximum benefit (usually 50-65% of your gross income).
Finding the Right Insurer: What to Look For
Not all insurers are created equal when it comes to covering a nomadic lifestyle. The market is nuanced, and some providers are far more adaptable than others.
Global Coverage and Travel Limits
While dedicated "international" or "expat" insurance plans exist, they are often significantly more expensive and may not be necessary. Many mainstream UK insurers can and will cover digital nomads, provided you fit their criteria. The key is finding the ones with a more generous and flexible approach to travel.
Here's an illustrative example of how different insurers might view travel:
| Insurer Profile | Typical Annual Travel Limit | Approach to High-Risk Countries |
|---|---|---|
| Insurer A (Standard) | 90 days | Automatic decline for certain countries |
| Insurer B (Flexible) | 6 months, can extend with notification | Assesses on a case-by-case basis |
| Insurer C (Specialist) | No fixed limit, based on individual circumstances | May offer cover with exclusions or premium loading |
The only way to know which insurer fits which profile is through market knowledge. This is where an expert broker becomes invaluable. At WeCovr, we deal with underwriters from all the major UK insurers daily. We know which ones are most likely to accept an application from a client who plans to spend nine months in Southeast Asia, and which will decline it at the first hurdle.
The Importance of Policy Wording
Read the fine print, or have an expert do it for you. Pay close attention to sections covering:
- Residency: What is the exact definition and requirement?
- Travel: Are there specific country exclusions? Do you need to inform them of every trip?
- Claims: Can you make a claim while abroad? What's the process?
Specialist Cover for Business-Owning Nomads
Many digital nomads are not just freelancers; they are directors of their own UK-based limited companies. This structure opens up highly tax-efficient ways to arrange protection insurance.
Key Person Insurance
If you are the founder, director, and primary fee-earner, you are the business. What would happen to your company if you were to pass away or become seriously ill? Key Person Insurance is a policy taken out and paid for by your business.
- If you die: The policy pays a lump sum to the business to cover lost profits, recruit a replacement, or wind up the company in an orderly fashion.
- If you suffer a critical illness: The payout provides the capital to keep the business afloat while you recover.
Premiums are typically a tax-deductible business expense.
Executive Income Protection
This is a director's version of a personal income protection policy. Your limited company pays the premiums, which are again usually an allowable business expense, reducing your corporation tax bill.
If you are unable to work, the policy pays a monthly benefit to the business, which can then be paid to you as a salary. This is often more tax-efficient than a personal plan and allows for a higher level of cover (up to 80% of your gross remuneration).
Relevant Life Cover
This is a hidden gem for company directors. It's essentially a 'death-in-service' policy for a small business.
- The company pays the premium (a tax-deductible expense).
- If you die, the lump sum is paid directly to your family via a trust.
- Crucially, the payout does not form part of your lifetime pension allowance and falls outside your estate for Inheritance Tax purposes.
For a higher-rate taxpayer, this can be almost 50% cheaper than a personal life insurance policy.
Practical Tips for Maintaining Cover While on the Move
Once you have the right cover, you need to manage it effectively.
- Maintain Your UK Ties: This is non-negotiable. Always maintain a UK residential address (this can be a family member's address, provided you can use it officially), stay registered with a GP, and file your taxes with HMRC. This is the anchor that makes UK cover possible.
- Communicate with Your Insurer: If your travel plans change significantly—for example, you decide to visit a country you didn't mention on your application, or stay abroad for longer than intended—let your insurer (or broker) know.
- Set Up a Reliable UK Bank Account: Ensure your direct debits for premiums are paid without fail. A missed payment can lead to your policy lapsing.
- Go Digital: Keep secure digital copies of all your policy documents, including the policy number and the insurer's claims helpline, accessible via the cloud.
The Cost of Protection: What Influences Your Premiums?
The price you pay for protection is based on risk. For a nomad, this is a combination of standard factors and lifestyle-specific ones.
Standard Factors:
- Age and Health
- Smoker/Vaper Status
- Amount of Cover (Sum Assured)
- Policy Length (Term)
- Occupation (a desk-based job is low risk)
Nomad-Specific Factors:
- Destinations: Travel to countries with political instability, high crime rates, or poor healthcare infrastructure (as defined by the insurer and the Foreign, Commonwealth & Development Office) can increase premiums.
- Duration of Travel: Spending more than 6 months per year abroad may lead to a small premium loading.
- Hazardous Pursuits: This will almost certainly add cost, either as a flat fee or a percentage increase on your premium.
It's a misconception that being a nomad automatically makes insurance prohibitively expensive. With the right advice, it's often surprisingly affordable. The small additional cost for travel is a price worth paying for a policy that is guaranteed to be valid.
A Case Study: Anya, the Freelance Designer
Let's illustrate this with an example.
The Client: Anya is a 35-year-old freelance graphic designer from Bristol. She runs her own limited company, earning around £60,000 per year. She has no dependants but has a mortgage on a flat she rents out while she travels for 8-9 months of the year, mostly in Europe and Southeast Asia. Her biggest fear is losing her income due to illness.
The Challenge: Anya's extensive travel and freelance status make off-the-shelf policies unsuitable. She needs cover that recognises her working arrangement and global mobility.
The Solution (working with a broker like WeCovr):
- Executive Income Protection: We found an insurer happy with her travel plans. Her company pays the premium for a policy that would cover 80% of her salary and dividends (£4,000 per month) after a 13-week deferment period. This is a tax-efficient business expense.
- Personal Critical Illness Cover: A separate personal policy for a £100,000 lump sum. This gives her a pot of money that is hers personally, to use for repatriation, private treatment, or simply to take a year off if she becomes seriously ill.
- Full Disclosure: We worked with Anya to complete a detailed travel questionnaire, clearly outlining her plans. The insurer applied a small 15% loading to her premiums to account for the extended time abroad, but she now has peace of mind knowing her cover is watertight.
Anya now travels the world with the confidence that her financial future and her ability to earn an income are protected.
Don't Forget Health and Wellness on the Road
Insurance is a safety net for when things go wrong, but the best strategy is to stay healthy in the first place. The nomadic lifestyle, while exciting, can take a toll on your physical and mental wellbeing.
- Routine is Your Friend: Try to maintain some semblance of a routine for work, sleep, and exercise, even when crossing time zones.
- Mindful Eating: Constant dining out and sampling street food is tempting, but it's not sustainable. Make use of apartment kitchens to prepare your own healthy meals.
- Stay Active: You don't need a gym. Pack a resistance band, go for runs to explore new cities, find local yoga classes, or just walk everywhere.
- Combat Loneliness: The freedom of solo travel can sometimes lead to isolation. Make an effort to join co-working spaces, attend local meetups, and schedule regular video calls with friends and family back home.
At WeCovr, we believe in proactive health. It's why, in addition to finding our clients the best protection policies, we provide them with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. It’s a small way we can help our clients stay healthy on their travels, demonstrating our commitment to their overall wellbeing.
Life Insurance vs. Travel Insurance: A Crucial Distinction
A common and dangerous mistake is thinking that comprehensive travel insurance is a substitute for life or income protection. They serve entirely different purposes, and you need both.
| Feature | Travel Insurance | Life, Critical Illness & Income Protection |
|---|---|---|
| Purpose | Covers short-term emergencies while travelling | Provides long-term financial security for major life events |
| Coverage | Medical emergencies, repatriation, lost baggage, cancellations | Death, diagnosis of a serious illness, inability to work |
| Payout | Covers actual costs incurred (e.g., a hospital bill) | Pays a large, pre-agreed lump sum or regular income |
| Term | Per-trip or annual | Long-term (e.g., 10-40 years) |
| Location | Only valid while travelling outside your home country | Typically provides worldwide cover (subject to terms) |
Think of it this way: travel insurance gets you home after an accident. Income protection pays your salary for the next five years while you recover.
The WeCovr Advantage: Expert Guidance for Your Nomadic Journey
The digital nomad lifestyle exists in the grey areas of the traditional financial world. Trying to navigate the insurance market alone is fraught with risk. You could waste hours on applications only to be declined, or worse, buy a policy that won't protect you.
At WeCovr, we specialise in finding protection for clients with complex needs, including location-independent professionals.
- We know the market: We have relationships with all the major UK insurers and understand their specific underwriting stances on travel, occupation, and hobbies.
- We save you time and money: We handle the research and application process, presenting your case to the most suitable insurers to secure the best possible terms.
- We provide clarity and peace of mind: We ensure you understand your policy and that there are no hidden clauses or gaps in your cover.
Your freedom to live and work anywhere in the world is precious. Protecting it is not a luxury; it's a necessity. With the right advice and a carefully structured plan, you can build a financial safety net that travels with you, ensuring your future is secure, no matter where your laptop is open.
Can I get UK life insurance if I'm already abroad?
Do I need to tell my insurer every time I move country?
What happens if I get sick in a country with poor healthcare?
Is Income Protection for the self-employed expensive?
What if I decide to stop being a digital nomad and return to the UK permanently?
Does my UK policy pay out in any currency?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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