Life Insurance for Military Police UK
Serving in the UK's Military Police is a role defined by a unique duality. You are a soldier, sailor, or airman first, but you are also a sworn law enforcement officer. This demanding career carries responsibilities and risks that far exceed those of a typical civilian job, requiring a specialised approach to financial protection. Standard, off-the-shelf insurance policies often fall short, failing to account for the specific challenges of military life, from hazardous training exercises to overseas deployments.
This comprehensive guide is designed for all members of the UK's Service Police, including the Royal Military Police (RMP), the Royal Air Force Police (RAFP), and the Royal Navy Police (RNP). We will explore the intricacies of securing robust and reliable life insurance, critical illness cover, and income protection, ensuring you and your family have a financial safety net that truly understands and accommodates your service.
Flexible protection for armed forces police staff
The need for flexible and comprehensive financial protection cannot be overstated for armed forces police staff. While the Ministry of Defence (MoD) provides a commendable benefits package, relying solely on it can leave significant financial gaps, especially when faced with life-changing events. A mortgage, ongoing family living costs, children's future education, and outstanding debts are substantial liabilities that a standard death-in-service payout may not fully cover.
The core challenge lies in finding insurance that doesn't just see the uniform but understands the person wearing it. Many mainstream insurers apply broad-stroke exclusions for anything related to military service, potentially rendering a policy useless when it's needed most. This is where specialist advice becomes indispensable.
A tailored protection strategy for a member of the Military Police should consider:
- Your specific role: Are you involved in close protection, investigations, or general police duties?
- Deployment status: Your likelihood of being deployed to operational theatres.
- Personal circumstances: Your mortgage, dependents, and long-term financial goals.
- Health and lifestyle: Both on and off duty, including high-risk hobbies.
The goal is to build a portfolio of protection that works in harmony with your MoD benefits, plugging the gaps and providing peace of mind, whether you are on a UK base, a training ground, or deployed overseas.
Understanding the Role and Risks of the Military Police
To secure the right insurance, it's vital to understand how underwriters perceive the risks associated with your profession. The Service Police are not a single homogenous group; your specific role and branch of the armed forces significantly influence your risk profile.
The Tri-Service Police:
- Royal Military Police (RMP): As part of the British Army, RMP soldiers provide a full range of policing services, from garrison policing in the UK and Germany to criminal investigations and security in operational environments.
- Royal Air Force Police (RAFP): The RAFP is responsible for policing and security across the RAF. Their roles include counter-intelligence, protective security, and law enforcement, often at air bases and on deployment.
- Royal Navy Police (RNP): Formerly the Royal Navy Regulating Branch, the RNP provides a global policing capability for the Royal Navy, enforcing discipline and naval law on ships and at shore establishments worldwide.
Unique Risks an Insurer Will Consider:
From an insurer's perspective, the primary concerns are factors that increase the statistical likelihood of a claim. For Military Police, these include:
- Deployment to Hostile Environments: The most significant risk factor. Insurers will want to know about past and potential future deployments to zones of conflict.
- Hazardous Duties and Training: This includes weapons handling, advanced driving, public order training, and other physically demanding activities that carry an inherent risk of injury.
- Increased Physical and Mental Stress: The combination of military discipline and policing duties can lead to high-stress levels, which are linked to long-term health conditions. The MoD's own statistics from 2022/23 showed that mental and behavioural disorders were the most common principal cause for medical discharges across the UK armed forces.
- Global Travel: Being posted or deployed overseas, even to non-hostile environments, can be a consideration for some insurers.
It is this unique combination of risks that makes navigating the insurance market so challenging for service personnel. Full disclosure during the application process is not just a formality; it's essential for ensuring your policy is valid.
Does the MoD Provide Enough Cover? The Armed Forces Pension and Compensation Schemes
Every member of the armed forces is automatically covered by two key schemes: the Armed Forces Pension Scheme (AFPS) and the Armed Forces Compensation Scheme (AFCS). It's crucial to understand what these provide and, more importantly, what their limitations are.
Armed Forces Pension Scheme (AFPS) - Death-in-Service Benefits
If you die in service, your family or nominated beneficiary will typically receive a tax-free lump sum. Under AFPS 15 (which all new joiners since 2015 are on), this is four times your final pensionable earnings.
- Example: A Corporal in the RMP earning £36,000 per year would have a death-in-service lump sum of £144,000.
In addition to the lump sum, a taxable survivor's pension may be payable to an eligible spouse, civil partner, or long-term partner, as well as children's pensions.
Armed Forces Compensation Scheme (AFCS)
The AFCS provides compensation for any injury, illness, or death caused by service on or after 6th April 2005. It pays a tax-free lump sum for pain and suffering and, for more serious injuries, a guaranteed income payment (GIP).
Is It Enough? A Realistic Financial Health Check
While these benefits are substantial, they often fall short of a family's total financial needs. Let's revisit our RMP Corporal with a £144,000 lump sum benefit.
| Financial Need | Average Cost (UK) | Is the AFPS Lump Sum Enough? | Shortfall |
|---|---|---|---|
| Average UK Mortgage Debt | £185,000 | No | -£41,000 |
| Cost of Raising a Child to 18 | £166,000 (per child) | No | Significant |
| Replace Lost Income for 5 years | £180,000 (£36k x 5) | No | -£36,000 |
| Funeral Costs | £4,500 | Yes | (Covered) |
Note: Figures are illustrative estimates for 2025. Mortgage and child-rearing costs vary significantly.
As the table clearly shows, the death-in-service benefit, while generous, may not even clear the average mortgage, let alone provide for a family's ongoing living expenses or future aspirations. This is the financial gap that private insurance is designed to fill. A personal life insurance policy runs alongside your military benefits, providing an additional, often much larger, lump sum to ensure your family's financial security is absolute.
Key Types of Personal Protection Insurance for Military Police
To create a robust financial safety net, you can combine several types of personal insurance. Each serves a different purpose, protecting you and your family against different life events.
1. Life Insurance
Life insurance pays out a lump sum upon your death, providing crucial financial support for your loved ones. The two main types are ideal for military personnel.
Level Term Assurance
This is the simplest form of life insurance. You choose a lump sum amount (the 'sum assured') and a policy term (e.g., 25 years to match your mortgage). The payout amount remains the same throughout the term.
- Best for: Covering an interest-only mortgage, providing a lump sum to replace lost income, or leaving a significant inheritance for your children's future.
- Example: Sergeant Jones, an RAFP investigator, takes out a £300,000 level term policy over 25 years. If she passes away at any point during those 25 years, her family receives £300,000.
Decreasing Term Assurance
With this policy, the potential payout decreases over time, usually in line with a repayment mortgage. Because the insurer's risk reduces each year, premiums are typically lower than for level term cover.
- Best for: Specifically covering a repayment mortgage, ensuring your family home is secure.
- Example: A newly-promoted RNP Corporal buys his first home with a £200,000 repayment mortgage. He takes out a 25-year decreasing term policy. After 15 years, his mortgage has reduced to £90,000, and so has the potential payout from his insurance policy.
Family Income Benefit
Instead of a single lump sum, this policy pays out a regular, tax-free monthly or annual income to your family for the remainder of the policy term.
- Best for: Young families who would benefit from a replacement monthly income to cover bills and living costs, rather than managing a large lump sum. It can feel more manageable and directly replaces your lost salary.
2. Critical Illness Cover (CIC)
Critical Illness Cover provides a tax-free lump sum if you are diagnosed with one of a list of specific, serious illnesses, such as some forms of cancer, heart attack, or stroke.
This is arguably as important as life insurance. An MoD medical discharge following a serious illness can lead to a sudden and dramatic loss of income, but your mortgage and bills still need to be paid. A CIC payout can provide the breathing space to adapt to a new life, modify your home if needed, and cover costs without financial stress.
Key considerations for Military Police:
- Policy Definitions: It is vital to check the policy's definitions. Insurers vary on what conditions they cover and how severe a condition must be to trigger a payout.
- Exclusions: Be aware of potential exclusions. While most policies will cover you for illnesses developed in the UK, some may exclude conditions that arise directly from active service or war. This is a key area where a specialist broker at WeCovr can find policies with more favourable terms for armed forces members.
3. Income Protection
Income Protection (also known as Personal Sick Pay) is designed to replace a portion of your monthly income if you are unable to work due to illness or injury.
While the MoD has its own sick pay arrangements, they are not indefinite. If you suffer an illness or injury that eventually leads to a medical discharge, your military pay will stop. An income protection policy can provide a long-term monthly income, often until your planned retirement age.
Aligning Your Policy with MoD Sick Pay:
A key feature of income protection is the 'deferment period' – the time you wait between being unable to work and the policy starting to pay out. For military personnel, you can align this with your MoD sick pay arrangements.
- For example, if you know you would receive full pay for 6 months and half pay for a further 6 months, you could choose a 12-month deferment period. This makes the policy significantly more affordable while ensuring the safety net kicks in just as your military pay stops.
This type of cover is particularly valuable for protecting against conditions that may not be covered by Critical Illness Cover but still prevent you from performing your duties, such as severe back injuries or mental health conditions.
Navigating the Application Process: Honesty is the Best Policy
When applying for any form of personal insurance, you will be asked a series of questions about your health, lifestyle, and occupation. For Military Police personnel, this section is critical. You must be completely transparent.
What You MUST Declare:
- Your Occupation: Be specific. "Military Police" is a start, but you should declare your specific role (e.g., Close Protection Operative, Special Investigations Branch, Dog Handler).
- Deployments: You must disclose any past deployments in the last 5-10 years and any planned or potential future deployments. This includes the location, duration, and nature of the duties performed.
- Hazardous Activities & Hobbies: This includes both on-duty training (parachuting, diving, mountaineering) and off-duty hobbies (motorsports, rock climbing).
- Travel: Any countries you expect to travel to for more than 30 days in a year, for work or pleasure.
- Medical History: Disclose everything, no matter how minor you think it is. This includes any physical injuries and, crucially, any history of mental health conditions such as stress, anxiety, depression, or PTSD.
Why Full Disclosure is Non-Negotiable
Insurers base their decisions and premiums on the information you provide. If you withhold information (a 'non-disclosure') and later need to make a claim, the insurer has the right to investigate. If they find that you failed to declare something relevant, they can legally void the policy and refuse to pay the claim. This would leave your family in the exact position you were trying to protect them from, having paid premiums for nothing.
It is always better to be upfront and potentially pay a slightly higher premium or accept an exclusion than to risk having a claim denied.
The Impact of Deployments and Active Service on Your Policy
This is the single biggest area of confusion and concern for armed forces personnel seeking insurance. The reality is that how insurers treat active service varies enormously.
Common Approaches by Insurers:
- Standard Exclusion: Many off-the-shelf policies will include a 'war and terrorism' exclusion. This means if you are killed or injured as a result of active service on an operational tour, the policy will not pay out. It would, however, still cover you for death or illness from standard causes (e.g., a car accident in the UK or an illness unrelated to your service).
- Cover with an Increased Premium: Some specialist-friendly insurers will agree to provide full cover, including during deployment, but will charge a higher premium to reflect the increased risk. This is often the preferred option for those wanting complete peace of mind.
- Cover with a Per-Deployment Premium Loading: A few insurers may offer a standard premium for when you are in the UK, but charge an additional premium for the specific duration of any operational deployment.
- No Cover at All: Some insurers may simply decline to offer cover altogether if you indicate a high likelihood of deployment to a hostile environment.
How a Specialist Broker Helps
Navigating this minefield is where an expert broker is essential. At WeCovr, we have deep knowledge of the underwriting stances of all major UK insurers. We know which providers are more lenient towards military applications and can offer cover for active service. We can present your application in the most favourable light and negotiate terms on your behalf, saving you the time and stress of applying to multiple insurers only to be rejected or offered poor terms.
| Insurer Approach | Pros | Cons | Best For |
|---|---|---|---|
| Standard Exclusion | Lower premium | No cover for service-related death on tour | Personnel unlikely to deploy |
| Increased Premium | Full cover at all times | More expensive | Those wanting total peace of mind |
| No Cover Offered | N/A | Application declined | N/A |
Specialist Considerations for Military Police
Beyond the standard application questions, there are specific issues highly relevant to your career that require careful consideration.
Mental Health
The armed forces have made huge strides in destigmatising mental health, but it remains a sensitive topic for insurance. According to King's College London's long-term study, around 6% of UK military personnel who have deployed report probable PTSD, with higher rates in combat roles.
- Disclosure is Key: You must declare any consultation, diagnosis, or treatment for conditions like anxiety, depression, or PTSD.
- It's Not an Automatic Decline: Having a history of a mental health condition does not mean you cannot get insurance. Underwriters will look at:
- The specific diagnosis.
- The severity and frequency of symptoms.
- The treatment received (e.g., counselling, medication).
- How long it has been since you last experienced symptoms or required treatment.
A well-managed condition with a good prognosis is viewed much more favourably than an undeclared or untreated one. An adviser can help frame your application accurately to achieve the best possible outcome.
Leaving the Service and Future-Proofing
Your personal insurance policies are yours; they are not tied to your employment with the MoD. When you leave the service and transition to civilian life ("Civvy Street"), your cover continues as long as you pay the premiums.
This is a huge advantage. You secure cover based on your health now, while you are likely young and fit. If you develop a health condition later in life, you will still be covered by the policy you took out years earlier.
Reviewing Your Cover: Upon leaving the service, it's a wise time to review your protection.
- Your new job may be less risky, and you could potentially reduce your premiums.
- Your salary might change, affecting your income protection needs.
- You might start a business, opening up new needs for business protection insurance.
For Those Starting a Business Post-Service
The skills, discipline, and leadership learned in the Military Police make many service leavers excellent entrepreneurs and business directors. If this is your path, you should consider business protection:
- Key Person Insurance: If you are integral to your new company's success, this policy pays a lump sum to the business if you die or suffer a critical illness. This gives the company funds to recruit a replacement or manage the disruption.
- Executive Income Protection: A tax-efficient way for your limited company to pay for your income protection policy. The company pays the premium, and it's typically an allowable business expense.
- Relevant Life Cover: A death-in-service policy for company directors, paid for by the business. It's a highly tax-efficient alternative to a personal life insurance policy.
How WeCovr Can Help Military Police Personnel
Securing the right financial protection when you're in the Military Police is a complex task. It requires specialist knowledge of both the insurance market and the realities of military life. This is where we come in.
As an expert independent broker, WeCovr works for you, not the insurance companies. Our role is to understand your unique situation as a member of the RMP, RAFP, or RNP and match you with the insurer that will provide the most comprehensive and affordable cover.
We save you the legwork and the guesswork by:
- Accessing the Whole Market: We compare plans from all the UK's leading insurers, including those with specialist policies for the armed forces.
- Understanding Underwriting: We know which insurers view military applications favourably and how to present your case for the best terms.
- Handling the Paperwork: We guide you through the application process, ensuring all disclosures are made correctly to guarantee your policy is valid.
- Going the Extra Mile: We believe in holistic wellbeing. That's why all our valued protection clients receive complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. Maintaining peak physical condition is part of your job, and we want to support you in that, demonstrating our commitment to your overall health, not just your financial protection.
Practical Wellness Tips for Military Police
Your health and wellbeing have a direct impact on your insurability and your ability to do your job. Healthier applicants often get better terms and lower premiums.
- Nutrition on the Go: Military life can mean irregular meals. Focus on packing nutrient-dense snacks like nuts, fruit, and protein bars. Prioritise a balanced meal with protein, complex carbs, and vegetables whenever you can.
- Functional Fitness: Your fitness training should mimic the demands of your job. Focus on compound movements (squats, deadlifts, overhead press), core strength, and cardiovascular endurance. This builds resilience and helps prevent injury.
- Prioritise Sleep: Sleep deprivation is a known risk in military operations and can severely impact cognitive function and mental health. Aim for 7-9 hours of quality sleep whenever your schedule allows. Practice good sleep hygiene: a dark, cool room and no screens before bed.
- Active De-stressing: Find healthy outlets for stress. This could be exercise, mindfulness or meditation apps, reading, or spending time with family. Acknowledging and managing stress is a sign of strength.
- Utilise MoD Resources: The MoD provides excellent mental health support through the Departments of Community Mental Health (DCMH) and partnerships with charities. Do not hesitate to use these confidential services if you are struggling. Seeking help early is crucial.
Case Study: A Real-Life Scenario
Name: Sergeant Chris Davies Age: 32 Role: Royal Military Police, Platoon Sergeant Family: Married to Sarah, with two children (aged 4 and 2). Financials: £250,000 repayment mortgage on their family home. Chris's salary is £42,000.
The Problem: Chris realised his AFPS death-in-service lump sum of £168,000 (4 x £42k) wouldn't even clear their mortgage, let alone provide for Sarah and the children. If he were to suffer a serious illness and be medically discharged, the family's income would be drastically cut.
The Process: Chris contacted a specialist broker. During the consultation, he disclosed:
- His role as an RMP Sergeant.
- A deployment to Estonia two years ago (a non-hostile NATO operation).
- The possibility of future operational deployments.
- A knee injury from rugby five years ago, now fully recovered.
The Solution: The broker recommended a tailored protection portfolio:
- Decreasing Term Life Insurance: A £250,000 policy over 25 years to clear the mortgage in full if Chris passed away.
- Level Term Life Insurance: An additional £150,000 policy to provide a family fund for Sarah to replace his income for several years and cover childcare costs.
- Critical Illness Cover: A £75,000 policy. This amount would be enough to clear their car loan, create an emergency fund, and give Chris breathing space to retrain for a new career if he were diagnosed with a serious illness and had to leave the Army.
The Outcome: The broker found an insurer who was comfortable with Chris's role and potential for deployment, offering the full package for a competitive monthly premium. The policy included cover for active service. Chris now has peace of mind that his family's home and financial future are secure, no matter what his service career brings.
Do I need to declare an upcoming deployment when applying for life insurance?
Will my life insurance be more expensive because I am in the Military Police?
Will my policy cover me if I'm injured in a training exercise in the UK?
Can I get life insurance if I have been diagnosed with PTSD?
What happens to my insurance if I am medically discharged from the military?
I'm a Military Police reservist. How does this affect my insurance application?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!