Life Insurance for Police Community Support Officers UK
As a Police Community Support Officer (PCSO), you stand on the front line of community engagement, acting as a visible, reassuring presence in our towns and cities. Your role is demanding, requiring a unique blend of communication skills, resilience, and a deep commitment to public service. While you focus on keeping our communities safe, it's equally important to ensure your own financial future, and that of your loved ones, is secure.
Many PCSOs assume that life insurance and other protection policies will be prohibitively expensive or difficult to obtain due to the nature of their work. This is a common misconception. In reality, a wide range of affordable and flexible policies are available, designed to provide robust financial security without penalising you for your profession.
This comprehensive guide will walk you through everything you need to know about life insurance, critical illness cover, and income protection for PCSOs in the UK. We'll explore how insurers view your role, what types of cover are most suitable, and how you can secure the right protection for your family's peace of mind.
Flexible policies for PCSO staff
When it comes to financial protection, "one size fits all" simply doesn't work. The needs of a single PCSO in their 20s are vastly different from those of a colleague in their 40s with a mortgage and young children. That's why flexibility is the cornerstone of modern insurance policies.
For PCSO staff, flexible policies offer several key advantages:
- Adaptability to Life Events: Life is dynamic. You might get married, have children, take on a larger mortgage, or see your children become financially independent. Flexible policies can be adjusted over time to reflect these changes, allowing you to increase or decrease your cover as your needs evolve.
- Tailored to Your Role: Insurers understand the distinction between a PCSO and a warranted Police Officer. Your role, while vital, is typically viewed as carrying less risk. This means you can often access standard premium rates, the same as someone in an office-based job.
- Choice of Cover: Flexibility means choosing the right blend of products. You might opt for a combination of life insurance to clear your mortgage, critical illness cover for a health safety net, and income protection to safeguard your salary.
- Budget-Friendly Options: You can tailor the level of cover, the policy term, and other features to create a protection package that fits comfortably within your budget.
Understanding these options is the first step towards building a financial safety net that works for you, not against you.
Why Do Police Community Support Officers Need Life Insurance?
While your pension scheme may include a 'death in service' benefit, relying solely on this can leave significant financial gaps for your family. A personal life insurance policy provides a crucial, additional layer of security tailored specifically to your family's circumstances.
Here’s why it's so important:
- Protecting Your Family's Future: The primary purpose of life insurance is to provide a financial cushion for your dependents if you were to pass away. This lump sum can help replace your lost income, ensuring your partner and children can maintain their standard of living without financial hardship.
- Clearing Your Mortgage and Debts: For most families, the mortgage is their largest financial commitment. A life insurance payout can clear this debt entirely, guaranteeing your family can remain in their home without the burden of monthly repayments. It can also cover other outstanding loans, credit card balances, and car finance.
- Covering Final Expenses: The cost of a funeral in the UK continues to rise. The latest figures from the SunLife Cost of Dying Report show the average cost of a basic funeral is now over £4,100, with additional discretionary spending on memorials and wakes pushing the total cost much higher. Life insurance can cover these expenses, relieving your family of a significant financial burden during a difficult time.
- Providing Peace of Mind: The emotional impact of losing a loved one is immense. Knowing that a robust financial plan is in place provides invaluable peace of mind, allowing you to focus on your demanding role, confident that your family is protected no matter what.
Your death in service benefit is a valuable part of your employment package, but it's often a multiple of your salary (e.g., 2-4 times). While helpful, this may not be enough to cover a 25-year mortgage and decades of future living costs for your family. A personal policy plugs this gap.
Understanding How Insurers View the PCSO Role
A common concern for those in law enforcement is that their job will automatically lead to higher insurance premiums. For PCSOs, this is rarely the case. Underwriters, the people who assess risk for insurance companies, have a nuanced understanding of different roles within the police service.
They recognise that the duties of a PCSO are fundamentally different from those of a warranted, front-line Police Constable. Your role is primarily focused on community engagement, patrol, and dealing with anti-social behaviour, rather than high-speed pursuits, attending violent incidents, or making forceful arrests.
Because of this distinction, most UK insurers will offer PCSOs life insurance at standard rates. This means you are not typically "rated" or charged a higher premium because of your job title.
The factors that will impact your application are the same as for any other applicant:
- Your Age: The younger you are when you take out a policy, the cheaper the premiums.
- Your Health: Your current health, weight (BMI), and any pre-existing medical conditions will be assessed.
- Your Lifestyle: Insurers will ask about your smoking status and alcohol consumption. Smokers can expect to pay significantly more than non-smokers.
- The Policy Details: The amount of cover you need and the length of the policy term will determine the final cost.
Here’s a simple comparison of how an insurer might perceive the risk profiles:
| Factor | Police Community Support Officer (PCSO) | Warranted Police Constable (Firearms Officer) |
|---|---|---|
| Primary Duties | Community engagement, visible patrol, anti-social behaviour | Responding to emergencies, arrests, armed incidents |
| Risk Assessment | Generally low risk, community-facing | Higher risk, potential for physical danger |
| Typical Life Insurance Rating | Standard terms / No premium loading | Potential for premium loading or exclusions |
| Income Protection View | Standard terms usually available | May have restrictions or premium loading |
The key takeaway is that your role as a PCSO should not be a barrier to securing affordable and comprehensive financial protection.
Key Types of Protection for PCSOs
A complete financial safety net is often built from a few different types of policies, each designed to protect against a different risk. Let's break down the most important options for you and your family.
Life Insurance: The Foundation of Your Financial Plan
Life insurance pays out a cash sum if you pass away during the policy term. This money can be used for any purpose your loved ones see fit.
- Level Term Life Insurance: This is the most popular type of cover. You choose a lump sum amount and a policy term (e.g., £250,000 over 25 years to match your mortgage). The cover amount and your monthly premium remain the same throughout the term. It’s ideal for covering an interest-only mortgage and providing a lump sum for your family's living costs.
- Decreasing Term Life Insurance (Mortgage Protection): With this policy, the amount of cover reduces over time, broadly in line with a repayment mortgage. Because the potential payout decreases, premiums are lower than for level term cover. It's a cost-effective way to ensure your mortgage is paid off if you're no longer around.
- Family Income Benefit: Instead of a single lump sum, this policy pays out a regular, tax-free monthly or annual income to your family for the remainder of the policy term. This can be easier to manage than a large lump sum and is excellent for replacing your lost salary to cover day-to-day bills and childcare costs.
Example: Sarah, a 35-year-old PCSO, has a partner and two young children (aged 4 and 6). She wants to ensure her income of £2,000 a month is replaced until her youngest child is 21. She takes out a Family Income Benefit policy with a 17-year term. If she were to pass away, the policy would pay her family £2,000 every month for the rest of those 17 years.
Here's a comparison of the main life insurance types:
| Feature | Level Term Insurance | Decreasing Term Insurance | Family Income Benefit |
|---|---|---|---|
| Payout Type | Fixed Lump Sum | Reducing Lump Sum | Regular Income |
| Primary Use | Family Protection, Interest-Only Mortgage | Repayment Mortgage | Replacing Monthly Income |
| Premium Cost | Medium | Low | Low-Medium |
| Best For | Maximum protection for family living costs | Cost-effective mortgage protection | Young families needing budget management |
Critical Illness Cover: A Safety Net for Serious Sickness
What would happen if you were diagnosed with a serious illness like cancer, a heart attack, or a stroke? You might be unable to work for a long period, or perhaps ever again in such a public-facing role.
Critical Illness Cover is designed for this exact scenario. It pays out a tax-free lump sum if you are diagnosed with one of a list of specified medical conditions.
Why this is vital for a PCSO:
- Covers Health Risks: The stress and shift work associated with your role can take a toll on your health. A serious illness can strike at any time.
- Financial Breathing Space: The payout can be used to clear your mortgage, pay for private medical treatment, adapt your home, or simply replace lost income while you focus on recovery.
- Beyond Sick Pay: Your employer's sick pay scheme, while helpful initially, will not last forever. Statutory Sick Pay is just £116.75 per week (2024/25 rate) – not enough to cover most people's outgoings.
Policies differ significantly in the number and definitions of illnesses they cover. This is where working with an expert broker like WeCovr is invaluable. We can compare policies from across the market to find the one with the most comprehensive definitions relevant to your needs, ensuring you have the best possible chance of a successful claim.
Income Protection: Guarding Your Most Valuable Asset
Your ability to earn an income is your most valuable asset. Income Protection insurance is designed to protect it. If you are unable to work due to any illness or injury (not just the 'critical' ones), this policy pays you a regular, tax-free monthly income until you can return to work, retire, or the policy term ends.
This is arguably the most important protection policy for any working person, including a PCSO.
Key features to understand:
- Deferred Period: This is the waiting period from when you stop work to when the policy starts paying out. You can choose a deferred period to match your employer's sick pay scheme (e.g., 4, 8, 13, 26, or 52 weeks). The longer the deferred period, the lower the premium.
- Level of Cover: You can typically insure up to 50-70% of your gross monthly salary. This is to ensure you have an incentive to return to work.
- Payout Term: You can choose a policy that pays out for a limited period (e.g., 1, 2, or 5 years per claim) or a 'full term' policy that pays out right up until your chosen retirement age if you can never work again. For a long-term career, full-term cover offers the most comprehensive protection.
Imagine suffering a back injury that prevents you from walking your beat, or developing a mental health condition like anxiety or depression that stops you from working. Income protection provides a continuous salary to keep your life on track while you recover.
The Application Process: What to Expect
Applying for protection insurance is more straightforward than you might think. The process is designed to give the insurer a clear picture of your health and lifestyle so they can offer you the right price for your individual level of risk.
- Initial Questionnaire: You'll be asked for basic information, including your name, date of birth, and importantly, your job title ("Police Community Support Officer"). You'll also be asked about the amount and type of cover you want.
- Health & Lifestyle Questions: The application will then move on to a detailed set of questions about your health and lifestyle. Be prepared to answer questions about:
- Your height and weight (to calculate your BMI).
- Whether you smoke or use nicotine products.
- Your weekly alcohol consumption.
- Your personal medical history (e.g., any past or present conditions, treatments, or medications).
- Your family's medical history (for some conditions like heart disease or cancer).
- Honesty is Essential: It is critically important to be completely honest and accurate in your application. Withholding information (non-disclosure) can lead to an insurer refusing to pay a claim in the future, rendering your policy useless. If you're unsure about something, it's always best to declare it.
- Further Medical Evidence: For most healthy PCSOs applying for a standard amount of cover, the application form is all that's needed. However, an insurer might request more information if:
- You are applying for a very large amount of cover.
- You have disclosed a pre-existing medical condition.
- There is something in your application that needs clarification. This might involve a report from your GP (which the insurer will arrange and pay for) or a simple medical screening with a nurse.
The process can seem daunting, but this is where we can help. At WeCovr, our expert advisers guide you through the application, ensuring every question is answered correctly. We handle the paperwork and liaise with the insurer on your behalf, making the entire experience as smooth and hassle-free as possible.
Health & Wellbeing for Police Community Support Officers
Your health is your wealth, and for a PCSO, it's also your livelihood. Maintaining your physical and mental wellbeing not only improves your quality of life but can also lead to lower insurance premiums and a reduced risk of needing to claim in the first place.
Your role comes with unique challenges, including shift work and exposure to stressful situations. Proactively managing your health is key.
- Managing Stress and Mental Health: You are often the first point of contact for public frustrations and witness distressing situations. It's vital to have coping mechanisms.
- Debrief: Talk about difficult incidents with colleagues, supervisors, or a trusted friend or family member.
- Mindfulness and Breathing: Even a few minutes of focused breathing can lower stress levels during a busy shift.
- Know Your Support Systems: Be aware of the mental health support services available through your police force and organisations like Police Care UK.
- Nutrition for Shift Work: Working irregular hours can disrupt your eating patterns.
- Plan Ahead: Prepare healthy meals and snacks to take with you on shift. Avoid relying on fast food and vending machines.
- Stay Hydrated: Drink plenty of water throughout your shift. Dehydration can cause fatigue and headaches.
- Strategic Caffeine: Use caffeine to help with alertness but avoid it in the hours leading up to when you plan to sleep.
- Prioritising Sleep: Good quality sleep is non-negotiable for performance and long-term health.
- Create a Dark, Quiet Environment: Use blackout curtains and earplugs to create an optimal sleep environment, especially if you sleep during the day.
- Consistent Routine: As much as possible, try to go to bed and wake up at the same time, even on your days off.
- Digital Detox: Avoid using your phone, tablet, or watching TV for at least an hour before you intend to sleep. The blue light can interfere with your body's production of melatonin, the sleep hormone.
At WeCovr, we believe in supporting our clients' overall wellbeing. That's why, in addition to finding you the right insurance, we also provide our customers with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. It’s a simple, effective tool to help you manage your diet and stay healthy, whether you're working a day or a night shift.
How Much Does Life Insurance for a PCSO Cost?
This is the number one question for most people, and the answer is often "less than you think." Because PCSOs can usually get standard rates, the cost is determined by the same factors as anyone else: age, health, smoking status, and the details of the policy.
To give you an idea, here are some illustrative monthly premiums for a healthy, non-smoking PCSO.
Table 1: Example Premiums for a 30-Year-Old PCSO
| Policy Type | Cover Amount / Benefit | Term | Illustrative Monthly Premium |
|---|---|---|---|
| Level Term Life Insurance | £250,000 | 25 Years | £9 - £14 |
| Life & Critical Illness Cover | £150,000 | 25 Years | £25 - £35 |
| Income Protection | £1,500 per month | Until Age 67 | £20 - £30 |
Table 2: Example Premiums for a 40-Year-Old PCSO
| Policy Type | Cover Amount / Benefit | Term | Illustrative Monthly Premium |
|---|---|---|---|
| Level Term Life Insurance | £250,000 | 25 Years | £18 - £25 |
| Life & Critical Illness Cover | £150,000 | 25 Years | £50 - £65 |
| Income Protection | £1,500 per month | Until Age 67 | £35 - £50 |
Disclaimer: These premiums are for illustrative purposes only and are not a quote. As of January 2025. Actual premiums will depend on your individual circumstances, health, lifestyle, and the specific insurer chosen.
As you can see, robust protection can be secured for a modest monthly outlay – often less than a daily cup of coffee or a TV subscription. The cost of not having cover, however, could be your family's entire financial security.
Navigating Your Police 'Death in Service' Benefits
Your employment as a PCSO comes with a benefits package, which almost always includes a 'death in service' provision. This typically pays out a tax-free lump sum, often calculated as a multiple of your annual salary (e.g., 2, 3, or 4 times your salary).
While this is an excellent and valuable benefit, it's crucial to understand its limitations and why it shouldn't be your only form of protection.
Key Limitations of Death in Service Cover:
- It's Tied to Your Job: The cover is only active while you are employed by the police force. If you leave to change careers, take a career break, or are medically retired, the cover ceases immediately. A personal policy is owned by you and stays with you regardless of your employment.
- The Payout Might Not Be Enough: A lump sum of 3x your salary might sound like a lot, but consider the numbers. If you earn £28,000, that's a payout of £84,000. This might not be enough to clear a £200,000 mortgage, let alone provide an income for your family for the next 10, 15, or 20+ years.
- You Have No Control: The level of cover is set by your employer and can be changed. You cannot increase it if you have more children or take on a bigger mortgage. A personal policy gives you full control.
- It Offers No Sickness Cover: Death in service provides nothing if you become seriously ill or are injured and can't work. This is where personal Critical Illness Cover and Income Protection are essential.
Think of your death in service benefit as a good starting point. A personal life insurance policy is the tool you use to top this up to the level your family actually needs, giving you portable, bespoke, and comprehensive protection.
Finding the Right Policy: The Value of an Expert Broker
When it comes to buying financial protection, you have a few options: go direct to an insurer, use a price comparison website, or work with an independent broker. For a role like yours, a broker offers distinct advantages.
- Comparison Websites: These are great for getting a quick price overview. However, they are a "non-advised" service. They show you the cheapest price based on limited information but can't tell you if the policy is actually right for you, if the definitions are strong, or if another insurer would be more suitable for your specific circumstances.
- Direct to Insurer: Going to one insurer means you only see one product and one price. You have no way of knowing if you could get better cover or a more competitive premium elsewhere.
- Independent Broker (like WeCovr): An expert broker works for you, not the insurance company.
- Whole-of-Market Access: We compare plans from all the major UK insurers to find the best fit.
- Expert Advice: We take the time to understand your personal situation, family needs, and budget. We then recommend the right type of cover, the correct amount, and the most suitable provider.
- Underwriting Expertise: We know which insurers have the most favourable view of roles like PCSOs and can help navigate applications for clients with minor health conditions.
- Application Support: We help you complete the forms accurately, avoiding the pitfalls of non-disclosure.
- Trust Service: We can help you place your policy into a Trust, which can help the payout avoid probate and inheritance tax, ensuring the money gets to your family quickly and efficiently.
Using a broker doesn't cost you more; our commission is paid by the insurer you choose. What you get is expert guidance and peace of mind, knowing you have the very best protection in place for your family.
Frequently Asked Questions (FAQs)
Is life insurance expensive for Police Community Support Officers?
Do I need to tell my insurer if I later become a warranted Police Officer?
What happens if I have a pre-existing medical condition?
Should I put my life insurance policy in a Trust?
Are life insurance payouts taxed?
Your Next Steps to Financial Security
Your role as a Police Community Support Officer is invaluable. You provide a link between the police and the public, creating safer, more cohesive communities. While you dedicate your working life to protecting others, it's essential to apply that same protective instinct to your own family.
Securing the right life insurance, critical illness cover, and income protection is one of the most important financial decisions you will ever make. It provides a foundation of security that allows your loved ones to face the future with confidence, whatever it may hold.
Despite the perceived risks of your job, comprehensive and affordable cover is well within reach. By understanding your needs, exploring the flexible options available, and seeking expert advice, you can build a protection portfolio that stands as a testament to your foresight and care.
Take the time today to review your financial safety net. It’s a simple step that provides lasting peace of mind for you and the people who matter most.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!