Life Insurance for Receptionists UK
As the welcoming face and organisational backbone of countless UK businesses, receptionists and client service staff play a truly indispensable role. From managing busy diaries in a corporate headquarters to offering a reassuring presence in a GP surgery, you are the masters of multitasking and the calm in the storm.
But while you spend your days taking care of everyone else, have you considered who would take care of your own family's financial future if the unexpected were to happen?
This is where financial protection, such as life insurance, critical illness cover, and income protection, comes in. These aren't just policies; they are a safety net, designed to provide financial stability and peace of mind when it's needed most. This comprehensive guide will explore why these policies are so important for receptionists and how to find flexible cover that fits your unique role and lifestyle.
Flexible policies for front-desk and client service staff
The modern receptionist role is diverse. You might be a permanent employee at a law firm, a temp covering shifts at a boutique hotel, or a self-employed virtual assistant. This variety means a one-size-fits-all approach to insurance simply doesn't work. You need flexible policies that can be tailored to your specific circumstances.
The three core pillars of personal protection are:
- Life Insurance: This pays out a lump sum or a regular income to your loved ones if you pass away during the policy term. It’s designed to clear debts like a mortgage and provide for your family's future living costs.
- Critical Illness Cover: This provides a tax-free lump sum if you are diagnosed with a specific, serious illness listed on your policy. It gives you financial breathing room to focus on recovery without worrying about bills.
- Income Protection: This replaces a percentage of your monthly income if you're unable to work due to illness or injury. For a role that requires you to be present and "on," this is arguably one of the most crucial forms of cover.
Flexibility means choosing the right type and level of cover, adjusting it as your life changes (e.g., getting married, buying a home, having children), and ensuring the terms, such as the length of the policy, match your financial commitments.
Why Do Receptionists Need Life Insurance?
It’s a common misconception that if you’re young, healthy, and not in a high-risk job, you don’t need to think about life insurance. However, the financial impact of losing your income, or of you no longer being around, can be significant for those who depend on you.
Consider these points:
- Protecting Your Family: If you have a partner, children, or even dependent parents, your income is vital for covering daily living costs, from the mortgage and utility bills to the weekly food shop. According to the Child Poverty Action Group, the basic cost of raising a child to age 18 in 2023 was estimated at over £166,000 for a couple. Life insurance ensures these costs can still be met.
- Covering the Mortgage: For most UK households, the mortgage is the single largest financial commitment. The average outstanding mortgage debt in the UK stands at over £129,000. A life insurance payout can clear this debt, ensuring your family can remain in their home without financial strain.
- Clearing Debts: Beyond a mortgage, many people have other debts such as car loans, credit cards, or personal loans. A policy can prevent these from being passed on to your estate or family members.
- Funeral Costs: The cost of a basic funeral in the UK can be substantial, often exceeding £4,000, according to SunLife's 2024 Cost of Dying report. A life insurance policy can cover these expenses, relieving your family of a significant financial burden at an already difficult time.
- Employer Benefits May Not Be Enough: While some larger companies offer a 'death in service' benefit, this is often a multiple of your salary (e.g., 2-4 times). This may not be sufficient to cover a large mortgage and long-term family costs. Furthermore, this benefit is tied to your employment; if you change jobs, you lose the cover.
Even if you are single and have no dependents, a smaller life insurance policy can be a sensible and affordable way to ensure your funeral costs and any outstanding personal debts are covered, so you don’t leave a financial headache for your parents or siblings.
Understanding the Core Protection Products for Receptionists
Navigating the world of insurance can feel daunting, with various products and terms to understand. Let's break down the main options relevant to you.
Life Insurance: Securing Their Future
This is the foundation of financial protection. The primary goal is to provide for your dependents after you're gone.
| Policy Type | How It Works | Best For... |
|---|---|---|
| Level Term Insurance | The payout amount remains the same throughout the policy term. | Covering an interest-only mortgage, or leaving a set lump sum for your family. |
| Decreasing Term Insurance | The payout amount reduces over time, usually in line with a repayment mortgage. | Covering a repayment mortgage, as it's a very cost-effective option. |
| Family Income Benefit | Instead of a lump sum, it pays out a regular, tax-free monthly income for the remainder of the policy term. | Parents with young children, as it mimics a lost salary to cover ongoing living costs. |
| Whole of Life | This policy has no end date; it's guaranteed to pay out whenever you die. | Covering a definite future cost, like an Inheritance Tax (IHT) bill or funeral expenses. |
A special type of policy related to IHT is Gift Inter Vivos insurance. If you gift a large sum of money or an asset (like a property) and pass away within seven years, the recipient could face a large inheritance tax bill. This policy is designed to pay out and cover that specific tax liability, ensuring your gift is received in full.
Critical Illness Cover: Protecting You During Recovery
A serious illness can be devastating, not just for your health but also for your finances. Critical Illness Cover is designed to alleviate that financial pressure.
- What it is: A policy that pays a tax-free lump sum on the diagnosis of one of a list of specified serious conditions.
- What it covers: Policies vary, but typically cover major illnesses like most types of cancer, heart attacks, strokes, multiple sclerosis, and organ failure. The Association of British Insurers (ABI) states that over 91% of critical illness claims are paid out.
- Why it's vital for receptionists: Statutory Sick Pay (SSP) in the UK is minimal. While some employers offer more generous sick pay schemes, they are often time-limited. A critical illness payout gives you funds to:
- Cover your bills while you're off work.
- Pay for private treatment or specialist therapies.
- Make adaptations to your home if needed.
- Simply take the time you need to recover without financial stress.
You can buy Critical Illness Cover as a standalone policy or, more commonly, combine it with life insurance.
Income Protection: Your Financial Stand-In
For many, Income Protection is the most essential policy of all. It acts as your financial replacement if you're unable to do your job due to any illness or injury.
- How it works: After a pre-agreed waiting period (known as the 'deferment period'), the policy starts paying you a regular monthly income, which is tax-free. This continues until you can return to work, the policy term ends, or you retire, whichever comes first.
- Deferment Period: You can choose this period to match your employer's sick pay policy. For example, if your company pays you in full for 3 months, you could set a 13-week deferment period to keep your premiums lower.
- The 'Own Occupation' Definition: This is the gold standard. It means the policy will pay out if you are unable to perform your specific job as a receptionist. Other, less comprehensive definitions might only pay if you can't do any job, which are much harder to claim on. At WeCovr, we prioritise finding our clients 'own occupation' cover.
For tradespeople and those in riskier roles, a similar product called Personal Sick Pay is popular. It works in the same way but typically has shorter payment periods (e.g., 1 or 2 years per claim), making it a more budget-friendly option for those who want a short-term safety net. This can also be a great choice for self-employed receptionists.
How a Receptionist's Job Role Affects Insurance Premiums
When you apply for insurance, the provider undertakes a process called 'underwriting' to assess the level of risk you present. Your job is one part of this, but for a receptionist, it's very positive news.
- Occupation: Most receptionist roles are office-based and considered very low risk. Insurers categorise jobs into classes, and a receptionist is typically a 'Class 1' occupation, the lowest risk category. This means your job title will not negatively impact your premiums and may even result in slightly lower costs compared to more manual or hazardous professions.
- The Key Factors: For a receptionist, the main determinants of your premium will be your personal details:
- Age: The younger you are when you take out a policy, the cheaper it will be.
- Health: Your current health, weight (BMI), and any pre-existing medical conditions will be assessed.
- Smoker Status: Smokers and vapers will pay significantly more than non-smokers.
- Family Medical History: A history of certain hereditary conditions (like heart disease or cancer) in close relatives may affect your premium.
- Lifestyle & Hobbies: Standard hobbies are fine, but if you participate in high-risk activities like mountaineering or motorsports, you must declare them.
The crucial takeaway is that as a receptionist in a low-risk role, securing affordable cover is highly achievable, especially if you are in good health.
Real-Life Scenarios: How Protection Insurance Helps
Sometimes, the best way to understand the value of these policies is to see them in action.
Scenario 1: Sarah, the Medical Receptionist
- Profile: 35, married with two children aged 4 and 6. She has a £250,000 repayment mortgage with her partner. She holds a combined Life and Critical Illness policy for £250,000.
- The Event: Sarah is diagnosed with breast cancer. She needs surgery and a long course of chemotherapy, forcing her to take a year off work.
- The Outcome: Her Critical Illness policy pays out a tax-free lump sum of £250,000. Sarah and her partner use it to clear their entire mortgage. This removes their biggest monthly expense, allowing Sarah to focus completely on her recovery without any financial worry.
Scenario 2: David, the Freelance Hotel Receptionist
- Profile: 28, single, rents a flat in Manchester. As a freelancer, he has no employee benefits like sick pay. He has an Income Protection policy set to pay out £1,600 a month after a 4-week deferment period.
- The Event: David is involved in a cycling accident and suffers a severe back injury. He is unable to work for six months.
- The Outcome: After the first four weeks, his Income Protection policy kicks in. He receives £1,600 each month, allowing him to cover his rent, bills, and living costs. This prevents him from having to move back home or accumulate debt while he undergoes physiotherapy and recovers.
Scenario 3: Chloe, the Corporate Receptionist
- Profile: 45, her children are financially independent. She and her partner have a £100,000 interest-only mortgage. Chloe has a £150,000 Level Term Life Insurance policy.
- The Event: Tragically, Chloe passes away suddenly from a brain aneurysm.
- The Outcome: Her life insurance policy pays out £150,000. Her partner uses £100,000 to pay off the mortgage and the remaining £50,000 provides a financial buffer, giving him time and space to grieve without immediate financial pressure.
The Cost of Cover: Example Premiums for Receptionists
One of the biggest barriers to taking out cover is the perceived cost. In reality, for a low-risk occupation like a receptionist, protection can be surprisingly affordable.
The tables below provide illustrative monthly premiums for a 35-year-old, non-smoking receptionist in good health.
Table 1: Example Life & Critical Illness Cover Premiums (25-year term)
| Cover Amount | Level Term Life Only | Decreasing Term Life Only | Level Term Life + Critical Illness |
|---|---|---|---|
| £150,000 | £8.50 | £5.50 | £35.00 |
| £250,000 | £12.00 | £7.50 | £52.00 |
| £350,000 | £16.50 | £10.00 | £70.00 |
Table 2: Example Income Protection Premiums (payable until age 67)
| Monthly Benefit | 4-Week Deferment | 13-Week Deferment | 26-Week Deferment |
|---|---|---|---|
| £1,500 | £32.00 | £21.00 | £16.50 |
| £2,000 | £41.00 | £27.00 | £21.00 |
Disclaimer: These premiums are for illustrative purposes only and are not a quote. The actual cost will depend on your individual circumstances, health, lifestyle, and the insurer selected. Prices are accurate as of September 2024.
As you can see, aligning your Income Protection deferment period with any sick pay you receive from your employer is a powerful way to make cover more affordable.
Smart Health and Wellness Tips for Front-Desk Professionals
Your health is your most valuable asset, and it also has a direct impact on the cost of your insurance. As a receptionist, you face unique wellness challenges. Here are some tips to help you thrive.
- Manage Stress Effectively: The front desk can be a high-pressure environment. Constant interruptions, demanding clients, and a fast pace can take their toll.
- Practice Mindfulness: Even 5 minutes of quiet breathing can reset your nervous system.
- Take Your Breaks: Step away from your desk completely. Get some fresh air if you can.
- Set Boundaries: Politely manage expectations and learn to say "no" or "one moment, please" when you're at capacity.
- Stay Active to Combat a Sedentary Role: Sitting for long periods is linked to various health issues.
- Desk Stretches: Regularly stretch your neck, shoulders, and back.
- Stand Up: If possible, use a standing desk or simply stand up when taking phone calls.
- Walk at Lunch: Use your lunch break to take a brisk 20-minute walk.
- Prioritise Diet and Nutrition: It's easy to snack on biscuits and office treats.
- Hydrate: Keep a large water bottle at your desk. Proper hydration boosts energy and concentration.
- Plan Healthy Lunches: Prepare salads, soups, or healthy wraps at home to avoid last-minute unhealthy choices.
- To help our clients on their wellness journey, WeCovr provides complimentary access to our AI-powered calorie and nutrition tracking app, CalorieHero. It’s a simple way to stay mindful of your diet and support your long-term health goals.
- Protect Your Sleep: A busy mind can make it hard to switch off. Aim for 7-9 hours of quality sleep per night. Establish a relaxing bedtime routine, avoid screens an hour before bed, and ensure your bedroom is dark and cool.
Special Considerations for Self-Employed & Freelance Receptionists
The gig economy has seen a rise in freelance and temporary receptionists. If this is you, financial protection is not just important—it's critical.
- No Safety Net: As a freelancer or sole trader, you have no employer benefits. There is no sick pay, no death in service, and no company pension. You are entirely responsible for your own financial security.
- Income Protection is Non-Negotiable: This should be your number one priority. If you can't work due to illness or injury, your income stops immediately. An Income Protection policy is the only way to ensure your bills continue to be paid.
- Consider Personal Sick Pay: If a full Income Protection policy feels out of reach, a Personal Sick Pay policy with a 1 or 2-year payment period offers a fantastic, budget-friendly safety net for shorter-term illnesses.
- Business Protection: If you run your own virtual receptionist agency, you might also consider business protection. Key Person Insurance could provide your business with a cash injection if you (the key person) were unable to work, allowing it to cover costs or hire a temporary replacement.
Navigating the Application Process: A Step-by-Step Guide
Getting covered is more straightforward than you might think, especially with an expert guide.
- Assess Your Needs: Before you do anything, think about what you need to protect. Use a budget planner to calculate your monthly outgoings (rent/mortgage, bills, food, travel) and add up your debts. This will give you a clear idea of the level of cover you need.
- Gather Your Information: You'll need some basic details to hand, including your personal information, doctor's address, and a good understanding of your and your immediate family's medical history.
- The Importance of Full Disclosure: When completing your application, you have a "duty to take reasonable care not to make a misrepresentation." In simple terms, this means you must be completely honest. Hiding a medical condition or that you vape could lead to your policy being cancelled or a claim being denied when your family needs it most.
- Speak to an Expert Broker (like WeCovr): This is the most crucial step. Instead of going direct to one insurer, a broker works for you.
- We have access to the whole market, comparing policies from all the major UK insurers.
- We understand the nuances of each insurer's underwriting, so we know who is best for different health conditions or circumstances.
- We handle the application for you, ensuring it's completed correctly.
- Our advice is completely free and without obligation.
- Review and Place Your Policy 'In Trust': Once your application is accepted, you'll receive your policy documents. It is highly recommended that you place your life insurance policy 'in trust'. This is a simple legal arrangement that ensures the payout goes directly to your chosen beneficiaries, bypassing your estate. This makes the process much faster (avoiding probate) and can protect the payout from Inheritance Tax. We can help you with the trust forms for free.
Why Choose WeCovr for Your Protection Needs?
At WeCovr, we specialise in helping professionals like you find the right protection at the best possible price. We understand the specific needs and challenges of front-desk and client service staff.
- Expert, Tailored Advice: We don't do generic. We take the time to understand your personal and financial situation before recommending a solution.
- Whole-of-Market Access: We're not tied to any single insurer. We compare quotes from leading providers like Aviva, Legal & General, Zurich, and Royal London to find the perfect fit for you.
- Hassle-Free Process: We handle the paperwork, chase the insurers, and keep you updated every step of the way, making a complex process simple.
- Support When It Matters: Our service doesn't end when the policy starts. We are here to support you with any queries and, most importantly, to assist your loved ones during the difficult process of making a claim.
- A Focus on Your Wellbeing: We go beyond just insurance. By offering all our clients complimentary access to our CalorieHero nutrition app, we show our commitment to your long-term health and wellness.
Taking the first step to protect your financial future is a powerful act of responsibility and care for yourself and your loved ones. Let us help you put that peace of mind in place.
Frequently Asked Questions (FAQ)
Do I need a medical exam to get life insurance?
Generally, for most people applying for standard levels of cover, a medical exam is not required. Insurers will make a decision based on the answers on your application form. They may write to your GP for more information if you disclose a medical condition. An exam or nurse screening is usually only requested for older applicants, those applying for very large amounts of cover, or those with complex medical histories.
What if I smoke or vape? How does it affect my policy?
You must declare if you use any nicotine products, including cigarettes, cigars, pipes, and e-cigarettes (vaping). Insurers view all nicotine users as 'smokers', which means your premiums will be significantly higher, often double that of a non-smoker. The good news is that if you quit, most insurers will re-classify you as a non-smoker after 12 months, and you can apply to have your premiums reduced.
Can I get cover if I have a pre-existing medical condition like anxiety?
Yes, it is often possible to get cover. For mental health conditions like stress, anxiety, or depression, insurers will want to know about the severity, date of diagnosis, any time taken off work, and any medication prescribed. For mild conditions that are well-managed, you may be offered standard rates. For more significant histories, the insurer might increase the premium or place an exclusion on the policy. This is where an expert broker is invaluable, as we know which insurers take a more favourable view of specific conditions.
Is my life insurance payout taxable?
The lump sum payout from a life insurance or critical illness policy is paid tax-free. However, if you do not place your life insurance policy in trust, the payout forms part of your legal estate. This means it could be subject to Inheritance Tax (IHT) if your total estate is valued above the IHT threshold. Writing a policy in trust is a simple and free way to avoid this. Income from an Income Protection policy is also paid tax-free.
What is 'death in service' and is it enough?
Death in service is an employee benefit that pays out a lump sum if you die while employed by the company. It's a great perk, but it's rarely enough on its own. A typical payout is 2-4 times your annual salary. If you have a £250,000 mortgage and earn £25,000 a year, a 4x salary benefit (£100,000) would leave a significant shortfall. Also, the cover ceases the moment you leave that job. A personal life insurance policy belongs to you, stays with you regardless of your employer, and is tailored to your specific family needs.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
There is no need to wait until the renewal of your current policy.
We can look at a more suitable option mid-term!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!