Resilience Redefined: The Growth Hacker's Blueprint
Why is financial protection the ultimate personal growth hack? As we approach 2025, health statistics from Macmillan Cancer Support project that nearly 1 in 2 people in the UK will face a cancer diagnosis in their lifetime. This isn't just a health challenge; it's a profound threat to your life's aspirations and the well-being of your loved ones. Discover how smart proactive financial planning – encompassing Family Income Benefit, Income Protection, Critical Illness Cover, and tailored Personal Sick Pay for our indispensable tradespeople, nurses, and electricians – isn't just a safety net, but a strategic enabler for uninterrupted personal development, career resilience, and strong relationships. Learn how Private Health Insurance provides swift access to crucial treatments and specialist care, bypassing lengthy waiting lists and accelerating your return to health. Uncover the peace of mind offered by comprehensive Life Protection and the strategic legacy building of Gift Inter Vivos, ensuring your loved ones are secure, even in your absence. This isn't about fear; it's about empowering your growth, securing your relationships, and building a truly resilient future, no matter what challenges life throws your way.
In a world obsessed with optimisation, 'growth hacking' has become the mantra for startups and ambitious professionals alike. We A/B test our websites, bio-hack our biology, and streamline our productivity. Yet, the most significant threat to our personal and professional trajectory is often the one we least prepare for: a sudden, life-altering health crisis.
The stark reality, underscored by Macmillan Cancer Support's projections, is that a serious illness is not a remote possibility but a statistical probability for many of us. The conversation must shift from one of fear to one of empowerment. True resilience isn't just about weathering the storm; it's about having the right infrastructure in place to ensure you can continue to grow, thrive, and build, no matter the weather.
This guide is your blueprint. It reframes financial protection not as a begrudging expense but as the most fundamental personal growth hack you can deploy. It's the secure foundation upon which you can confidently build your career, nurture your relationships, and pursue your boldest ambitions.
Redefining Resilience: From 'Bouncing Back' to 'Growing Forward'
For too long, resilience has been narrowly defined as the ability to endure hardship and 'bounce back' to where you were before. But this definition is incomplete. It misses the most crucial element: the capacity to grow forward.
Think of it like this: a sapling battered by the wind might survive, but it will be stunted. A well-rooted oak, however, not only withstands the storm but uses the stress to grow stronger, its roots digging deeper. Financial precarity is the relentless wind that drains our energy, focus, and resources.
When a health crisis strikes without a financial safety net, your focus is entirely consumed by survival:
- How will I pay the mortgage this month?
- Will we have to move the children from their school?
- Will my business survive if I can't work for six months?
- How can I afford the travel to and from hospital appointments?
These questions create a state of chronic stress that occupies all your cognitive bandwidth. The mental space required for creativity, strategic thinking, learning new skills, or even simply being present with your loved ones evaporates. This is the antithesis of personal growth.
Growth-Hacked Resilience, by contrast, is about proactively removing these financial stressors from the equation. It's about building a structure that absorbs the financial shock of a life event, leaving you free to focus on what truly matters: your recovery, your family, and your future. It's about transforming a potential life-derailment into a manageable challenge.
| Traditional Resilience ('Bouncing Back') | Growth-Hacked Resilience ('Growing Forward') |
|---|---|
| Reacting to a crisis as it happens. | Proactively preparing for potential crises. |
| Focus is on survival and damage control. | Focus is on recovery, adaptation, and continued growth. |
| Often involves depleting savings and assets. | Protects savings and assets for their intended purpose. |
| Leads to high stress and anxiety about finances. | Provides peace of mind and reduces financial anxiety. |
| Potential for long-term financial and career setbacks. | Enables a faster return to personal and professional life. |
By securing your financial foundation, you are not just buying an insurance policy; you are investing in the cognitive freedom and emotional stability required to navigate life's greatest challenges and emerge stronger.
Your Personal Growth Toolkit: A Deep Dive into Financial Protection Products
Just as a growth hacker uses a specific set of tools for different objectives, building your financial resilience requires a tailored selection of protection products. Each serves a unique purpose, and together they form a comprehensive 'resilience stack' that safeguards your ambitions.
Income Protection: The Bedrock of Your Ambitions
Imagine your monthly income suddenly stopping. For most, this would trigger an immediate financial crisis. Income Protection insurance is designed to prevent this exact scenario.
What it is: A policy that pays out a regular, tax-free monthly income if you are unable to work due to any illness or injury. It continues to pay out until you can return to work, the policy term ends, or you retire, whichever comes first.
Why it's a growth hack:
- It protects your momentum. Your mortgage or rent gets paid. The bills are covered. Your pension contributions can continue. Your life's financial machinery doesn't grind to a halt.
- It liberates you to focus on recovery. Instead of worrying about money, you can dedicate 100% of your energy to getting better, following medical advice, and engaging in rehabilitation.
- It safeguards your assets. Without an income, many people are forced to burn through their savings, sell investments at the wrong time, or even downsize their home. Income Protection protects your hard-won assets for their intended purpose, like your children's education or your retirement.
For the self-employed, freelancers, and contractors, this is not a luxury; it is an essential business tool. Statutory Sick Pay (SSP) is minimal, and for many sole traders, it's non-existent. Income Protection is the safety net that allows your one-person enterprise to weather a significant health storm.
A note for Company Directors: Executive Income Protection is a highly valuable and tax-efficient alternative. The company pays the premiums, which are typically an allowable business expense, and the benefit is paid to the employee if they're unable to work. It's a powerful way to protect your key people and yourself.
| Feature | Explanation | Impact on Growth |
|---|---|---|
| Deferment Period | The waiting time before payments start (e.g., 4, 13, 26 weeks). | Align this with your sick pay/savings to create seamless cover. |
| Benefit Amount | Usually 50-70% of your gross income. | Ensures your essential outgoings are covered without financial strain. |
| Term of Policy | How long the policy lasts (e.g., until age 65). | Provides long-term security throughout your working life. |
Critical Illness Cover: The Lump Sum for Life's Biggest Hurdles
While Income Protection replaces your monthly paycheque, Critical Illness Cover is designed to deal with the significant, one-off costs and life changes that a serious diagnosis can bring.
What it is: A policy that pays out a one-time, tax-free lump sum upon the diagnosis of a specified serious condition. The 'big three' are typically cancer, heart attack, and stroke, but modern policies can cover over 50 different conditions.
Why it's a growth hack: The lump sum from a Critical Illness policy buys you options and control at a time when you feel you have none. This financial freedom can be used to:
- Clear your mortgage: Removing your single biggest monthly outgoing provides immense psychological relief for you and your family.
- Fund private treatment: Access specialist care, new drug therapies not yet available on the NHS, or seek international treatment.
- Adapt your life: Make necessary modifications to your home, purchase specialist equipment, or hire home help.
- Buy time: It allows you and your partner to take extended time off work to process, recover, and plan your next steps without financial pressure. It can give you the breathing room to decide to change careers or start a less stressful business.
With the British Heart Foundation reporting over 100,000 hospital admissions for heart attacks each year in the UK, and strokes affecting over 100,000 people annually, this cover addresses very real and prevalent risks beyond cancer.
Personal Sick Pay: The Tradesperson's Shield
For many skilled professionals, particularly those in manual trades, even a minor injury can mean an immediate and complete loss of income. A plasterer with a broken wrist or an electrician with a back strain simply cannot work.
What it is: Often seen as a form of short-term income protection, these policies are designed for those in riskier occupations. They typically have very short deferment periods (sometimes from day one or day eight) and pay out for a limited period, such as 12 or 24 months.
Why it's a growth hack: It's about maintaining business continuity. For a self-employed tradesperson, a few weeks off work with no income can be disastrous. It can mean losing contracts, falling behind on supplier payments, and damaging a hard-earned reputation. Personal Sick Pay provides an immediate financial bridge, covering your bills while you recover and ensuring your business doesn't collapse due to a short-term setback. It protects your livelihood and allows you to return to work on a stable footing.
Family Income Benefit: A Continuous Stream of Support
Traditional life insurance pays out a large lump sum. While incredibly valuable, managing a huge sum of money can be daunting for a grieving family. Family Income Benefit offers a more intuitive alternative.
What it is: A type of life insurance that, upon your death, pays your family a regular, tax-free monthly or annual income. This income is paid for the remainder of the policy's term. For example, if you took out a 25-year policy and passed away in year 10, your family would receive an income for the next 15 years.
Why it's a growth hack (for your family's resilience):
- It mirrors your salary: It replaces your lost income with a familiar, manageable stream of money, making budgeting and financial planning far simpler during a difficult time.
- It promotes stability: It helps your loved ones stay in the family home, keep the children in their schools, and maintain their current lifestyle with minimal disruption.
- It's cost-effective: Because the total potential payout decreases over time, Family Income Benefit is often significantly cheaper than a comparable level term life insurance policy, making robust protection more accessible.
| Feature | Level Term Life Insurance | Family Income Benefit |
|---|---|---|
| Payout | A single, large, tax-free lump sum. | A regular, tax-free income. |
| Purpose | Pay off large debts like a mortgage. | Replace lost monthly income for family living costs. |
| Management | Requires careful investment and management. | Simple, easy to budget, and intuitive. |
| Cost | Generally more expensive. | Often more affordable. |
Life Protection: The Ultimate Peace of Mind
This is the most well-known form of protection – a policy that pays out a lump sum when you die. Its power as a growth hack lies in the profound psychological freedom it provides.
What it is: A policy that pays out a specified lump sum to your beneficiaries upon your death during the policy term. This is most commonly used to pay off a mortgage and other large debts, as well as provide a financial legacy.
Why it's a growth hack: Knowing, with absolute certainty, that your family's financial future is secure is liberating. This peace of mind frees up your mental and emotional energy. It empowers you to:
- Take calculated career risks: You can start that business, go freelance, or pivot to a more fulfilling but initially less lucrative career, knowing your family's core security isn't on the line.
- Live more fully: It reduces the underlying, low-level anxiety that many parents and partners carry about the 'what ifs'. This allows you to be more present and engaged in your life and relationships.
- Focus on building, not just protecting: With the ultimate financial backstop in place, your personal financial planning can shift from a defensive posture to an offensive one, focusing on investments and growth.
Gift Inter Vivos: Strategic Legacy Building
This is a more specialist, but incredibly powerful tool for those planning their estate.
What it is: Under UK law, if you give a large gift (e.g., a property deposit for a child) and then die within seven years, that gift may be subject to Inheritance Tax (IHT). A Gift Inter Vivos policy is a specific type of life insurance designed to pay out a sum that covers this potential tax liability.
Why it's a growth hack: It allows you to accelerate your legacy. You can help your loved ones grow now – perhaps by funding their university education, helping them start a business, or getting them on the property ladder – without the risk of leaving them a hefty tax bill down the line. It's a strategic move that facilitates inter-generational growth and opportunity.
Fast-Tracking Your Recovery: The Power of Private Medical Insurance
The financial protection products above secure your finances. Private Medical Insurance (PMI) is the tool that secures your most valuable asset: your time. In the context of personal growth, minimising downtime due to illness is paramount.
As of early 2025, NHS waiting lists in the UK remain a significant challenge. While the NHS provides exceptional emergency care, the wait time for diagnostics (like an MRI scan) or elective surgery (like a hip replacement) can run into many months, or even longer.
What it is: PMI is a policy you pay for that gives you access to private healthcare. This includes faster access to specialist consultations, diagnostic tests, and treatment in private hospitals.
Why it's a growth hack:
- Speed: This is the primary benefit. A problem that might take 9 months to resolve via standard routes could be diagnosed and treated within weeks. For a business owner or key employee, this difference is monumental.
- Choice and Control: PMI often gives you more choice over the specialist you see and the hospital you're treated in. It also provides more flexibility with appointment times.
- Comfort and Privacy: Treatment is usually in a private room, which can significantly aid rest and recovery.
- Access to Specialist Drugs: Some policies provide access to new and innovative treatments that may not yet be approved for widespread NHS use.
For a self-employed person, a freelancer, or a company director, PMI isn't a luxury item; it's a business continuity tool. The cost of a policy can be far less than the cost of lost income and opportunities during a prolonged wait for treatment.
Securing Your Enterprise: Financial Resilience for Directors and Entrepreneurs
For those running a business, personal resilience and business resilience are intrinsically linked. A health crisis for a key individual can threaten the entire enterprise. Smart business owners hack their company's growth by embedding financial protection into its very structure.
Key Person Insurance: Protecting Your Most Valuable Asset
In many small to medium-sized businesses, success hinges on one or two key individuals – the founder with the vision, the top salesperson, or the technical genius.
What it is: A policy taken out and paid for by the business on the life of a key employee. If that person dies or is diagnosed with a specified critical illness, the policy pays a lump sum directly to the business.
Why it's a growth hack for the business: This cash injection ensures the business can survive the loss of its key person. The money can be used to:
- Recruit and train a suitable replacement.
- Cover lost profits during the disruption.
- Reassure lenders, suppliers, and clients that the business is stable.
- Clear business debts that the key person had personally guaranteed.
It transforms a potential catastrophe into a manageable operational challenge, ensuring the company's growth trajectory can continue.
Executive Income Protection: The Director's Advantage
As mentioned earlier, this is a powerful tool. From a business perspective, it's a tax-efficient way to offer a premium benefit. Premiums are a legitimate business expense, making it more cost-effective than an equivalent salary increase to fund a personal policy. It's a key differentiator in attracting and retaining the senior talent needed for growth.
Relevant Life Cover: The Tax-Efficient Family Shield
For small businesses and limited company directors who don't have a large group scheme, Relevant Life Cover is a game-changer.
What it is: A tax-efficient death-in-service benefit. The company pays the premiums for a life insurance policy for an employee (including a director). If the employee dies, the lump sum is paid directly to their family, free from IHT and not forming part of their lifetime pension allowance.
Why it's a growth hack: It allows a director to provide substantial life cover for their family using pre-tax company money. This frees up their personal, post-tax income for other things – like investments, school fees, or other growth-focused activities. It's one of the most efficient ways for a business owner to secure their family's future.
| Business Protection | Who is it for? | What does it protect? | Key Benefit |
|---|---|---|---|
| Key Person Insurance | The Business | The business's profitability and stability. | Cash to survive loss of a key individual. |
| Executive IP | The Employee/Director | Their personal income. | Tax-efficient income replacement. |
| Relevant Life Cover | The Employee's Family | Their financial future. | Tax-efficient lump sum for dependents. |
Building Your Resilience Stack: It's Not 'If', It's 'How'
These products are not mutually exclusive. The most resilient individuals build a 'stack' of protection tailored to their unique circumstances.
Consider Sarah, a 40-year-old freelance marketing consultant, married with two children and a mortgage:
- Income Protection: Her number one priority. It ensures that if she's unable to work for 18 months due to illness or injury, her family's lifestyle is unaffected.
- Critical Illness Cover: She has a policy linked to her mortgage. A serious diagnosis means the house is paid off, instantly removing the family's largest financial burden.
- Life Protection (Family Income Benefit): A cost-effective policy ensures that if the worst happens, her husband receives a monthly income to help with childcare and living costs until the children are financially independent.
- Private Medical Insurance: As a freelancer, time is money. She has PMI to ensure any health concerns can be diagnosed and treated quickly, minimising her time away from clients.
This combination doesn't prevent illness, but it completely changes the outcome. It means a health crisis is a personal challenge, not a financial catastrophe that derails her family's future and her life's work.
Navigating this landscape can feel complex. At WeCovr, we specialise in helping you build your personal resilience stack. We don't just sell policies; we help you analyse your life, your goals, and your risks. By comparing options from all major UK insurers, we find the precise combination of cover that gives you the most robust protection for your budget.
We believe that true wellbeing is a combination of financial security and proactive health management. That's why, in addition to crafting your financial safety net, we also provide our clients with complimentary access to our proprietary AI-powered calorie tracking app, CalorieHero. It's another tool in your arsenal, helping you proactively manage your diet and health – the very foundation of resilience.
Beyond Insurance: Cultivating Everyday Resilience
Financial protection is the macro-level framework, but true, holistic resilience is also built through daily micro-habits. These are the practices that fortify your physical and mental health, making you better equipped to handle stress and recover from setbacks.
- Nourishment as Fuel: Your diet is not about restriction; it's about providing your brain and body with the high-quality fuel they need to perform. A balanced diet rich in whole foods, lean proteins, and healthy fats directly impacts your energy levels, cognitive function, and immune system.
- Sleep as a Superpower: In our 'always-on' culture, sleep is often the first thing to be sacrificed. Yet, consistent, high-quality sleep is critical for memory consolidation, emotional regulation, decision-making, and physical repair. Prioritising 7-9 hours of sleep is one of the most effective performance-enhancing strategies available.
- Movement as Medicine: You don't need to be a marathon runner. Regular, consistent movement – a brisk 30-minute walk, a yoga session, a bike ride – is proven to reduce stress, improve mood, and boost cardiovascular health. It's a powerful antidote to a sedentary work life.
- Mindfulness as a Shield: The ability to manage your thoughts and emotions is a core resilience skill. Practices like meditation, journaling, or simply taking five minutes of quiet time can help reduce anxiety, improve focus, and prevent you from being hijacked by stress.
Your Future, Fortified
The statistics are not meant to scare you; they are meant to empower you to act. Approaching life without a robust financial protection plan is like trying to build a skyscraper on foundations of sand. The structure may look impressive for a while, but the first storm will expose its inherent vulnerability.
By reframing financial protection as a strategic investment in your personal growth, you shift your entire mindset. It's no longer an expense, but an enabler. It's the silent partner that works in the background, giving you the confidence to take risks, the freedom to focus on your ambitions, and the security to build a life of purpose and meaning for you and your loved ones.
This isn't about planning for failure. It's about engineering the conditions for your uninterrupted success. Take control. Build your resilience stack. And fortify your future, today.
Isn't insurance just a waste of money if I never claim?
How much cover do I actually need?
I'm self-employed. Is Income Protection more important for me?
Can I get cover if I have a pre-existing medical condition?
What's the main difference between Critical Illness Cover and Income Protection?
Critical Illness Cover pays out a one-off, tax-free lump sum if you are diagnosed with one of the serious conditions specified in the policy. It's designed to handle large, immediate financial needs, like paying off a mortgage or funding private treatment.
Income Protection pays out a regular, tax-free monthly income if you're unable to work due to *any* illness or injury (not just a specific list of critical ones). It's designed to replace your salary and cover your ongoing monthly bills. Many people have both, as they protect against different financial consequences of ill health.
How does WeCovr help me find the best policy?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!