Resilience Unleashed: Future-Proofing Your Personal Growth
The Unseen Foundation of True Well-being: Why Proactive Protection Is The Missing Pillar For A Life Of Purpose And Peace Amidst 2025's Health Realities
In our relentless pursuit of personal growth, we meticulously craft our lives. We invest in gym memberships to sculpt our bodies, devour books and courses to sharpen our minds, and embrace mindfulness to soothe our souls. We optimise our diets, track our sleep, and build careers with purpose and passion. Yet, in this intricate architecture of well-being, a foundational pillar is often completely overlooked. It’s the unseen, unglamorous, but utterly essential element: proactive financial protection.
We are building magnificent structures on foundations of sand. True, lasting resilience—the kind that allows you to weather any storm and continue your growth trajectory unabated—isn't just about mental fortitude or physical health. It's about having a robust safety net that catches you when the unexpected happens. As we navigate the complex health and economic realities of 2025, ignoring this foundation is no longer a calculated risk; it's a critical oversight.
This guide is about unleashing your true potential by future-proofing your journey. It’s about understanding that life insurance, critical illness cover, and income protection are not morbid expenses. They are liberating investments in your peace of mind, empowering you to live more boldly, pursue your dreams with greater confidence, and ensure that a sudden health crisis doesn't derail a lifetime of hard work.
The Modern Paradox: Investing in Everything But a Safety Net
We live in an age of unprecedented self-investment. The wellness industry is booming, and the drive for self-improvement is a dominant cultural force. We happily spend hundreds of pounds a month on organic food, boutique fitness classes, therapy sessions, and professional development courses. This is a positive evolution, a testament to our desire to live fuller, healthier, more meaningful lives.
But here lies the paradox: while we fortify our present, we leave our future dangerously exposed.
Consider the financial fragility lurking beneath the surface for many UK households. Despite our best intentions, a significant portion of the population is walking a financial tightrope.
- Savings Gap: According to the Financial Conduct Authority's (FCA) latest Financial Lives survey, a staggering 11% of UK adults (approximately 6 million people) have no cash savings whatsoever. A further 34% have less than £2,000. For these individuals, a single month without income could trigger a financial crisis.
- Protection Gap: The Association of British Insurers (ABI) consistently highlights a vast "protection gap." Millions of families lack any form of life insurance, and even fewer have income protection or critical illness cover. Many mistakenly believe that state benefits will be sufficient, a notion that is quickly dispelled when faced with reality.
The "It Won't Happen to Me" Fallacy
This disconnect often stems from a powerful cognitive bias: optimism bias. We inherently believe that misfortune—a serious illness, a debilitating accident, a premature death—is something that happens to other people. This psychological defence mechanism, while useful for day-to-day sanity, is a catastrophic flaw in long-term planning.
A Real-Life Scenario: The Freelance Designer
Imagine Sarah, a 35-year-old freelance graphic designer. She's brilliant, ambitious, and has spent five years building a thriving business. She invests heavily in the latest software, attends industry conferences, and practises yoga to manage stress. Her income is strong, but every penny is reinvested into her growth or used to manage her mortgage and living costs. She has no income protection, thinking it an unnecessary expense.
One morning, she suffers a severe slip, resulting in a complex wrist fracture and nerve damage. She's unable to use her computer for six months. Her income stops instantly. The state's Employment and Support Allowance (ESA) provides a fraction of her previous earnings. Within two months, her savings are gone. The stress cripples her recovery. Her business withers as clients move on. A single, random event has unravelled years of hard work, not because she lacked talent or drive, but because she lacked a safety net.
The 2025 Health Landscape: A Sobering Look at UK Realities
The need for a robust safety net is not abstract; it's a direct response to the tangible health challenges we face in the UK today. The landscape of 2025 is being shaped by trends that make proactive protection more critical than ever.
The Escalating Mental Health Crisis
Mental health is no longer a fringe issue; it is a primary concern for individuals, employers, and the NHS.
- Workplace Absence: The Office for National Statistics (ONS) data from 2023 showed a record number of working days lost to sickness in the UK, with depression, anxiety, and stress being major contributors. This trend shows no sign of abating.
- Prevalence: It is estimated that 1 in 4 adults in the UK will experience a mental health problem each year. These conditions can be just as debilitating as physical ones, profoundly impacting one's ability to work and earn a living.
The Rise of Chronic and Critical Illness
While medical advancements have improved survival rates, they have also meant that more people are living with serious conditions.
- Cancer: Cancer Research UK statistics indicate that 1 in 2 people in the UK born after 1960 will be diagnosed with some form of cancer during their lifetime. A diagnosis no longer means the end, but it often means a long, arduous, and expensive journey of treatment and recovery.
- Cardiovascular Disease: The British Heart Foundation highlights that there are around 7.6 million people living with heart and circulatory diseases in the UK. Many of these individuals are of working age when first diagnosed.
The Strain on the NHS
The National Health Service is a national treasure, but it is under immense pressure. The reality of 2025 is that waiting lists for consultations, diagnostics, and treatments are longer than ever. A report from the British Medical Association paints a stark picture of these delays. For someone unable to work due to their condition, waiting months for treatment can be financially catastrophic. A critical illness policy can provide the funds to access private treatment, accelerating recovery and return to work.
The Financial Impact of Illness
The combination of these factors creates a perfect storm. When illness strikes, the financial consequences can be brutal and multifaceted.
| Health Reality (2025) | Potential Financial Impact |
|---|---|
| Long-Term Sickness Absence | Total loss of income for the self-employed. Reduction to Statutory Sick Pay (£116.75 per week as of 2024/25) for employees. |
| Critical Illness Diagnosis | Need for a lump sum to pay off a mortgage, adapt a home, cover private medical bills, or replace lost income for a partner. |
| NHS Waiting Lists | Inability to return to work while awaiting treatment, leading to prolonged income loss. Potential need to self-fund private care. |
| Mental Health Conditions | Difficulty maintaining work, potential need for reduced hours or career breaks, costs of private therapy and treatment. |
| Premature Death | Loss of family income, outstanding mortgage and debts, potential inheritance tax liabilities for the surviving family. |
This isn't about fear-mongering. It's about a clear-eyed assessment of risk. Acknowledging these realities is the first step toward building genuine, unshakeable resilience.
Building Your Fortress: The Core Pillars of Proactive Protection
Understanding the need is one thing; knowing the solution is another. Financial protection is not a one-size-fits-all product. It's a suite of tools designed to protect you against different risks. Let's demystify the three core pillars.
1. Income Protection: Your Personal Salary Safety Net
If you have one policy, this should be it. Income Protection is arguably the most crucial cover for anyone who relies on their monthly earnings.
- What it is: A policy that pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury. It continues to pay out until you can return to work, retire, or the policy term ends.
- Who it's for: Every single working adult. If your income would stop if you couldn't work, you need it. This is especially true for the self-employed, freelancers, and contractors who have no access to employer sick pay.
- Key Features: You choose a "deferred period"—the time between when you stop working and when the payments start (e.g., 1, 3, 6, or 12 months). A longer deferred period means a lower premium.
The risk is higher than you think. According to the ABI, a 35-year-old has a 1 in 5 chance of being off work for more than three months due to illness or injury before they retire.
2. Critical Illness Cover: A Financial Shield for Health Crises
While Income Protection replaces your salary, Critical Illness Cover is designed to solve a different problem. It provides a significant, tax-free lump sum of cash upon the diagnosis of a specified serious illness.
- What it is: A policy that pays out a pre-agreed sum if you are diagnosed with one of a list of conditions, such as some types of cancer, heart attack, or stroke.
- Who it's for: Anyone with major financial commitments like a mortgage, or those who want a financial cushion to manage the immense costs associated with a serious illness.
- How it Helps: The lump sum can be used for anything. You could pay off your mortgage, fund private medical treatment to bypass NHS queues, adapt your home for new mobility needs, or simply replace lost income for yourself or a partner who takes time off to care for you.
3. Life Insurance: Protecting Your Legacy and Loved Ones
Life Insurance (or Life Protection) is the most well-known type of cover. Its purpose is simple but profound: to provide for those you leave behind.
- What it is: A policy that pays out a lump sum upon the policyholder's death.
- Who it's for: Anyone with dependents (children, a partner), a mortgage, or other significant debts that would fall to their family. It can also be used for funeral expenses or to leave an inheritance.
- A Flexible Alternative: Family Income Benefit: For those on a tighter budget, Family Income Benefit is an excellent option. Instead of a large lump sum, it pays out a smaller, regular, tax-free income from the point of claim until the end of the policy term. This is often a more manageable way to replace the deceased's lost salary.
Choosing Your Protection: A Comparative Glance
| Feature | Income Protection | Critical Illness Cover | Life Insurance / Family Income Benefit |
|---|---|---|---|
| What Triggers a Claim? | Inability to work due to any illness/injury | Diagnosis of a specific, defined serious illness | Death (or terminal illness on some plans) |
| How Does It Pay Out? | Regular monthly income | One-off tax-free lump sum | Lump sum (Life) or regular income (FIB) |
| Primary Purpose | Replace lost salary during sickness absence | Cover major costs associated with severe illness | Pay off debts & provide for dependents after death |
| Best For | Everyone who earns an income | Those with mortgages & desire for a health crisis fund | Anyone with financial dependents |
These three pillars form the bedrock of a secure financial plan. They are not mutually exclusive; in fact, they work best together, creating a comprehensive shield against life's most challenging uncertainties.
Specialist Protection: Tailored Solutions for Ambitious Lives
For those on a dynamic career path—the self-employed, company directors, and business owners—the standard solutions are just the beginning. The protection market offers sophisticated, often highly tax-efficient, tools designed for your specific needs.
For the Self-Employed & Freelancers
Your greatest asset is your ability to earn. Without an employer providing sick pay, you are your own safety net.
- Income Protection is Non-Negotiable: We've covered this, but it bears repeating. It is the single most important policy for any self-employed individual. Modern policies are flexible and can be adapted to fluctuating incomes.
- Personal Sick Pay: For tradespeople or those in riskier jobs, short-term income protection plans, sometimes called Personal Sick Pay, can be a great starting point. They offer cover with very short deferred periods (e.g., one day or one week) to bridge the immediate gap.
For Company Directors & Business Owners
As a director, you have the unique ability to use your company to provide protection in a more tax-efficient way than paying for it personally.
- Executive Income Protection: This is Income Protection, but the policy is owned and paid for by your limited company. The premiums are typically treated as a legitimate business expense, making them corporation tax deductible. The benefit is paid to the company, which then distributes it to you via PAYE. It's an efficient way to protect your personal income.
- Key Person Insurance: What happens to your business if you, or a crucial sales director or technical expert, were to die or become critically ill? Key Person Insurance is designed to protect the business itself. The policy pays a lump sum to the company to cover lost profits, recruit a replacement, or repay business loans, ensuring the business can survive the loss of its most vital asset.
- Relevant Life Cover: A tax-efficient alternative to a 'death-in-service' benefit for small businesses. The company pays the premiums for a life insurance policy for a director or employee. Premiums are not treated as a P11D benefit-in-kind, and the payout is made tax-free to the individual's family via a trust.
For Those Planning Their Legacy
- Gift Inter Vivos Insurance: If you make a significant financial gift to a loved one (e.g., a deposit for a house), that gift may be liable for Inheritance Tax (IHT) if you pass away within seven years. A Gift Inter Vivos policy is a specific type of life insurance designed to pay out a lump sum to cover that potential IHT bill, ensuring your gift reaches its recipient in full.
Specialist Cover: A Summary
| Product | Who Pays? | Who Benefits? | Key Tax Advantage |
|---|---|---|---|
| Executive Income Protection | Your Limited Company | You (the director), via the company | Premiums are generally a tax-deductible business expense. |
| Key Person Insurance | Your Limited Company | The Business | Protects business continuity; can be structured to be tax-deductible. |
| Relevant Life Cover | Your Limited Company | Your Family/Dependents | Not a P11D benefit; payout is free of IHT. Premiums are a business expense. |
| Gift Inter Vivos | You (Personally) | The recipient of your gift (by covering IHT) | Ensures the full value of a gift is received without a tax burden. |
Navigating these specialist options requires expertise. This is where a skilled broker becomes essential to structure the cover correctly for maximum efficiency and benefit.
The WeCovr Approach: Protection as a Catalyst for Well-being
Having a robust protection plan isn't just a defensive strategy; it's a proactive step that enhances your overall well-being. It liberates you. Knowing that your family, your home, and your income are secure, no matter what, removes a huge, often subconscious, burden of anxiety. This frees up invaluable mental and emotional energy, allowing you to focus on what truly matters: your personal growth, your career ambitions, and your loved ones.
At WeCovr, we see this transformation every day. Our role isn't just about finding policies; it's about helping you build that unshakable foundation of security. By comparing plans from all the UK's leading insurers, from Aviva and Legal & General to Vitality and Zurich, we ensure you get the right cover for your unique life, not just any cover. We listen to your goals and build a protection portfolio that empowers you to achieve them.
We believe in a holistic approach to well-being, which is why we go a step further. We understand that prevention is as important as protection. To support this, all our clients receive complimentary access to our proprietary AI-powered nutrition app, CalorieHero. It's our way of supporting your daily health journey and empowering you to make positive lifestyle choices, while your insurance policy stands guard over your long-term future.
Beyond Insurance: Synergising Protection with a Healthy Lifestyle
Your insurance policy is your financial safety net. Your lifestyle choices can help prevent you from ever needing to use it. The two work in powerful synergy. Taking proactive steps to manage your health not only improves your quality of life but can also significantly reduce the cost of your insurance premiums.
Insurers reward healthy living. When you apply for cover, they assess your risk based on factors like:
- Smoking Status: Being a non-smoker for at least 12 months can cut your premiums by as much as 50%.
- Body Mass Index (BMI): A healthy BMI generally leads to more favourable rates.
- Blood Pressure & Cholesterol: Well-managed readings indicate a lower risk of cardiovascular issues.
- Alcohol Consumption: Moderate intake is viewed more favourably than heavy consumption.
This creates a virtuous cycle. The motivation to secure lower premiums can be a powerful catalyst for positive change.
Simple Steps, Profound Impact:
- Nourish Your Body: Focus on a balanced diet rich in whole foods, fruits, and vegetables. Small changes can drastically reduce your risk of developing chronic conditions like type 2 diabetes and heart disease.
- Embrace Movement: You don't need to run marathons. The NHS recommends just 150 minutes of moderate-intensity activity a week. A brisk walk, a bike ride, or a dance class can work wonders for your physical and mental health.
- Prioritise Sleep: Aim for 7-9 hours of quality sleep per night. It is fundamental for cognitive function, emotional regulation, and physical repair.
- Manage Stress: Chronic stress is a silent killer. Incorporate mindfulness, hobbies, or simply time in nature into your routine to build mental resilience.
By integrating these healthy habits with a solid protection plan, you are not just future-proofing your finances; you are actively investing in a longer, healthier, and more vibrant life.
Taking Action: Your 5-Step Plan to Future-Proof Your Growth
Knowledge is potential; action is power. Reading this article is an important first step. Now, it's time to turn insight into a tangible plan that secures your future.
Step 1: Audit Your Reality Be honest with yourself. Grab a piece of paper and answer these questions:
- What is my monthly income? What are my essential monthly outgoings (mortgage/rent, bills, food)?
- How much savings do I have? How many months could I survive if my income stopped tomorrow?
- Who depends on me financially?
- What cover, if any, do I already have through my employer?
Step 2: Define Your 'Why' What is it you are truly protecting? It’s not just about money.
- Is it ensuring your children can go to university?
- Is it keeping your family in their home?
- Is it protecting your business from collapse?
- Is it giving yourself the freedom to recover from an illness without financial stress? Your 'why' is your most powerful motivator.
Step 3: Understand Your Options Review the core pillars and specialist products discussed in this guide. Which risks feel most relevant to your current life stage? A 28-year-old freelancer's priorities will be different from a 45-year-old company director with three children.
Step 4: Seek Expert Guidance The UK protection market is complex, with dozens of providers and hundreds of policy variations. Trying to navigate it alone is overwhelming and can lead to costly mistakes. This is where an independent expert adviser, like the team at WeCovr, becomes invaluable. We can:
- Analyse your audit from Step 1.
- Help you crystallise your 'why' from Step 2.
- Search the entire market to find the most suitable and cost-effective policies.
- Help you place your policies in trust to ensure the payout goes to the right people quickly and efficiently, outside of your estate for IHT purposes.
Step 5: Review and Adapt Protection is not a "set and forget" product. Your life is dynamic, and your cover should be too. Plan to review your policies every 2-3 years, or after any major life event:
- Getting married or entering a civil partnership.
- Buying a new home.
- Having a child.
- Starting a business or becoming self-employed.
- Getting a significant pay rise.
A Foundation for a Fearless Future
The pursuit of personal growth is a noble and rewarding journey. But it is a journey that deserves to be protected. Building your resilience, career, and well-being without a financial foundation is to build on borrowed time.
Proactive protection—income protection, critical illness cover, and life insurance—is the missing pillar. It is not an admission of pessimism; it is the ultimate act of optimism. It is the declaration that you have worked too hard, and your dreams are too important, to let them be shattered by an unpredictable turn of fate.
By taking control of your financial security, you are not planning for the worst. You are empowering yourself to live your very best life, with the confidence, peace, and unshakeable resilience to face the future, whatever it may hold.
Do I need life insurance if I'm young, single, and have no children?
Is Income Protection the same as PPI?
How much cover do I actually need?
Will my pre-existing medical conditions prevent me from getting cover?
Are insurance payouts taxed in the UK?
Why use a broker like WeCovr instead of going direct to an insurer?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!