Resilient Growth: Your Future Protected
The Unseen Foundation of Unstoppable Growth: Why preparing for life's inevitable curveballs – from critical illness to career-altering injury – isn't just about protection, but about unlocking your ultimate potential. With a sobering statistic revealing that approximately 1 in 2 UK individuals will be diagnosed with cancer in their lifetime (Macmillan Cancer Support, 2025 projections), ignoring financial resilience is a gamble on your future self and those you love. Discover how proactive planning with Income Protection, tailored Personal Sick Pay for tradespeople and nurses, Family Income Benefit, comprehensive Life & Critical Illness Cover, and legacy-focused Gift Inter Vivos, coupled with the rapid access and choice of Private Health Insurance, creates the bedrock for true personal development, resilient relationships, and a thriving future. It’s not just about mitigating risk; it's the strategic investment in your freedom to grow, recover, and live without financial fear, transforming potential setbacks into powerful springboards for your best life and lasting legacy.
We often measure growth in visible metrics: promotions, salary increases, business turnover, or a new home. But beneath these achievements lies a foundation that is rarely discussed yet utterly essential for sustainable success: resilience. True, unstoppable growth isn't just about climbing higher; it's about having the strength to withstand the shocks that can, and do, happen along the way.
Life is unpredictable. An illness, an accident, or an unexpected loss can derail the most meticulously crafted plans. The financial and emotional fallout can be devastating, halting progress and forcing you to focus on survival rather than ambition. This is where a crucial mindset shift is needed. Financial protection isn't a cost; it's the single most powerful investment you can make in your future self. It’s the safety net that allows you to take calculated risks, the peace of mind that fuels creativity, and the stability that allows you and your loved ones to recover and thrive, no matter what.
The Mental Shift: From 'What If' to 'What's Next?'
Thinking about critical illness or losing your income is uncomfortable. It's human nature to avoid contemplating worst-case scenarios. However, the anxiety of the unknown—the "what if?"—is a constant, low-level stressor that can subtly inhibit your decisions.
- What if I get too ill to work?
- What if my business partner has a serious accident?
- What if my family couldn't cope financially without me?
Proactive financial planning transforms this fear into empowerment. By addressing these questions head-on and putting a robust plan in place, you remove the unknown. You replace anxiety with a clear answer. The question is no longer "What if?" but "What's next?".
This shift has profound psychological benefits:
- Increased Confidence: Knowing you have a financial backstop empowers you to make bold career moves, start that business, or invest in your personal development.
- Reduced Mental Load: You free up valuable mental energy that was previously consumed by financial worry, allowing you to focus on growth, creativity, and being present with your family.
- Stronger Relationships: Financial stress is a leading cause of relationship strain. A protection plan is an act of love, ensuring that in a time of crisis, your family's focus can be on recovery and support, not on how to pay the mortgage.
In essence, you are building a financial fortress. You hope you never need to use its defences, but knowing they are there gives you the freedom to explore the world outside its walls without fear.
The Bedrock of Resilience: Your Core Protection Toolkit
Building this fortress requires the right materials. The UK insurance market offers a sophisticated range of products designed to protect against different risks. Understanding them is the first step to building a plan that is truly tailored to your life.
Let's break down the key components.
1. Income Protection: Your Personal Salary Safety Net
For most of us, our ability to earn an income is our single greatest asset. Income Protection (IP) is designed to protect it. If you are unable to work due to illness or injury, IP pays out a regular, tax-free monthly sum to replace a significant portion of your lost earnings.
Think of it as your own personal sick pay scheme, one that lasts far longer than any employer's policy or the statutory minimum. According to the Association of British Insurers (ABI), over £7 billion was paid out in protection claims in 2023, with IP policies providing a crucial lifeline for thousands of families.
Who is it for? Frankly, anyone who relies on their income to live. This is especially critical for:
- The self-employed and freelancers with no access to employer sick pay.
- Company directors whose income is tied to the business's performance.
- Employees whose sick pay policies are limited to a few weeks or months.
- Anyone with significant financial commitments like a mortgage, rent, or school fees.
Statutory Sick Pay vs. Income Protection
| Feature | Statutory Sick Pay (SSP) | Income Protection (IP) |
|---|---|---|
| Max Weekly Payout | £116.75 (2024/25 rate) | Up to 50-70% of your gross salary |
| Payment Duration | Maximum of 28 weeks | Can pay out until you return to work, retire, or the policy term ends |
| Coverage Scope | Only covers you if you're an employee | Covers employees and the self-employed |
| Payout | Taxed as income | Completely tax-free |
| Purpose | Basic, short-term support | Comprehensive, long-term income replacement |
As the table shows, relying solely on SSP is a high-risk strategy. An IP policy provides a level of security that the state simply cannot match.
2. Personal Sick Pay: Tailored Cover for Hands-On Professions
While Income Protection is a broad-spectrum solution, some insurers offer a more specific product often called Personal Sick Pay. This is particularly popular with those in riskier, manual professions like tradespeople (electricians, plumbers, builders) and healthcare workers (nurses, carers).
The key difference is often in the underwriting and the definition of incapacity. These policies are designed to pay out quickly for shorter-term issues that prevent you from doing your specific job, even if you could theoretically do another. They often have shorter deferred periods (the time you wait before the payout starts), such as one or four weeks, aligning with the immediate financial pressures faced by those who can't work if they're not physically on-site.
For a self-employed electrician who injures their hand and can't work for three months, this type of cover is not a luxury; it's an essential business tool.
3. Critical Illness Cover: Financial Breathing Room When It Matters Most
A critical illness diagnosis is a life-altering event. The last thing you or your family should be worrying about is money. Critical Illness Cover (CIC) pays out a tax-free lump sum if you are diagnosed with one of a list of predefined serious conditions.
The "big three" conditions covered by almost all policies are cancer, heart attack, and stroke. However, modern policies often cover 50 or more conditions, including multiple sclerosis, major organ transplant, and Parkinson's disease.
The lump sum can be used for anything, providing total flexibility at a time of immense stress:
- Clear debts: Pay off a mortgage or loans to drastically reduce monthly outgoings.
- Adapt your home: Install a ramp, stairlift, or wet room.
- Fund private treatment: Access specialist care or drugs not available on the NHS.
- Replace lost income: Allow a partner to take time off work to care for you.
- Fund recovery: Pay for therapy, travel for treatment, or simply take a recuperative holiday with your family.
With the sobering projection from Macmillan Cancer Support that 1 in 2 of us will face a cancer diagnosis in our lifetime, the value of having a financial cushion becomes starkly clear.
4. Life Insurance: The Ultimate Act of Care for Your Loved Ones
Life Insurance, or Life Protection, is the cornerstone of legacy planning. It pays out a lump sum upon your death, providing for those you leave behind. This money can be used to:
- Pay off the mortgage, ensuring your family has a secure home.
- Cover funeral costs.
- Replace your lost income for a number of years.
- Provide a fund for your children's future education.
- Leave an inheritance for your beneficiaries.
There are two main types:
- Level Term Assurance: The payout amount remains the same throughout the policy term. Ideal for providing a general family pot of money.
- Decreasing Term Assurance: The payout amount reduces over time, usually in line with a repayment mortgage. It's a cost-effective way to ensure your biggest debt is cleared.
5. Family Income Benefit: A Smarter Way to Protect Your Family's Lifestyle
While a large lump sum from traditional life insurance is invaluable, managing it can be daunting for a grieving family. Family Income Benefit (FIB) offers a clever alternative. Instead of a single payout, it provides a regular, tax-free monthly or annual income from the point of claim until the end of the policy term.
Example: How FIB Works Sarah, aged 35, takes out a 25-year FIB policy to provide £2,500 per month. This term is designed to see her youngest child through to financial independence.
- If Sarah were to pass away 5 years into the policy, her family would receive £2,500 every month for the remaining 20 years.
- This predictable income stream makes budgeting simple and ensures bills are paid and the family's lifestyle is maintained without the pressure of managing a large investment.
FIB is often more affordable than an equivalent lump-sum policy, making it an excellent and highly efficient way to protect your family's day-to-day financial wellbeing.
6. Gift Inter Vivos: Securing Your Legacy from Inheritance Tax
For those with significant assets, Inheritance Tax (IHT) can be a major concern. When you gift a large sum of money or an asset (like a property) to someone, it may still be considered part of your estate for IHT purposes if you die within seven years of making the gift. This is known as a Potentially Exempt Transfer (PET).
A Gift Inter Vivos ("gift between the living") insurance policy is a specialised form of life insurance designed to solve this problem. It's a whole-of-life or term assurance policy where the sum assured is calculated to cover the potential IHT liability on the gift. The policy is typically written in trust for the recipient of the gift.
If you die within the seven-year window, the policy pays out to cover the IHT bill, ensuring your loved ones receive the full value of your gift as intended. It's a strategic tool for effective and tax-efficient estate planning.
7. Private Health Insurance: The Fast-Track to Recovery
While the NHS is a national treasure, it is facing unprecedented pressure. NHS England data from early 2025 shows significant waiting lists for diagnostics and elective surgery. When your health, or your ability to earn an income, is on the line, waiting is not an option.
Private Health Insurance (PMI) is not a replacement for the NHS, but a powerful complement to it. It gives you:
- Speed: Prompt access to specialist consultations and diagnostic scans.
- Choice: The ability to choose your surgeon, consultant, and hospital.
- Comfort: A private room, more flexible visiting hours, and other amenities that can make a stressful time more comfortable.
- Access: Potential access to breakthrough drugs or treatments not yet routinely available on the NHS.
When combined with Income Protection, PMI forms a powerful partnership. The PMI helps you get diagnosed and treated quickly, while the IP covers your income during your recovery, allowing you to get back on your feet and back to work faster.
Tailored Protection for the UK's Economic Engine: Business Owners, Directors & the Self-Employed
The needs of an entrepreneur or company director are unique. Your personal and business finances are often intertwined, and a personal crisis can have a direct impact on the company you've worked so hard to build. Specialised business protection products are designed to create resilience for both you and your business.
Key Person Insurance
Who is the most important person in your business? Is there a director whose technical skill, client relationships, or strategic vision is irreplaceable in the short term? If that person were to die or become critically ill, the business could suffer a catastrophic loss of profits or even fail.
Key Person Insurance is a policy taken out and paid for by the business on the life of a key individual. If that person dies or is diagnosed with a specified critical illness, the policy pays a lump sum directly to the business.
This money can be used to:
- Recruit and train a replacement.
- Cover lost profits during the disruption.
- Reassure lenders and suppliers that the business is stable.
- Fund the repayment of a director's loan.
Executive Income Protection
This is similar to a personal income protection policy, but it is owned and paid for by the business on behalf of a valued employee or director. The premiums are typically an allowable business expense, making it a tax-efficient way to provide a premium benefit.
The payout is made to the business, which then pays it to the employee through PAYE. This ensures that a key member of the team continues to receive an income if they are off long-term sick, fostering loyalty and demonstrating the company's commitment to its people.
Relevant Life Cover
A 'death-in-service' benefit is a highly valued employee perk, but it can be complex and expensive for small businesses to set up a full group scheme. Relevant Life Cover is the solution.
It's a standalone life insurance policy, paid for by the business, for an individual employee or director.
- Premiums are an allowable business expense.
- Benefits are not treated as a 'benefit-in-kind', so there is no extra tax for the employee.
- The payout goes into a discretionary trust, so it is paid free of Inheritance Tax to the employee's family.
It's a remarkably tax-efficient way for company directors to secure life cover for their families using company funds.
Tax-Efficiency: A Comparison
| Method | Director Pays Personally | Relevant Life Policy |
|---|---|---|
| Source of Funds | Post-tax salary/dividends | Pre-tax company profits |
| Premiums | Not tax-deductible | Allowable business expense |
| Benefit-in-Kind Tax | N/A | No |
| National Insurance | Yes (on salary drawn) | No |
| IHT on Payout | Yes (if part of estate) | No (via trust) |
As you can see, the efficiency of a Relevant Life Policy is compelling for any company director. At WeCovr, we frequently help business owners navigate these options, comparing policies from leading UK insurers to find the most effective and efficient structure for their needs.
The Ripple Effect: How Protection Fortifies Your Entire Life
The benefits of a comprehensive protection plan extend far beyond your bank statement. They create a positive ripple effect through every aspect of your life.
- Mental and Emotional Wellbeing: By removing the primary source of financial anxiety, you create the headspace to be more present, creative, and optimistic. The peace of mind that comes from knowing your family is protected is immeasurable.
- Stronger Relationships: In a crisis, a protection plan allows a family to pull together. Spouses can provide care without worrying about lost income. Children's futures remain secure. The focus shifts from financial survival to emotional support and recovery.
- Career and Business Growth: Financial security is a launchpad. It gives you the confidence to negotiate for a better role, to leave a stable but unfulfilling job to start your own venture, or to invest in skills and training. It transforms your career from a necessity for survival into a vehicle for personal fulfilment.
- Physical Health: Stress is a known contributor to a host of health problems. By mitigating financial stress, you are also taking a proactive step to protect your long-term physical health.
Beyond Insurance: A Holistic Approach to Resilience
While insurance is the financial bedrock, true resilience is holistic. It's about building a life that is strong in every dimension. Cultivating healthy habits not only improves your quality of life but can also lead to lower insurance premiums.
1. Prioritise Your Diet & Nutrition
What you eat is the fuel for your body and mind. A balanced diet rich in whole foods, fruits, vegetables, and lean proteins can reduce your risk of many conditions, including heart disease, type 2 diabetes, and certain cancers. Simple changes, like reducing processed foods and sugary drinks, can have a huge impact.
As part of our commitment to our clients' overall wellbeing, WeCovr provides complimentary access to our AI-powered calorie and nutrition tracking app, CalorieHero. This tool makes it easy to understand your eating habits and make informed choices, supporting your journey to better health from the inside out.
2. The Power of Sleep
Sleep is not a luxury; it's a biological necessity. Consistent, high-quality sleep is essential for cognitive function, emotional regulation, and physical repair. The NHS recommends 7-9 hours for most adults. Poor sleep is linked to a weakened immune system, weight gain, and an increased risk of chronic disease.
3. Move Your Body, Every Day
You don't need to run marathons. The key is consistent movement. The Chief Medical Officer's guidelines recommend at least 150 minutes of moderate-intensity activity (like a brisk walk) or 75 minutes of vigorous-intensity activity (like running or tennis) per week. Regular exercise boosts mood, improves sleep, and is a powerful preventative measure against countless health issues.
4. Nurture Your Mental Fitness
Mental health is just as important as physical health. In fact, mental health conditions like stress, anxiety, and depression are among the leading causes of claims on Income Protection policies in the UK. Actively manage stress through mindfulness, hobbies, or spending time in nature. Don't be afraid to seek support from friends, family, or professionals when you need it.
Your Resilience Blueprint: A Step-by-Step Guide
Building your personal protection plan may seem complex, but it can be broken down into simple, manageable steps.
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Assess Your Reality: Take a clear-eyed look at your financial situation.
- Income: What is your monthly take-home pay? How stable is it?
- Outgoings: List all your essential costs: mortgage/rent, utilities, food, transport, childcare, debt repayments.
- Dependants: Who relies on you financially? Your spouse, children, or perhaps ageing parents?
- Existing Cover: What protection do you already have through your employer? Check the details—how much does it pay and for how long?
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Identify the Gaps: Compare your existing cover (if any) with your outgoings.
- If your employer only pays sick pay for 3 months, what would you do in month 4? That's the gap an Income Protection policy needs to fill.
- Is your mortgage protected if you were to die? If not, that's a gap for Life Insurance.
- Could you survive financially if you were diagnosed with a serious illness and needed to take a year off work? That's a gap for Critical Illness Cover.
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Seek Expert Guidance: The protection market is vast, and the cheapest policy is rarely the best. The definitions of illness, the claims philosophy of the insurer, and the policy exclusions are critically important. This is where an independent expert can be invaluable. A specialist broker like us at WeCovr can analyse your specific needs and compare policies from across the entire UK market to find the right combination of cover, quality, and cost for you.
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Put it in Trust: For most Life Insurance and Critical Illness policies, writing the policy in trust is a simple but vital step. It ensures the payout goes directly to your chosen beneficiaries, avoiding probate delays and potential Inheritance Tax. It's a straightforward piece of paperwork that a good adviser can help you with.
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Review and Adapt: Your life isn't static, and neither is your protection plan. Review your cover every few years, or whenever you have a major life event:
- Getting married
- Buying a new home
- Having a child
- Getting a pay rise
- Starting a business
A quick review ensures your protection continues to match your life, providing the right level of security as you grow.
Conclusion: Protection as the Ultimate Enabler of Growth
For too long, insurance has been seen as a grudge purchase—a necessary evil. It's time to reframe that thinking entirely.
A comprehensive, well-structured protection plan is not about preparing for an end. It is about enabling a beginning. It is the solid ground beneath your feet that gives you the confidence to leap. It is the financial and emotional freedom to pursue your ambitions, to build your business, to develop your skills, and to be truly present for your family, secure in the knowledge that you have built a fortress of resilience around the things that matter most.
By proactively addressing life's inevitable curveballs, you aren't just mitigating risk. You are making a strategic investment in your own potential. You are clearing the path of financial fear, transforming potential setbacks into springboards, and laying the foundation for a thriving, resilient, and unstoppable future for yourself and your loved ones.
Do I need to declare pre-existing medical conditions when applying for insurance?
Is Income Protection the same as PPI (Payment Protection Insurance)?
Can I have more than one type of protection policy?
- Income Protection to cover your monthly salary if you're sick.
- Critical Illness Cover to provide a lump sum to clear debts or pay for treatment upon a serious diagnosis.
- Life Insurance to ensure your mortgage is paid and your family is provided for if you pass away.
What is a 'deferred period' on an Income Protection policy?
Are insurance payouts taxed in the UK?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!