Royal London’s Life Insurance in 2025 A Detailed Review
Choosing the right life insurance is one of the most significant financial decisions you can make for your family's future. It’s a promise that, should the worst happen, your loved ones will have a financial safety net. In the crowded UK insurance market, Royal London has long stood out as a trusted and reliable provider. But how does its offering stack up in 2025?
As expert protection advisers, we understand that navigating the complexities of different policies can be daunting. This comprehensive guide is designed to demystify Royal London’s life insurance, critical illness cover, and income protection products. We’ll delve into the details, explore the unique benefits, and see how it compares to its main competitors, giving you the clarity you need to make an informed decision.
WeCovr examines Royal London’s UK life cover and how it compares with rivals
Royal London is not just another insurance company; it's the UK's largest mutual life, pensions, and investment company. This fundamental difference means it is owned by its members (the policyholders) rather than by shareholders. In theory, this aligns the company's interests directly with yours, focusing on delivering value and excellent service instead of maximising shareholder profits.
In this detailed 2025 review, we will put Royal London's protection policies under the microscope. We’ll cover:
- Who Royal London are: Understanding their history, financial strength, and ethos.
- Their core product range: From term life insurance and family income benefit to critical illness and income protection.
- Key features and value-added benefits: What makes a Royal London policy unique, particularly their acclaimed 'Helping Hand' service.
- Cost analysis: Providing realistic examples of what you might expect to pay.
- Market comparison: A head-to-head look at how Royal London competes with giants like Aviva, Legal & General, and Vitality.
- Suitability: Helping you determine if Royal London is the right fit for your specific circumstances, whether you're a parent, a homeowner, self-employed, or a company director.
Our goal at WeCovr is to empower you with expert, unbiased information. By the end of this article, you will have a deep understanding of Royal London’s proposition and its place in the UK protection landscape.
Who is Royal London? A Closer Look at the UK’s Largest Mutual Insurer
Founded in a London coffee shop in 1861, Royal London has a rich history spanning over 160 years. Its origins were rooted in providing a way for ordinary people to save for a dignified funeral, a principle of financial security that still underpins its modern-day operations.
Being a mutual is central to its identity. With no shareholders to pay dividends to, profits are reinvested back into the business. This can translate into better value for policyholders, whether through competitive pricing, enhanced policy features, or improved customer service. This customer-centric model has earned them a strong reputation for fairness and reliability.
Financial Strength and Claims Performance
A life insurance policy is only as good as the company's ability to pay claims. Royal London has a formidable track record in this regard.
In 2023, Royal London paid out a staggering 99.4% of all protection claims, totalling over £786 million. This figure provides immense peace of mind, demonstrating a clear commitment to honouring their promises to customers at the most difficult of times.
Let's break down their 2023 claims statistics further:
- Life Insurance: 99.5% of claims paid, averaging over £89,000 per claim.
- Terminal Illness: 97.4% of claims paid.
- Critical Illness: 92.2% of claims paid, with the most common causes being cancer, heart attack, and stroke.
- Income Protection: 84.2% of new claims paid.
These high payout rates are consistently among the best in the industry and are a powerful testament to the company's integrity. They have also received numerous industry accolades, including multiple 5-star ratings from independent financial reviewers like Defaqto for their protection products.
Understanding Royal London's Life Insurance Products
Royal London offers a comprehensive suite of protection products designed to meet a wide range of needs. Let’s explore the main types of cover available.
Life Cover (Term Assurance)
This is the most common form of life insurance. You choose a lump sum amount (the 'sum assured') and a policy duration (the 'term'). If you pass away within the term, the policy pays out the lump sum to your beneficiaries. If you survive the term, the policy ends and there is no payout.
Royal London offers two main types:
- Level Term Assurance: The lump sum payout remains the same throughout the policy term. This is ideal for covering an interest-only mortgage or providing a fixed financial cushion for your family to cover living costs, childcare, and future education expenses.
- Decreasing Term Assurance: The sum assured reduces over the term of the policy, broadly in line with a repayment mortgage or other long-term loan. Because the potential payout decreases over time, premiums are typically lower than for level term cover.
Family Income Benefit
Instead of a single lump sum, Family Income Benefit is designed to pay out a regular, tax-free monthly or annual income to your family if you die during the policy term. This income is paid from the date of the claim until the policy's original end date.
Who is it for? This is an excellent option for young families who want to replace a lost salary to cover day-to-day living costs. It can feel more manageable for budgeting than a large, one-off lump sum.
Example: A 35-year-old takes out a 25-year Family Income Benefit policy for £2,500 per month. If they were to pass away 10 years into the policy, their family would receive £2,500 every month for the remaining 15 years.
Whole of Life Cover
Unlike term assurance, a Whole of Life policy guarantees to pay out a lump sum whenever you die, as long as you continue to pay the premiums. This makes it a popular choice for two main purposes:
- Covering funeral costs: Ensuring your family isn't left with a large bill.
- Inheritance Tax (IHT) planning: The payout can be used by your beneficiaries to settle a potential IHT liability on your estate. To be effective for IHT planning, the policy must be written into a trust.
Gift Inter Vivos
This is a more specialist policy aimed at those planning their estate. In the UK, if you gift a large sum of money or an asset and then die within seven years, that gift may be subject to Inheritance Tax. A Gift Inter Vivos policy is a form of life insurance that runs for seven years, with the payout designed to cover the potential tax bill if the donor dies within that period. It provides certainty for both the giver and the receiver of the gift.
Key Features and Added-Value Benefits of Royal London Policies
While the core products are similar across many providers, the additional features and support services are where an insurer can truly differentiate itself. This is Royal London's strong suit.
Terminal Illness Cover
This is included as standard on all Royal London term life policies with a term of two years or more. It allows you to claim the full life insurance lump sum early if you are diagnosed with a terminal illness where your life expectancy is 12 months or less. This can provide vital funds to get your financial affairs in order, pay for palliative care, or fulfill final wishes.
The 'Helping Hand' Service
This is arguably Royal London's most significant value-added benefit and a key reason many customers and advisers choose them. Helping Hand is a comprehensive support service available from day one, whether you claim or not. Crucially, it's available to the policyholder, their partner, and their children at no extra cost.
The service provides access to:
- A dedicated nurse adviser: Your single point of contact from RedArc, the provider of the service. They can offer long-term practical advice and emotional support.
- Second Medical Opinion: Access to a leading UK consultant to review your diagnosis and treatment plan, providing clarity and peace of mind.
- Mental Health Support: Access to counselling and therapies to help with conditions like stress, anxiety, and depression.
- Bereavement Support: Counselling for family members after a death.
- Recovery and Practical Help: Support with physiotherapy, speech and language therapy, or occupational therapy to help you get back on your feet after an illness or injury.
This service transforms the policy from a simple financial product into a holistic support system for the entire family.
Waiver of Premium
This is an optional extra you can add to your policy for an additional cost. If you are unable to work for more than 26 weeks due to illness or injury, this benefit will cover your monthly policy premiums for you. This ensures your vital cover remains in place even when you are not earning an income.
Joint Life vs. Single Life Policies
Royal London offers both options. A joint life, first death policy covers two people but only pays out once, on the first person's death, after which the policy ends. This is often slightly cheaper than two single policies. However, two single policies provide more comprehensive cover, as each policy would pay out independently, meaning a potential payout for each partner. An adviser at WeCovr can help you determine which structure is most suitable for your family's needs.
A Deeper Dive into Royal London's Critical Illness Cover
Critical Illness Cover (CIC) is designed to pay out a tax-free lump sum if you are diagnosed with one of a list of specific serious illnesses. This money can be used for anything – to cover lost income, pay for private treatment, adapt your home, or simply reduce financial stress while you recover.
Royal London's CIC is highly regarded and comprehensive.
- Core Conditions: Their standard policy covers a wide range of conditions, including the "big three" – cancer, heart attack, and stroke – which account for the vast majority of claims. They cover over 40 full payment conditions.
- Additional Payment Conditions: They also cover a number of less severe conditions with a partial payout (typically the lower of £30,000 or 50% of your sum assured) without affecting your main cover amount.
- Children's Critical Illness Cover: This is automatically included with adult CIC. It provides a level of cover for your children (typically up to £30,000) if they are diagnosed with a specified critical illness. Royal London's children's cover is particularly strong, including some child-specific conditions and offering a pregnancy complications benefit. An enhanced version is also available as an optional extra.
Here is a simplified table showing some of the conditions that may be covered.
| Category | Example Conditions Covered by Royal London CIC |
|---|---|
| Cancer | Invasive Cancer, Carcinoma in situ |
| Heart | Heart Attack, Coronary artery by-pass surgery |
| Brain/Nervous System | Stroke, Multiple Sclerosis, Motor Neurone Disease, Parkinson's Disease |
| Organs | Major Organ Transplant, Kidney Failure |
| Other | Blindness, Deafness, Traumatic Head Injury, Third-degree burns |
This is an illustrative list. The full list and precise definitions are detailed in the policy documents.
What About Income Protection from Royal London?
While life and critical illness cover provide lump sums for specific events, Income Protection (IP) is designed to protect your most valuable asset: your ability to earn an income. It pays a regular replacement salary if you are unable to work due to any illness or injury.
Royal London's Income Protection is a robust offering with flexible options:
- Definition of Incapacity: They primarily offer an 'Own Occupation' definition of disability. This is the highest quality definition available. It means the policy will pay out if you are unable to perform your own specific job, not just any job.
- Deferred Period: This is the waiting period before the policy starts paying out. You can choose a period that aligns with your employer's sick pay scheme or your personal savings, typically from 4 weeks up to 52 weeks. A longer deferred period results in a lower premium.
- Level of Cover: You can typically insure up to 65% of your gross (pre-tax) income. The payments you receive are tax-free.
- Payment Term: You can choose for the policy to pay out for a limited period (e.g., 2 or 5 years per claim) or on a 'full term' basis, which would pay out right up until your chosen retirement age if you were unable to ever return to work.
Protection for the Self-Employed and Company Directors
Income Protection is especially vital for freelancers, contractors, and business owners who have no employer sick pay to fall back on. A Royal London IP policy provides a crucial financial backstop.
For company directors, Royal London also offers Executive Income Protection. This is a highly tax-efficient solution where the limited company owns and pays for the policy.
- Tax Efficiency: The premiums are typically treated as a legitimate business expense, making them tax-deductible against corporation tax.
- Benefit Payout: If the director is unable to work, the policy pays the benefit to the company, which can then distribute it to the director as income via PAYE.
- Key Person Protection: This ensures the business can continue to support a key individual financially without draining company resources.
How Much Does Royal London Life Insurance Cost in 2025?
The cost of any protection policy is highly personal and depends on a range of factors. Insurers calculate your premium based on the level of risk you present.
Key Factors Influencing Your Premium:
- Age: The younger you are when you take out the policy, the cheaper it will be.
- Health: Your current health, weight, and any pre-existing medical conditions.
- Smoker Status: Smokers or recent ex-smokers will pay significantly more than non-smokers.
- Lifestyle: Your alcohol consumption and any high-risk hobbies (e.g., mountaineering).
- Occupation: A desk-based job is lower risk than a manual trade like scaffolding.
- Cover Amount: The size of the lump sum or income you want.
- Policy Term: How long you want the cover to last.
- Policy Type: Decreasing term is cheaper than level term; adding critical illness cover increases the cost.
To give you an idea, here are some illustrative monthly premiums.
Table 1: Example Monthly Premiums for a Non-Smoker Cover: £250,000 Level Term Assurance for 25 years.
| Age | Estimated Monthly Premium |
|---|---|
| 30 | £11.50 |
| 40 | £21.00 |
| 50 | £55.00 |
Table 2: Example Monthly Premiums for a Non-Smoker Cover: £250,000 over 25 years for a 35-year-old.
| Policy Type | Estimated Monthly Premium |
|---|---|
| Decreasing Term Assurance | £10.00 |
| Level Term Assurance | £14.50 |
| Level Term + Critical Illness | £52.00 |
Disclaimer: These figures are for illustrative purposes only and are not a quote. Your actual premium will depend on your individual circumstances. At WeCovr, we can provide you with a personalised quote that accurately reflects your needs.
Royal London vs. The Competition: A 2025 Market Comparison
No insurer exists in a vacuum. To truly assess Royal London's value, we must compare it to other leading UK providers.
| Feature | Royal London | Aviva | Legal & General | Vitality |
|---|---|---|---|---|
| Ownership | Mutual (Member-owned) | PLC (Shareholder-owned) | PLC (Shareholder-owned) | PLC (Shareholder-owned) |
| Core Products | Life, CIC, IP, WoL | Life, CIC, IP, WoL | Life, CIC, IP, WoL | Life, CIC, IP |
| Value-Added Service | Helping Hand (Nurse Support, Second Opinion) | Aviva DigiCare+ (Health Checks, Mental Health) | Umbrella Benefits (Second Opinion, Wellbeing Support) | Vitality Programme (Discounts & Rewards for Activity) |
| Children's CIC | Comprehensive cover included | Comprehensive cover included | Comprehensive cover included | Comprehensive cover included |
| Defaqto Rating (2024) | 5 Star | 5 Star | 5 Star | 5 Star |
| 2023 Claims Paid (Life) | 99.5% | 99.3% | 96.9% | 99.6% |
Analysis:
As the table shows, the top UK insurers all offer high-quality, 5-star rated products. The key differences lie in their ethos and their value-added services.
- Royal London's key strength is its 'Helping Hand' service, which focuses on providing expert human support during a health crisis. Its mutual status also appeals to those who prefer a customer-first approach over a shareholder-driven one.
- Aviva and Legal & General are huge, trusted names offering excellent all-round products with their own digital health and wellbeing support packages. Their scale means they are often very competitive on price.
- Vitality offers a completely different proposition. Their model is built around incentivising healthy living. Policyholders can earn significant premium discounts and rewards (like free cinema tickets and coffee) by tracking their activity. This is fantastic for engaged, active individuals but may be less appealing to those who just want straightforward cover without the "gamification."
Is Royal London the Right Insurer for You?
So, after this deep dive, who is Royal London best suited for?
Pros of Choosing Royal London:
- Unrivalled Support: The Helping Hand service is a market-leading benefit that provides genuine, practical support beyond a simple cash payout.
- Customer-Owned Ethos: As a mutual, its focus is on policyholders, which is reflected in its service and high claims payout record.
- Comprehensive Cover: Their products are robust, well-designed, and highly rated by independent experts.
- Strong Children's Cover: The inclusive and enhanced options for children's critical illness are excellent for families.
- Flexible Business Options: Executive Income Protection is a great tax-efficient solution for company directors.
Potential Cons:
- Price: While often competitive, they may not always be the absolute cheapest on a pure price comparison. The premium includes the cost of providing the extensive Helping Hand service.
- No Wellness Rewards: Unlike Vitality, Royal London does not offer rewards or discounts for leading a healthy lifestyle.
Royal London is an outstanding choice for individuals and families who see insurance as more than just a financial transaction. If you value having an expert nurse on hand to guide you through a medical crisis and want the reassurance of dealing with a company renowned for its ethics and reliability, Royal London should be at the top of your list.
The Importance of Wellness: A WeCovr Perspective
Insurers like Royal London assess your health when you apply, but your long-term wellbeing is what truly matters. Proactive health management can not only lead to a longer, healthier life but can also help you secure more favourable insurance terms in the future.
Simple lifestyle changes can have a profound impact:
- A Balanced Diet: Focusing on whole foods, fruits, vegetables, and lean proteins can significantly lower your risk of developing chronic conditions like heart disease, type 2 diabetes, and certain cancers.
- Regular Physical Activity: The NHS recommends at least 150 minutes of moderate-intensity activity a week. This improves cardiovascular health, strengthens bones and muscles, and is a powerful tool for managing mental health.
- Prioritising Sleep: Consistent, quality sleep is vital for cognitive function, emotional regulation, and physical repair. Aim for 7-9 hours per night.
At WeCovr, we believe in proactive health management. That's why our clients gain complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app, helping you stay on top of your health goals. It's just one way we go above and beyond to support our customers' overall wellbeing.
How to Get a Royal London Life Insurance Quote
The application process for life insurance is straightforward but detailed.
- Initial Quote: The first step is to get an indicative quote based on your age, smoker status, and the cover you need.
- Application Form: You will need to complete a full application form. This will include detailed questions about your health, medical history, family history, and lifestyle.
- Full Disclosure: It is absolutely critical that you answer every question honestly and completely. Failing to disclose relevant information, even by accident, could give the insurer grounds to void your policy and refuse a claim in the future.
- Underwriting: Royal London's underwriters will review your application. They may request a GP report or a mini-medical examination if you have a pre-existing condition or are applying for a very large amount of cover.
- Offer of Terms: Once underwriting is complete, you will be offered formal terms, and your policy can begin.
Using an independent broker like WeCovr simplifies this entire process. We can:
- Compare the whole market to ensure Royal London is the best and most cost-effective option for you.
- Help you complete the application form correctly, minimising the risk of errors.
- Advise on the right level and type of cover for your unique circumstances.
- Liaise with the insurer on your behalf, especially if your case is complex.
Conclusion: Our Verdict on Royal London Life Insurance in 2025
Royal London offers a first-class protection proposition. It is a financially strong, ethically-driven company with an impeccable claims record and some of the most comprehensive support services available in the UK market.
While you might occasionally find a cheaper premium elsewhere, the value embedded in a Royal London policy – particularly the Helping Hand service – is immense. For those who want a policy that works for them and their family both financially and practically during a crisis, Royal London is a formidable and highly recommended choice.
The best life insurance policy is the one that is right for you. It needs to fit your budget, your family's needs, and your personal priorities. Speaking with an expert adviser is the best way to navigate these choices and secure the peace of mind you deserve.
Does Royal London actually pay out claims?
Can I get Royal London life insurance with a pre-existing medical condition?
What is the 'Helping Hand' service and is it free?
Is Royal London more expensive than other insurers?
How do I make a claim with Royal London?
What's the difference between Whole of Life and Term Life insurance?
Can I add Critical Illness Cover to my Royal London life policy later?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!