Secure Your Future: Grow Without Limits
The Hidden Strategy for Unstoppable Growth: Why Financial Protection Is Your Ultimate Life Enabler for 2025 and Beyond
In an era where unforeseen health challenges can derail even the most ambitious lives, proactive security is your new superpower. By 2025, health projections suggest that approximately 1 in 2 people in the UK will be diagnosed with cancer in their lifetime, with other major health disruptions consistently impacting careers, especially for those in demanding roles like tradespeople, nurses, or electricians. Yet, true personal and relational growth often stalls under the weight of financial anxiety. Imagine a future where Income Protection or Personal Sick Pay ensures your income flow, Family Income Benefit secures your loved ones' financial stability, and Life and Critical Illness Cover, including lump-sum options like Gift Inter Vivos, provides a critical financial cushion. Beyond reactive measures, private health insurance offers rapid access to diagnosis and treatment, bypassing public waiting lists to accelerate your recovery and minimize life's interruptions. This isn't just about insurance; it’s about strategically building the bedrock of peace of mind that empowers you to shed fear, invest in yourself, and fully embrace your life's extraordinary potential.
Why Financial Anxiety is the Silent Killer of Ambition
We all have aspirations. Whether it's climbing the career ladder, starting a business, travelling the world, or simply providing the best possible life for our families, growth is an innate human desire. Yet, for so many of us, a quiet, persistent worry hums in the background: "What if?"
- What if I get too sick to work?
- What if my partner and I can't pay the mortgage?
- What if the worst happens and my family is left to cope financially?
This is financial anxiety. It’s more than just a fleeting concern; it's a chronic state of stress that can permeate every aspect of your life. It acts as an anchor, holding you back from your true potential. When you're constantly worried about financial survival, your capacity for thriving diminishes.
How Financial Anxiety Sabotages Growth:
- It Kills Calculated Risks: Starting a new business, going freelance, or investing in a significant training course all involve a degree of risk. Financial anxiety makes these risks feel insurmountable, forcing you to stay in your 'safe' zone, even if it's unfulfilling.
- It Strains Relationships: Money is a leading cause of stress in relationships. Worrying about financial stability can lead to arguments, resentment, and a breakdown in communication, hindering relational growth.
- It Hampers Creativity and Problem-Solving: The mental energy consumed by financial worry is energy that could be spent on innovation, strategic thinking, and personal development. Your brain is too busy with 'what if' scenarios to focus on 'what could be'.
- It Damages Your Health: Chronic stress is linked to a host of health problems, including poor sleep, high blood pressure, and a weakened immune system. This creates a vicious cycle where financial worry can contribute to the very health issues you're afraid of.
The antidote isn't just wishful thinking; it's a strategic plan. By building a fortress of financial protection, you don't eliminate life's uncertainties, but you remove their power to control you. You create the mental and emotional space to dream bigger, act bolder, and live more fully. This is the foundation upon which all other growth is built.
Pillar 1: Securing Your Income Stream – The Lifeline for Your Lifestyle
For most of us, our ability to earn an income is our single greatest asset. It pays the mortgage, puts food on the table, funds our children's education, and fuels our dreams. Losing it, even temporarily, can be catastrophic. State support, while a vital safety net, is often insufficient to cover the average household's outgoings. Statutory Sick Pay (SSP) in 2025 stands at just over £116 per week, a figure that barely scratches the surface of most people's financial commitments.
This is where income protection insurance becomes not a luxury, but an essential component of any sound financial plan.
Income Protection Insurance: Your Monthly Salary Safeguard
Income Protection (IP) is designed to do one thing brilliantly: pay you a regular, tax-free monthly income if you are unable to work due to any illness or injury. It continues to pay out until you can return to work, your policy term ends, or you retire, whichever comes first.
Think of it as your own personal sick pay scheme, one that you control and that is tailored to your needs.
Who is it for?
- The Self-Employed & Freelancers: With no employer sick pay to fall back on, you are your own safety net. A period of illness could wipe out your business and savings.
- Business Owners & Company Directors: Your personal income and the health of your business are often intertwined. IP ensures your personal finances are secure, allowing you to focus on recovery.
- Employees with Limited Sick Pay: Many employers offer only a few weeks or months of full sick pay. What happens after that? IP bridges the gap.
- Anyone with Financial Dependents: If others rely on your income, protecting it is one of the most responsible things you can do.
Key Features to Understand:
| Feature | What It Means | Why It Matters |
|---|---|---|
| Benefit Amount | The percentage of your gross income you'll receive, typically 50-70%. | This needs to be enough to cover your essential monthly outgoings (mortgage, bills, food). |
| Deferment Period | The waiting period before payments start (e.g., 4, 13, 26, or 52 weeks). | A longer deferment period lowers your premium. Align it with your sick pay or savings. |
| Definition of Incapacity | How the insurer defines your inability to work. 'Own Occupation' is the gold standard. | 'Own Occupation' means you're covered if you can't do your specific job, even if you could do another. |
| Policy Term | How long the policy lasts, typically until your planned retirement age (e.g., 68). | This ensures you are protected throughout your entire working life. |
According to the Association of British Insurers (ABI), in 2023, the protection industry paid out over £13.4 million every single day on individual income protection, critical illness, and life insurance claims, demonstrating the real-world impact these policies have.
Personal Sick Pay: Short-Term Cover for Immediate Needs
While comprehensive Income Protection is the ideal long-term solution, some individuals, particularly those in physically demanding or higher-risk jobs, may also consider short-term policies often referred to as Personal Sick Pay.
These policies are similar to IP but are designed to cover shorter periods of absence, typically up to 1 or 2 years. They often have shorter deferment periods (sometimes as little as one day) and can be a more accessible option for those in roles where short-term injuries are a more common concern.
Who is it for?
- Tradespeople (Electricians, Plumbers, Builders): A broken wrist or a bad back can mean weeks or months off the tools with no income.
- Nurses and Healthcare Workers: Physically and mentally demanding roles carry a high risk of burnout or injury.
- Drivers and Manual Labourers: Your livelihood is directly tied to your physical fitness.
Scenario: David, a 35-year-old self-employed electrician, falls from a ladder and breaks his leg. He's told he can't work for at least 3 months. His Personal Sick Pay policy, with a one-week deferment period, kicks in. He receives £1,500 a month, which covers his mortgage payment and essential bills, preventing him from having to dip into his business savings or go into debt while he recovers.
Pillar 2: Protecting Your Loved Ones – A Legacy of Security
Thinking about what would happen to your family if you were no longer around is tough, but it's a conversation rooted in love and responsibility. Financial protection that activates upon death ensures that your loved ones are cushioned from financial hardship during an already devastating time. It allows them to grieve without the added burden of worrying about how to pay the bills.
Life Insurance: The Ultimate Act of Care
Life Insurance (or Life Cover) pays out a cash lump sum to your beneficiaries if you pass away during the policy term. It's a simple concept with a profoundly powerful impact. The money can be used for anything, but it typically covers:
- Paying off the mortgage
- Clearing outstanding debts (loans, credit cards)
- Covering funeral costs
- Providing for daily living expenses
- Funding future goals like university education
There are several types of cover, each suited to different needs.
| Type of Cover | How It Works | Best For |
|---|---|---|
| Level Term | The payout amount remains the same throughout the policy term. | Covering an interest-only mortgage or providing a set lump sum for your family's future. |
| Decreasing Term | The payout amount reduces over time, usually in line with a repayment mortgage. | Specifically covering a repayment mortgage, making it a very cost-effective option. |
| Whole of Life | The policy is guaranteed to pay out whenever you die, as long as premiums are paid. | Leaving a guaranteed inheritance, or covering a potential Inheritance Tax (IHT) bill. |
A common myth is that life insurance is prohibitively expensive. In reality, for a healthy non-smoker in their 30s, a substantial amount of cover can often be secured for less than the cost of a few weekly coffees.
Family Income Benefit: A Smarter Way to Secure Their Future
While a large lump sum from a traditional life insurance policy is invaluable, managing a huge sum of money can be daunting for a grieving family. Family Income Benefit (FIB) offers an intelligent alternative.
Instead of a single lump sum, FIB pays out a regular, tax-free monthly or annual income to your family from the time of your death until the policy's end date.
Why it's a great choice for young families:
- Mimics a Salary: The regular payments replace the lost monthly income, making budgeting simple and intuitive.
- Reduces Financial Overwhelm: It removes the pressure of having to invest a large lump sum wisely while grieving.
- Cost-Effective: Because the potential total payout decreases as you get nearer the end of the term, FIB is often cheaper than an equivalent level term policy.
Scenario: Sarah and Tom, both 35, have two young children and a mortgage. They take out a 25-year Family Income Benefit policy. If one of them were to pass away 5 years into the policy, the surviving partner would receive a tax-free income every month for the remaining 20 years, ensuring they could maintain their lifestyle and cover costs until the children are financially independent.
Pillar 3: Facing Major Health Crises Head-On – Critical Illness Cover
What if you don't pass away, but suffer a life-altering illness like cancer, a heart attack, or a stroke? You might survive, but your ability to work and earn could be severely impacted, perhaps permanently. This is where Critical Illness Cover (CIC) provides a vital financial lifeline.
Critical Illness Cover: Financial Breathing Space When You Need It Most
CIC pays out a tax-free lump sum on the diagnosis of a specified serious illness listed in the policy. The "big three" – cancer, heart attack, and stroke – are almost always covered, but modern policies can cover over 50 different conditions, including things like multiple sclerosis, major organ transplant, and permanent paralysis.
The statistics are sobering. According to Cancer Research UK, 1 in 2 people in the UK born after 1960 will be diagnosed with some form of cancer during their lifetime. The British Heart Foundation notes there are more than 100,000 hospital admissions each year in the UK due to heart attacks.
The financial impact can be just as devastating as the physical one. A CIC payout gives you choices and control at a time when you have very little.
How a CIC payout can be used:
- Clear the mortgage: Removing your biggest monthly expense provides immense peace of mind.
- Cover lost income: Allows you and your partner to take time off work to focus on recovery without financial pressure.
- Pay for private treatment or specialist care: Access treatments not available on the NHS or avoid long waiting lists.
- Adapt your home: Make necessary modifications like installing a ramp or a stairlift.
- Fund a recuperative holiday: Taking time to heal emotionally and physically after treatment.
When considering CIC, it's crucial to get expert advice. The definitions of illnesses can vary between insurers, and the quality of a policy isn't just about the number of conditions covered, but the clarity and fairness of its definitions. This is an area where a specialist broker, like us at WeCovr, can add significant value by helping you navigate the small print and compare the UK's leading providers.
Pillar 4: Strategic Wealth Preservation – Advanced Protection Strategies
For high-net-worth individuals, business owners, and those planning their estate, financial protection goes beyond personal cover. It becomes a strategic tool for preserving wealth, ensuring business continuity, and protecting a legacy.
Gift Inter Vivos Insurance: Protecting Your Legacy from Inheritance Tax
Inheritance Tax (IHT) can significantly reduce the value of the estate you pass on to your loved ones. One common way to mitigate IHT is to make gifts during your lifetime. These are known as Potentially Exempt Transfers (PETs). If you live for 7 years after making the gift, it falls outside of your estate for IHT purposes.
However, if you die within those 7 years, the gift becomes a 'failed PET' and IHT may be payable by the person who received the gift. This can create an unexpected and unwelcome tax bill.
The 7-Year Rule and Taper Relief:
| Years Between Gift and Death | Percentage of Full IHT Rate Payable |
|---|---|
| 0 - 3 years | 100% (40%) |
| 3 - 4 years | 80% (32%) |
| 4 - 5 years | 60% (24%) |
| 5 - 6 years | 40% (16%) |
| 6 - 7 years | 20% (8%) |
| 7+ years | 0% |
A Gift Inter Vivos policy is a specific type of life insurance designed to solve this problem. It's a term assurance policy, usually lasting 7 years, that pays out a sum to cover the potential IHT liability on the gift if you die within that period. It’s a simple, cost-effective way to ensure your generosity doesn't become a burden on your beneficiaries.
For Business Owners & Directors: Fortifying Your Enterprise
Your business is more than just a source of income; it's an asset you've built through hard work and dedication. Protecting it against unforeseen events is just as important as insuring your physical assets.
- Key Person Insurance: Imagine your business's most valuable employee – perhaps a top salesperson, a technical genius, or even yourself – suddenly being unable to work due to death or critical illness. The impact on profits, stability, and client confidence could be severe. Key Person Insurance is taken out and paid for by the business. It pays a lump sum to the business to cover the financial losses, cost of recruitment, or debt repayment, giving the company breathing space to recover.
- Executive Income Protection: This is a company-funded income protection policy for its directors and key employees. It's a highly valued employee benefit and a tax-efficient one for the business, as the premiums are typically an allowable business expense. It ensures your most important people are looked after, fostering loyalty and attracting top talent.
- Shareholder/Partnership Protection: What happens if a shareholder or partner dies or becomes critically ill? Their share of the business typically passes to their estate. The remaining partners may not have the funds to buy the shares, and the deceased's family may have no interest or skill in running the business. This can lead to conflict or even the forced sale of the company. Shareholder Protection provides the lump sum needed for the surviving owners to purchase the shares, ensuring a smooth transition and business continuity.
Beyond Financial Payouts: The Power of Proactive Healthcare
Financial protection provides a reactive safety net, but what if you could be more proactive? What if you could minimise the impact of a health issue by getting diagnosed and treated faster? This is the power of Private Medical Insurance (PMI).
While the NHS is a national treasure, it is under unprecedented strain. In early 2025, NHS England waiting lists for consultant-led elective care remain stubbornly high, with millions of people waiting for treatment. This can mean months or even years of pain, discomfort, and uncertainty – all of which can severely disrupt your career, relationships, and life goals.
PMI gives you back a measure of control:
- Speed of Access: Bypass long waiting lists for specialist consultations, diagnostic scans (like MRI and CT), and surgery.
- Choice: Choose your specialist, your hospital, and the timing of your treatment to fit around your life and work.
- Enhanced Comfort: Access to private rooms, more flexible visiting hours, and other amenities can make a difficult time more comfortable.
- Access to a Wider Range of Treatments: Some policies provide cover for new drugs or treatments not yet available on the NHS.
Many modern PMI policies also come with valuable added benefits, such as virtual GP services (24/7 access to a doctor via phone or video), mental health support, and physiotherapy access, helping you manage your health proactively.
By accelerating your diagnosis and recovery, PMI minimises the interruption to your life. It helps you get back on your feet, back to work, and back to pursuing your ambitions faster.
Building Resilience: Your Daily Habits Matter
While insurance is your financial backstop, your first line of defence is always your own health and well-being. Building a resilient body and mind doesn't just reduce your risk of serious illness; it also equips you to handle stress and pursue your goals with more energy and focus.
The Trinity of Well-being: Diet, Exercise, and Sleep
- Diet: A balanced diet rich in whole foods, fruits, vegetables, and lean proteins provides the fuel your brain and body need to function optimally. Staying hydrated is equally crucial for energy and cognitive function.
- Exercise: Regular physical activity is a powerful antidote to stress. It releases endorphins, improves mood, boosts energy levels, and is proven to reduce the risk of many conditions covered by critical illness policies. Aim for at least 150 minutes of moderate-intensity activity per week.
- Sleep: Sleep is not a luxury; it's a critical biological process. During sleep, your body repairs itself, and your brain consolidates memories and processes information. Consistently getting 7-9 hours of quality sleep is fundamental to mental and physical health.
At WeCovr, we believe in supporting our clients' holistic well-being. That's why, in addition to finding you the best protection policies, we provide our customers with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. It’s a small way we can help you invest in your health, the most valuable asset you'll ever own.
How to Build Your Personalised Protection Portfolio
Building your financial fortress might seem complex, but it can be broken down into a simple, logical process.
Step 1: Assess Your Situation Take a clear-eyed look at your finances and your life. What are your monthly outgoings? How much is your mortgage? Do you have other debts? Who depends on you financially? What are your future goals?
Step 2: Understand the Gaps Run a 'what if' analysis. What would happen to your family's finances if your income stopped tomorrow for 6 months? What if it stopped forever? The gap between what you have (savings, state support) and what you'd need is the gap you need to fill.
Step 3: Prioritise Your Needs You may not be able to afford every type of cover at once. Prioritise. For a young family, income protection and life insurance are often the most critical foundations. If you're self-employed, income protection is non-negotiable.
Step 4: Seek Expert Advice This is the most important step. The protection market is vast, with dozens of providers and policies, all with different features and definitions. Trying to navigate it alone is time-consuming and risky.
An expert broker works for you, not the insurance company. At WeCovr, our role is to:
- Understand your unique circumstances and goals.
- Scan the entire market, comparing policies from all the major UK insurers.
- Explain the differences in plain English, highlighting the crucial details in the small print.
- Help you find the most suitable cover at the most competitive price, ensuring your financial fortress is built on solid ground.
Don't Just Insure Your Life – Enable It
For too long, insurance has been viewed as a grudge purchase – a necessary evil to protect against the worst. It’s time for a paradigm shift.
Financial protection is not about fear; it's about freedom. It's the strategic foundation that liberates you from financial anxiety. It's the quiet confidence that allows you to take that calculated risk, to launch that business, to invest in yourself, knowing that you and your loved ones are secure no matter what life throws your way.
In 2025 and beyond, don't let the 'what ifs' dictate the limits of your life. Build your fortress, secure your future, and unlock your true, unstoppable potential.
Is life insurance expensive?
Do I need income protection if I have savings?
Can I get cover if I have a pre-existing medical condition?
What's the difference between life insurance and critical illness cover?
Why should I use a broker like WeCovr instead of going direct to an insurer?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!