The Invisible Blueprint for Fearless Living
The 2025 Health Reality Check: Why Strategic Life, Income, and Critical Illness Protection, Personalized Sick Pay (for our tradespeople, nurses, and electricians), and Private Health Insurance Aren't Just Safeguards, But The Undeniable Foundation For Unstoppable Personal Growth, Allowing You To Thrive Beyond The Looming 1 In 2 Cancer Statistic and Build A Lasting Legacy.
We stand at a unique crossroads in 2025. Medical science allows us to live longer than ever before, yet our health spans aren't always keeping pace with our lifespans. We are more aware of our health, yet we face sobering statistics and a healthcare system under immense pressure. It's a paradox that can create a quiet, underlying anxiety, subtly holding us back from pursuing our boldest ambitions.
But what if you could erase that anxiety? What if you could build an invisible blueprint for your life—a framework of security so robust that it empowers you to live fearlessly, take calculated risks, and focus on what truly matters: your growth, your family, and your legacy?
This isn't about dwelling on the 'what ifs'. It's about strategically addressing them so you can move past them. This is the new paradigm of personal protection. It’s not just an insurance policy in a drawer; it's the financial and psychological foundation that allows you to build your best life, unhindered by the financial fallout of illness or tragedy. It’s the key to unlocking unstoppable personal and professional growth.
The Stark Reality: Unpacking the 2025 UK Health Landscape
To build a strong house, you must first understand the ground it's built on. The health landscape in the UK today presents some significant challenges that none of us can afford to ignore.
The Looming Cancer Statistic
The most prominent statistic, confirmed by leading bodies like Cancer Research UK, is that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime. This is not a scare tactic; it is a statistical projection based on decades of data. While survival rates have dramatically improved—a testament to modern medicine—a diagnosis still brings immense emotional, physical, and, crucially, financial disruption.
Consider the ripple effects:
- Time off work for treatment and recovery.
- Reduced income or a complete loss of earnings.
- Additional costs like travel to specialist hospitals, home modifications, and specialist dietary needs.
- The impact on a partner who may also need to reduce their working hours to become a carer.
Beyond Cancer: A Broader View
While cancer dominates headlines, it's part of a bigger picture. According to the latest NHS and Office for National Statistics (ONS) data, millions in the UK are living with long-term health conditions.
- Cardiovascular Diseases: Heart attacks and strokes remain major causes of death and disability. A heart attack can mean months off work, and a severe stroke can permanently alter your ability to earn a living.
- Mental Health: Conditions like anxiety, depression, and stress are now a leading cause for long-term work absence. The Chartered Institute of Personnel and Development (CIPD) reports that stress-related absence is at a record high in UK workplaces.
- Musculoskeletal Issues: For our vital tradespeople, nurses, and manual workers, back, neck, and joint problems are a constant occupational hazard that can lead to significant time off work.
The NHS: A Beloved Institution Under Strain
We are all incredibly fortunate to have the National Health Service. Its founding principle—healthcare free at the point of use—is something we rightly cherish. However, in 2025, the system is facing unprecedented demand.
The reality is one of long waiting lists for diagnostics, consultations, and non-urgent procedures. While emergency care remains world-class, the wait for 'elective' but life-altering surgery—like a hip replacement—can stretch for many months, sometimes years.
| Procedure/Service | Typical NHS Waiting Time (2025 Estimate) | Typical Private Medical Insurance Waiting Time |
|---|---|---|
| Initial Specialist Consultation | 12-18 Weeks | 1-2 Weeks |
| MRI / CT Scan | 6-8 Weeks | 2-5 Days |
| Hip/Knee Replacement | 40-60 Weeks | 4-6 Weeks |
| Cataract Surgery | 20-30 Weeks | 3-5 Weeks |
Source: Analysis based on NHS England waiting list data and private provider reports.
This isn't a criticism of the hardworking staff of the NHS. It's a simple acknowledgment of the reality of resource constraints. For a self-employed person, a business owner, or anyone whose income depends on their physical and mental wellbeing, waiting a year for surgery isn't just an inconvenience; it can be a financial catastrophe.
The Foundation of Security: Your Core Protection Toolkit
Understanding the risks is the first step. The second is building a robust, multi-layered defence. Think of it not as one single wall, but as a series of integrated safeguards. The three core pillars of this foundation are Life Insurance, Critical Illness Cover, and Income Protection.
1. Life Insurance: The Ultimate Promise to Your Loved Ones
At its heart, Life Insurance is a promise. It’s a guarantee that should the worst happen to you, the people who depend on you will be financially secure. It replaces your income, clears debts, and provides a future for your family.
Who needs it?
- Anyone with a mortgage.
- Parents with dependent children.
- Anyone with a partner who relies on their income.
- Business owners with financial partners.
Key Types of Personal Life Insurance:
| Policy Type | What It Does | Best For |
|---|---|---|
| Level Term Assurance | Pays a fixed lump sum if you die within a set term. | Covering an interest-only mortgage or providing a lump sum for family living costs. |
| Decreasing Term Assurance | The payout amount decreases over time, usually in line with a repayment mortgage. | The most cost-effective way to cover a specific large debt like a mortgage. |
| Family Income Benefit | Instead of a lump sum, it pays a regular, tax-free monthly or annual income until the policy term ends. | Replacing a lost salary to cover regular family bills in a more manageable way. |
| Whole of Life Cover | Guarantees a payout whenever you die, as long as you keep paying the premiums. | Covering a future Inheritance Tax bill or leaving a guaranteed legacy. |
A common misconception is that life insurance is "for other people". But if anyone would suffer financially from your death, you need it. It’s the bedrock of any financial plan.
2. Critical Illness Cover (CIC): Your Financial First Aid Kit
While life insurance covers death, Critical Illness Cover is designed for life. It pays out a tax-free lump sum if you are diagnosed with one of a specific list of serious conditions defined in the policy. The "big three" covered by every policy are cancer, heart attack, and stroke, but modern policies can cover 50, 100, or even more conditions.
This lump sum is yours to use however you see fit. It’s designed to absorb the financial shock of a serious diagnosis, giving you the freedom to focus purely on your recovery.
How could the lump sum be used?
- Clear or reduce your mortgage, removing your single biggest monthly outgoing.
- Adapt your home for new mobility needs.
- Pay for private treatment or specialist therapies not available on the NHS.
- Replace lost income for a year or two while you recover.
- Allow your partner to take time off work to support you.
- Fund a once-in-a-lifetime trip to celebrate your recovery.
The power of CIC is the breathing space it provides. It transforms a potential financial crisis into a manageable life event.
3. Income Protection (IP): Your Personal Sick Pay Plan
If Life Insurance is for your family and CIC is for a major health crisis, Income Protection is for you, right now. It is arguably the most vital and yet most overlooked form of protection.
Income Protection is designed to pay you a regular, tax-free monthly income if you are unable to work due to any illness or injury.
- It covers almost any medical reason for absence: from stress and depression to a broken leg or a long-term chronic illness.
- It pays out for as long as you need it: You can set up policies to pay you right up until your chosen retirement age if you can never return to work.
- It's your financial safety net: Statutory Sick Pay (SSP) in the UK is currently just £116.75 per week (2024/25 rate) and only lasts for 28 weeks. Could your family survive on that? For most people, the answer is a resounding no.
Here’s how SSP compares to a typical Income Protection plan:
| Feature | Statutory Sick Pay (SSP) | Income Protection (IP) |
|---|---|---|
| Maximum Payout | £116.75 per week | Up to 65% of your gross monthly income |
| Payout Duration | Up to 28 weeks | Until you recover, the policy ends, or you retire |
| Conditions Covered | You must be an employee earning over a certain threshold | Any medically-justified inability to work |
| Control | Governed by the state | Your own private contract with an insurer |
For anyone who works—employee or self-employed—Income Protection is the policy that protects your entire lifestyle. It pays the mortgage, buys the groceries, and keeps the lights on when you can't.
At WeCovr, we help our clients navigate these core products, comparing policies from all the UK's leading insurers to find the perfect blend of cover that fits their life and budget. We believe this foundation is non-negotiable for anyone serious about building a secure future.
For the Engine of Our Economy: Tailored Protection for the Self-Employed and Business Owners
If you're self-employed, a freelancer, a contractor, or a company director, the standard safety nets don't apply. You have no employer sick pay, no death-in-service benefit, and no one to fall back on but yourself. This independence is empowering, but it carries unique risks that demand specialised solutions.
Personalised Sick Pay for Tradespeople, Nurses, and More
For those in physically demanding or high-risk roles—the electrician on a building site, the plumber under a sink, the nurse on a busy ward—a minor injury can mean a major loss of income. Traditional Income Protection with a 3 or 6-month deferred period (the waiting time before the policy pays out) might not be suitable.
This is where Personal Sick Pay insurance comes in. It's a form of short-term income protection, specifically designed for these situations:
- Shorter Deferred Periods: You can choose a waiting period as short as one day or one week.
- Faster Payouts: It’s designed to replace income for shorter-term absences of up to 12 or 24 months.
- Crucial for the Trades: A plasterer with a broken wrist can't work. A one-week deferred period policy ensures the bills are still paid from week two.
This is not a luxury; for the self-employed, it is an essential business tool. It's the difference between a minor setback and a financial crisis.
Advanced Protection for Company Directors
As a company director, you are the business's most valuable asset. Protecting yourself is synonymous with protecting your company, your employees, and your family. The great news is that you can arrange incredibly powerful and tax-efficient cover through your limited company.
| Protection Type | Who It Protects | How It Works & Key Benefit |
|---|---|---|
| Executive Income Protection | The Director | The company pays the premiums, which are typically an allowable business expense. If the director is off sick, the policy pays a benefit to the company, which then pays the director via PAYE. It protects the director's income without being a P11D benefit. |
| Key Person Insurance | The Business | The company takes out a policy (Life and/or Critical Illness) on a 'key' individual. If that person dies or falls critically ill, the policy pays a lump sum to the business to cover lost profits, recruit a replacement, or clear business debts. It ensures business survival. |
| Relevant Life Cover | The Director's Family | This is a company-paid death-in-service benefit for an individual director. The company pays the premiums (allowable business expense), but the payout goes directly to the director's family via a trust, completely free of Inheritance Tax. It's a highly tax-efficient way to get personal life cover. |
Using these company-sponsored structures is one of the smartest financial decisions a director can make. It leverages the business to provide personal protection in the most efficient way possible.
Beyond the Diagnosis: Why Private Medical Insurance is a Game-Changer
While the core protection products provide a financial safety net, Private Medical Insurance (PMI) gives you control over your health and recovery. It works alongside the NHS to get you diagnosed and treated faster.
In the context of personal growth, the benefits are profound:
- Speed: As we saw in the table earlier, waiting times are slashed from months to days or weeks. For an entrepreneur, this speed is invaluable.
- Choice: You can choose your specialist, your hospital, and the timing of your treatment to fit around your life and work commitments.
- Comfort: A private en-suite room can make a huge difference to your mental state and recovery.
- Advanced Treatments: PMI can provide access to new drugs, treatments, and therapies that may not yet be approved for widespread NHS use due to cost.
Think of it this way: Income Protection ensures you can afford to be ill. Private Medical Insurance helps you get better, faster. The combination is a powerful catalyst for resilience, allowing you to bounce back from health setbacks with minimal disruption to your life's ambitions.
Building a Lasting Legacy: Strategic Financial Planning
True financial planning isn't just about crisis management; it's about proactively shaping the future you want for your family and the legacy you leave behind. Insurance plays a pivotal role here, too.
Gift Inter Vivos: The Smart Way to Beat Inheritance Tax (IHT)
Inheritance Tax is a tax on the estate of someone who has passed away. The current rules are complex, but in simple terms, if you gift a large sum of money or an asset to someone, you must survive for seven years for that gift to become completely exempt from IHT. This is known as a Potentially Exempt Transfer (PET).
What if you don't survive the seven years? The gift is added back into your estate for IHT calculation, potentially landing your loved ones with a surprise tax bill of 40%.
Gift Inter Vivos Insurance is the elegant solution.
- How it works: You take out a special type of life insurance policy for a seven-year term to cover the potential IHT liability on the gift.
- The payout: The policy's payout decreases over the seven years, mirroring the tapering relief of the IHT rules on the gift.
- Example: John, 68, gifts his daughter £100,000 for a house deposit. This creates a potential IHT liability of £40,000. John takes out a Gift Inter Vivos policy. If he dies in year four, the IHT due would be reduced, and the policy pays out just enough to cover the remaining tax bill, ensuring his daughter receives the full gift as intended.
The Power of a Trust
This is one of the most important yet simple pieces of financial planning. When you take out a life insurance or critical illness policy, you should almost always write it 'in trust'.
- What is a trust? It's a simple legal arrangement that separates the ownership of the policy from your estate.
- Why is it crucial?
- Speed: The payout goes directly to your chosen beneficiaries, avoiding the lengthy and complex probate process (which can take months or years). Your family gets the money when they need it most.
- IHT Efficiency: The payout does not form part of your estate, so it is not subject to Inheritance Tax. This ensures your family receives 100% of the benefit.
At WeCovr, we guide all our clients through the trust process as a standard part of our service. It’s a simple step that makes a world of difference.
The Blueprint in Action: Real-Life Scenarios
Let's see how this invisible blueprint works in practice.
Scenario 1: The Young Family
- Who: Sarah (34, marketing manager) and Tom (36, teacher) with two children (aged 4 and 6) and a £300,000 mortgage.
- The Blueprint:
- Decreasing Term Life & Critical Illness Cover: A joint policy for £300,000 over 25 years. If either dies or is diagnosed with a critical illness, the mortgage is cleared. This removes their biggest financial burden instantly.
- Individual Income Protection: Sarah and Tom each take out a policy to cover 60% of their income until age 67. If one is off sick long-term, their individual policy kicks in to cover bills and daily living costs.
- The Outcome: They have peace of mind. They can focus on their careers and raising their children, knowing their home and lifestyle are secure, no matter what.
Scenario 2: The Self-Employed Electrician
- Who: Mark (42), a self-employed electrician, married with one teenage son. His income is entirely dependent on his ability to work.
- The Blueprint:
- Personal Sick Pay: A policy with a 1-week deferred period, paying out £500 a week for up to 12 months. This covers him for common injuries (e.g., a bad fall, a slipped disc) that could put him out of action for a few months.
- Full Income Protection: A second, longer-term policy with a 12-month deferred period. This is cheaper because of the long wait time and is designed to kick in if he suffers a more serious illness (like cancer or a stroke) that prevents him from ever working as an electrician again. It would pay out until his retirement age.
- Family Income Benefit: A life insurance policy that pays his wife a tax-free monthly income of £2,000 until their son is 25, ensuring she can cope financially if he dies.
- The Outcome: Mark can run his business with confidence. A short-term injury won't derail his finances, and a life-changing event won't destroy his family's future.
From Surviving to Thriving: The Psychology of Financial Security
This brings us to the heart of the matter. This blueprint isn't just about financial mechanics; it's about human psychology. When you remove the deep-seated fear of financial ruin, you unlock a new level of personal freedom.
- You free up mental bandwidth: Instead of worrying about "what if I get sick?", your mind is free to focus on creativity, strategy, and opportunity.
- You gain the confidence to take risks: Thinking of starting that business? Changing careers? With a robust income protection plan, the financial risk of that transition is significantly mitigated. You have a safety net, so you're empowered to take the leap.
- You become more present: Financial anxiety is a thief of joy. It distracts you during family dinners and keeps you awake at night. True security allows you to be fully present with your loved ones, creating memories without a dark cloud on the horizon.
This is why we believe in a holistic approach to wellbeing. It’s why, in addition to expert insurance advice, we provide our WeCovr clients with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. We know that physical health and financial health are two sides of the same coin. By empowering you to manage your diet and wellness, we're helping you strengthen your overall resilience, which is the ultimate goal.
Your Blueprint for a Fearless 2025 and Beyond
Living a full, ambitious, and fearless life doesn't happen by chance. It happens by design. It requires acknowledging the realities of the world we live in—the health statistics, the economic pressures—and systematically building a fortress of security around yourself and your loved ones.
This invisible blueprint—a strategic combination of Life, Critical Illness, and Income Protection, enhanced by Private Medical Insurance and smart legacy planning—is the foundation upon which you can build everything else. It’s the quiet confidence that allows you to strive for that promotion, launch that venture, and create a lasting legacy.
Don't let the 'what ifs' dictate the terms of your life. Take control, build your blueprint, and unlock your potential for unstoppable growth.
I'm young and healthy, do I really need this type of insurance now?
What's the main difference between Income Protection and Critical Illness Cover?
- Critical Illness Cover pays out a one-off, tax-free lump sum if you are diagnosed with a specific serious illness defined in the policy (e.g., cancer, heart attack, stroke). It's designed for a major financial reset—like clearing a mortgage.
- Income Protection pays a regular, tax-free monthly income if you are unable to work due to any medically-justified reason (e.g., stress, a back injury, a chronic illness). It is designed to replace your salary and cover ongoing bills.
Can I get cover if I have a pre-existing medical condition?
How much cover do I actually need?
- Life Insurance: Aim to cover any outstanding debts (mortgage, loans) plus 10-15 times your annual salary to provide an investment pot for your family to live on.
- Critical Illness Cover: Enough to clear your major debts and perhaps provide 1-2 years' worth of income to give you breathing space for recovery.
- Income Protection: You can typically cover between 50-65% of your gross (pre-tax) income. This is usually sufficient to cover your essential outgoings, as the payout is tax-free.
Is this all going to be incredibly expensive?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!