The Invisible Shield: Growth Unlocked
The Unspoken Secret to True Personal Growth: Why Financial and Health Protection is the Invisible Shield Unleashing Your 2025 Potential, Empowering You to Build Your Best Life Without Fear. With health realities like the projection that nearly 1 in 2 people in the UK will face a cancer diagnosis in their lifetime – a statistic profoundly relevant as we look towards 2025 and beyond – ignoring life's unforeseen challenges is no longer an option for those serious about personal evolution. We reveal how safeguarding your income with policies like Family Income Benefit, securing your livelihood with Income Protection and tailored Personal Sick Pay for professions from nurses to electricians, providing critical illness support, ensuring legacy with Life Protection and Gift Inter Vivos, and enabling swift private healthcare access, isn't just about managing risk. It's about providing the bedrock of peace of mind, allowing you to focus on your ambitions, pursue new skills, and truly thrive, even when the unexpected happens.
In our relentless pursuit of personal growth, we meticulously plan our careers, set ambitious fitness goals, and devour books on productivity. We map out our ascent, chasing promotions, new skills, and personal bests. Yet, in this grand design for a better life, we often overlook the most crucial element: the foundation. We build skyscrapers of ambition on foundations of sand, vulnerable to the unpredictable storms of life.
The unspoken secret to unlocking your true potential in 2025 and beyond isn't another productivity hack or a new morning routine. It’s the invisible shield of financial and health protection. It's the quiet confidence that comes from knowing that if the unexpected happens—a sudden illness, a serious injury, a life-changing diagnosis—your world, and the world of those you love, won't come crashing down.
This isn't about dwelling on negativity. It's about acknowledging reality. According to Cancer Research UK, a sobering projection suggests that 1 in 2 people in the UK will be diagnosed with some form of cancer in their lifetime. When you consider this, building a life without a safety net isn't brave; it's a gamble against staggering odds.
True growth requires the psychological freedom to take calculated risks, to be bold, and to focus your energy on what truly matters. This article will reveal how a robust protection strategy—encompassing everything from Income Protection to Critical Illness Cover—is not an expense, but an investment in your own potential. It’s the invisible shield that allows you to step into the arena of life, ready to build, create, and achieve, without being crippled by fear.
The Psychology of Growth: Why Security is the Unsung Hero of Ambition
We often think of ambition as a force of will, a relentless drive forward. But true, sustainable growth is nurtured in an environment of security. The renowned psychologist Abraham Maslow outlined this perfectly in his Hierarchy of Needs. Before we can reach 'self-actualisation'—the pinnacle of personal growth, creativity, and fulfilling our potential—we must first satisfy our fundamental needs for safety and security.
Think of your brain as a computer with a finite amount of processing power. When a significant portion of that power is dedicated to running a background program called 'Financial Anxiety', there's less available for everything else.
- Creativity and Problem-Solving: Worrying about how you'd pay the mortgage if you got sick stifles the creative thinking needed to excel at your job or start a new venture.
- Risk-Taking: The courage to leave a stable job to go freelance, invest in a new skill, or launch a business is profoundly diminished when you have no safety net. The fear of 'what if?' becomes a paralysing force.
- Focus and Presence: Financial stress is a constant distraction. It pulls you out of the present moment, making it harder to engage fully with your family, your work, and your personal development goals.
A comprehensive protection plan acts as a powerful antidote to this anxiety. It moves you from a scarcity mindset (characterised by fear, short-term thinking, and playing defence) to an abundance mindset (characterised by opportunity, long-term vision, and playing offence).
| Mindset Shift with Protection | Scarcity Mindset (Without Protection) | Abundance Mindset (With Protection) |
|---|---|---|
| Career Moves | "I can't leave my job; it's too risky." | "I can explore freelancing or a start-up." |
| Health Setback | "How will I pay my bills if I get sick?" | "I can focus 100% on my recovery." |
| Financial Planning | "I need to hoard cash for emergencies." | "I can invest for long-term growth." |
| Family Focus | "I worry about leaving my family in debt." | "My family's future is secure, no matter what." |
By systematically removing the biggest financial 'what ifs' from your life, you free up immense mental and emotional energy. This is the fertile ground where real, audacious growth takes root.
The Modern Health Landscape: Facing the 2025 Reality Head-On
To build a resilient strategy for personal growth, we must have a clear-eyed view of the challenges we might face. The health landscape in the UK is evolving, and ignoring the data is a disservice to our future selves.
The "1 in 2" cancer statistic from Cancer Research UK is a powerful headline, but it's part of a broader picture:
- NHS Waiting Lists: As of early 2025, the NHS continues to face significant pressure. Data from NHS England consistently shows millions of people on waiting lists for consultant-led elective care. A delay of months for a diagnosis or a "non-urgent" surgery can completely derail a year's worth of personal and professional plans.
- Mental Health: The Office for National Statistics (ONS) reports a continued rise in adults experiencing some form of depression. A serious mental health episode can be just as debilitating as a physical illness, often leading to extended time off work.
- Musculoskeletal (MSK) Issues: Back pain, joint problems, and other MSK conditions are a leading cause of long-term work absence in the UK. For tradespeople, freelancers, and even office workers, these conditions can make earning a living impossible.
- Cardiovascular Disease: Despite progress, heart and circulatory diseases remain a major cause of disability and premature death in the UK, with the British Heart Foundation highlighting their significant impact on the workforce.
This isn't about fear-mongering; it's about strategic preparation. Knowing that a knee operation could have a nine-month wait on the NHS versus a few weeks privately completely reframes the value of Private Medical Insurance. Understanding that an illness could mean surviving on Statutory Sick Pay of just over £116 a week (as of 2024/25 rates) makes a compelling case for Income Protection.
At WeCovr, we advocate for a proactive and holistic view of health. That's why, in addition to helping you build your financial shield, we also support your daily wellness efforts. As a WeCovr client, you receive complimentary access to CalorieHero, our proprietary AI-powered calorie tracking app. It’s a small part of our commitment to helping you stay in the best possible shape to pursue your goals, complementing the safety net we help you build.
Your Personal Growth Toolkit: A Deep Dive into Protection Products
Your 'Invisible Shield' is not a single product but a tailored combination of policies designed to protect you against different risks. Think of it as a toolkit, with each tool serving a specific, vital purpose. Let's break them down.
1. Income Protection (IP): The Cornerstone of Your Livelihood
- What is it? A policy that pays you a regular, tax-free monthly income if you're unable to work due to any illness or injury. It typically covers 50-70% of your gross salary and pays out after a pre-agreed waiting period (the 'deferred period') until you can return to work, retire, or the policy term ends.
- Who is it for? Every single person who relies on their income to live. If your ability to earn money stopped tomorrow, and you'd struggle to pay your bills after a few months, you need Income Protection. This is arguably the most important policy for any working adult.
- How it Fuels Growth: IP provides the ultimate peace of mind. It gives you the confidence to know that your financial world will remain stable even if your health fails. This allows you to:
- Go freelance or start a business: You can take the leap knowing that an illness won't bankrupt you before you even get started.
- Avoid draining your savings: If you're ill, you can use your savings for recovery or investment, not just to survive.
- Focus purely on recovery: You can take the time your body needs to heal properly, without the stress of rushing back to work to pay the rent.
A common mistake is assuming Statutory Sick Pay (SSP) will be enough. Let's be clear.
| Support System | Typical Payout | Duration |
|---|---|---|
| Statutory Sick Pay (SSP) | £116.75 per week (2024/25) | Up to 28 weeks |
| Income Protection | 50-70% of your salary (e.g., £1,500-£2,500/month on a £40k salary) | Until you return to work or retire |
As you can see, relying on SSP alone is not a viable strategy for anyone with significant financial commitments.
2. Personal Sick Pay: Short-Term cover for Hands-On Professionals
- What is it? A type of short-term Income Protection, often with a shorter deferred period (from day 1 or day 7) and a shorter payout period (typically 1, 2, or 5 years).
- Who is it for? It's particularly vital for the self-employed and those in manual or riskier jobs where even a minor injury can mean an immediate loss of income. Think electricians, plumbers, nurses, builders, and delivery drivers.
- How it Fuels Growth: For a self-employed tradesperson, a broken wrist isn't just an inconvenience; it's a complete shutdown of their business. Personal Sick Pay bridges this gap. It ensures bills can be paid while they recover, preventing them from falling into debt and allowing their business to survive the hiatus. It provides the stability needed to run a successful sole trader business long-term.
3. Critical Illness Cover (CIC): Financial Firepower for Major Health Battles
- What is it? A policy that pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specific, serious illnesses defined in the policy.
- Who is it for? Anyone who would face a significant financial upheaval after a major diagnosis. This lump sum is designed to remove financial stress at the most difficult time.
- How it Fuels Growth: A critical illness diagnosis can change your life's trajectory in an instant. CIC provides options and removes immense pressure. The lump sum can be used for anything, giving you control:
- Clear your mortgage: Imagine the relief of knowing your home is secure.
- Adapt your home: Pay for necessary modifications like a wheelchair ramp.
- Seek specialist treatment: Access cutting-edge treatments not available on the NHS, potentially in other countries.
- Replace lost income: Provide a buffer for a partner to take time off work to care for you.
- Fund a new path: If you can't return to your old career, the money can be used for retraining or starting a less physically demanding business.
CIC isn't about replacing income long-term (that's IP's job); it's about providing a significant capital injection to handle the immediate and medium-term financial consequences of a life-changing illness.
| Common Conditions Covered by CIC | ||
|---|---|---|
| Cancer (of specified severity) | Heart Attack | Stroke |
| Multiple Sclerosis | Kidney Failure | Major Organ Transplant |
| Parkinson's Disease | Motor Neurone Disease | Blindness/Deafness |
| This is not an exhaustive list and definitions vary between insurers. |
4. Life Insurance (Life Protection): The Foundational Promise
- What is it? A policy that pays out a lump sum (or a regular income with Family Income Benefit) to your loved ones if you pass away during the policy term.
- Who is it for? Anyone with dependents (a partner, children) or significant debts (a mortgage) that would be left to others.
- How it Fuels Growth: While Life Insurance benefits others, the peace of mind it provides you is a direct catalyst for your own growth. Knowing your family is protected liberates you from a deep-seated, often subconscious, fear. It allows you to:
- Pursue your ambitions without guilt: You don't have to worry that your career risks or business ventures are jeopardising your family's future.
- Live more fully: It removes the morbid financial 'what if', allowing you to be more present and focused on building a great life, not just guarding against a worst-case scenario.
Family Income Benefit (FIB) is an excellent, often more affordable, alternative to standard lump-sum life cover. Instead of one large payout, it provides a regular, tax-free income stream for your family until the end of the policy term. This can be easier to manage and more closely mimics your lost salary, ensuring bills, school fees, and living costs are consistently covered.
5. Private Medical Insurance (PMI): Your Fast-Track to Recovery
- What is it? A policy that covers the cost of private healthcare, from diagnosis to treatment, for acute conditions.
- Who is it for? Anyone who wants to minimise downtime and gain control over their healthcare journey.
- How it Fuels Growth: Time is your most valuable asset. PMI's primary benefit is speed. By bypassing long waiting lists, you can:
- Get a diagnosis faster: Reducing weeks or months of worry and uncertainty.
- Receive treatment quicker: An operation in 3 weeks instead of 9 months means you're back on your feet, back at work, and back to your life goals with minimal disruption.
- Gain comfort and control: Choose your specialist, your hospital, and a time that suits you, with the comfort of a private room.
For an ambitious professional, a business owner, or a freelancer, the cost of being out of action for six months far outweighs the annual premium of a PMI policy. It's a direct investment in your productive capacity.
The Entrepreneur's Shield: Protection for Directors, Freelancers, and the Self-Employed
If you run your own business, you are the business. Your ability to work, think, and lead is the company's most critical asset. For you, the 'Invisible Shield' isn't just personal; it's essential for corporate survival and growth. The standard safety nets of employment simply don't exist.
Executive Income Protection
This is Income Protection, but with a crucial difference: it's owned and paid for by your limited company. The premiums are typically treated as an allowable business expense, making it highly tax-efficient. The policy protects you, the director, by providing a replacement income, but it's structured as a business benefit.
- Growth Angle: It allows a company founder to invest profits back into the business for growth, rather than drawing an excessively high salary just to build a personal cash buffer. It professionalises your remuneration and demonstrates to stakeholders that you have a robust contingency plan.
Key Person Insurance
This policy protects the business itself from the financial impact of losing a critical employee (a 'key person') to death or critical illness. The payout goes directly to the business.
- Who is a key person? Anyone whose absence would have a significant financial impact: a founder with the vision, a top salesperson with all the client relationships, or a technical lead with unique expertise.
- Growth Angle: Key Person cover provides the business with a cash injection to manage the crisis. This can be used to:
- Recruit a replacement.
- Cover lost profits during the disruption.
- Reassure lenders, investors, and clients that the business is stable.
- Repay a director's loan. It turns a potential catastrophe into a manageable business challenge, allowing the company to maintain its growth trajectory.
Gift Inter Vivos Insurance
For successful business owners planning their legacy, Inheritance Tax (IHT) is a major concern. If you gift an asset (like shares in your company) and pass away within seven years, that gift could be subject to up to 40% IHT. A Gift Inter Vivos policy is a specific type of life insurance designed to cover this potential tax liability.
- Growth Angle: This specialist policy provides the freedom to execute succession plans with confidence. You can pass on the reins to the next generation or transfer wealth effectively, knowing that a huge, unexpected tax bill won't cripple your heirs or force the sale of the business you worked so hard to build. It’s the ultimate tool for securing your legacy.
Navigating the world of business protection can be complex. The team at WeCovr specialises in helping company directors and business owners structure these policies tax-efficiently, ensuring both you and your business are shielded, allowing you to focus on what you do best: driving growth.
Building Your Invisible Shield: A Practical Step-by-Step Guide
Feeling motivated? Excellent. Here’s how to turn that motivation into a concrete action plan.
1. Assess Your Reality (The 'Honesty Audit') Grab a piece of paper and be brutally honest.
- Finances: What are your monthly outgoings (mortgage/rent, bills, food, etc.)? How much are your debts? How much do you have in accessible savings? How long would your savings last?
- Dependents: Who relies on you financially? A partner? Children? Ageing parents?
- Work: Are you employed or self-employed? What sickness benefits does your employer provide (and for how long)? How secure is your industry?
- Health: Do you have any existing health conditions? What is your family's medical history?
2. Define Your Growth Goals for 2025 What does "growth" look like for you?
- "Climb the corporate ladder to a senior management position."
- "Successfully transition from my 9-to-5 to full-time freelancing."
- "Learn to code and change careers."
- "Save enough to travel the world for six months." Now, for each goal, ask: How would a six-month inability to work due to illness impact this goal? The answer will highlight exactly what you need to protect.
3. Understand the Jargon (A Quick Recap)
- Can't work due to any illness/injury? -> Income Protection.
- Diagnosed with a specific serious illness? -> Critical Illness Cover.
- Need to bypass waiting lists for surgery? -> Private Medical Insurance.
- Worried about your family if you die? -> Life Insurance / Family Income Benefit.
4. Don't Go It Alone: The Value of Expert Advice You wouldn't perform surgery on yourself, so why try to navigate the complexities of insurance alone? Using an expert independent broker like us at WeCovr is crucial.
- Whole-of-Market Access: We compare policies from all the major UK insurers to find the best cover at the most competitive price.
- Decoding the Small Print: The difference between an 'own occupation', 'any occupation', and 'suited occupation' definition on an Income Protection policy is massive. It can be the difference between a successful claim and no payout at all. We live and breathe this stuff, so you don't have to.
- Tailored Package: We don't sell products; we build solutions. We'll help you layer different types of cover to create a comprehensive, affordable shield that matches your unique 'Honesty Audit' and growth goals.
5. Review and Adapt Your protection plan is a living document, not a one-time purchase. We recommend a review every few years, or after any major life event:
- Getting married or divorced
- Having a child
- Taking on a new, larger mortgage
- Starting a business or going freelance
- Receiving a significant pay rise
Beyond the Policy: Wellness, Prevention, and a Holistic Approach to Growth
Your 'Invisible Shield' is your reactive defence, but your proactive defence is your own health and wellness. The two work in tandem. A strong foundation of health makes you less likely to need your insurance, but knowing the insurance is there gives you the peace of mind to live freely.
- Diet: A balanced diet rich in whole foods is not just for physical health. It directly impacts your energy levels, mental clarity, and emotional resilience—all critical components of personal growth.
- Sleep: Prioritising 7-9 hours of quality sleep is one of the most effective performance-enhancing activities you can undertake. It's when your body repairs, and your brain consolidates learning and memory.
- Activity: Regular physical activity, whether it's a gym session, a run, or a simple daily walk, is a powerful antidote to stress and a proven mood booster.
- Mindfulness: In a world of constant distraction, practices like meditation or simply taking a few minutes of quiet time each day can dramatically improve focus and reduce the mental chatter that holds you back.
This belief in a holistic approach is why we offer the CalorieHero app to our clients. It's our way of encouraging you to build your own physical resilience, while we help you build your financial resilience.
Conclusion: Your Shield Awaits
The journey of personal growth is a marathon, not a sprint. It requires courage, dedication, and a relentless focus on your goals. But as we look towards 2025 and beyond, it also requires wisdom—the wisdom to acknowledge life's inherent unpredictability and prepare for it.
Financial and health protection is not about fear. It is the ultimate act of self-empowerment. It's the invisible shield that absorbs the financial and emotional shocks of life's worst moments, leaving you free to focus your precious energy on its best moments.
It is the bedrock that allows you to take risks, the safety net that encourages you to leap, and the peace of mind that quiets the anxious voice in your head. It is the unspoken secret that unlocks your truest, most audacious potential.
Don't let the fear of the unknown dictate the limits of your ambition. Build your shield, and unleash the person you were always meant to be.
Is income protection tax-deductible in the UK?
What is the difference between Critical Illness Cover and Income Protection?
I'm young and healthy, do I really need this insurance?
How much cover do I need?
Can I get insurance if I have a pre-existing medical condition?
What does 'own occupation' mean in an income protection policy?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 800,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!