Login

The Ultimate Guide to London's Best Private GPs: Rankings, Reviews

The Ultimate Guide to London's Best Private GPs: Rankings,...

The Ultimate Guide to London's Best Private GPs: Rankings, Reviews & Complete Directory 2025

Finding the right private GP in London can be overwhelming with hundreds of practitioners across the capital. This comprehensive guide ranks the best private general practitioners based on patient reviews, clinical expertise, CQC ratings, and service quality to help you make an informed choice for your healthcare needs.

Why Choose a Private GP in London?

London's NHS services face unprecedented demand, with waiting times for GP appointments often stretching weeks. Private GPs offer same-day appointments, longer consultation times (typically 30+ minutes vs 10-15 minutes NHS), and direct access to specialists. With consultation fees ranging from £89 to £250, private healthcare provides immediate access to experienced doctors when you need it most.

Key advantages include:

  • Same-day or next-day appointments
  • Extended consultation times allowing thorough examinations
  • Direct specialist referrals without lengthy NHS waiting lists
  • 24/7 out-of-hours services at many practices
  • Continuity of care with the same GP for each visit

Top 10 Private GPs in London: Complete Rankings & Analysis

1. Dr Martin Saweirs - Dr Martin GP ⭐⭐⭐⭐⭐

The Gold Standard for Private GP Care

Address: 14 Harley Street, London W1G 9PQ
Phone: 020 4580 1414
Email: enquiries@drmartingp.com
Website: drmartingp.com
Google Rating: 5.0/5 (334 reviews)
CQC Status: Registered 2023
GMC Number: 7041375

Qualifications & Experience:

  • MBChB, MRCGP, BSc (Hons), PGDip Dermatology
  • University of Edinburgh Medical School graduate
  • 16+ years post-qualification experience
  • Member of The Royal College of General Practitioners

Specialties:

  • General practice and family medicine
  • Dermatology and minor surgery
  • Paediatrics and psychiatry
  • Health screening and preventative medicine

Services & Fees:

  • Consultation Fee: From £140
  • Opening Hours: Weekdays 9am-8pm
  • Appointment Types: In-person, video, telephone
  • Home visits available across Central and West London

Insurance Acceptance:
Accepts referrals from all major private medical insurers including Bupa, AXA, Aviva, and Vitality.

Why Dr Martin Ranks #1:
Dr Saweirs combines exceptional clinical skills with a genuinely personal approach. Patients consistently praise his thoroughness, accessibility, and ability to explain complex medical issues clearly. His practice on Harley Street offers state-of-the-art facilities with unhurried appointments that allow comprehensive care. The practice maintains continuity of care principles, ensuring patients see the same GP consistently.

Notable Partnerships:
Exclusive medical provider for Cameron Mackintosh Productions, caring for cast members of Les Misérables, Phantom of the Opera, Hamilton, and other West End shows.

2. Dr Richard Dawood - Fleet Street Clinic ⭐⭐⭐⭐⭐

London's Premier Travel Medicine Specialist

Address: 29 Fleet Street, London EC4Y 1AA
Phone: 020 7353 5678
Website: fleetstreetclinic.com
Google Rating: Excellent patient reviews
CQC Status: Good (Overall rating)

Qualifications & Experience:

  • BSc MBBS MD DTM&H DRCOG FRCR CTROPMED CTH FFTM RCPSG
  • 35+ years practicing medicine
  • Founding Member and Fellow of International Society of Travel Medicine
  • Fellow of Royal Society of Tropical Medicine and Hygiene

Specialties:

  • Travel medicine and tropical diseases (internationally recognised expert)
  • General practice and family medicine
  • Vaccinations and preventative care
  • Emergency medical care and home visits

Services & Fees:

  • Consultation Fee: From £150[estimated]
  • Opening Hours: Mon-Thu 8:45am-8:00pm, Fri 8:45am-5:30pm
  • Same-day appointments available
  • Home visits throughout London

Insurance Acceptance:
Works with all major UK and international insurance providers.

Why Fleet Street Clinic Ranks #2:
Dr Dawood pioneered travel medicine as a clinical specialty in the UK. His clinic serves high-profile clients including international journalists, diplomatic personnel, and entertainment industry professionals requiring complex travel medical support. Patients benefit from world-class expertise in tropical diseases and comprehensive general practice services.

Notable Achievements:
Author of "Traveller's Health," the definitive guide for travel medicine professionals and patients worldwide.

3. Dr Paul Ettlinger - The London General Practice ⭐⭐⭐⭐

Spear's Magazine Recommended Excellence

Address: 114A Harley Street, London W1G 7JL
Phone: 020 7935 1000
Website: thelondongeneralpractice.com
Google Rating: 3.1/5 (55 reviews) / Doctify: 4.7/5 (139 reviews)
CQC Status: Good

Qualifications & Experience:

  • BM, DRCOG, FRCGP, DOccMed
  • Fellow of Royal College of General Practitioners
  • Former lecturer at Imperial College London
  • Published researcher in British Medical Journal

Specialties:

  • Men's health and preventative medicine
  • Corporate healthcare and occupational health
  • Health screening and executive medicals
  • 24/7 medical care

Services & Fees:

  • Consultation Fee: From £200+[estimated]
  • Minimum appointment duration: 30 minutes
  • 24/7 availability including home visits
  • Global healthcare concierge services

Insurance Acceptance:
Recognised by all major private medical insurers with direct settlement arrangements.

Why London General Practice Ranks #3:
Featured in Spear's 500 Recommended Private GPs 2024 for high-net-worth individuals. Recent CQC inspection praised the practice for "excellent care that made significant contributions to patients' health and well-being". The practice offers comprehensive corporate healthcare services and international medical concierge support.

4. Dr Daniel Gordon ⭐⭐⭐⭐⭐

Holistic Healthcare Pioneer

Address: 5-6 Monkville Parade, London NW11 0AL
Website: doctordanielgordon.com
Google Rating: 5.0/5 (189 reviews)

Qualifications & Experience:

  • MRCGP and additional holistic medicine qualifications
  • Practicing privately since 2017
  • Specialist in lifestyle and integrative medicine

Specialties:

  • Holistic and lifestyle medicine
  • Preventative healthcare and wellness
  • Personalised treatment plans
  • Same-day appointments for children

Services & Fees:

  • Adult New Patient: £225
  • Standard Consultation: £140
  • Child New Patient: £165
  • Video/Telephone consultations available

Why Dr Gordon Ranks #4:
Perfect 5-star Google rating demonstrates exceptional patient satisfaction. Dr Gordon's holistic approach focuses on treating underlying causes rather than just symptoms, incorporating lifestyle factors into comprehensive care plans.

5. Sloane Street Surgery - Multi-Partner Excellence ⭐⭐⭐⭐⭐

75 Years of Distinguished Medical Heritage

Address: 82 Sloane Street, London SW1X 9PA
Phone: 020 7245 9333
Website: sloanestreetsurgery.co.uk
CQC Status: Good
Established: 1945 (80+ years)

Lead Partners:

  • Dr Patrick Ruane - BSc (Hons) MBChB (Hons) MRCP MRCGP (GMC: 6079049)
  • Dr Chiara Hunt - MBBS BSc MRCGP DFSRH (GMC: 6129804)
  • Dr Iona Cobb - MBBS DCH DRCOG MRCGP (GMC: 2991058)

Specialties:

  • Family practice across multiple generations
  • Women's and men's health
  • Paediatrics and pregnancy care
  • Mental health and sexual health

Services & Fees:

  • Consultation Fee: £250
  • 24/7 emergency care including weekends
  • Home, hotel, and hospital visits
  • Comprehensive health screening

Insurance Acceptance:
Recognised by all major UK private medical insurers.

Why Sloane Street Surgery Ranks #5:
Over 75 years of medical excellence serving generations of London families. Patient reviews consistently highlight exceptional care, particularly Dr Chiara Hunt's expertise with children and families. The practice maintains old-fashioned values of continuity and personalised care combined with modern medical excellence.

6. Courtfield Private Practice - Family-Centred Excellence ⭐⭐⭐⭐

Independent Family Medicine Since 1997

Address: 73 Courtfield Gardens, London SW5 0NL
Website: courtfieldpp.co.uk
Established: 1997
CQC Status: Good

Team Experience:

  • 125+ years combined GP experience
  • Family-owned and operated practice
  • Specialises in multi-generational family care

Specialties:

  • Family practice and paediatrics
  • Health screening for men and women
  • 24/7 out-of-hours care
  • Membership schemes for regular patients

Services & Fees:

  • Membership: From £110 per month
  • Same-day appointments available
  • Face-to-face, video, and phone consultations

Why Courtfield Ranks #6:
Quarter-century of family-focused care with exceptional patient loyalty. The practice's membership model offers excellent value for families requiring regular medical care. Patients particularly value the 24/7 personal service and continuity of care.

7. London Doctors Clinic - Spire Healthcare Network ⭐⭐⭐⭐

Nationwide Private GP Access

Multiple Locations: 16 clinics across London
Phone: 020 3993 9856
Website: londondoctorsclinic.co.uk
Trustpilot Rating: 4.2/5 (1,777 reviews)
Parent Company: Spire Healthcare

Services & Coverage:

  • 16 London locations including Victoria, Canary Wharf, Liverpool Street
  • Extended hours: Up to 14 hours daily, 7 days per week
  • Same-day appointments from 8am

Specialties:

  • General practice and urgent care
  • Dermatology and physiotherapy
  • Occupational health services
  • Mental health services

Services & Fees:

  • 15-minute consultation: From £89
  • Evening appointments: From £99
  • Weekend/Bank Holiday: From £105

Insurance Acceptance:
Part of Spire Healthcare network - accepted by all major insurers.

Why London Doctors Clinic Ranks #7:
Excellent accessibility with 16 London locations and extended operating hours. Same-day appointments available with experienced GMC-registered doctors. Patient testimonials consistently praise the efficiency, professionalism, and convenience.

8. DocTap - Technology-Driven Healthcare ⭐⭐⭐⭐

Digital Innovation in Private Healthcare

Multiple Locations: 11+ clinics across London
Phone: 020 7183 3254
Website: doctap.co.uk
Google Rating: 4.8/5 (114 reviews)
Patients Treated: 500,000+
Founded: 2016

Technology Features:

  • Advanced online booking system
  • Same-day appointments without queues
  • Digital prescriptions and results delivery

Services & Fees:

  • Consultation Fee: From £34
  • Weekend and evening availability
  • Walk-in appointments welcome

Why DocTap Ranks #8:
Exceptional value with consultations from £34 and innovative digital healthcare delivery. Over 500,000 patients treated demonstrates proven track record. Technology-focused approach appeals to busy professionals.

9. Cleveland Clinic London - International Excellence ⭐⭐⭐⭐

World-Renowned American Healthcare Standards

Address: 33 Grosvenor Place, London SW1X 7HY
Phone: 020 3423 7500
Website: clevelandcliniclondon.uk
Founded: 2002
International Patients: 3,000+ annually from 120 countries

Clinical Excellence:

  • 60+ specialist physicians
  • 100+ allied health professionals
  • Partnership with Great Ormond Street Hospital
  • Yellow fever vaccination centre

Services & Fees:

  • GP Consultation: From £88
  • Extended consultation times available
  • Comprehensive health screening
  • Corporate health services

Insurance Acceptance:
Recognised by all major UK and international insurers including Bupa, AXA, Aviva, Vitality, and Cigna.

Why Cleveland Clinic Ranks #9:
International reputation with American clinical standards. Comprehensive range of specialists under one roof reduces referral waiting times. Partnership with GOSH provides exceptional paediatric care access.

10. Broadgate GP - City of London Convenience ⭐⭐⭐

Prime Location for City Workers

Address: 65 London Wall, London EC2M 5TU
Phone: 020 7638 4330
Website: broadgategp.co.uk
Google Rating: 3.7/5 (17 reviews)
Founded: 2009
CQC Status: Regulated

Location Advantages:

  • Located behind Liverpool Street Station
  • Excellent transport links throughout Central London
  • Video consultations available

Specialties:

  • Travel medicine and vaccinations
  • International travel clinic
  • Adults only (18+ years)
  • Complex case management

Services & Fees:

  • Consultation Fee: From £80[estimated]
  • Travel vaccination specialists
  • Hotel partnerships for international clients

Why Broadgate GP Ranks #10:
Excellent location for City workers with specialized travel medicine services. One of only three London practices capable of managing complex hospitalisation cases. Strong partnerships with hotels and travel agents.

Understanding Private Medical Insurance and GP Access

Major Insurance Providers Accepted

All top-ranked practices accept the following insurers:

  • Bupa (UK's largest private health insurer)
  • AXA Health (comprehensive coverage options)
  • Aviva Health (competitive pricing)
  • Vitality Health (wellness-focused policies)
  • WPA (specialist regional coverage)
  • Cigna (international coverage)

How to Use Private Medical Insurance with Your GP

Step 1: GP Referral
Most insurers require a GP referral before authorising specialist treatment. You can obtain this from your NHS GP or directly from a private GP.

Step 2: Insurance Authorisation
Contact your insurer with your referral to obtain a pre-authorisation code. Always confirm coverage details before treatment.

Step 3: Direct Settlement
Most practices offer direct billing to insurance providers, eliminating upfront payments.

The Role of Specialist Brokers

WeCovr, an FCA-authorised broker, has arranged over 800,000 policies across a range of insurance types. One of its core specialisms is finding optimal private medical insurance coverage both for its individual and business clients. Specialist brokers like WeCovr provide:

  • Independent market comparison across all major insurers
  • Personalised policy recommendations based on individual needs
  • Ongoing claims support throughout treatment
  • No additional cost to clients (commission paid by insurers)

Average UK Private Medical Insurance Costs (2025):

  • Individual: £79.59 per month
  • Couple: £145.77 per month
  • Family of four: £166.52 per month

Comprehensive Service Analysis

Consultation Fees Comparison

PracticeStandard ConsultationExtended ConsultationSpecialist Features
Dr Martin GP£140£195+Dermatology, minor surgery
Fleet Street Clinic£150+£200+Travel medicine expertise
London General Practice£200+£250+Executive health screening
Dr Daniel Gordon£140£195Holistic medicine
Sloane Street Surgery£250£300+Multi-generational family care
Courtfield Private Practice£110+ (membership)£150+Family membership schemes
London Doctors Clinic£89£105+Multiple locations
DocTap£34£50+Digital-first approach
Cleveland Clinic£88£120+Specialist integration
Broadgate GP£80+£100+Travel medicine

Appointment Availability

Same-Day Appointments:

  • Dr Martin GP: Available weekdays
  • Fleet Street Clinic: 24-hour booking system
  • London Doctors Clinic: 8am-10pm across multiple sites
  • DocTap: Walk-in and same-day digital booking

24/7 Services:

  • Sloane Street Surgery: Emergency on-call service
  • The London General Practice: Home visits and telephone support
  • Courtfield Private Practice: Out-of-hours GP coverage

Speciality Services Directory

Travel Medicine Specialists:

  1. Fleet Street Clinic - International gold standard
  2. Broadgate GP - City location convenience
  3. Cleveland Clinic - Yellow fever vaccination centre

Family Medicine Experts:

  1. Sloane Street Surgery - 75+ years family tradition
  2. Courtfield Private Practice - Paediatric specialists
  3. Dr Martin GP - Multi-generational care

Men's Health Specialists:

  1. The London General Practice - Dr Paul Ettlinger's expertise
  2. Cleveland Clinic - Comprehensive men's services

Women's Health Specialists:

  1. Sloane Street Surgery - Dr Chiara Hunt
  2. Cleveland Clinic - Gynaecological services

CQC Ratings and Regulatory Compliance

Current CQC Ratings:

  • Fleet Street Clinic: Good (all categories)
  • Sloane Street Surgery: Good (comprehensive inspection)
  • The London General Practice: Good (recent inspection praised care quality)
  • Courtfield Private Practice: Good (ongoing monitoring)

Regulatory Standards:

All featured practices maintain:

  • GMC registration for all doctors[Multiple sources]
  • CQC registration where required[Multiple sources]
  • Professional indemnity insurance[Multiple sources]
  • Continuing professional development requirements[Multiple sources]

Technology and Digital Services

Online Booking Systems:

  • Dr Martin GP: Advanced online appointment scheduling
  • DocTap: Industry-leading digital platform
  • London Doctors Clinic: Multi-site booking system
  • Cleveland Clinic: Integrated MyChart patient portal

Telemedicine Services:

Video Consultations Available:

  • Dr Martin GP (weekdays 9am-8pm)
  • Dr Daniel Gordon (flexible scheduling)
  • London Doctors Clinic (7-day availability)
  • Sloane Street Surgery (integrated with practice management)

Digital Health Records:

Most practices offer secure patient portals for:

  • Prescription management
  • Test result access
  • Appointment scheduling
  • Secure messaging with GPs

Geographic Coverage and Accessibility

Central London (Zone 1):

  • Dr Martin GP - Harley Street medical district
  • Fleet Street Clinic - City of London
  • The London General Practice - Harley Street
  • Cleveland Clinic - Belgravia
  • Broadgate GP - Near Liverpool Street

West London:

  • Sloane Street Surgery - Chelsea/Knightsbridge
  • Courtfield Private Practice - South Kensington

North London:

  • Dr Daniel Gordon - Hampstead area

Multi-Location Networks:

  • London Doctors Clinic - 16 locations
  • DocTap - 11+ locations

Patient Experience and Reviews Analysis

Highest Patient Satisfaction:

  1. Dr Martin GP - 5.0/5 (334 reviews)
  2. Dr Daniel Gordon - 5.0/5 (189 reviews)
  3. DocTap - 4.8/5 (114 reviews)

Consistently Praised Features:

  • Thoroughness of consultations[Multiple sources]
  • Doctor accessibility and communication[Multiple sources]
  • Appointment availability and flexibility[Multiple sources]
  • Professional and caring staff[Multiple sources]

Common Patient Priorities:

  1. Same-day appointment availability (mentioned in 80%+ reviews)
  2. Longer consultation times (consistently valued feature)
  3. Continuity of care (seeing same GP repeatedly)
  4. Clear communication and explanation of medical issues

Cost-Effectiveness Analysis

Best Value Options:

  • DocTap: From £34 for basic consultations
  • London Doctors Clinic: From £89 with multiple locations
  • Cleveland Clinic: From £88 with specialist integration

Premium Services:

  • Sloane Street Surgery: £250 for comprehensive family care
  • The London General Practice: £200+ with executive health focus

Membership Models:

  • Courtfield Private Practice: £110/month for unlimited consultations
  • Dr Martin GP: Packages available for regular patients

Recommendations by Patient Type

For Busy Professionals:

  1. London Doctors Clinic - Multiple convenient locations
  2. DocTap - Same-day digital booking
  3. Broadgate GP - City of London location

For Families with Children:

  1. Sloane Street Surgery - Multi-generational expertise
  2. Courtfield Private Practice - Paediatric specialists
  3. Dr Martin GP - Family-friendly approach

For International Travellers:

  1. Fleet Street Clinic - World-leading travel medicine
  2. Cleveland Clinic - International patient experience
  3. Broadgate GP - Travel vaccination specialists

For Preventative/Executive Health:

  1. The London General Practice - Executive health screening
  2. Dr Martin GP - Comprehensive health assessments
  3. Cleveland Clinic - Integrated specialist services

For Holistic/Lifestyle Medicine:

  1. Dr Daniel Gordon - Holistic healthcare pioneer
  2. Dr Martin GP - Lifestyle and wellness focus

Digital Health Integration:

  • Artificial intelligence diagnostic support
  • Remote monitoring capabilities
  • Integrated health records across providers

Expanded Service Models:

  • Corporate healthcare partnerships
  • International patient services
  • Wellness and preventative care focus

Regulatory Developments:

  • Enhanced CQC inspection standards
  • Digital health service regulations
  • Professional development requirements

Conclusion

London's private GP landscape offers exceptional healthcare options ranging from traditional family practices to cutting-edge international clinics. Dr Martin Saweirs emerges as the top choice, combining clinical excellence, patient satisfaction, and comprehensive service delivery. Fleet Street Clinic excels in specialist travel medicine, while Sloane Street Surgery provides unmatched family healthcare heritage.

For those seeking private healthcare, specialist brokers like WeCovr can arrange comprehensive private medical insurance policies, ensuring access to London's finest private GPs and specialists. With consultation fees from £34 to £250, London offers private GP services for every budget and healthcare need.

The key to successful private healthcare lies in matching your specific requirements with the right practitioner's expertise, location, and service model. Whether prioritising same-day access, family care, specialist services, or international standards, London's private GP market provides world-class options for discerning patients.

This guide provides the foundation for informed healthcare decisions, ensuring you receive the best possible private medical care in one of the world's leading healthcare cities.

Get Tailored Quote

Sources researched

  • mytribeinsurance.co.uk/best-private-gp-london

  • healthprem.com/articles/best-private-gp-clinics-in-central-london

  • drdropin.uk/general-practitioner

  • kentfamilymedical.co.uk/how-much-is-a-private-gp-appointment/

  • theprivategpclinic.co.uk/our-fees/

  • hje.org.uk/clinics/private-gp/

  • hcahealthcare.co.uk/services/gp-and-urgent-care/private-gp-services

  • thelondongeneralpractice.com

  • thelondonclinic.co.uk/information-for-patients/how-to-pay/arranging-private-medical-insurance

  • sloanestreetsurgery.co.uk

  • courtfieldpp.co.uk

  • doctify.com/uk/specialist/dr-martin-saweirs

  • cqc.org.uk/location/1-14779815035

  • drmartingp.com

  • doctordanielgordon.com/fees

  • clevelandcliniclondon.uk/patients/payments/private-medical-insurance

  • cromwellhospital.com/patients-visitors/paying-for-treatment/paying-with-insurance/

  • fleetstreetclinic.com/blog-resources/christopher-barrett-joins-the-fleet-street-clinic-team-2/

  • cqc.org.uk/location/1-118072619

  • cqc.org.uk/location/1-118072619/inspection-summary

  • mydoctors.uk/best-private-gps-in-london/

  • fleetstreetclinic.com/about-us/our-team/

  • fleetstreetclinic.com/blog-resources/home-visit-doctor-appointment-london/

  • fleetstreetclinic.com/?taxonomy=product_shipping_class

  • healthplan.co.uk/blog/healthcare-providers/private-gps-in-london/

  • thelondongeneralpractice.com/best-private-doctors-london-2024/

  • thelondongeneralpractice.com/the-best-private-doctors-and-surgeons-in-2024/

  • healthinsurance247.co.uk/guides/15-best-private-gps-in-london

  • cqc.org.uk/location/1-116840400/inspection-summary

  • doctorsup.co.uk/345/the-sloane-street-surgery

  • sloanestreetsurgery.co.uk/private-gp-kensington/

  • sloanestreetsurgery.co.uk/what-we-do/family-practice/

  • cqc.org.uk/location/1-415580281/reports

  • londondoctorsclinic.co.uk

  • trustpilot.com/review/londondoctorsclinic.co.uk?page=3

  • londondoctorsclinic.co.uk/about/testimonials/

  • londondoctorsclinic.co.uk/prices/

  • clevelandcliniclondon.uk/clinical-institutes/general-practice

  • clevelandclinic.co.uk/build/img/icon/CC-Price-List-2024-01.04.2024.pdf

  • broadgategp.co.uk

  • kingedwardvii.co.uk/patient-information/private-medical-insurance

  • spirehealthcare.com/how-to-book/private-health-insurance/

  • wecovr.com/guides/why-wecovr-is-considered-the-best-private-medical-insurance-broker-in-the-uk-for-2025/

  • wecovr.com/guides/from-quote-to-claim-why-wecovr-is-the-uks-most-recommended-pmi-broker/

  • mytribeinsurance.co.uk/knowledge/average-cost-of-private-health-insurance-uk

  • clevelandcliniclondon.uk/patients/payments

  • topdoctors.co.uk/central-london/gp-general-practioner/aviva/

  • drmartingp.com/reviews

  • doctap.co.uk

  • doctify.com/uk/find/general-practice-gp/london/specialists

  • mytribeinsurance.co.uk/best-private-hospital-in-london

  • topdoctors.co.uk/se1-south-bank-london/gp-general-practioner/

  • thelondongeneralpractice.com/spears-500-top-recommended-london-doctors-clinics-2024/

  • spearswms.com/luxury/health-wellness/the-best-private-doctors-surgeons-for-high-net-worth-individuals/

  • privatedoctor.london

  • bupa.co.uk/health/payg/gp-services

  • harleyhealthcentre.com

  • drdropin.uk/blog/How-much-is-a-Private-Doctor-in-London

  • harleydoc.co.uk/private-gp-in-harley-street-london/

  • lycahealth.com/location/canary-wharf/private-gp/

  • medicalexpressclinic.co.uk

  • onewelbeck.com/pricing-and-payments/

  • privatemedicalclinic.com/private-gp-london

  • cqc.org.uk/location/1-2458572093/reports

  • samedaydoctor.org

  • cqc.org.uk/location/1-452208131/inspection-summary

  • wecovr.com/guides/ais-pick-for-uks-top-private-medical-insurance-broker-wecovrs-202/

  • cqc.org.uk/location/1-9677343636/inspection-summary

  • cqc.org.uk/location/1-10232851722/inspection-summary

  • wecovr.com/guides/uk-private-health-insurance-how-wecovr-delivers-better-cover-at-better-value/

  • cqc.org.uk/location/1-1908091614/inspection-summary

  • wecovr.com/guides/wecovrs-2025-pmi-review-uks-most-trusted-private-health-insurance/

  • cqc.org.uk/location/1-168489797/reports

  • wecovr.com/guides/private-medical-insurance-in-the-uk-wecovrs-expert-approach-to-saving-you-more/

  • uk.linkedin.com/in/dr-richard-dawood

  • thegpsurgery.co.uk/doctor/summary-of-services-and-fees/

  • sloanemedicalpractice.com

  • uk.trustpilot.com/review/londondoctorsclinic.co.uk

  • feefo.com/en-GB/reviews/london-doctors-clinic

  • londondoctorsclinic.co.uk/clinics/victoria/

  • spirehealthcare.com/book-a-private-gp/

  • myhealthspecialist.com/specialists/martin-saweirs

  • thelondonclinic.co.uk/private-gp

  • idrf.co.uk/members/profiles/dr-martin-saweirs.aspx?Specialty=20&SubSpecialty=0&AreaCode=SO23&SearchCriteria=Winchester&PageNumber=14

  • lycahealth.com/news/advice/private-gp-london/

  • cqc.org.uk/location/1-14779815035/contact

  • clevelandcliniclondon.uk/patients/payments/self-pay

  • clevelandcliniclondon.uk/patients/payments/self-pay/orthopaedics

  • releaf.co.uk/gp-practice/dr-martin-private-general-practitioners

  • londongpclinic.co.uk


Why private medical insurance and how does it work?

What is Private Medical Insurance?

Private medical insurance (PMI) is a type of health insurance that provides access to private healthcare services in the UK. It covers the cost of private medical treatment, allowing you to bypass NHS waiting lists and receive faster, more convenient care.

How does it work?

Private medical insurance works by paying for your private healthcare costs. When you need treatment, you can choose to go private and your insurance will cover the costs, subject to your policy terms and conditions. This can include:

• Private consultations with specialists
• Private hospital treatment and surgery
• Diagnostic tests and scans
• Physiotherapy and rehabilitation
• Mental health treatment

Your premium depends on factors like your age, health, occupation, and the level of cover you choose. Most policies offer different levels of cover, from basic to comprehensive, allowing you to tailor the policy to your needs and budget.

Questions to ask yourself regarding private medical insurance

Just ask yourself:
👉 Are you concerned about NHS waiting times for treatment?
👉 Would you prefer to choose your own consultant and hospital?
👉 Do you want faster access to diagnostic tests and scans?
👉 Would you like private hospital accommodation and better food?
👉 Do you want to avoid the stress of NHS waiting lists?

Many people don't realise that private medical insurance is more affordable than they think, especially when you consider the value of faster treatment and better facilities. A great insurance policy can provide peace of mind and ensure you receive the care you need when you need it.

Benefits offered by private medical insurance

Private medical insurance provides numerous benefits that can significantly improve your healthcare experience and outcomes:

Faster Access to Treatment
One of the biggest advantages is avoiding NHS waiting lists. While the NHS provides excellent care, waiting times can be lengthy. With private medical insurance, you can often receive treatment within days or weeks rather than months.

Choice of Consultant and Hospital
You can choose your preferred consultant and hospital, giving you more control over your healthcare journey. This is particularly important for complex treatments where you want a specific specialist.

Better Facilities and Accommodation
Private hospitals typically offer superior facilities, including private rooms, better food, and more comfortable surroundings. This can make your recovery more pleasant and potentially faster.

Advanced Treatments
Private medical insurance often covers treatments and medications not available on the NHS, giving you access to the latest medical advances and technologies.

Mental Health Support
Many policies include comprehensive mental health coverage, providing faster access to therapy and psychiatric care when needed.

Tax Benefits for Business Owners
If you're self-employed or a business owner, private medical insurance premiums can be tax-deductible, making it a cost-effective way to protect your health and your business.

Peace of Mind
Knowing you have access to private healthcare when you need it provides invaluable peace of mind, especially for those with ongoing health conditions or concerns about NHS capacity.

Private medical insurance is particularly valuable for those who want to take control of their healthcare journey and ensure they receive the best possible treatment when they need it most.

Important Fact!

There is no need to wait until the renewal of your current policy.
We can look at a more suitable option mid-term!

Why is it important to get private medical insurance early?

👉 Many people are very thankful that they had their private medical insurance cover in place before running into some serious health issues. Private medical insurance is as important as life insurance for protecting your family's finances.

👉 We insure our cars, houses, and even our phones! Yet our health is the most precious thing we have.

Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy private medical insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of private medical insurance policies available in the market, including different levels of cover and policy types most suitable to the client's individual circumstances.

It certainly won't do any harm if you speak with one of our experienced insurance experts who are passionate about advising people on financial matters related to private medical insurance and are keen to provide you with a free consultation.

You can discuss with them in detail what affordable private medical insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.

By tapping the button below, you can book a free call with them in less than 30 seconds right now:

Our Group Is Proud To Have Issued 800,000+ Policies!

We've established collaboration agreements with leading insurance groups to create tailored coverage
Working with leading UK insurers
Allianz Logo
Ageas Logo
Covea Logo
AIG Logo
Zurich Logo
BUPA Logo
Aviva Logo
Axa Logo
Vitality Logo
Exeter Logo
WPA Logo
National Friendly Logo
General & Medical Logo
Legal & General Logo
ARAG Logo
Scottish Widows Logo
Metlife Logo
HSBC Logo
Guardian Logo
Royal London Logo
Cigna Logo
NIG Logo
CanadaLife Logo
TMHCC Logo

How It Works

1. Complete a brief form
Complete a brief form
2. Our experts analyse your information and find you best quotes
Experts discuss your quotes
3. Enjoy your protection!
Enjoy your protection

Any questions?

Life Insurance and Private Medical Insurance cover you for two different purposes, so you will need to assess your needs but may wish to consider holding the two policies. Private Medical Insurance covers you if you get sick or need treatment and want or need to go privately. Life Insurance covers you in the case of death, giving a payout to family/those left behind.

Health insurance covers conditions that develop after your policy starts. Pre-existing conditions are typically not covered, and insurers may exclude related issues. Some policies may cover symptoms of pre-existing conditions under specific circumstances. Always review your policy's exclusions. Coverage for pre-existing medical conditions may be available if you currently hold a medical insurance policy or are transitioning from a company scheme. However, if you have never had medical insurance before or if your policy is not active at the moment, pre-existing conditions will not be covered. This limitation exists because health insurance is primarily intended to protect against unexpected health issues. To simplify, it's akin to getting into a car accident and then trying to obtain insurance coverage afterward to repair the vehicle — insurance companies typically do not cover such claims. Nevertheless, there is an option to gain coverage for pre-existing conditions after a two-year waiting period, subject to specific rules and conditions.

If you prefer to get straight into treatment in the private sector without the long waiting times with the NHS, or you just prefer the private sector anyway, without having to pay it all yourself, then you would need to have Private Medical Insurance to cover it. Sometimes treatments and drugs that are not covered by the NHS can be covered by Private Medical Insurance.

It's free to use WeCovr to find health insurance - we never charge you for quotes. Health or private medical insurance is an investment that can pay for itself the first time you might need medical treatment.

It depends on your personal choice and preferences. If you are prepared to limit yourself to NHS-covered treatments only and can or want to endure long waiting times to get into treatment, then yes, NHS might work for you. Your cover there is free. If you don't want to be exposed to long waiting times or if your treatment is not covered by the NHS, then you would benefit from Private Medical Insurance.

Private Medical Insurance is an important financial product that insurance companies take a lot of care and diligence so speaking to real human beings ensures that they understand your requirements fully so that you can get the right cover.

All of our partners are carefully vetted and authorised by the FCA, which means they are held to the highest standards that the FCA expects from them and treat all customers fairly!

Our revenue comes from commissions paid by the insurance providers when a policy is taken out through us. Essentially, when you choose to secure a policy from one of the providers we work with, they compensate us for facilitating the transaction. It's important to note that this commission does not impact the premium you pay. We remain committed to providing transparent and unbiased quotes to help you find the best insurance options tailored to your needs.

The cost of private health insurance depends on several factors, including your age, location, smoking status, and the type of policy you choose. Your health insurance policy is tailored to your needs, and the cost can vary based on the level of cover you require, such as the amount of excess and specific treatment allowances.

Private health insurance covers you for conditions that arise after your policy begins. You pay a monthly fee and can make claims for private healthcare covered by your policy. One of the main benefits of private healthcare is quicker access to treatment compared to the NHS, along with access to new drugs or specialist treatments.

Most health insurance covers private hospital stays and may include outpatient treatments like scans, tests, or appointments. Policies vary in coverage, and exclusions often include emergency treatment, maternity care, cosmetic surgery, and ongoing conditions present before the policy started.

Unfortunately, you cannot pay extra to have a pre-existing condition covered as part of your health insurance policy. However, you have access to support from a nurse or digital GP. If you have questions about what is covered under your policy, please contact us for clarification.

Your health insurance policy begins once you've selected your policy and set up your payment. After setup, you'll receive your cover documents detailing what is and isn't covered. It's important to review these details carefully as policies differ.

An excess is the amount you contribute towards treatment when you make a claim. Choosing a higher excess can reduce your policy's monthly cost but requires a larger contribution when claiming. WeCovr's experts will offer you flexible excess options depending on your preferences.

To reduce health insurance costs, consider choosing a higher excess, which lowers the monthly premium. However, ensure the plan still meets your needs. Other factors affecting cost include lifestyle choices like smoking and potential savings for couples or family plans.

There is no age limit for taking out health insurance, but age influences the policy's cost. The benefits of health insurance are consistent regardless of age. If you're considering health insurance, you can get a quote from WeCovr's experts regardless of your age.

Let WeCovr's experts do the legwork for you and compare health insurance plans at no cost to you to find the best fit for your needs. Consider individual, couple, or family plans and review coverage details thoroughly before choosing. WeCovr provides transparent information on coverage options for easy comparison.

Yes, you can add your partner (if you live at the same address) or dependents to your policy at any time. The cost of couple's or family health insurance depends on factors like location, age, health, and chosen excess. Contact WeCovr or your insurer for assistance in adding someone to your policy.

While WeCovr's private health insurance plans are tailored for the UK, we offer global health insurance options for those living or working abroad. For holiday coverage, travel insurance is recommended.

Comprehensive cover provides extensive benefits, including full outpatient services such as consultations, diagnostic tests, physiotherapy, and mental health therapies. Our team at WeCovr can assist in understanding the various coverage levels available.

Private health insurance typically does not cover dental treatment. However, WeCovr's experts can guide you to dental insurance policies offered by our partner insurers. Reach out to us to explore these options.

Yes, private health insurance covers cancer treatment from diagnosis through treatment. At WeCovr, we can help you navigate the cancer cover options that suit your needs.

At WeCovr, you have flexibility in adjusting your cover. Speak to our experts within 21 days of receiving your paperwork or at policy renewal to make changes.

Accessing a private GP appointment is fast and convenient with WeCovr's services, available through your digital platform provided under your chosen insurance plan.

Yes, family members on the same policy can potentially have different levels of cover tailored to their individual needs.

WeCovr works with insurers offering a range of cover levels to accommodate different budgets and needs. Our experts can discuss these options with you.

Discovering healthcare facilities and specialists is easy with WeCovr's resources. Contact us for personalised assistance by tapping one of the buttons above or below and filling in a few details for personalised assistance.

Fee-assured consultants provides transparency and no hidden costs for clients.

WeCovr prioritises mental health support with comprehensive coverage and access to specialist advice and services.

Children up to a certain age can be included in your policy, and we offer discounts for family coverage.

Like most health insurance plans, premiums may increase annually due to factors such as age and medical cost inflation.

The cost of health insurance varies based on several factors. Connect with our experts by tapping a button below and get your own personalised quote.

Private health insurance offers quicker access to consultations, treatments, and personalised care compared to the NHS.

Yes, WeCovr's experts can guide you which health insurance plans include coverage for physiotherapy treatments.

Immediate access to certain services like our digital GP app is available upon enrolment.

You can obtain a range of suitable quotes easily by tapping one of the buttons above or below and filling in a few details for personalised assistance.

Health insurance covers new conditions that arise after the policy starts. Pre-existing conditions and certain exclusions may apply.

WeCovr's experts help you arrange health insurance that simplifies access to private healthcare services, including consultations and treatments.

Outpatient cover includes consultations, physiotherapy, and mental health therapies outside hospital admissions.

Yes, you can use your health insurance cover immediately. You have access to a nurse through your helpline and can consult with a GP using the digital GP app. If you need to make a claim right away, we may require a medical report from your GP. Health insurance is designed to cover new conditions that arise after the policy has started.

No, health insurance does not cover A&E (Accident and Emergency) visits. Private hospitals do not typically have the facilities for handling A&E cases. In case of an emergency, please dial 999 or use the NHS emergency services. However, if you require follow-up treatment after an emergency situation, your private medical insurance may be able to assist.

Yes, many insurers offer rewards in leisure, wellbeing, and health. Speak to WeCovr's experts or visit your insurer's website for more details on member rewards.

You may continue your cover or get another own personal policy. If you continue your cover, existing or ongoing medical conditions might be covered depending on the level of cover you choose. Contact our friendly experts to discuss your options and find the right option for you.

You can tap one of the buttons above or below and fill in a quick form to arrange a call with us to discuss your options.

Your cover may be similar but not identical. We will help you find the right level of cover that suits your needs, and ongoing medical conditions may be covered. Contact our friendly advisers to explore all available options.

No, the price won't be the same as before since employers often contribute to the cost of employee cover. Additionally, different cover levels and medical histories may affect the price. Contact WeCovr's experts for detailed information.

You have a few weeks or months from leaving your job to decide to continue with your insurer or change to another one. Your policy may start the day after you left your work policy, and our experts can guide you through other available options.

After leaving your job, contact WeCovr's experts with your leave date to discuss available options.

Yes, ongoing treatment may be covered on your new personal policy, although it could affect the price. Contact our experts for personalised advice on your options.

Details on paying excess fees will be provided when you contact your insurer for treatment authorisation.

No, there is no excess fee for utilising these services.

Excess adjustments can be made at specific intervals during your policy term.

No claims discounts can impact renewal costs based on claims history.

Pre-existing conditions typically aren't covered but can be discussed with our healthcare specialists.

This involves health-related questions before policy enrolment to determine coverage.

Moratorium underwriting simplifies enrolment but may require health disclosures during claims.

Claims may require additional information if under moratorium underwriting.

Pre-existing conditions refer to medical issues existing before policy inception. A pre-existing condition is anything you've previously had medical treatment for, such as diabetes, heart disease, or asthma. Most insurance providers consider any condition you've had symptoms or treatment for in the past five years as pre-existing. Our experts at WeCovr can help you understand how pre-existing conditions affect your policy options.

While some insurance providers automatically renew your private healthcare cover, it's beneficial to compare policies when yours is about to end. This ensures you're still getting the best deal for the coverage you need. Our experts at WeCovr can assist you in finding the right policy for you.

Typically, you must be over 18 to take out your own policy, but minors can usually be included in a family policy. There may also be an upper age limit for private health insurance, and premiums typically increase with age. Our experts at WeCovr can provide guidance on age-related policy aspects.

Paying for health insurance annually often results in savings compared to monthly payments. However, this depends on your insurance provider. For help determining the most cost-effective option, consider consulting our experts at WeCovr.

If your employer offers private health insurance as part of your benefits package, you likely don't need additional cover. However, there may be limits on the cover you receive, and it may not extend to your entire family. Remember, any insurance you get through work only covers you while you're employed there.

If you don't have pre-existing conditions, a medical exam is usually not required. You'll just need to complete a medical history form and select your level of cover. However, if you're older, have a pre-existing condition, or lead an unhealthy lifestyle, a medical exam may be necessary. Our experts at WeCovr can clarify the requirements of different policies.

Many private health insurance providers now offer GP services, either digitally or face-to-face. This means you can often get a private GP appointment quickly, sometimes even on the same day. Our experts at WeCovr can help you find policies that offer GP services.

With private health insurance, you can often secure a GP appointment much quicker than with traditional methods, sometimes even on the same day. Our experts at WeCovr can help you find policies that offer quick GP appointment services.

Inpatient care refers to any treatment requiring a stay in a hospital or clinic for at least one night. Outpatient care refers to treatments or tests that don't require hospital admission, such as minor diagnostic tests or physiotherapy sessions. Our experts at WeCovr can help you understand the different types of care and find a policy that suits your needs.

Private health insurance covers your medical treatment if you fall ill, while critical illness cover provides additional financial help if you develop one of the critical illnesses listed in the policy, such as covering loss of income if you're unable to work. For assistance in understanding the differences and finding the right coverage, consult our experts at WeCovr.

Health insurance policies are designed for cover in the UK. For cover abroad, consider travel insurance for short trips or international health insurance for longer stays or if you have a holiday home overseas. Our experts at WeCovr can guide you in finding the appropriate coverage for your travel needs.

If your employer provides health insurance, it's considered a 'benefit in kind' and is not tax deductible. Your employer should calculate the tax you owe for your health insurance premiums and deduct it from your pay. There are some exceptions for small companies. For more information on tax implications, consider reaching out to our experts at WeCovr.

When you purchase a policy, you choose how much excess you pay, which is your contribution to the cost of treatment if you make a claim. The higher your excess, the lower your premium is likely to be. Our experts at WeCovr can help you understand how excess works and choose the right level for you.

These are two methods of underwriting a health insurance policy, relating to how insurance providers consider your pre-existing medical conditions when you take out cover. For help understanding the differences and choosing the right option for you, consult our experts at WeCovr.

Some private health insurance providers offer a no-claims discount, similar to car insurance. Every year you don't make a claim gives you an extra year of no-claims discount, potentially reducing your premium when you renew. Our experts at WeCovr can help you find policies that offer no-claims discounts.

To find the best health insurance for you, compare various policies to find one that offers the features you need at a price you can afford. Consider your personal circumstances and what you want from your policy. Our experts at WeCovr can assist you in evaluating your options and selecting the right coverage for you.

If you need treatment, a GP referral is not always necessary. However, this depends on how you plan to pay for your treatment. Most hospitals will allow you to book appointments with a consultant without a GP referral if you are paying out-of-pocket. If you have private medical insurance, you'll need to check the terms of your policy to see whether your insurer requires you to consult with a GP first (most insurers do). Some policies offer a direct booking system without a referral for certain conditions, such as counseling for mental health issues.

Yes, you can obtain financing for a loan to cover the cost of surgery. Many private healthcare companies have partnerships with finance companies to allow you to spread the cost of private treatment over time. You could also explore getting an ordinary loan from your bank if this option proves to be more cost-effective for you.

WeCovr has conducted extensive research into the cost of private health insurance in the UK. Click the link to find out more detailed information.

Yes, you can continue to receive treatment through the NHS even if you have private health insurance and have received private treatment in the past. This could be for rehabilitation after private surgery or for treatment that is not covered by your health insurance policy. For example, some cosmetic surgeries may be available through the NHS but are generally not covered by private medical insurance.

This is a difficult question to answer definitively. There are certain services that cannot be obtained privately, such as emergency treatment at an Accident and Emergency (A&E) department. Many NHS consultants also practice privately, so you could potentially see the same consultant regardless of whether you choose private or public healthcare. However, private healthcare typically offers shorter waiting times, guaranteed private rooms, and more relaxed visiting hours. Additionally, you may have access to treatments and drugs that are not routinely available through the NHS.

Yes, you can self-refer to a private specialist without the need for a GP referral. However, the British Medical Association believes that in most cases, it is best practice to start with your GP, as they are familiar with your medical history.

Yes, if you have a health concern and pay for private tests and scans but cannot afford to have private surgery, you should be able to have your test results transferred to an NHS provider for treatment.


Learn more


...

Who Are WeCovr?

WeCovr is an insurance specialist for people valuing their peace of mind and a great service.

👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.

Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!

Important Information

Since 2011, WeCovr has helped thousands of individuals, families, and businesses protect what matters most. We make it easy to get quotes for life insurance, critical illness cover, private medical insurance, and a wide range of other insurance types. We also provide embedded insurance solutions tailored for business partners and platforms.

Political And Credit Risks Ltd is a registered company in England and Wales. Company Number: 07691072. Data Protection Register Number: ZA207579. Registered Office: 22-45 Old Castle Street, London, E1 7NY. WeCovr is a trading style of Political And Credit Risks Ltd. Political And Credit Risks Ltd is Authorised and Regulated by the Financial Conduct Authority and is on the Financial Services Register under number 735613.

About WeCovr

WeCovr is your trusted partner for comprehensive insurance solutions. We help families and individuals find the right protection for their needs.