The Unstoppable Life: Your Growth Shield
Beyond Survival: How Smart Financial Fortification and Strategic Private Healthcare Are the Unseen Engines of Your Personal and Professional Evolution, Protecting Your Ambitions, Family, and Future Legacy from Life's Inevitable Shocks, Including Projected 2025 Health Realities Where Major Illness Touches 1 in 2 Lives, Empowering Every Dreamer, From Tradespeople to Nurses, to Thrive Uninterrupted.
Life isn’t a dress rehearsal. Every day is an opportunity to build, to create, to grow, and to move closer to the life you've envisioned for yourself and your loved ones. Whether you're a freelance creative mapping out your next project, a tradesperson building a business from the ground up, a dedicated nurse caring for the community, or a company director steering your team towards new horizons, your momentum is your most valuable asset.
But what happens when that momentum is threatened? What happens when life throws an unexpected, destabilising shock your way? For too long, we’ve viewed insurance as a grim necessity—a parachute for a fall we hope never happens. It’s time for a paradigm shift.
This guide isn't about mere survival. It's about building an unstoppable life. It’s about understanding that true financial resilience isn't just a safety net; it's a launchpad. It is your Growth Shield. By strategically fortifying your finances and leveraging private healthcare, you create an environment where your ambitions are protected, your family is secure, and your potential is limitless—free from the paralysing fear of the unknown.
In a world where projections for 2025 suggest a major illness will affect one in two people during their lifetime, 'hoping for the best' is no longer a strategy. It's a gamble with the highest possible stakes: your future. This is your definitive guide to transforming protection from a defensive cost into your greatest strategic investment for uninterrupted growth.
The New Reality: Why 'It Won't Happen to Me' is a Dangerous Myth in 2025
The notion of a 'job for life' and a predictable health journey has faded into history. Today's reality, particularly in the UK, is one of dynamic change, immense opportunity, and significant, well-documented health challenges. Ignoring these statistical realities is akin to sailing in rough seas without checking the weather forecast.
The data paints a clear picture. The optimistic belief that serious illness or injury only happens to "other people" is statistically unfounded.
- The Cancer Statistic: The most sobering projection, consistently updated by Cancer Research UK, is that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime. This is no longer a remote possibility; it's a statistical probability that touches every family.
- Cardiovascular Conditions: The British Heart Foundation reports that over 7.6 million people in the UK live with heart and circulatory diseases. These conditions are a leading cause of disability and premature death, often striking without warning.
- Musculoskeletal Issues: It’s not just life-threatening illnesses that derail lives. According to the Health and Safety Executive (HSE), an estimated 470,000 workers suffered from work-related musculoskeletal disorders in 2022/23. For a self-employed electrician or a busy nurse, a debilitating back injury can be financially catastrophic.
- Mental Health: The Office for National Statistics (ONS) highlights that around 1 in 5 adults in Great Britain experienced some form of depression in early 2023. A serious mental health episode can make work impossible for months, if not longer.
Compounding this is the immense pressure on our beloved NHS. While it remains a national treasure, post-pandemic backlogs and ongoing demand have led to significant waiting times. The latest NHS England data frequently shows millions of people on waiting lists for consultant-led elective care. This isn't a criticism; it's a pragmatic assessment. Waiting months for a diagnosis, a scan, or a non-urgent (but life-disrupting) operation can mean months of pain, anxiety, and lost income.
UK Health Statistics at a Glance (Based on Latest Data & Projections)
| Statistic/Condition | Current Reality & Projections | The 'Growth' Implication |
|---|---|---|
| Cancer Diagnosis | 1 in 2 lifetime risk for those born after 1960. | A significant interruption to career and personal life is a probable, not a possible, event. |
| Sickness Absence | ONS data shows sickness absence rates at a decade high, with millions of working days lost. | Your income is more vulnerable than ever to stoppage from common or serious illness. |
| NHS Waiting Lists | Millions awaiting routine treatment. | Delays in diagnosis and treatment can prolong time off work and impact recovery quality. |
| Musculoskeletal Issues | A leading cause of work absence, especially in manual or physically active roles. | A direct threat to the livelihoods of tradespeople, healthcare workers, and active professionals. |
This isn't about fear-mongering. It's about being clear-eyed and strategic. Your personal and professional evolution depends on your ability to work, think clearly, and execute your plans. A significant health shock, without a plan, brings all of that to a halt.
The Ripple Effect: How a Health Shock Derails More Than Your Health
When a serious illness or injury occurs, the immediate focus is, quite rightly, on health. But the secondary shockwaves can be just as devastating and long-lasting, creating a vortex of problems that are difficult to escape.
- The Income Stops, The Bills Don't: This is the most immediate and brutal impact. For freelancers, contractors, and the self-employed, no work means zero income from day one. For employees, Statutory Sick Pay (SSP) is a meagre £116.75 per week (2024/25 rate) and lasts for a maximum of 28 weeks. This barely covers the average weekly food shop, let alone a mortgage, rent, council tax, and utility bills.
- Ambitions on Ice: The business plan you were about to launch? The promotion you were working towards? The client relationship you were carefully building? A long-term absence puts all of it on hold, or worse, sends it backwards. Momentum is lost, and you may have to start again from a much lower base.
- Savings Decimated: Without an income, you're forced to turn to your hard-earned savings. The deposit for a new home, the funds for your children's education, your retirement nest egg—all can be wiped out in a matter of months, erasing years of disciplined financial planning.
- Debt Accumulation: Once the savings are gone, the next step is often debt. Credit cards, loans, and remortgaging the house become reluctant necessities, creating a financial burden that can last for years after you've physically recovered.
- Family and Relationship Strain: Financial stress is a leading cause of strain on relationships. A partner may have to reduce their working hours to become a carer, adding to the financial pressure. The emotional toll of watching a loved one struggle with both their health and their finances is immense.
Imagine Sarah, a 38-year-old marketing consultant. She's built a successful freelance business. After a sudden diagnosis of multiple sclerosis (MS), she finds she can only work part-time and needs significant periods off during relapses. Her income halves, she loses two major clients who need more consistent support, and the stress impacts her entire family. Her dream of expanding her business is replaced by the daily worry of paying the mortgage. This is the ripple effect in action.
Building Your 'Growth Shield': The Three Pillars of Financial Fortification
To counter this, you need to think like a strategist. You need to build a 'Growth Shield'—a multi-layered defence system that not only protects you when things go wrong but gives you the confidence to push forward when things are going right. This shield is built on three core pillars of protection insurance.
Pillar 1: Protecting Your Income - The Fuel for Your Ambitions
Your ability to earn an income is the engine of your life. It funds everything from your daily existence to your grandest dreams. Protecting it is non-negotiable.
Income Protection (IP) is arguably the most important financial product you can own.
- What it is: A policy that pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury.
- How it works: You choose a level of cover (typically 50-70% of your gross income) and a 'deferred period' (e.g., 4, 13, 26, or 52 weeks). This is the time you wait after you stop working before the payments begin. The longer the deferred period, the lower the premium. Payments then continue until you can return to work, the policy term ends, or you retire—whichever comes first.
- Why it's essential for everyone: For the self-employed, it's a lifeline. For employees, it provides a vital top-up to insufficient statutory or company sick pay schemes.
A special mention must be made of Personal Sick Pay policies. These are often short-term income protection plans, sometimes with a deferred period as short as one week. They are particularly popular with tradespeople—electricians, plumbers, builders—and others in riskier jobs where even a minor injury can mean an immediate stop to all earnings.
Income Protection vs. Statutory Sick Pay (SSP)
| Feature | Income Protection | Statutory Sick Pay (SSP) |
|---|---|---|
| Max Payout | 50-70% of your gross salary | £116.75 per week (subject to change) |
| Payment Duration | Until you return to work or retire | Maximum of 28 weeks |
| Coverage Scope | Any illness or injury preventing work | You must be an employee and ill for at least 4 days in a row |
| Definition of 'Work' | Can cover your 'own occupation' | N/A |
| Control | You choose the cover level and term | Set by the government |
Pillar 2: Shielding Against Life-Changing Illness - Your Recovery Capital
While Income Protection replaces your monthly salary, Critical Illness Cover (CIC) is designed to deal with the significant financial impact of a specific, life-altering diagnosis.
- What it is: A policy that pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of predefined serious conditions.
- What it covers: The core conditions are typically cancer, heart attack, and stroke, but modern policies can cover 50, 100, or even more conditions, including MS, kidney failure, major organ transplant, and Parkinson's disease.
- How the lump sum empowers you: This is your 'Recovery Capital'. It's not for paying the weekly bills; it's for transformative choices.
- Clear the mortgage: Remove your biggest financial stress instantly.
- Fund private treatment: Access cutting-edge drugs or therapies not available on the NHS, or simply skip the waiting list for surgery.
- Adapt your home: Install a stairlift or convert a bathroom.
- Take extended time off: Allow yourself and your partner to take a year off work to focus purely on recovery, without financial worry.
- Start a less stressful business: Use the capital to retrain or launch a new venture that better suits your new health reality.
Critical Illness Cover gives you options and control at a time when you feel you have none. It's the difference between being a victim of your diagnosis and the architect of your recovery.
Pillar 3: Securing Your Legacy - The Ultimate Peace of Mind
This pillar protects your loved ones from the financial consequences of your death. It ensures that your ambition for your family's future lives on, even if you are not there to see it through.
- Life Insurance (Term Assurance): The most common form. It pays out a lump sum if you die within a set term (e.g., the 25 years of your mortgage). It's designed to clear debts and provide a financial cushion for the family.
- Family Income Benefit (FIB): A thoughtful and often more affordable alternative. Instead of a large lump sum, it pays out a smaller, regular, tax-free income to your family until the policy term expires. This can feel more manageable, replacing your lost salary in a structured way.
- Gift Inter Vivos Insurance: A specialist form of life insurance for those planning their inheritance. If you gift a large sum of money or an asset (like a property) to someone, it may be liable for Inheritance Tax (IHT) if you die within seven years. This policy provides a lump sum to cover that potential tax bill, ensuring your gift is received in full. It's a crucial tool for smart estate planning.
Securing your legacy means your family's life doesn't have to be diminished by your absence. Their home is safe, their education is funded, and they have the space to grieve without immediate financial panic.
Beyond the Individual: Protection Strategies for Business Leaders
For company directors, business owners, and entrepreneurs, your health and your business's health are inextricably linked. A personal health crisis can quickly become a corporate one. Smart leaders protect their business with the same diligence they protect their family.
- Key Person Insurance: Who in your business is indispensable? Is it the top salesperson who brings in 70% of the revenue? The technical director with all the intellectual property in their head? Key Person Insurance is a policy taken out by the business on the life or health of that key individual. If they die or become critically ill, the policy pays a lump sum to the business. This money can be used to cover lost profits, recruit a replacement, or reassure lenders and investors. It's life insurance for your company's future.
- Executive Income Protection: This is a superior form of Income Protection for company directors. The policy is owned and paid for by the business, making the premiums a tax-deductible business expense. The benefit is paid to the company, which then pays it to the director via PAYE. It's a highly efficient way to secure a director's income while providing a tax benefit to the business.
- Relevant Life Policies: A tax-efficient death-in-service benefit for small companies that may not be large enough for a group scheme. The business pays the premiums (which are typically an allowable business expense), but the payout goes directly to the employee's family, free of most taxes. It's a powerful and cost-effective employee benefit.
- Shareholder Protection: If you are in business with other shareholders, what happens if one of you dies? Their shares will likely pass to their family, who may have no interest or ability to run the business. This can lead to paralysis or a forced sale. Shareholder Protection provides the surviving shareholders with the funds to buy the deceased's shares from their estate at a pre-agreed price, ensuring a smooth transition and business continuity.
Protection for Your Business: A Director's Checklist
| Business Problem | The Strategic Solution | Who or What It Protects |
|---|---|---|
| Your top salesperson has a heart attack. | Key Person Insurance | The business's revenue and stability. |
| You, the director, can't work for a year. | Executive Income Protection | Your personal income (tax-efficiently). |
| You want to offer staff a life insurance benefit. | Relevant Life Policy | Your employee's family; boosts staff loyalty. |
| Your business partner dies unexpectedly. | Shareholder Protection | The remaining owners' control and the business's future. |
The Healthcare Advantage: Why Private Medical Insurance is a Strategic Investment
While the protection policies above deal with the financial consequences of ill health, Private Medical Insurance (PMI) tackles the problem at its source: the healthcare journey itself.
In the context of an 'Unstoppable Life', PMI is not a luxury; it's a strategic tool for minimising downtime. The core benefits include:
- Speed of Access: Bypassing NHS waiting lists for consultations, scans (MRI, CT), and elective surgery is the number one reason people choose PMI. Getting a diagnosis in days rather than months, and treatment in weeks rather than years, can be the difference between a minor blip and a major life event.
- Choice and Control: You can often choose your specialist and the hospital where you are treated. This control can be incredibly reassuring during a stressful time.
- Enhanced Comfort: A private room, more flexible visiting hours, and an en-suite bathroom might seem like small things, but they can significantly improve the quality of your recovery.
- Access to Specialist Care: Some policies provide access to the latest drugs or treatments that may not yet be approved for widespread NHS use due to cost.
Many modern protection policies, especially Income Protection, now come with valuable integrated benefits that blur the lines with PMI. These can include access to a 24/7 virtual GP service, mental health support lines, physiotherapy sessions, and second medical opinion services. At WeCovr, we help clients identify policies that offer these powerful "value-added" benefits, turning a simple insurance plan into a holistic health and wellbeing support system.
More Than a Policy: The Wellness Ecosystem
The most forward-thinking insurers—and brokers—understand that the goal isn't just to be there when you claim; it's to help you avoid claiming in the first place. This has led to the rise of the wellness ecosystem, where your insurance actively rewards you for living a healthier life.
Many major insurers now offer programs that include:
- Discounted gym memberships.
- Reduced premiums for tracking your activity levels.
- Free health screenings.
- Access to mindfulness and wellbeing apps.
This proactive approach aligns perfectly with the 'Growth Shield' philosophy. Taking care of your health is the single most effective way to protect your future. Small, consistent daily actions have a huge cumulative effect.
- Nutrition: Focus not on restrictive diets, but on sustainable habits. A Mediterranean-style diet, rich in vegetables, fruits, lean protein, and healthy fats, is consistently linked to better long-term health outcomes. Ensure you get enough fibre and stay well-hydrated.
- Activity: The UK Chief Medical Officers' guideline is for 150 minutes of moderate-intensity activity (like a brisk walk) or 75 minutes of vigorous activity (like running) per week, plus strength-building activities twice a week. Find something you enjoy, and make it a non-negotiable part of your routine.
- Sleep: Never underestimate the power of 7-9 hours of quality sleep per night. It is critical for cognitive function, immune response, and mental health. Practice good sleep hygiene: a cool, dark room, no screens an hour before bed, and a consistent sleep schedule.
- Mindfulness: Chronic stress is a silent killer. Just 10 minutes of daily mindfulness or meditation can lower blood pressure, reduce anxiety, and improve focus.
At WeCovr, we believe in supporting your entire wellbeing journey. That's why, in addition to finding you the most suitable protection policy, we provide our clients with complimentary access to our AI-powered calorie tracking app, CalorieHero. It’s another tool in your arsenal to help you build a healthier, more resilient life, making wellness accessible and achievable.
Navigating the Market: How to Choose Your Growth Shield
The UK protection market is vast and complex. Policies differ hugely in their definitions, conditions covered, and optional benefits. Trying to navigate this alone is not only time-consuming but also risky—choosing the wrong policy can be as bad as having no policy at all.
This is where an expert independent broker becomes your most valuable ally. A good broker doesn't just 'sell' you a policy; they act as a consultant for your future.
Navigating the complexities of dozens of insurers and hundreds of policy variations can be daunting. An expert broker like WeCovr takes the time to understand your unique personal, professional, and family ambitions. We don't just look at your mortgage; we ask about your business goals, your family's aspirations, and your personal passions. We then compare plans from all the major UK insurers to find a policy that doesn't just protect you but actively empowers your goals.
Key factors we will help you consider:
- Budget: How much can you comfortably afford? Cover can be tailored to almost any budget.
- Occupation: Your job impacts your risks and the type of cover you need. An 'own occupation' definition for Income Protection is vital for specialists.
- Dependents: Your cover needs change dramatically when you have a partner, children, or other financial dependents.
- Debts & Assets: Your mortgage, loans, and overall financial picture will dictate the level of cover required.
- Health & Lifestyle: Your age, health history, and whether you smoke will all impact the premium. This is why it's always best to get cover when you are young and healthy.
The application process requires full and honest disclosure. Hiding a medical condition or lifestyle choice can invalidate your policy at the point of claim, which is the worst possible outcome. A broker will guide you through this process to ensure your policy is robust and reliable.
Conclusion: From Surviving to Thriving - Your Unstoppable Future
Building your Growth Shield through smart financial fortification and strategic healthcare is one of the most empowering actions you can take.
It is a profound statement of intent. It says that you value your future, your ambitions, and your family too much to leave them vulnerable to chance. It's the unseen engine that allows you to take calculated risks, to innovate, to build, and to live a bigger life, safe in the knowledge that you have a powerful and resilient foundation beneath you.
Protection isn't about dwelling on what could go wrong. It's about guaranteeing your freedom to focus on what can go right. It's the difference between a life of anxiety and a life of ambition. It's the difference between surviving and thriving. It's the key to making your life, truly, unstoppable.
Frequently Asked Questions (FAQs)
Is protection insurance expensive?
Do I really need cover if I'm young and healthy?
Will insurers actually pay out?
What's the difference between Income Protection and Critical Illness Cover?
- Income Protection (IP) provides a regular monthly income if you are unable to work due to any illness or injury. It's designed to replace your salary to pay your ongoing bills.
- Critical Illness Cover (CIC) pays a one-off tax-free lump sum if you are diagnosed with a specific illness listed on the policy. It's designed to deal with the major financial costs of a life-changing illness, like clearing a mortgage or funding treatment.
I'm self-employed. What's the most important cover for me?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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